Sentences with phrase «as a policy holder»

As a licensed insurance producer, we are regulated by your state of residence and are required to meet strict regulations that ensure you are protected as a policy holder.
Renters insurance comes to your aid as a policy holder in all kinds of different situations.
Term or Lifetime: You can buy income for a specific period of time or income that will last as long as the policy holder (s) live.
An additional insured is a person, entity, city or corporation who is listed on an insurance policy and shares many of the same rights as the policy holder.
The cash value accumulation then slows again as the policy holder ages and more of the premium is applied to the death benefits.
The coverage decisions you make as a policy holder greatly impact the rates you pay for coverage.
Having child as a policy holder and parents benefiting from it should not be looked negatively.
The amount you pay each month, or annually if you prefer, is determined based on your preserved risk as a policy holder.
Your responsibility as a policy holder are generally limited to your deductible and any excess costs beyond the limits of your policy.
The cash value accumulation then slows again as the policy holder ages and more of the premium is applied to the death benefits.
If somebody does live at the same address as the policy holder, they must be specifically added to the policy.
As the policy holder maintains the premium payment schedule, a portion of those payments goes toward increasing the death benefit payment.
It is vital to know the benefit period for your travel medical insurance because as a policy holder, you have the right to know for how long you will continue to receive benefits.
But as it pertains to auto insurance, there are some things you can do as a policy holder to lock down much lower rates than what you might be paying.
As policy holders realise the issue and the trick played out on them, they are quick to head to the exit.
While having a group auto insurance policy brings you numerous benefits, the best thing about having one is the great amount of discount you can enjoy as a policy holder.
But even more so, we'd all love as policy holders to be able to find coverage that really took care of us without taking us to the cleaners for price.
Some other term plans are being restored every year and charge increasing premium fee as the policy holder ages.
Even though as a policy holder, you have easy access to viewing your policy information, you can't actually make changes to your policy with the mobile application.
Over time, as the policy holder continues paying premiums, the cash will earn more interest, in turn allowing the cash to grow throughout the years.
Company is not responsible for the investment risk in this case as policy holder has the control to decide about where he / she want to invest.
As the policy holder keeps on investing in the policy, the fund value keeps on increasing, thus decreasing the sum at risk to the company.
This type of policy may have lower initial expenses, but may become more expensive than issue - age pricing or community - rated pricing as the policy holder ages.
But unfortunately, money and the financial impact of our premiums are often the driving factor in decisions we make as policy holders regarding the specifics of our auto insurance coverage.
All in all, managing the cost of auto insurance has more to do with making good choices as a policy holder than anything else.
Beyond the hybrid discount, there are other benefits you could earn as a policy holder to drive your premium rates even lower.
Or perhaps you'll decide that the additional cost just is not something you can manage as a policy holder.
Out of those limits, the deductibles are the part for which you are responsible as a policy holder.
But there are ways you can save money on student car insurance policies and make your premiums more palatable as a policy holder and a parent.
Think of this as a positive; you want an insurer to do their due diligence in order to quickly pay your family a death claim should you die as a policy holder.
For as long as the policy holder is living, that person has the sole right to choose beneficiaries, receive benefits of the policy, changes in policy and cash value.
This section explains your rights as a policy holder and the common words used within the policy are defined.
The specific language in a renters insurance policy that specify your rights and responsibilities as a policy holder, as well as those of the insurance company you have contracted with for coverage.
Finally, Uninsured Motorist Protection is much like PIP or BIL except it shields their passengers as well as the policy holder from expenses associated with being in an incident with a different party that doesn't have insurance.
As a policy holder with liability coverage, you are protected from bearing direct financial responsibility for the costs of medical care and property repairs or replacement that come about in the aftermath of an accident.
This means that as a policy holder if you have defaulted on the premium payments for six months, the life cover is still available.
While the face value for level - term policies remains unchanged during the term of the policy, the premium paid for the policy is subject to increase as the policy holder increases in age.
The No - fault system means that, as a policy holder who is involved in an accident, no matter if you are confirmed to be at fault or not, the insurance company will be paying for any damages as stated in your claim.
It is also a major factor as a policy holder becomes capable of converting his existing policy to something else depending upon changing situations but there are certain restriction about the conversion cost, time period and also the converted amount.
Application for Use of School Facilities (Word Doc)(Note: The Application for Use of School Facilities must be returned with a copy of your Certificate of Insurance for $ 1,000,000 with North Kansas City Schools named as the policy holder before your event will be confirmed.)
Medical payment coverage will pay an injured cyclist for treatment deductibles and co-payments as the policy holder.
In as much as the policy holder continuously hands over a certain amount of money to the insurance company, the odds of obtaining a GMAB is big.
There is no uncertainty that you get a lot of benefits from having a group auto insurance coverage, but the best thing about having this type of policy is you get huge discounts as a policy holder.
This insurance acts similar to Bodily Injury Liability insurance, except it covers their passengers as well as the policy holder when they're in an accident brought on by a driver free of insurance.
The minimum limits of coverage stipulated by Pennsylvania state auto insurance law are just the baseline levels of coverage you can carry as a policy holder in the state.
Each Fullerton CA policy has specific provisions set aside for each of these areas of concern, allowing you to respond to many different possible liability or loss circumstances as a policy holder.
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