Sentences with phrase «as a percentage of one's income»

One of the most important measures of whether people can afford life as a whole is housing costs as a percentage of income.
This can be done by extending the repayment period of the loan or allowing the borrower to make payments as a percentage of their income instead of the standard principal and interest payment.
Debt is measured as a percentage of income and the acceptable percentage can vary from bank to bank and change due to economic conditions, too.
The federal government offers repayment plans where your monthly payment is calculated as a percentage of your income.
The later you start, the more you must save as a percentage of your income, and / or the longer you'll have to work before retiring.
Overall the tax system is upside down because the top one percent pays less as a percentage of income than the middle 20 percent.
Should we be thinking about «a lot» of student loan debt as a percentage of income?
The ratio is calculated by expressing the total operating expenses of a fund as a percentage of its income or net assets.
I would highly recommend that your charitable giving be defined as a percentage of your income.
All we had to do was take 6 months and pay off the most debt and save the most cash as a percentage of our income.
One of the most important measures of whether people can afford life as a whole is housing costs as a percentage of income.
The biggest loss may come in the form of losing the option to sign up for an income - driven repayment plan, which limits monthly payments as a percentage of your income.
The federal government offers repayment plans where your monthly payment is calculated as a percentage of your income.
No, the true measure of progress is your saving rate — how much you save as a percentage of your income.
We're less concerned about housing costs as a percentage of income for homeowners — at this point in the economic recovery, the vast majority of people who were going to be foreclosed on are already in the process.
Lenders assess how reasonable an applicant's debt burden is by looking at his or her debt - to - income ratio, which measures the debt an individual is carrying as a percentage of their income.
On the basis of these figures, when population and taxes are taken into consideration, giving to religion as a percentage of income declined over these years from 1.29 percent to 0.84 percent — a decline of 35 percent from the 1968 base.
I calculated my total taxes as a percentage of my income for 2016 and found that over 25 % of my income goes toward various types of taxes.
The publisher / hardware manufacturer gets a game on their platform as well as a percentage of the income, the developer gets a platform to market and share their game on, and the consumer gets a new game to play.
Georgia ranks 17th for total taxes paid but 15th for taxes paid as a percentage of income because the median household income is higher here than in some states with lower tax burdens.
As a percentage of income by income decile (the purple line) this means that the property tax isregressive — the poorest four deciles pay a larger percentage of their annual incomes (on average) than do the richest six deciles.
National Bank this week said housing affordability stabilized in the first quarter, when mortgage payments on a typical Canadian home as a percentage of income increased by only 0.1 percentage points.
1Both of these examples assumes a 3 % increase in wages per year but a static savings rate as a percentage of income.
For more than a decade, giving as a percentage of income to all mainline churches, Protestant as well as Catholic, has declined.
Many, if not most, tax systems tend to tax the wealthy more than the poor (in absolute terms, if not also as a percentage of income or assets).
Similar trends for education and noneducation majors are evident for other measures of college selectivity, such as the percentage of incoming freshmen ranking near the top of their high - school class.
Mortgage lenders are going to be interested in both your total level of indebtedness and how heavy a burden your debt payments represent as a percentage of your income.
It's true that paying federal student loans as a percentage of income earned is not a new concept — the Income - Based Repayment Plan (IBR) and the Income - Contingent Repayment Plan (ICR) are two long - standing similar programs.
Moreover, the income - driven repayment plans offered by the Department do not provide for a set repayment schedule, as payment amounts are determined as a percentage of income.
Spending on fun as a percentage of income goes down as income goes up, according to trends in the Consumer Expenditure Survey data from the Bureau of Labor Statistics.
Debenham likened high - energy costs to a regressive tax in that the burden falls disproportionately on the poor as a percentage of income.
It will be more expensive, but Singer points out that our cheap food is subsidized by the cost to the environment, the health care system, and corn; We pay half as much for food as a percentage of our income as our grandparents did.
A lot of pressure not to raise gasoline taxes comes from people in states where they do a lot of driving long distance, I.e. Fuel as a percentage of income is higher.
This regime calculates the support obligation as a percentage of the income of the noncustodial parent.
The new law will then take a percentage of that income to determine the total amount that should be allocated for child support, with DHFS ordered to develop tables that will set out the amounts that are to be paid for child support, based on DHFS» findings to as what families spend on their children as a percentage of income.
Economists at the Bank of Montreal recently drilled down into mortgage payments as a percentage of income in Ontario, home to the country's hottest real estate market.
That's what makes higher housing costs as a percentage of income in Glendale so concerning, because all it takes is one delayed paycheck to send the whole house of cards crashing down for more and more American families.
IBR plans calculate your monthly payment as a percentage of your income but extend the term of your loan, which means you'll end up paying more overall in interest.
Lenders assess how reasonable an applicant's debt burden is by looking at his or her debt - to - income ratio, which measures the debt an individual is carrying as a percentage of their income.
The measurement of income also matters importantly for the calculation and interpretation of effective tax rates (ETRs), the amount of taxes paid measured as a percentage of income.
and mental anguish, as well as the percentage of income you aren't able to collect through workers comp.
I don't see any drawbacks as long as your vote is weighted by the taxes you paid as a PERCENTAGE of your income, not whole dollar amounts.
In one kind, called income - driven repayment (IDR) plans, after borrowers make monthly payments (which are calculated as a percentage of income) for a certain period, usually 20 years, the outstanding balance of their loans is forgiven.
The study analyzes workplace retirement plan coverage, retirement account ownership, and household retirement savings as a percentage of income, and estimates the share of working families that meet financial industry recommended benchmarks for retirement savings.
We're less concerned about housing costs as a percentage of income for homeowners — at this point in the economic recovery, the vast majority of people who were going to be foreclosed on are already in the process.
However, it actually has the lowest tax as a percentage of income — 14.5 percent — because the median household income is higher here than in West Virginia.
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