That means that your insurance policy responds to the other people who suffer a
loss as a result of your fire, so that your bank account and other assets don't have to.
We successfully represented the owners of a home that was severely
damaged as a result of a fire caused by the negligent installation of a security system.
The chemical industry says 20 percent of fire - related deaths in residences
occur as a result of fires that started on furniture.
The personal effects of the 18 residents who were displaced
as a result of the fire makes up the half a million dollars of total estimates damages.
If you had a kitchen fire in your apartment, liability would pay for the damage to the apartment as well as for damages suffered by
others as a result of your fire.
Next, the fire also damages some of the property of a neighbor when it spreads to their apartment, and they even sustain some
burns as a result of your fire.
It also covers the cost of temporary accommodations, and food expenses, while your home is being repaired or
rebuilt as a result of fire or smoke damage.
That means that your insurance policy responds to the other people who suffer a
loss as a result of your fire, so that your bank account and other assets don't have to.
Not only do you have coverage for the property that's
lost as a result of that fire, but you're also covered for your additional living expenses such as a hotel.
If you had a kitchen fire in your apartment, liability would pay for the damage to the apartment as well as for damages suffered by
others as a result of your fire.
This means that your renters insurance policy can cover your personal property for damages
suffered as a result of a fire in someone else's home that affected you, even if the fire did not spread to your home.
Most people lose 3 - 5 days of
work as a result of a fire, and of trying to replace everything, make alternate housing arrangements, and deal with all of the other issues that come with a crisis like that.
The other people who live in that building have suffered smoke damage, water damage, holes cut in their roof for ventilation that may lead to additional water damage, and a host of other
ills as a result of this fire.
That's yet another reason that it's so important to have Santa Clarita renters insurance — it would be bad enough to lose everything in a fire that was your fault, but to suffer that loss
as a result of a fire started by lightning would be even more devastating.
Don't forget that if someone goes to the hospital with smoke
inhalation as a result of a fire you started, their health insurance company will come after you to recoup what they paid on that claim, as well.
Neighbors will also have damages and if someone has to go to the
hospital as a result of the fire, you're on the hook for a much greater amount of money, potentially.
Generally when people are
evacuated as a result of a fire (covered peril) or smoke (another covered peril) it can be several days or more before they can get back into their apartment.
The day after Cristina Topham evacuated her
home as a result of the fires in Sonoma, Calif., she and her boyfriend immediately looked for ways to donate and help.
On 11 May 1985, 56 fans lost their lives and hundreds of supporters were injured
as a result of a fire at Valley Parade.
A landlord's property insurance only covers structural damage to the
building as a result of fire or inclement weather, not the tenants» personal property.
This means that if the lawyers were unable to get onto their premises,
eg as a result of fire or flood, then access to systems and documents would, at best, be limited, and at worst, work would have to cease altogether.
Sappi Paper Holding - v - Gearbulk AG: Chris was instructed on behalf of the Defendants in this Commercial Court action in which the Claimants claimed damages for losses suffered
as a result of a fire on board his client's vessel.