Sentences with phrase «as a result of death due»

The policyholder's family gets twice the amount of the policy as a result of death due to accidental bodily injury.

Most GI policies have at least a 2 - year waiting period before the beneficiary can receive the full death benefit as a result of a death due to a medical condition.

Not exact matches

This will result in the death of the old chain, as it doesn't make sense for anyone to support it due to a lack of incentives.

Elsewhere «marginalisation» can ultimately lead to lesser job prospects, lower quality of life due to being a minority or ultimately murder and death as a result of the colour of your skin.

we already faced and went through what many married couples go through being married for 40 to 50 years such as death of a parent, death of many family members from different things (most deaths they were 20 and 40 yrs old), gun voilence due to an adult not locking the gun away, the victims were 12 years old, a house fire that destroyed just about everything, car accident which resulted in surgery with 2 years unable to work, inlaws, rasing children, ect...)

The problem there is that babies who are transferred too late due to the incompetence of a homebirth midwife or merely being too far away and then die in the hospital (most certainly as a result of the homebirth) are counted as hospital deaths and therefore the number is far too low.

In severe cases, perinatal death may occur, most commonly as a result of poor placental perfusion due to vascular impairment.

Also, there is no reporting of medical errors in the U.S., so we really don't have the data to draw conclusions, but the Institute of Medicine in 2000 reported that «at least 44,000 and perhaps as many as 98,000 Americans die in hospitals each year as a result of medical errors,» meaning that «deaths due to preventable adverse events in hospitalized patients exceed the deaths attributable to motor vehicle accidents (43,458), breast cancer (42,297) or AIDS (16,516).»

In the midwives unit group, one stillbirth occurred as a direct result of maternal death due to an aortic aneurysm.

The remaining economic costs were a result of productivity losses, mostly from early death ($ 7.9 billion), as well as people leaving the workforce early ($ 0.5 billion), taking sick leave ($ 0.2 billion) and being less productive at work due to poor health ($ 0.07 billion).

Previous results from the KIHD study have shown that frequent sauna bathing also significantly reduces the risk of sudden cardiac death, the risk of death due to coronary artery disease and other cardiac events, as well as overall mortality.

As a result, drug overdose has surpassed motor vehicle crashes as the leading cause of death due to injury in the U.SAs a result, drug overdose has surpassed motor vehicle crashes as the leading cause of death due to injury in the U.Sas the leading cause of death due to injury in the U.S..

Desjeux says the catastrophic death rate in Sudan is due to the collapse of the health infrastructure due to war, and weakened immunity resulting from malnutrition and other infections such as TB.

Researchers used the data to calculate the number of years lost due to ill health, disability, or early death — a proxy for estimating total disease burden — and found that 320,000 disability - adjusted life years are lost annually in West Africa as a result of snake bites.

This disease, considered as the leading genetic cause of infant death, is due to mutations or deletions in the «Survival of Motor Neuron» gene, SMN1, which results in low levels of the expressed SMN protein.

The WHI could not address the risk of death due to breast cancer because with the relatively short follow - up time, few women in the WHI have thus far died as a result of breast cancer (3 in the active treatment group and 2 in the placebo group).

Tom Naughton and I share Irish ancestry, so if he has been extinguished due to lack of ancestral potatoes then so have I. Luckily for both of us, failure to consume safe starches, if that is what our ancestors did, is not so damaging to health as to necessarily result in early death and failure to leave descendants.

According to an explorer Stefansson (in 1940s and 1950s), several weeks of eating only lean meat, such as rabbit or caribou meat, which contains very little fat, and eating no other food, can result in death due to so called «rabbit starvation syndrome» [47,96].

I have seen my share of deaths in result of the quote on quote «Atkins diet due to meat and it's reliance as viable protien.

Julianne Moore fades into the background for most of the second half (likely due to some adjustments made as a result of Philip Seymour Hoffman's untimely death), while Hoffman himself is in maybe two scenes total, his big speech at the end now awkwardly delivered by Woody Harrelson's Haymitch via a letter that Plutarch penned.

Additionally, the court shall order the violator to make restitution to the owner of the service animal for actual costs and expenses incurred as a direct result of any injury, disability or death caused to the service animal, including but not limited to costs of replacing and training any new service animal when a service animal is killed, disabled or unable to perform due to injury.

Death will occur if GDV is untreated as a result of irreversible shock due to metabolic disruptions and irregular heart rhythms.

Three of these were in British Columbia, including the mauling of two sisters by an 80 pound Rottweiler cross which resulted in one of the women being taken to hospital in critical condition after suffering more than 100 bites, there was the death of an elderly native woman due to a dog attack, and in downtown Vancouver, a dog described as a pit bull cross attacked and killed a five - month - old puppy, who was on leash, while its owner watched in horror.

These fragile communities are altered, allowing the growth of bacteria such as Clostridium spiriformes which can result in death due to the production of iota toxins.

Since 1994, the virus has killed 57 % of humans that have become infected (4 out of 7) 1, while a Hendra virus diagnosis is almost a guaranteed death sentence for a horse, either as a result of the virus directly or being euthanized due to government regulation that aims to stop Hendra virus spreading via infected horses.

Dale Earnhardt appeared in the game as a driver as a result of entering his name as a Create - A-Car driver's name; he did not appear in the previous game due to his death.

Intrusion of cold, arctic air the second half of February due to the mean storm track being farther south than normal resulted in winter weather as far south as Kentucky and Tennessee that sadly resulted in the deaths of 30 individuals due to car accidents, hypothermia, and carbon monoxide.

«Some reduction in the risk of death related to extreme cold is expected... the reduction in deaths as a result of relatively milder winters attributable to global warming will be substantially less than the increase in deaths due to summertime heat extremes.»

Further, the extreme heat and crop death that occurs such as in Subs - Saharan Africa due to the growth of fossil - fuel emissions and resulting global warming is enhancing heat - stress mortality and famine - related mortality.

As a result of several years of working experience we have the skills needed to make certain you and your loved ones will receive the funds due to you as a result of your injury or wrongful death in order to help regain the quality of your lifAs a result of several years of working experience we have the skills needed to make certain you and your loved ones will receive the funds due to you as a result of your injury or wrongful death in order to help regain the quality of your lifas a result of your injury or wrongful death in order to help regain the quality of your life.

Due to the reckless or intentional negligent conduct of their trusted medical practitioners, they have suffered difficult consequences, resulting in further financial burdens, as well as possible health problems and even death.

As a result of years of working experience we have the skills necessary to ensure that you and your loved ones will receive the cash owed to you due to your injury or even wrongful death as a way to help regain your quality of your lifAs a result of years of working experience we have the skills necessary to ensure that you and your loved ones will receive the cash owed to you due to your injury or even wrongful death as a way to help regain your quality of your lifas a way to help regain your quality of your life.

TO WAIVE ANY AND ALL CLAIMS that I have or may in the future have against the RELEASEES AND TO RELEASE THE RELEASEES from any and all liability for any loss, damage, expense or injury, including death, that I may suffer or that my next of kin may suffer, as a result of my participation in Eco Activities DUE TO ANY CAUSE WHATSOEVER, INCLUDING NEGLIGENCE, BREACH OF CONTRACT, OR BREACH OF ANY STATUTORY OR OTHER DUTY OF CARE, INCLUDING ANY DUTY OF CARE OWED UNDER THE OCCUPIERS LIABILITY ACT, R.S.B.C. 1996, C. 337 ON THE PART OF THE RELEASEES, AND FURTHER INCLUDING THE FAILURE ON THE PART OF THE RELEASEES TO TAKE REASONABLE STEPS TO SAFEGUARD OR PROTECT ME FROM THE RISKS, DANGERS AND HAZARDS OF PARTICIPATING IN THE ECO ACTIVITIES REFERRED TO ABOVof kin may suffer, as a result of my participation in Eco Activities DUE TO ANY CAUSE WHATSOEVER, INCLUDING NEGLIGENCE, BREACH OF CONTRACT, OR BREACH OF ANY STATUTORY OR OTHER DUTY OF CARE, INCLUDING ANY DUTY OF CARE OWED UNDER THE OCCUPIERS LIABILITY ACT, R.S.B.C. 1996, C. 337 ON THE PART OF THE RELEASEES, AND FURTHER INCLUDING THE FAILURE ON THE PART OF THE RELEASEES TO TAKE REASONABLE STEPS TO SAFEGUARD OR PROTECT ME FROM THE RISKS, DANGERS AND HAZARDS OF PARTICIPATING IN THE ECO ACTIVITIES REFERRED TO ABOVof my participation in Eco Activities DUE TO ANY CAUSE WHATSOEVER, INCLUDING NEGLIGENCE, BREACH OF CONTRACT, OR BREACH OF ANY STATUTORY OR OTHER DUTY OF CARE, INCLUDING ANY DUTY OF CARE OWED UNDER THE OCCUPIERS LIABILITY ACT, R.S.B.C. 1996, C. 337 ON THE PART OF THE RELEASEES, AND FURTHER INCLUDING THE FAILURE ON THE PART OF THE RELEASEES TO TAKE REASONABLE STEPS TO SAFEGUARD OR PROTECT ME FROM THE RISKS, DANGERS AND HAZARDS OF PARTICIPATING IN THE ECO ACTIVITIES REFERRED TO ABOVOF CONTRACT, OR BREACH OF ANY STATUTORY OR OTHER DUTY OF CARE, INCLUDING ANY DUTY OF CARE OWED UNDER THE OCCUPIERS LIABILITY ACT, R.S.B.C. 1996, C. 337 ON THE PART OF THE RELEASEES, AND FURTHER INCLUDING THE FAILURE ON THE PART OF THE RELEASEES TO TAKE REASONABLE STEPS TO SAFEGUARD OR PROTECT ME FROM THE RISKS, DANGERS AND HAZARDS OF PARTICIPATING IN THE ECO ACTIVITIES REFERRED TO ABOVOF ANY STATUTORY OR OTHER DUTY OF CARE, INCLUDING ANY DUTY OF CARE OWED UNDER THE OCCUPIERS LIABILITY ACT, R.S.B.C. 1996, C. 337 ON THE PART OF THE RELEASEES, AND FURTHER INCLUDING THE FAILURE ON THE PART OF THE RELEASEES TO TAKE REASONABLE STEPS TO SAFEGUARD OR PROTECT ME FROM THE RISKS, DANGERS AND HAZARDS OF PARTICIPATING IN THE ECO ACTIVITIES REFERRED TO ABOVOF CARE, INCLUDING ANY DUTY OF CARE OWED UNDER THE OCCUPIERS LIABILITY ACT, R.S.B.C. 1996, C. 337 ON THE PART OF THE RELEASEES, AND FURTHER INCLUDING THE FAILURE ON THE PART OF THE RELEASEES TO TAKE REASONABLE STEPS TO SAFEGUARD OR PROTECT ME FROM THE RISKS, DANGERS AND HAZARDS OF PARTICIPATING IN THE ECO ACTIVITIES REFERRED TO ABOVOF CARE OWED UNDER THE OCCUPIERS LIABILITY ACT, R.S.B.C. 1996, C. 337 ON THE PART OF THE RELEASEES, AND FURTHER INCLUDING THE FAILURE ON THE PART OF THE RELEASEES TO TAKE REASONABLE STEPS TO SAFEGUARD OR PROTECT ME FROM THE RISKS, DANGERS AND HAZARDS OF PARTICIPATING IN THE ECO ACTIVITIES REFERRED TO ABOVOF THE RELEASEES, AND FURTHER INCLUDING THE FAILURE ON THE PART OF THE RELEASEES TO TAKE REASONABLE STEPS TO SAFEGUARD OR PROTECT ME FROM THE RISKS, DANGERS AND HAZARDS OF PARTICIPATING IN THE ECO ACTIVITIES REFERRED TO ABOVOF THE RELEASEES TO TAKE REASONABLE STEPS TO SAFEGUARD OR PROTECT ME FROM THE RISKS, DANGERS AND HAZARDS OF PARTICIPATING IN THE ECO ACTIVITIES REFERRED TO ABOVOF PARTICIPATING IN THE ECO ACTIVITIES REFERRED TO ABOVE.

If death occurred as a result of the toxic exposure, the surviving family may be able to bring a wrongful death action and receive compensation due to the negligence of the company, person, or entity that caused the exposure.

If your child has suffered from a non-fatal birth asphyxia injury or has died as a result of asphyxia before, during, or after childbirth and you suspect that your child's injury or death was due to the negligence of medical personnel who cared for you during your pregnancy or assisted in your child's birth, you may be entitled to compensation for the injuries you and your child have suffered as a result.

The case involved a claim that Honeywell was due damages under a written agreement with a contractor requiring the contractor to indemnify Honeywell for liabilities Honeywell incurred as a result of a wrongful death claim filed by the family of the contractor's employee.

Common birth injuries to baby include brain injury as a result of not enough oxygen getting to the new born; facial paralysis as a result of the use of forceps at birth; Erb's palsy due to a doctor's error or negligence at delivery; or even wrongful death due to a variety of other complications at birth.

Under the ESA, an employee is entitled to both termination pay and severance pay, if she or he otherwise qualifies, where the contract of employment is frustrated due to an illness or injury, but not if the contract comes to end as a result of the death of the employee.

The cause of death, according to the Coroner's Office, was medical complications due to the blunt force trauma as a result of a physical altercation with another resident.

«No benefits will be paid due to Injury or death caused by, contributed to by or related to the following and / or their treatments and / or complications thereof: Sickness; Suicide or intentional self - inflicted Injury or poisoning; War, declared or undeclared; Acts of terrorism; While committing or attempting to commit a crime; Taking of illegal or non-prescribed drugs, or addiction or misuse of prescription drugs; Alcohol abuse or addiction, or being under the influence of alcohol, as defined by the vehicle code of the state or province in which the Accident has occurred; Mental or Nervous Disorders; Pre-Existing Conditions; Subjective Pain or other symptoms unless supported by objective medical findings; Pregnancy and pregnancy - related conditions including but not limited to fertility, pre-natal care, childbirth, miscarriage, abortion or postpartum conditions; Nuclear, biological or chemical exposure as a result of war, declared or undeclared or terrorism.»

Yet your business could face significant financial losses and even bankruptcy should you ever be sued due to property damage, injuries or accidental death as a result of your employees or services.

Covers trip cancellation cost - you will be provided with compensation for the loss of accommodation due to trip cancellation as a result of death, serious injury or sudden sickness of the insured or any close family members

If you die as a direct result of an injury due to a covered accident, the death benefit paid to your beneficiary will be doubled.

The Fidelity ADB policy will provide coverage as a result of death which occurs within 90 days due to an accident.

Q. TRIP INTERRUPTION — Subject to the Terms of this insurance and in the event of the Unexpected death of a Relative of the Insured Person, or in the event the Insured Person's trip or travel plans must be cancelled or interrupted as a result of a break - in or substantial destruction due to a fire or Natural Disaster of the Insured Person's principal residence in his / her Home Country, the Company will reimburse the Insured Person's actual expense up to the amount shown in the Schedule of Benefits / Limits for the costs of a one - way air or ground transportation ticket of the same class as the unused travel ticket to transport the Insured Person from the International airport nearest to where the Insured Person was located at the time of learning of such death or destruction to the International airport nearest to: (i) the location of the Relative's funeral or place of burial, or (ii) the Insured Person's destroyed principal residence; subject to the following conditions and limitations:

R. TRIP INTERRUPTION — Subject to the Terms of this insurance and in the event of the Unexpected death of a Relative of the Insured Person, or in the event the Insured Person's trip or travel plans must be cancelled or interrupted as a result of a break - in or substantial destruction due to a fire or Natural Disaster of the Insured Person's principal residence in his / her Home Country, the Company will reimburse the Insured Person's actual expense up to the amount shown in the Schedule of Benefits / Limits for the costs of a one - way air or ground transportation ticket of the same class as the unused travel ticket to transport the Insured Person from the International airport nearest to where the Insured Person was located at the time of learning of such death or destruction to the International airport nearest to: (i) the location of the Relative's funeral or place of burial, or (ii) the Insured Person's destroyed principal residence; subject to the following conditions and limitations:

Accidental Death Benefit Rider — The accidental death benefit rider offers additional protection if you die as the result of an accident (as versus due to illness or natural cauDeath Benefit Rider — The accidental death benefit rider offers additional protection if you die as the result of an accident (as versus due to illness or natural caudeath benefit rider offers additional protection if you die as the result of an accident (as versus due to illness or natural causes).

As a result, if a permanent insurance policy is held until death, the taxation of any gains are ultimately avoided altogether; they're not taxable under IRC Section 7702 (g) during life, and neither the cash value growth nor the additional increase in the value of the policy due to death itself are taxable at death under IRC Section 101 (a).

R. TRIP INTERRUPTION: Subject to the Terms of this insurance and in the event of the Unexpected death of a Relative of the Insured Person, or in the event the Insured Person's trip or travel plans must be cancelled or interrupted as a result of a break - in or substantial destruction due to a fire or Natural Disaster of the Insured Person's principal residence in his / her Home Country, the Company will reimburse the Insured Person's actual expense up to the amount shown in the SCHEDULE OF BENEFITS / LIMITS for the costs of a one - way air or ground transportation ticket of the same class as the unused travel ticket to transport the Insured Person from the International airport nearest to where the Insured Person was located at the time of learning of such death or destruction to the International airport nearest to: (i) the location of the Relative's funeral or place of burial, or (ii) the Insured Person's destroyed principal residence; subject to the following conditions and limitations: (1) The Insured Person must be outside of his / her Home Country at the time of the Unexpected death of the Relative or the substantial destruction of the principal residence; aof this insurance and in the event of the Unexpected death of a Relative of the Insured Person, or in the event the Insured Person's trip or travel plans must be cancelled or interrupted as a result of a break - in or substantial destruction due to a fire or Natural Disaster of the Insured Person's principal residence in his / her Home Country, the Company will reimburse the Insured Person's actual expense up to the amount shown in the SCHEDULE OF BENEFITS / LIMITS for the costs of a one - way air or ground transportation ticket of the same class as the unused travel ticket to transport the Insured Person from the International airport nearest to where the Insured Person was located at the time of learning of such death or destruction to the International airport nearest to: (i) the location of the Relative's funeral or place of burial, or (ii) the Insured Person's destroyed principal residence; subject to the following conditions and limitations: (1) The Insured Person must be outside of his / her Home Country at the time of the Unexpected death of the Relative or the substantial destruction of the principal residence; aof the Unexpected death of a Relative of the Insured Person, or in the event the Insured Person's trip or travel plans must be cancelled or interrupted as a result of a break - in or substantial destruction due to a fire or Natural Disaster of the Insured Person's principal residence in his / her Home Country, the Company will reimburse the Insured Person's actual expense up to the amount shown in the SCHEDULE OF BENEFITS / LIMITS for the costs of a one - way air or ground transportation ticket of the same class as the unused travel ticket to transport the Insured Person from the International airport nearest to where the Insured Person was located at the time of learning of such death or destruction to the International airport nearest to: (i) the location of the Relative's funeral or place of burial, or (ii) the Insured Person's destroyed principal residence; subject to the following conditions and limitations: (1) The Insured Person must be outside of his / her Home Country at the time of the Unexpected death of the Relative or the substantial destruction of the principal residence; aof a Relative of the Insured Person, or in the event the Insured Person's trip or travel plans must be cancelled or interrupted as a result of a break - in or substantial destruction due to a fire or Natural Disaster of the Insured Person's principal residence in his / her Home Country, the Company will reimburse the Insured Person's actual expense up to the amount shown in the SCHEDULE OF BENEFITS / LIMITS for the costs of a one - way air or ground transportation ticket of the same class as the unused travel ticket to transport the Insured Person from the International airport nearest to where the Insured Person was located at the time of learning of such death or destruction to the International airport nearest to: (i) the location of the Relative's funeral or place of burial, or (ii) the Insured Person's destroyed principal residence; subject to the following conditions and limitations: (1) The Insured Person must be outside of his / her Home Country at the time of the Unexpected death of the Relative or the substantial destruction of the principal residence; aof the Insured Person, or in the event the Insured Person's trip or travel plans must be cancelled or interrupted as a result of a break - in or substantial destruction due to a fire or Natural Disaster of the Insured Person's principal residence in his / her Home Country, the Company will reimburse the Insured Person's actual expense up to the amount shown in the SCHEDULE OF BENEFITS / LIMITS for the costs of a one - way air or ground transportation ticket of the same class as the unused travel ticket to transport the Insured Person from the International airport nearest to where the Insured Person was located at the time of learning of such death or destruction to the International airport nearest to: (i) the location of the Relative's funeral or place of burial, or (ii) the Insured Person's destroyed principal residence; subject to the following conditions and limitations: (1) The Insured Person must be outside of his / her Home Country at the time of the Unexpected death of the Relative or the substantial destruction of the principal residence; aof a break - in or substantial destruction due to a fire or Natural Disaster of the Insured Person's principal residence in his / her Home Country, the Company will reimburse the Insured Person's actual expense up to the amount shown in the SCHEDULE OF BENEFITS / LIMITS for the costs of a one - way air or ground transportation ticket of the same class as the unused travel ticket to transport the Insured Person from the International airport nearest to where the Insured Person was located at the time of learning of such death or destruction to the International airport nearest to: (i) the location of the Relative's funeral or place of burial, or (ii) the Insured Person's destroyed principal residence; subject to the following conditions and limitations: (1) The Insured Person must be outside of his / her Home Country at the time of the Unexpected death of the Relative or the substantial destruction of the principal residence; aof the Insured Person's principal residence in his / her Home Country, the Company will reimburse the Insured Person's actual expense up to the amount shown in the SCHEDULE OF BENEFITS / LIMITS for the costs of a one - way air or ground transportation ticket of the same class as the unused travel ticket to transport the Insured Person from the International airport nearest to where the Insured Person was located at the time of learning of such death or destruction to the International airport nearest to: (i) the location of the Relative's funeral or place of burial, or (ii) the Insured Person's destroyed principal residence; subject to the following conditions and limitations: (1) The Insured Person must be outside of his / her Home Country at the time of the Unexpected death of the Relative or the substantial destruction of the principal residence; aOF BENEFITS / LIMITS for the costs of a one - way air or ground transportation ticket of the same class as the unused travel ticket to transport the Insured Person from the International airport nearest to where the Insured Person was located at the time of learning of such death or destruction to the International airport nearest to: (i) the location of the Relative's funeral or place of burial, or (ii) the Insured Person's destroyed principal residence; subject to the following conditions and limitations: (1) The Insured Person must be outside of his / her Home Country at the time of the Unexpected death of the Relative or the substantial destruction of the principal residence; aof a one - way air or ground transportation ticket of the same class as the unused travel ticket to transport the Insured Person from the International airport nearest to where the Insured Person was located at the time of learning of such death or destruction to the International airport nearest to: (i) the location of the Relative's funeral or place of burial, or (ii) the Insured Person's destroyed principal residence; subject to the following conditions and limitations: (1) The Insured Person must be outside of his / her Home Country at the time of the Unexpected death of the Relative or the substantial destruction of the principal residence; aof the same class as the unused travel ticket to transport the Insured Person from the International airport nearest to where the Insured Person was located at the time of learning of such death or destruction to the International airport nearest to: (i) the location of the Relative's funeral or place of burial, or (ii) the Insured Person's destroyed principal residence; subject to the following conditions and limitations: (1) The Insured Person must be outside of his / her Home Country at the time of the Unexpected death of the Relative or the substantial destruction of the principal residence; aof learning of such death or destruction to the International airport nearest to: (i) the location of the Relative's funeral or place of burial, or (ii) the Insured Person's destroyed principal residence; subject to the following conditions and limitations: (1) The Insured Person must be outside of his / her Home Country at the time of the Unexpected death of the Relative or the substantial destruction of the principal residence; aof such death or destruction to the International airport nearest to: (i) the location of the Relative's funeral or place of burial, or (ii) the Insured Person's destroyed principal residence; subject to the following conditions and limitations: (1) The Insured Person must be outside of his / her Home Country at the time of the Unexpected death of the Relative or the substantial destruction of the principal residence; aof the Relative's funeral or place of burial, or (ii) the Insured Person's destroyed principal residence; subject to the following conditions and limitations: (1) The Insured Person must be outside of his / her Home Country at the time of the Unexpected death of the Relative or the substantial destruction of the principal residence; aof burial, or (ii) the Insured Person's destroyed principal residence; subject to the following conditions and limitations: (1) The Insured Person must be outside of his / her Home Country at the time of the Unexpected death of the Relative or the substantial destruction of the principal residence; aof his / her Home Country at the time of the Unexpected death of the Relative or the substantial destruction of the principal residence; aof the Unexpected death of the Relative or the substantial destruction of the principal residence; aof the Relative or the substantial destruction of the principal residence; aof the principal residence; and

Bajaj Allianz Personal Guard Plan is a Personal Accident Insurance Policy which offers compensation in case of death or bodily injury to the insured person, directly and solely as a result of an accident, by external, visible and violent means and covers medical expenses incurred by a person due to any accident.