Sentences with phrase «as a no medical exam life insurance policy if»

There are options such as a no medical exam life insurance policy if you absolutely need coverage, but those will come at a much higher premium rate than the policy you got when you were younger and healthier.

Not exact matches

Sometimes «no medical» can mean no money: If you are having difficulty getting life insurance (e.g. due to particular insurance pre-conditions such as diabetes or heart attack history), you may choose a no medical life insurance policy (no medical exams are required).

No medical exam policies, such as simplified issue or accelerated underwriting life insurance, will allow you to skip the medical exam if you qualify.

Finding life insurance for elderly over 85 that is affordable and provides good coverage is not as difficult as you might think if you include the no medical exam policies.

If however you feel that your health will keep you from qualifying for a traditional medically underwritten policy, there are other options out there, such as a no medical exam life insurance policy or a guaranteed issue policy.

A no medical exam term life insurance policy protects the policyholder if they die within the specified period (such as 10, 15, 20, 25, or 30 years).

If you are in a rush for time and need the life insurance for a court order such as divorce cases or obtaining a loan for a real estate purchase then you will be in business with a Term life insurance with No Medical Exam type policy.

If you have serious health problems such as heart disease, cancer, or a history of stroke, you would want to consider a guaranteed issue life insurance policy where no medical exam is required.

It's certainly possible for both your mother and sister to qualify for a No Medical Exam life insurance policy, but we would first need to know how much coverage you are looking for as well as ask them some questions about their health in order to see if they would qualify.

Though if your health is at a point where you will not pass a traditional medically underwritten life insurance policy, there are other options out there for you such as a no medical exam policy or a guaranteed issue policy.

If you're between applying for life insurance that requires a medical exam and one that does not — such as simplified issue or guaranteed issue life insurance — we recommend that you take the plunge and go with the traditional life insurance policy that requires a medical exam.

If the applicants health is not good enough to obtain a traditional medically underwritten policy, we can look into other options such as a no medical exam life insurance policy or high risk life insurance policies, which will come with a higher premium rate.

Though do not worry if your health is at the point where you can not qualify for a traditional medically underwritten policy, there are other options that we can look into such as a no medical exam life insurance policy.

If so, just visit our page Life Insurance Quotes where you'll be able to compare different life insurance companies against one another as well as be able to choose between no medical exam policies and traditional (exam required) life insurance policLife Insurance Quotes where you'll be able to compare different life insurance companies against one another as well as be able to choose between no medical exam policies and traditional (exam required) life insurance Insurance Quotes where you'll be able to compare different life insurance companies against one another as well as be able to choose between no medical exam policies and traditional (exam required) life insurance policlife insurance companies against one another as well as be able to choose between no medical exam policies and traditional (exam required) life insurance insurance companies against one another as well as be able to choose between no medical exam policies and traditional (exam required) life insurance policlife insurance insurance policies.

If you are between the ages of 18 — 65 and qualify for a quick decision without having to take a medical exam you can buy between $ 25,000 to as much as a $ 250,000 term life insurance policy.

TermLife2Go specializes in placing both medical and no medical term life insurance policies and have found that many of the non medical options are currently as competitive if not more competitive than those requiring full medical exams.

Do not worry if you are unable to pass the medical exam, there are other alternatives, such as the no medical exam life insurance policy that will come with a higher premium rate, but will allow you to get the coverage that you deserve.

If a senior applies for a no medical exam life insurance policy, it means that a medical examination will not be necessary as a criterion for qualification.

TermLife2Go specializes in placing both medical and no medical term life insurance policies and have found that many of the no medical options are currently as competitive if not more competitive than those requiring full medical exams.

For those of you who don't need more than $ 500,000 of insurance then a no medical exam policy will benefit you as well because a handful of life insurance companies offer less than $ 500,000 but if you need more than $ 500,000 then we recommend you to take a free medical exam.

Do not worry though, if your health will not allow you to pass a traditional medical exam, there are other options, such as a no medical exam life insurance policy, which in turn will come at a higher premium rate.

When you convert, the insurance company will likely give you the same health rating as the term life policy — even if you had that medical exam years ago.

You might even be able to qualify for a No Medical Exam Life Insurance Quote as well — that is, if you have no other health problems that would prohibit an underwriter from issuing you a policy.

If insurance providers know you are healthy, they are more likely to offer you lower rates on term life insurance policies that do have medical exams as part of the application process.

A Guaranteed Issue (also known as GI) life insurance policy from NCE can be a solution to your problems if you think you can't get life insurance or want to skip the medical exam entirely.

There are also Non Medical exam life insurance policies on the market and we will provide you those options as well if they are available.

Underwriting — You may have heard about life insurance underwriting, it is a process by which you find out if you qualify for a policy based on your personal information which includes your answers to the questions asked on the application for coverage, your results of a medical exam, and other factors considered when underwriting an applicant for life insurance; such as, your driving record, occupation, hobbies and lifestyle.

Additionally, most if not all simplified issue life insurance policies that won't require a medical exam will also ask questions about whether or not you consume alcohol and will typically also order a prescription database check as well.