Sentences with phrase «as a separate policy from»

Wind insurance can either be purchased as an endorsement to your home insurance policy, as a separate policy from a private insurer or through a government program.
You can purchase it from the same place you got your loan, or as a separate policy from insurance brokers or over the Internet.
Flood coverage is available, however, as a separate policy from FEMA's National Flood Insurance Program (NFIP) and a few private insurers.

Not exact matches

As of now (hours after the president's tweet), the official defense.gov website says, «Transgender Service members may serve openly, and they can no longer be discharged or otherwise separated from the military solely for being transgender individuals» and «This policy was crafted through a comprehensive and inclusive process that included the leadership of the Armed Services, medical and personnel experts across the Department, transgender Service members, outside medical experts, advocacy groups, and the RAND Corporation.»
A growing Catholic sense of security and a desire to erase some of the barriers that separated Catholics from other Americans spurred the NCWC to issue policy statements and position papers directed to the nation as a whole.
As they are well aware of the club's policy with regards to the salary payment structure, I don't think they are requesting an exaggerated pay raise which would separate them that much high from other players of the club as football is a team work though some special individual's effort is vital to motivate the whole team spiriAs they are well aware of the club's policy with regards to the salary payment structure, I don't think they are requesting an exaggerated pay raise which would separate them that much high from other players of the club as football is a team work though some special individual's effort is vital to motivate the whole team spirias football is a team work though some special individual's effort is vital to motivate the whole team spirit.
I take your point about separating the Laffer Curve as a theoretical construct from how its actually been applied in practical policy.
The Monroe Doctrine became the norm for American foreign policy in 1823 as the US was trying to separate itself from problems in Europe and minimize the risk of future colonization attempts in the Americas.
@Rekesoft, nope, Iran is hostile to Israel as a matter of longstanding state policy, and their support for hamas and hezbollah can't be separated from Israel stance.
Over time, as in public schools, the good will separate from the bad, and policy makers and parents will respond to information at hand.
Second, TNTP does not view policy reform efforts as separate from the daily work of recruiting, training, and hiring high - quality teachers, but rather as an integral part of it.
It should be noted here that in DCPS teachers rated as «Ineffective» or consecutively as «Minimally Effective» are «separated» from the district; hence, DCPS has adopted educational policies that align with this «conceptual model» as well.
Instead of shifting student demographics between schools, Thernstrom says that the education system would benefit far more from policies that help recruit higher quality instructors in high - poverty schools, creating a learning - focused environment that builds life skills as well as academic ones and providing separate educational facilities for students who aren't committed to learning.
Most homeowner policies cover direct damages that result from volcanic eruptions, but do not cover floods or earthquakes that occur as a separate event, or in the aftermath of a volcanic eruption.
Just as you shouldn't assume that a vacation home you own is covered by your homeowners insurance policy on your primary residence, it's important to know that a recreational vehicle usually requires coverage separate from your traditional automobile insurance.
Other Structures are covered under your policy and include buildings such as a garage or storage shed that are separate from the dwelling.
If you live in an area prone to earthquakes — such as Alaska, California and Nevada — you can purchase earthquake insurance from a surplus lines carrier as an endorsement or a separate policy.
As an added bonus, where claims made against home insurance or an additional floater impact your premium and future insurability, jewelry protection insurance is its own separate policy and insulates your home insurance from any claims.
Flood policies are completely separate from a home insurance policy, as they are under FEMA regulations.
«In a case where two spouses are living separate and apart in their own residences, but not under a judicial separation or a written separation, only one of the residences can be designated as a principal residence for a particular taxation year,» explains Nerill Thomas - Wilksinson, from the Legislative Policy and Regulatory Affairs branch of the CRA.
Until he's finished with school, his needs should be considered as well; either in a separate trust with a separate life insurance policy, or perhaps using funds from your pension or savings.
While the KBTF of Canada is a separate legal entity from the US Kery Blue Terrier Foundation, we share almost all policies, proceedures, and many resources, such as the web site, newsletter and contact databases.
The aim of the list was, as the introduction states, to separate «the noise from the serious concerns» with regards to those offering critiques of either climate science or institutions charged with presenting climate science to the public or policy - makers; the article was explicitly not intended to equate the viewpoints of all people contained on the list.
In my lengthier comment I did not discuss conclusions, I discussed only the way the question should be framed IMO to apply logically to the policy question rather than to science considered as separate from the policy questions.
I find it hard to separate the current debate from the policy issues, as suggested in this post, because the fuel of the debate is exactly the implications of the science, namely what policy should be adapted.
It helps establish the AGW policy issues as different and separate from the «bad science» issues, an important first step if our objective is to make progress.
That's the type of problem that is addressed by Management Science as an umbrella over and separate from «Policy» and «Politics» and «Climate Science» and «Econometrics» and «Commerce».
FERC's theory was that separating electric generation, which had seen competition arise as a result of the 1978 Public Utility Regulatory Policies Act and the appearance of nonutility generation companies, from transmission and distribution would lower consumer prices, introduce new investment, and spur innovation.
As candidate and president, on eight separate occasions Barack Obama instructed Americans to «think about what's happening in countries like Spain [and] Germany» if they wanted to know what successful «green jobs» policies look like, and if they wanted to know what we should expect here in the U.S. from his agenda.
I concur with the observation that the opinion is less than clear as to whether there are Section 1983 claims separate and apart from the IDEA claims; the majority's bare reference to claims that the policy was «unconstitutional» don't shed much light.
However, the «reasonableness standard» is to be applied to decisions which involve questions of fact, discretion and policy, as well as questions where the legal issues can not be easily separated from the factual ones.
Establishment of policies (section 80.46) clarifies that in addition to the requirement under section 3 of the Integrated Regulation Establishment of accessibility policies, the customer service standard requires that every provider must establish policies governing its provision of goods, services or facilities, as the case may be, to persons with disabilities and thus requiring a separate customer service policy or policies from the other required policies under the other standards.
Justice Brown noted that if separating parties wished to exclude life insurance proceeds from the reach of the SLRA, they could make the life insurance policy jointly owned (the SLRA does not capture jointly - owned policies of insurance as set out in the Ogilvie Estate case).
The deceased in the appeal court case separated from his wife in 2012 and took out a court - ordered life insurance policy that named his ex-wife as beneficiary in order to secure his future child and spousal support obligations.
The option to grow your cash value as separate from your death benefit is a provision you can have included in your policy, i.e. contract with the insurer.
There is a lot of confusion as to what separates a «long - term» policy from a «short - term» policy.
Call up your insurer to discuss this, and make sure you calculate money you'll save from alternatives (such as getting a separate policy for a particular driver) before you make your decision.
Many auto insurance companies will have separate policies for those individuals who live 10, 20 or more miles away from their workplace as this compounds accident risk significantly.
If you child's age is from 5 years to 23 years, then you would also have a choice to buy a separate health insurance policy for your child or continue with the family floater policy; as suitable.
The husband will not get anything from the policy as it will be considered a separate asset.
The New York Life Elite Variable Annuity differs from many other variable annuity policies in that the Mortality and Expense Risk and Administrative Costs Charge is calculated as a percentage of the Adjusted Premium Payments under the policy (excluding premiums allocated to the Fixed Account), rather than as a percentage of Separate Account assets.
Liability — A boat policy offers separate liability provisions from what applies to your home, as well as higher limits and other coverage options such as water sports participation.
Just as you shouldn't assume that a vacation home you own is covered by your homeowners insurance policy on your primary residence, it's important to know that a recreational vehicle usually requires coverage separate from your traditional automobile insurance.
Flood policies are completely separate from a home insurance policy, as they are under FEMA regulations.
Cash value is a separate savings component that you may be able to access while you're still alive.1 Permanent life insurance lasts from the time you buy a policy to the time you pass away, as long as you pay the required premiums.
Earthquakes are excluded from standard homeowners and renters policies, but coverage can be purchased as a separate policy or an endorsement.
Flood insurance is available under a separate policy from the National Flood Insurance Program and possibly directly from your renters insurance company as well.
This is separate and very distinct from the standard form policy, is estimated separately, and is not included in the basic policy, but attached as a rider.
Typically, water that comes from the bottom up — such as an overflowing river — is covered by a separate flood insurance policy, which can be purchased from the federal government's National Flood Insurance Program (NFIP), and from some private insurers.
It may be in your best interest to purchase a separate Napa renters insurance policy because if something were to occur to the condominium or other such property that prevented you from being able to run your business, you could turn this into your California insurer and receive some compensation for the work that you have missed as a result.
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