Sentences with phrase «as a guaranteed investment»

But instead of being daunted by the high interest rates, I think of paying off debt as a guaranteed investment — both literally and for my financial future.

Many Canadians contribute to an RRSP at their bank, and the funds inside their RRSP are invested in a «locked - in» investment, such as a guaranteed investment certificate («GIC»).

Variable annuities are not built as a guaranteed investment for your heirs.

Segregated funds, also known as Guaranteed Investment Funds, are designed to provide the growth potential of a mutual fund with the security of principal guarantees.

Not exact matches

This doesn't guarantee the amount of pension income they receive, as this will depend on the type of investment the pension scheme is in.

Traditional car sharing will only place cars where it can get a return on investment, such as dense urban areas or in university towns where you can guarantee that.

A guaranteed investment return is as rare as free money, and a 401 (k) match gives you both: When you put dollars into the account, your employer puts dollars in, too.

Chasing returns doesn't work, she says, because investments are volatile, and there's no such thing as a guaranteed return.

«The type of hidden fees annuity investors should pay attention to are separate account [investment funds] expense ratios; back - end sales charges; annual administration fees; mortality and expense costs; any rider fees, such as guaranteed income rider, death benefit riders [and] principal protection riders, to name a few,» says financial planner Joseph Carbone of Focus Planning Group.

They may be pitched to investors with words like «guaranteed» and «safe» — and may tout robust returns that outpace more traditionally conservative investments such as CDs or money market accounts.

The consumer will incur a surrender charge, be subject to the commencement of a new surrender period, lose existing benefits (such as a higher crediting guarantee than is currently available, as well as death, living or other contractual benefits), or be subject to increased fees, investment advisory fees or charges for riders and similar product enhancements;

The value of investments and the income from them can fall as well as rise and is not guaranteed.

As with all investments, remember that past performance is not a guarantee of future results.

Investing strategies, such as asset allocation, diversification, or rebalancing, do not assure or guarantee better performance and can not eliminate the risk of investment losses.

No guarantee as to the capital value of investments nor future returns is made by BlackRock or any company in the BlackRock group.

Pending specific application of these proceeds, we expect to invest them primarily in short term, investment - grade interest - bearing securities such as money market accounts, certificates of deposit, commercial paper and guaranteed obligations of the U.S. government.

Fraudsters may entice investors by touting a Bitcoin investment «opportunity» as a way to get into this cutting - edge space, promising or guaranteeing high investment returns.

GroupM calls out North America as an «inflation hot spot,» for video, where CPMs were up 5 % to 13 % in 2017 depending on supplier, weight of investment and whether or not the buy was guaranteed.

«An investment's past performance doesn't guarantee its future returns, but historical data can provide clues as to what might happen.»

As every investment prospectus warns, past performance is no guarantee of future results.

However, as this is not guaranteed by any signal provider, you still stand the chance of losing your investment acting upon the recommendations provided by the service.

You're doubling down on the risks like that, as currently there are no safe investments that are guaranteed to return more than the mortgage rate for 25 years.

Keep in mind there's no guarantee you'll see the same success as Mark Cuban if you follow his investment formula.

Second, there needs to be some mechanism, such as the cost - shared financing programs established by Tom Kent and Lester Pearson with the support of Tommy Douglas, to guarantee on - going federal investment conditional on provincial obedience to national principles around minimum standards.

The benefit of using an IUL policy as opposed to simply investing in an index yourself is that there is a guaranteed 0 % floor for your investment risk.

Money market mutual funds, like bond and stock mutual funds, are investments, and, as such, are not guaranteed.

It's important to remember that, as with any investment, principal value may be lost, and investing in the plan does not guarantee admission to college or sufficient funds for college.

TD Guaranteed Investment Funds II was closed to new policies as of March 11, 2009.

If you have an investment that pays out small returns, like Guaranteed Investment Certificate (GIC) which pays about 1.5 % per year, you might as well keep this amount in your regular savinginvestment that pays out small returns, like Guaranteed Investment Certificate (GIC) which pays about 1.5 % per year, you might as well keep this amount in your regular savingInvestment Certificate (GIC) which pays about 1.5 % per year, you might as well keep this amount in your regular savings account.

«Big is not necessarily beautiful; having a large research staff not only does not guarantee good investment judgements, it often serves as a poor substitute» Bennett Goodspeed

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

In addition, TD Guaranteed Investment Funds II was closed to any new deposits or purchases as of April 15, 2009.

Time for some brutal honesty... this team, as it stands, is in no better position to compete next season than they were 12 months ago, minus the fact that some fans have been easily snowed by the acquisition of Lacazette, the free transfer LB and the release of Sanogo... if you look at the facts carefully you will see a team that still has far more questions than answers... to better show what I mean by this statement I will briefly discuss the current state of affairs on a position - by - position basis... in goal we have 4 potential candidates, but in reality we have only 1 option with any real future and somehow he's the only one we have actively tried to get rid of for years because he and his father were a little too involved on social media and he got caught smoking (funny how people still defend Wiltshire under the same and far worse circumstances)... you would think we would want to keep any goaltender that Juventus had interest in, as they seem to have a pretty good history when it comes to that position... as far as the defenders on our current roster there are only a few individuals whom have the skill and / or youth worthy of our time and / or investment, as such we should get rid of anyone who doesn't meet those simple requirements, which means we should get rid of DeBouchy, Gibbs, Gabriel, Mertz and loan out Chambers to see if last seasons foray with Middlesborough was an anomaly or a prediction of things to come... some fans have lamented wildly about the return of Mertz to the starting lineup due to his FA Cup performance but these sort of pie in the sky meanderings are indicative of what's wrong with this club and it's wishy - washy fan - base... in addition to these moves the club should aggressively pursue the acquisition of dominant and mobile CB to stabilize an all too fragile defensive group that has self - destructed on numerous occasions over the past 5 seasons... moving forward and building on our need to re-establish our once dominant presence throughout the middle of the park we need to target a CDM then do whatever it takes to get that player into the fold without any of the usual nickel and diming we have become famous for (this kind of ruthless haggling has cost us numerous special players and certainly can't help make the player in question feel good about the way their future potential employer feels about them)... in order for us to become dominant again we need to be strong up the middle again from Goalkeeper to CB to DM to ACM to striker, like we did in our most glorious years before and during Wenger's reign... with this in mind, if we want Ozil to be that dominant attacking midfielder we can't keep leaving him exposed to constant ridicule about his lack of defensive prowess and provide him with the proper players in the final third... he was never a good defensive player in Real or with the German National squad and they certainly didn't suffer as a result of his presence on the pitch... as for the rest of the midfield the blame falls squarely in the hands of Wenger and Gazidis, the fact that Ramsey, Ox, Sanchez and even Ozil were allowed to regularly start when none of the aforementioned had more than a year left under contract is criminal for a club of this size and financial might... the fact that we could find money for Walcott and Xhaka, who weren't even guaranteed starters, means that our whole business model needs a complete overhaul... for me it's time to get rid of some serious deadweight, even if it means selling them below what you believe their market value is just to simply right this ship and change the stagnant culture that currently exists... this means saying goodbye to Wiltshire, Elneny, Carzola, Walcott and Ramsey... everyone, minus Elneny, have spent just as much time on the training table as on the field of play, which would be manageable if they weren't so inconsistent from a performance standpoint (excluding Carzola, who is like the recent version of Rosicky — too bad, both will be deeply missed)... in their places we need to bring in some proven performers with no history of injuries... up front, although I do like the possibilities that a player like Lacazette presents, the fact that we had to wait so many years to acquire some true quality at the striker position falls once again squarely at the feet of Wenger... this issue highlights the ultimate scam being perpetrated by this club since the arrival of Kroenke: pretend your a small market club when it comes to making purchases but milk your fans like a big market club when it comes to ticket prices and merchandising... I believe the reason why Wenger hasn't pursued someone of Henry's quality, minus a fairly inexpensive RVP, was that he knew that they would demand players of a similar ilk to be brought on board and that wasn't possible when the business model was that of a «selling» club... does it really make sense that we could only make a cheeky bid for Suarez, or that we couldn't get Higuain over the line when he was being offered up for half the price he eventually went to Juve for, or that we've only paid any interest to strikers who were clearly not going to press their current teams to let them go to Arsenal like Benzema or Cavani... just part of the facade that finally came crashing down when Sanchez finally called their bluff... the fact remains that no one wants to win more than Sanchez, including Wenger, and although I don't agree with everything that he has done off the field, I would much rather have Alexis front and center than a manager who has clearly bought into the Kroenke model in large part due to the fact that his enormous ego suggests that only he could accomplish great things without breaking the bank... unfortunately that isn't possible anymore as the game has changed quite dramatically in the last 15 years, which has left a largely complacent and complicit Wenger on the outside looking in... so don't blame those players who demanded more and were left wanting... don't blame those fans who have tried desperately to raise awareness for several years when cracks began to appear... place the blame at the feet of those who were well aware all along of the potential pitfalls of just such a plan but continued to follow it even when it was no longer a financial necessity, like it ever really was...

Klein in 2015 still received income from the firm through a return on investment of equity, amounting to $ 5,000 as well as a $ 36,000 guaranteed payment.

We see these guarantees as the culmination of unprecedented investment in schools over recent years.»

That will help guarantee America's position as the world center of capital and investment for years to come.

Our correspondent gathered that the new CAMA Act will also creates the «LLP» (Limited Liability Partnership) which is a new form of legal identity for businesses in Nigeria that is targeted at increasing foreign investment in the country; as well as guarantees that Nigerians will be able to register their businesses from anywhere in the country through the e-Registration system that the Senate's amendment gives legal backing.

At our state conference last month, we overwhelmingly passed resolutions supporting guaranteed healthcare as a human right, free public education from pre-K through college or trade school, a living wage and fair compensation for all, investments in environmental protection and renewable energy, restoration of voting rights to former felons, public financing of elections to eradicate the corrupting influence of big money in politics, and other policies that serve the people.

The reason they had to do it, the reason we made a decision to do this as a city is we said if we want someone to make this investment we basically have to guarantee them a captive audience.

She said childcare should be seen as just as important as other infrastructure investments such as transport, and that Labour would be announcing «a guarantee to every parent that they will be able to get wraparound childcare from 8 to 6 every day.»

«Whilst we are getting on with the pensions proposals for the future of the country, whilst we are producing the energy proposal that guarantees energy security and climate change issues, whilst we are managing a huge investment in our schools as a result of the strong economy the chancellor has produced, whilst we're investing in the NHS - we've been doing all that what exactly has he been doing?»

«We have made significant investments also in oil and gas, in particular, the World Bank partial loan guarantee... Ghana will start a robust growth as a result of these investments.»

CAMA will also creates the «LLP» (Limited Liability Partnership) which is a new form of legal identity for businesses in Nigeria that is targeted at increasing foreign investment in the country; as well as guarantees that Nigerians will be able to register their businesses from anywhere in the country through the e-Registration system that the Senate's amendment gives legal backing.

Prof. Dankofa, among other things, in suit KDH / KAD / 236 / 2018 is praying the court to «declare that the action of the respondents (Kaduna State Government and Kaduna Geographic Information Service, KADGIS) in arrogating to themselves the power to punitively sanction the Applicants (Hunkuyi and his Company, Muna Investment Ltd) property, even if the Applicants were purportedly in default of payment of either ground rent or land use charge or for any other reason constitute a gross violation of Applicant Fundamental Human Right guaranteed under section 43 (1) and 46 (1) of the Constitution of the Federal Republic of Nigeria, 1999 (as amended) and therefore illegal, unconstitutional, null and void.»

«Investment will not guarantee that all negative impacts can be overcome, but business as usual will guarantee disastrous consequences for the human race.»

The model produces different jobs and growth projections for a business - as - usual scenario with no technology breakthroughs or major new policies, and then generates different outcomes by factoring in new policies such as a national clean energy standards such as proposed by President Obama; increases in corporate average fuel economy standards; tougher environmental controls on coal - fired power generators; extended investment and production tax credits for clean energy sources and an expanded federal energy loan guarantee program.

This is because the high expense associated with the project could prompt participating governments to demand guaranteed time as a scientific return on investment, thereby restricting access and leaving little time to nonmembers.

Yes, paying the larger cash investment helps guarantee a commitment, but even greater than that is the accountability to me as their trainer.

At ABC Desks our furniture lasts at least twice as long as any other on the market, so they are a sensible investment with a full seven year guarantee.

And the fund managers may still make overly risky investments that can leave the plan underfunded, although one suspects there will be less temptation to do so if the guaranteed return approximates the rate on risk - free investments, as is typically the case.