Sentences with phrase «as a lump sum at»

In reality most people would want to take 25 % of their pot as a lump sum at the same time as buying an annuity, given that it's tax - free if you're under the LTA.

Again, you can take 25 % as a lump sum at this point which will be subject to BCE 6.

You only get 1.5 x miles every statement and you get the extra 1.5 x miles as a lump sum at the end of the year.

However, the insured will have an option to commute up to a maximum of one - third of the accumulated value as lump sum at the time of vesting.

Aviva Wealth Builder: It is designed in a way that that doubles the total amount of premiums paid and provide returns it as a lump sum at maturity KNOW MORE

You may take your Maturity Benefit as lump sum at the Maturity Date by selecting the said option at the inception of the policy.

If the policyholder gets diagnosed with a cancer of defined severity, a certain percentage of the sum assured is paid out as a lump sum at that time (subject to applicable limits).

Alternately, Jeevan's nominee has an option to take all monthly instalments as a lump sum at the time of claim settlement.

Option B - Lump sum Payment: You can opt to receive the maturity benefit as a lump sum at the end of the policy term.

A plan that offers you Non-Guaranteed Cash Bonuses from the 7th year, Guaranteed Survival Benefits from the 10th year onwards, as well as a lump sum at the end of the Policy Term.

A traditional non linked participating plan that offers you Non-Guaranteed Cash Bonuses from the 7th year, Guaranteed * Survival Benefits from the 10th year onwards, as well as a lump sum at the end of the Policy Term.

If you want to receive the outstanding maturity benefit as a lump sum at any time during the payout period, the discounted value @ 9 % per annum discount rate is payable.

There are few term plans which offer the flexibility to the nominees to take the death claim as lump sum at a discounted rate even if in the plan benefit is opted as staggered payout.

Terminal Bonus is added to the policy and it is payable as a lump sum at the end of the policy term.

Not exact matches

The value of the vested Account balance in the Cash Balance Plan is payable to the team member at any time after termination of employment in either a lump sum or an actuarially equivalent monthly annuity as provided under the Cash Balance Plan and as elected by the team member.

These securities are known as Original Issue Discount (OID) bonds, since the difference between the discounted price at issuance and the face value at maturity represents the total interest paid in one lump sum.

That is a significant amount to devote just to healthcare when you look at it as a lump sum.

We only put in lump sums on some individual stocks Those have mostly paid off but I wouldn't recommend going that route unless you truly can look at the investments as money lost going in.

Btw the 10 year horizon is relevant to me as it is when I can take my 25 % lump sum from SIPP, so preferable taking it from bonds that have just been redeemed rather than selling down equities that may be in a bear market at the time.

One option is known as «single premium», in which you make a lump - sum payment at the time of closing which covers your PMI policy for as long as your mortgage is active.

Note: Welfare is measured as equivalent variation — the lump - sum payment to households to leave them as well off without the TPP as with it; values are in Canadian dollars (millions) at 2017 prices.

It is also a good idea to make sure that the length of the period of sponsorship is agreed on and whether the benefits (financial or otherwise) will be given to the club as one lump sum at the start of sponsorship or periodically throughout the sponsorship.

Location: Green Bay, Wis.Bids Due: June 14, 2018 at 2:00 PM, Base Bids will be received as a single lump sum bid for: — 3) Plumbing Read More

«Utilizing families and their pain and using undocumented immigrants and putting the law in one lump - sum category and vilifying them as criminals is obviously a false narrative that he continues to hold up and it's very dangerous and divisive to this country,» she said during a press conference after Trump signed the executive orders at City Hall.

The Islanders» sublease with SMG, agreed upon during the final days of Democrat Thomas Suozzi's tenure as Nassau County executive in December 2009, also stipulates that the hockey team owes SMG a $ 7 million lump sum at the end of the lease as part of a deferred rent payment plan.

Anything not spent on benefits was given back to teachers as a lump - sum check at the end of the year: additional cash teachers could pocket and / or invest however they chose.

At the end, you'll have a lump sum you can put down as a security deposit for a secured credit card.

One option is known as «single premium», in which you make a lump - sum payment at the time of closing which covers your PMI policy for as long as your mortgage is active.

Lump sum plus Monthly Income: Half of the death benefit will be paid out as lump sum for immediate needs, and the remaining half in form of monthly income increasing annually by 10 % at simple rate for a period of 15 yeLump sum plus Monthly Income: Half of the death benefit will be paid out as lump sum for immediate needs, and the remaining half in form of monthly income increasing annually by 10 % at simple rate for a period of 15 yelump sum for immediate needs, and the remaining half in form of monthly income increasing annually by 10 % at simple rate for a period of 15 years.

This is different from a standard payday loan, as these are generally required to be paid back at the end of the month in a lump sum.

Mortgage insurance may come with a typical pay - as - you - go premium payment, or it may be capitalized into a lump - sum payment at the time of mortgage origination.

For example, if you were to purchase a 5 - year Deferred Fixed Annuity, you might receive your payment as one lump sum at year 5.

«In much the same way investment advisors and the investment industry preach dollar - cost - averaging and investing small increments of money over a long period of time, as opposed to one lump sum of money all at once, I think that just goes to justify the benefit of taking the payments over the long run,» says Heath, «Especially if one didn't have a lot of financial aptitude.»

100 - 120 % of premiums paid are returned at the end of the policy term as a lump sum survival benefit.

Payments can be given all at once in a lump sum, as a regular monthly term payment or through a line of credit at times and in amounts that you choose.

You (the annuity owner) make a lump - sum payment or a series of premium payments to an annuity issuer (the insurance company), which will accumulate earnings at a fixed interest rate (a fixed annuity) or a variable rate determined by the growth (or losses) in investment options known as subaccounts (a variable annuity).

The 25 % limit for a tax - free lump sum applies to the total you are taking out at that point: if you have # 200K and are taking out # 100K, you can take out # 25K as a tax - free lump sum and use # 75K for the annuity.

Considering it as an investment tool plus a retirement plan, since after 35 years i.e. at the age of 60 it will give a lump - sum amount, is it wise decision to buy the life insurance under given conditions?

With these accounts, you contribute a lump sum today that is guaranteed to pay for a certain period of time (such as a semester) at a qualifying institution in the future.

With an immediate annuity, for example, you invest a lump sum with an insurer in return for monthly payments that start at once and continue as long as you live.

Borrowers who choose a fixed rate reverse mortgage must take their funds as a lump sum, as opposed to other disbursement options offered at a variable rate.

That's because RRIFs offer more flexibility and tax savings than annuities (see the pros and cons of annuities at TSI Network) or a lump - sum withdrawal (which in most cases is a poor retirement investing option, since you'll be taxed on the entire amount in that year as ordinary income).

Also, your conventional lender may allow you to pay a lump - sum at closing to eliminate monthly PMI payments, known as lender - paid PMI, or LPMI.

To cover a broader range of home improvement needs, mortgage lenders offer loans in the form of cash - out refinance loans, another type of equity - based loan that involves a lump sum of cash at closing to use as you please for home improvement.

In the 2012 Vanguard study, «Dollar - cost averaging just means taking risk later,» the authors looked at historical monthly returns for $ 1 million invested as a lump sum and through dollar - cost averaging over periods as short as 6 months and as long as 36 months, assuming that funds were kept in cash before being invested.

You can also reduce your mortgage by making an extra payment if you find yourself with an extra lump sum of money, such as at tax time.

A Single Premium policy is the one in which the premium amount is paid in lump sum at the beginning of the policy as a return for the death benefit which is guaranteed to be paid up until the death of the policyholder.

An HELOC can be used at any time as there are no withdrawal restrictions but for a home equity loan, payments after the initial lump sum must be approved through a new contract.

My conclusion at that time was that DCA isn't really the good way to invest as far as the performance is concerned because in a up market, shares purchased through DCA become less and less than through a lump - sum.

A 401k account with pre-tax and post-tax funds at Institution A is rolled over as one lump sum into a new Traditional IRA at Institution B.