Sentences with phrase «as a policy holder if»

This means that as a policy holder if you have defaulted on the premium payments for six months, the life cover is still available.

Being neglectful in your house may not only get you in trouble with the owner, but the TX renters insurance company might also grow weary of you as a policy holder if you make too many unwarranted claims.

Not exact matches

It seems like the board has a template of transfer policy in which first they buy a quality player like cech was last summer and alexis was before that and now it's xhaka.They just give you enough so that the guys who are season ticket holders would renew their tickets.Then the Dilly dallying begins we show as if we are going for top players and make cheap offers for them so the selling club would not sell them and they could say hey!

A related reason why a mutual life insurance company is preferable is because excess profits are NOT used for purposes that do not benefit the policy holders, such as large executive bonuses AND a conflict could arise if a stock company is concerned.

As a policy holder I imagine that you have a pretty solid position in the capital structure of these companies, but not to make things overly complicated: what happens if we use the yield on investment grade US corporate bonds as a discount ratAs a policy holder I imagine that you have a pretty solid position in the capital structure of these companies, but not to make things overly complicated: what happens if we use the yield on investment grade US corporate bonds as a discount ratas a discount rate?

> If I had a big policy job, in my capacity as an office holder, I would be guided by the reports of institutions such as IPCC rather than any personal views (a point I've made on a number of occasions); and that I believed that policy decisions could be made without requiring «statistical significance» (such decisions are made in business all the time, and, in all my years in business, I never heard the words «statistical significance» pass anyone's lips as a preamble to a business decision.

In section (1) the statute requires auto insurance companies licensed in the state to cover the injuries and property damage of their out - of - state policy holders if it is «arising from the ownership, operation, maintenance, or use of a motor vehicle as a motor vehicle by an out - of - state resident.»

Travelers covered the legal fees for Dentons as well as Advani but the insurer has claimed the money back on the basis that the insurance policy was invalid if a court found that the policy holder was guilty of dishonest or fraudulent activity.

As an aside, keep in mind that a significant part of the payment would go to the mortgage holder, if any, and that a homeowner's insurance policy almost never covers the part of the value of a home that is attributable to the land that it is build upon, rather than that building that was destroyed itself.

The amount you pay each month, or annually if you prefer, is determined based on your preserved risk as a policy holder.

Typically, terminal life coverage is added as a rider to standard life insurance policies and the cost is generally minimal if the policy holder has yet to be diagnosed with a terminal illness.

If the policy holder chooses the increasing death benefit option, the pure insurance component will remain the same over time; so as the policy's cash value increases, the death benefit increases.

US Visa holders with H4 visas, L2 visas, etc, who are the dependent family members of the primary visa holders such as H visa or L visa, qualify for visitors insurance policy; if they are coming to make a short visit to the US or entering the country for the first time.

As customers were left in a quandary post the suspension of cashless facility, the Insurance Regulatory and Development Authority (IRDA) in August came out with a circular stating that the policy holders undergoing treatment would continue to get cashless benefit even if the hospital where they are admitted is delisted by insurers from cashless cover.

But as a covered policy holder you can increase your limit if you need to.

As a policy holder you're entitled to ring us any time of the day or night if you need emergency medical assistance while travelling, to speak to one of our specialist staff members.

It essentially protects you as the policy holder from personal financial liability if you get into a car accident for which you are held responsible.

The following are just a few of the hundreds, if not thousands of factors that insurance providers use to determine your risk as a policy holder:

Your data will be collected so that we can provide you with scores, tips and projected discounts as if you were an active policy holder and enrolled in the TD MyAdvantage program, however you will not benefit from the discount.

If Policy holder survives 15 years, then the Maturity amount (i.e., the combined total of Maturity Sum Assured plus the Loyalty Additions) will be provided as mentioned below:

While it is understood that you as a policy holder will be seeking the lowest premiums possible, it is essential to take into account that you will be liable for all the costs incurred during a waiting period — so if you do not have sufficient financial provision to do so, you would be effectively uninsured.

It is important to note that some disability income riders will pay out only if the policy holder becomes disabled as a result of an accident, while others will pay for an insured's disability due to either an accident or an illness.

For example, if the policy holder opts to pay a lower premium within a given time frame, the cash value in the policy will not build as fast, yet the guaranteed life insurance amount will stay in - tact.

Some plans may not allow a dependent to enroll, or the dependent can only enroll if on the same policy as the primary visa holder.

Life insurance policy riders can provide policy holders with additional benefits, as well as increase peace of mind that if something happens, there will still be an adequate amount of coverage.

If the car is ruled a total loss by the insurer and is totaled as a result, the policy holder will only receive payment in the amount of the car's fair market value less deductible.

If you are able to qualify for a life insurance policy that is rated as a Standard, then you will pay a premium rate that is in line with the «average» policy holder of your same gender and age range.

If, however, your health is considered to be somewhat below average, but not bad enough to decline your application for coverage altogether, then it is possible that the underwriters may offer you coverage as a Substandard policy holder.

Therefore, as an example, if the index that is being tracked by the policy returns 11 % for a certain time period — and the annual cap on the policy is 10 % — then the most that the policy holder will earn on the cash value component for that year will be 10 %.

This type of arrangement can provide a substantial benefit for seniors who own policies that have become unnecessary, such as if the policy holder gets divorced or a spouse passes away.

Likewise, the company's index universal life insurance policy also offers a fair amount of flexibility in that it, too, offers a long - term care policy rider, as well as a rider for living / accelerated death benefits if the policy holder so chooses.

If you are an existing policy holder, refer to your original policy documents as they may differ from the following information depending on when you took your policy out.

A deductible for property insurance is the amount of your own money that you, as a policy holder, are responsible for paying if you find yourself needing to make an insurance claim.

As per Section 45 of the Insurance Amendment Act 2015, the Company can forfeit the entire premium paid by a policy holder in the event of any deliberate concealment of a material fact or if the insurance policy is obtained in a fraudulent manner.

If you live in a large city, call the insurance companies closest to where the policy holder lived, as well as the largest names.

Only plus point in this policy is if death of policy holder occurs at any time (after commencement of policy), all the payouts will be given by company (as mentioned earlier) from the date of claim settlement.

In another instance, if the policy holder contracts any disease or falls ill which eventually results in his / her death then again it will be treated as heath related death.

For example — If the policy holder dies suddenly in his sleep it is considered as natural death.

«One of the things most people don't know about is that if every life insurance policy holder kept their policies until the end, the companies wouldn't do as well as they do,» Bet - David says.

Free look means that as a new life insurance policy holder in Pennsylvania, you are entitled to really consider if you want to keep the coverage for ten days after your purchase your plan and sign all the documentation.

A related reason why a mutual life insurance company is preferable is because excess profits are NOT used for purposes that do not benefit the policy holders, such as large executive bonuses AND a conflict could arise if a stock company is concerned.

If the policy holder survives beyond the term of the policy, the maturity benefit is a sum assured on maturity with simple reversionary as well as additional bonus — all of which will be paid out to the policy holder.

If the family's monthly income is less than Rs. 15,000, then the policy holder is liable to pay only Rs 250 as the fixed premium payout.

Health insurance policy holders need to be particularly careful as, in case any claim is filed while their Aadhaar card is not linked to their KYC documents, the insurers will have no choice but to reject the claim, even if all other conditions are satisfied.

If the policy holder happens to be hospitalized on a trip due to sudden illness or an accidental injury, the insurer would foot in your daily hospital bills, as per the policy terms and agreement.

The riders available of money back policy are as follows: • Critical Illness rider: This rider offers a guaranteed sum if the Insured is diagnosed with some critical illness including major organ failure, coronary diseases, different types of cancer etc. • Accident rider: In case the policy holder's unexpected death due to accident the nominee receives a sum assured • Disability benefit rider: This type is rider helps in case the policy holder is left paralyzed due to some major accident in his life.

Technically, term plans can be described as a contract between the person insured and the insurance company wherein the company agrees to payout the lump - sum amount, referred to as the Sum Assured if the policy holder expires during the term of the plan.

If somebody does live at the same address as the policy holder, they must be specifically added to the policy.

The Supreme Court ruled in the favour of the consumer and stated that the insurance claims can not be rejected on the basis of delay caused in filing the claim if it has a satisfactory reason associated with it, as it will cause «the loss of confidence of policy - holder in insurance industry».

It if the policy holder is a senior citizen then the amount of money that can be claimed as tax deduction is as much as 20,000 INR.