Sentences with phrase «as a negative item»

As negative items on your credit report become older, they'll affect your credit score less.
If you fall into «default» because you are not making scheduled payments, this appears as a negative item on your credit report and also means that the government will have to take action against you to get the money back.
So by making your timely payments as negative items fall off your credit history, they are replaced with positives.
The healthcare industry is the single biggest customer of the debt collection industry, constituting 42 % of the collection market, versus only 29 % for the banking & finance sector.34 One stunning statistic from a 2003 Federal Reserve study is that over half of accounts reported by debt collectors and nearly one - fifth of lawsuits that show up as negative items on credit reports are for medical debts.35 Moreover, often medical debts are sent to debt collectors for reasons completely out of the consumer's control, such as disputes between insurance companies and providers, or even the result of the provider's failure to properly bill the insurer.
The late payment gets reported to the credit bureaus and appears as a negative item on your credit report.
Re-aging a delinquent account to remove the account as a negative item listed on your credit report.

Not exact matches

As a result, in the short term the state would not be expected to experience a strong positive or negative direct impact of the US - imposed or proposed tariffs on imported aluminum and steel and other items — though individual companies and projects may be strongly affected.
To say that God is not an item in the cosmos is a wholly negative remark; but to say, in traditional theological terminology, that one of the peculiar ways God is present to that cosmos is as the Holy One is to say something positive.
There is significant opportunity in improving protein quality on - premise in terms of increasing traffic, brand equity, purchase intent and willingness to pay more per item, as well as reversing restaurant avoidance due to negative protein quality perceptions
Sending a child to bed without dinner, earning snacks or making a child eat a hated item as a consequence are all negative approaches to discipline that can derail good nutritional habits.
I'm not saying I support this or not, I'm just stating that this is his strategy as far as I can tell - to make «Fake News» a talkable item, such that future negative articles could be perceived in this light.
One negative thing about an Outlet Mall Express is that they don't carry a lot of the same items as a retail Express does, so unfortunately all the items I do post on here, aren't going to be on line, so I apologize for that.
As I looked at the item I realized it was tied to a negative comment.
This question can apply to other MH titles, but I thought I'd ask it for both 3U / 4U seeing as how I'm flip - flopping between both I know that Affinity in any given weapon basically equals the percentage amount of critical strikes and deals more damage as a whole... but after jumping back into 3U and hearing about the Chaotic Gore items on 4U, I've always questioned what negative Affinity means.
------ Extra notes: I can't answer about how Negative Affinity affects Partbreaker and / or Destroyer Oils for SnS, but I'm going to assume that those skill / item are directly correlated to your raw power as well (though, element / status isn't effected by negative affinity; only positive with Crit Element /Negative Affinity affects Partbreaker and / or Destroyer Oils for SnS, but I'm going to assume that those skill / item are directly correlated to your raw power as well (though, element / status isn't effected by negative affinity; only positive with Crit Element /negative affinity; only positive with Crit Element / Status)
You should work to correct negative items on your credit report as soon as possible.
According to an article today by BigPondNews.com, as more and more bookstores struggle to stay in business and compete for consumer's dollars, a tax like this one will have a strong negative impact on luxury items such as book purchases.
The Act came about as a response to evidence that credit repair organizations were cheating money out of consumers looking to improve their credit scores by claiming to remove negative items from credit reports.
Insofar as credit repair is a process designed to remove errors and certain negative accounts from your credit report, then it does work — the credit repair process can effectively help remove disputable items.
A fee is generated for the deletion or repair of an item; a repair is defined as an item in negative status being changed to positive status or being deleted; The deletion or notice of deletion of ANY item from ANY collector, reporting party or credit bureau counts as ONE (1) deletion.
The liabilities could include the costs to run the fund as part of the accounting in the fund, that most items have to come down to either being an asset, something with a positive value, or a liability, something with a negative value.
The company claims to assist customers with removing negative items from their credit reports as well as helping customers better manage their credit.
In many cases, repairing your business credit can be as simple as identifying negative items on your business credit report which were incorrectly filed, or are altogether false.
If you have negative accounts that have already been paid, the best strategy is a goodwill letter where you simply ask the creditor to remove the negative item as an act of goodwill.
Now, technically, a negative liability to the Treasury would mean that the Treasury owes the Fed money, which would be, well, a fraudulent claim, and certainly not a budget item approved by Congress, but we've established in recent quarters that nobody cares about misleading balance sheets, Constitutional prerogative, or the rule of law as long as speculators can get a rally going, so I'll leave it at that.
In fact, if you keep all of your other credit obligations in good standing, your FICO score can begin to rebound in as little as 2 years... a foreclosure is a single negative item, and if you keep this item isolated, it will be much less damaging to your FICO score.
As you can see, any score improvement from a «pay - for - delete» will rely heavily on how the recency of your latest negative item prior to the deletion compares with the recency of your latest negative item after the deletion.
The website claims that past clients have seen an average of 10 items (where the same item removed from each of the three credit bureaus counts as three removals), or 24 % of initial negative items, are removed within four months.
The Fair Credit Reporting Act is great for protecting your rights as a consumer when it comes to your credit report and it gives you an opportunity to monitor your credit so that negative items on your credit report that have happened to you as a result of real - life circumstances don't become a life - long punishment.
Your older negative items will carry less weight in the calculation of your credit score as you accumulate more positive transactions.
Issuers consider «bad credit» as having a FICO score below 600 and a credit history that includes negative items such as bankruptcies, collections and many late payments.
Accurate negative items can often be removed, as well, but they take a bit more finesse.
That means if your credit report includes negative items — such as unpaid bills, foreclosures or even high debt levels — it could potentially prevent you from getting a job.
If your credit report doesn't have too many negative items (such as collections, charge - offs, etc.), you may qualify for a Kansas debt consolidation loan.
They can get your budget caught back up, as compared to overdrawing your checking account, which tends to cost a lot in fees and create a negative spiral where more and more items «bounce» and the situation gets worse instead of better!
Positive banking history is described as follows: No NSF (non-sufficient funds) items during the preceding twelve months in the Essential Checking account; the Essential Checking account must have a positive balance at the time of the request to upgrade the account; an eFunds check must show no additional negative history in the preceding twelve months (including banking history from other banks); and all monthly servicing fees must have been paid in full for the 12 preceding months.
Any potentially negative credit items or public records that may have an effect on your creditworthiness as viewed by creditors.
Question: I recently found a negative item on my Equifax credit report (bill marked as unpaid & delinquent even though I had paid it).
If you have a serious negative mark (such as a long overdue bill that has gone to collections), always negotiate a payment in exchange for removal of the negative item.
Especially look for; Late payments, charge - offs, collections or other negative items that aren't yours, Accounts listed as «settled,» «paid derogatory,» «paid charge - off» or anything other than «current» or «paid as agreed» if you paid on time and in full, Accounts that are still listed as unpaid that were included in a bankruptcy, Negative items older than seven years (10 in the case of bankruptcy) that should have automatically fallen off your report (you must be careful with this last one, because sometimes scores actually go down when bad items fall off yournegative items that aren't yours, Accounts listed as «settled,» «paid derogatory,» «paid charge - off» or anything other than «current» or «paid as agreed» if you paid on time and in full, Accounts that are still listed as unpaid that were included in a bankruptcy, Negative items older than seven years (10 in the case of bankruptcy) that should have automatically fallen off your report (you must be careful with this last one, because sometimes scores actually go down when bad items fall off yourNegative items older than seven years (10 in the case of bankruptcy) that should have automatically fallen off your report (you must be careful with this last one, because sometimes scores actually go down when bad items fall off your report.
Just as long as they are not marred with late payments or any other negative items.
Though there are some differences among them in terms of severity and time required to fix the damage, there are no scoring benefits — long or short term — when negative items such as these hit your credit score.
Unfortunately, negative items (such as those habitually late or nonexistent payments) can stay on your report for up to seven years.
That means that negative credit items could still linger on your credit report for as long as seven years.
Will clearly spell out what the company can do for you, as well as warn you that accurate negative items can not be removed from your credit report.
Not worried about who's the best or not as long as I got those negative items off of my reports.
Customers report that negative items such as collections, late payments and even judgments from small claims court were removed.
The collection agencies will report the old debt to the credit bureaus as a new debt and try to extend the seven - year reporting limit on negative items.
If you're successful, the negative items will be removed from your credit report, and your score will be the same as it would have been if they were never added.
First, look for negative items that should have dropped off your report (usually after seven years) but have not, as well as accounts that remain listed as open after they have been closed.
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