Sentences with phrase «as a low interest rate with»

This verification is an absolute must if a certain item is of paramount importance to the buyer (such as a low interest rate with a long renewal date on an assumable mortgage).

Not exact matches

According to Auto.Loan, there's a good chance you can lower your monthly payments and interest rates as long as you've been on time with previous payments.

It's not as if it's expensive to borrow and invest, what with interest rates in both countries at near all - time lows.

May could finance her army cheaply with record - low interest rates and promise — in legislation, if need be — to pay it back as soon as the economy was once again growing at potential.

Interest rates are low throughout the developed world, except in countries experiencing fiscal crises, as central banks and other policymakers try to cope with continuing financial strains and weak economic conditions.

For Canada's five largest institutions, interest rates for high interest savings accounts range from as low as 0.05 per cent to as high as 1.7 per cent with Scotiabank's Momentum Plus Savings Account, according to RateHub.

If these business owners would have taken initiative much earlier, when the need wasn't as desperate, they may have had better loan options with lower interest - rates.

That insight, as obvious as it may seem, conflicts with the Fed's policy of raising interest rates preemptively, even as inflation continues to undershoot its target, essentially on concerns that a 17 - year - low 4.1 % jobless rate may already be beyond what officials consider «full employment.»

A carry trade is typically based on borrowing in a low - interest rate currency and converting the borrowed amount into another currency, with proceeds placed on deposit in the second currency if it offers a higher rate of interest or deploying proceeds into assets — such as stocks, commodities, bonds, or real estate — that are denominated in the second currency.

Not only did the Zero Lower Bound turn out to be not so debilitating as all that — rather than work their will via interest rates, central banks took to injecting money directly into the economy via large - scale asset purchases — but it does not even seem to be the lower bound: central banks, notably in Europe, have successfully experimented with negative interest rLower Bound turn out to be not so debilitating as all that — rather than work their will via interest rates, central banks took to injecting money directly into the economy via large - scale asset purchases — but it does not even seem to be the lower bound: central banks, notably in Europe, have successfully experimented with negative interest rlower bound: central banks, notably in Europe, have successfully experimented with negative interest rates.

Individuals can borrow funds up to certain limits to fund their college aspirations with benefits such as low fixed interest rate, a variety of repayment options, forgiveness opportunities, and no check of credit.

With extraordinary low interest rates and modest inflation, investing in long - term bonds to capture as much yield as possible may seem like a smart move.

If I can achieve a 8 % annual return with relatively low risk, I am allocating as much capital as possible to such an investment given our low interest rate environment.

Although you could qualify for an FHA loan with a credit score as low as 580, your interest rate will likely be higher than a borrower with a credit score of 700 or more.

Even among her Fed peers, she stands out as a nerd: «As Fed officials deliberated last April about how long to keep interest rates low, Ms. Yellen delivered a 20 - page speech, with 18 footnotes and 15 charts, making the argument that rates should stay low until 2015 or later,» writes WSJ Fed correspondent Jon Hilsenratas a nerd: «As Fed officials deliberated last April about how long to keep interest rates low, Ms. Yellen delivered a 20 - page speech, with 18 footnotes and 15 charts, making the argument that rates should stay low until 2015 or later,» writes WSJ Fed correspondent Jon HilsenratAs Fed officials deliberated last April about how long to keep interest rates low, Ms. Yellen delivered a 20 - page speech, with 18 footnotes and 15 charts, making the argument that rates should stay low until 2015 or later,» writes WSJ Fed correspondent Jon Hilsenrath.

Citizens Bank offers a broad range of refinancing options with interest rates as low as 2.90 % APR, depending on your loan amount and your selected repayment period.

In the mad scramble for loan creation during the final phase of the Housing Bubble, the government created an environment of essentially free money by allowing the big agencies, Fannie Mae and Freddie Mac (or Phony and Fraudie, as I often affectionately refer to them), to securitize loans to the bottom of the barrel risks with crazy terms like no money down and incredibly low «teaser» interest rates.

As NBC Nightly News report, parents with high - interest PLUS loans are often able to refinance them with private lenders at lower rates (see, «Parents can refinance student loans they take out for their kids.»)

As long as your debt - to - income ratio is low, however, and you have a larger equity position — meaning you can afford a larger down payment — you stand a good chance of getting approved for a loan with a decent interest ratAs long as your debt - to - income ratio is low, however, and you have a larger equity position — meaning you can afford a larger down payment — you stand a good chance of getting approved for a loan with a decent interest ratas your debt - to - income ratio is low, however, and you have a larger equity position — meaning you can afford a larger down payment — you stand a good chance of getting approved for a loan with a decent interest rate.

As interest rates in Europe fell to unfathomably low levels over the last decade, lenders found themselves in a tough position: Mortgage interest — and therefore income — fell in lock step with the Euribor, and yet banks only had so much leeway to cut interest paid on deposits, which are their primary source of funding for mortgages.

They are beneficial for lenders who can provide larger loans with lower interest rates as well as for borrowers who are looking for loans with low - interest rates.

All else equal, unless it possesses some sort of major offsetting advantage that makes the risk of non-payment low, a company with a low - interest coverage ratio will almost assuredly have bad bond ratings, increasing the cost of capital; e.g., its bonds will be classified as junk bonds rather than investment grade bonds.

Also, as noted, with the general level of interest rates relatively low, the incremental return from investing in lower credit looks more rewarding.

Advantage Education Student Refinancing loans are currently available with fixed interest rates as low as 3.49 percent.

Yes, there is an argument for «crowding out» in «normal» times, but, as stated, with low interest rates, under - employment, and private firms sitting on piles of cash, its not a relevant argument for our current situation.

Banks are generally under pressure due to low profit margins as rate differentials are low, however, with chances of fed raising interest rate going up in Dec, it will help banks to grow their margins.

Difficulties with its Teamster pension plan, as well as very low interest rates, led to a $ 4.8 billion loss on the value of its pension plan.

Adjustable - rate mortgage: Also known as an ARM, this mortgage option from Quicken Loans generally has a lower interest rate when compared to fixed - rate mortgages with the same term - at least at first.

With a low score, you may still be able to get credit, but it will come with higher interest rates or with specific conditions, such as depositing money to get a secured credit cWith a low score, you may still be able to get credit, but it will come with higher interest rates or with specific conditions, such as depositing money to get a secured credit cwith higher interest rates or with specific conditions, such as depositing money to get a secured credit cwith specific conditions, such as depositing money to get a secured credit card.

As someone who trades interest rates for a living (interest rate swaps / swaptions / Treasuries / MBS) I fully agree with Sam's assessment of «low for longer» rates.

As a new source of revenue for the banks in place of loans to domestic real estate and industry, low interest rates enabled them to flood the global economy with credit.

But combining longer life expectancy with low interest rates means that a person starting to save today would have to set aside much more to generate the same retirement income as a person who began saving 25 years ago, if both wished to retire at the same age.

With interest rates as low as they have been, the cost of capital certainly is not a problem for well - established businesses.

The first thing they watch when doing so is how high or low interest rates on treasury bonds with different maturities are, which is also referred to as the yield curve.

With interest rates being so low, investors holding bonds in a diversified portfolio know that the next forty years can not look as bright as the last forty years.

With Bay Area refinance rates so low, many homeowners are now in a position to reduce their monthly payments as well as their long - term interest costs.

Depending on your credit history, income, and amount of debt, you could qualify for a credit card consolidation loan with an interest rate as low as 4.98 %.

As you can see, a person with a lower score is typically assigned a higher interest rate on a loan.

With mortgage rates still at historic lows, as well as mortgage interest tax deductions, there can be a good argument against paying off your mortgage early.

This reflects borrowers switching from loan products with higher interest rates, such as traditional fixed - term personal loans, to products which attract lower rates of interest, such as home - equity lines of credit and other borrowing secured by residential property.

With interest rates on low - risk investments falling to low levels in many countries, investors have sought to maintain yields by moving into higher - risk assets such as corporate debt and emerging market debt.

Generally speaking, home buyers with higher scores have an easier time getting approved for financing, and tend to qualify for lower interest rates as well.

However, the Fed, in its wisdom and at the behest of intelligent idiots such as Paul Krugman and Paul McCulley, kept interest rates at artificially low levels for years and aggressively ramped up the money supply with the aim of speeding the recovery process.

That's important because interest rates awarded to very creditworthy borrowers can be as much as 5.00 % to 6.00 % lower than those offered to borrowers with the worst credit scores.

In the summer, with the world awash in negative interest rates, The Wall Street Journal reported that this «new abnormal» was «here to stay» and (as yours truly wrote) that «you will have to lower your expectations» for bond income.

As is common in countries with negative real interest rates, German investors are pulling money out of low - yielding bank accounts and investments and plowing it into all types of real estate, causing prices to boom for the first time in a very long while.

Implied volatilities gradually declined around the world in the second half of 2003, as it became clearer that the easing cycle was drawing to a close, with some central banks beginning to tighten monetary policy after a prolonged period of relatively low and stable interest rates.

Eventually the Fed settled on an interest - rate target «range,» with the interest rate paid on bank reserves as its upper bound, and a lower bound of zero.

Also known as debt consolidation, borrowers with multiple high interest cards often transfer their balances elsewhere to benefit from a zero or low interest introductory rate.

The metal has traditionally had an inverse relationship to interest rates, with demand for the precious metal increasing when rates are low, as they currently are, and is often seen as a hedge against inflation.