Sentences with phrase «as a single inquiry if»

That's a bit different from applying for other types of credit, such as a mortgage, because if you apply for a mortgage from six different banks, say, your credit report will still just list it as a single inquiry if you do it within a concentrated period of time (like two weeks or so) since you're really just applying for a single line of new credit for that one mortgage.

Multiple inquiries from the same type of lender are scored as a single inquiry if received within a short period of time.

Not exact matches

If you are looking to apply to multiple lenders, FICO considers inquiries in a 30 - day period as «rate shopping» and counts them as a single inquiry.

Specifically, if you apply for a mortgage or auto loan with several different lenders within a «normal shopping period» — which ranges from 14 to 45 days, depending on the version of the FICO formula — it will count as a single inquiry for credit - scoring purpose.

Standard Membership Features • You can look for local members of the site, after joining in as a member; • You can send and receive winks; • You can use a messaging service and can set some limited functionality preferences; Sliver Membership Features • You can view the members and contact any you may like; • Your profile will be second in inquiries, after Golden members; • You have the chance the meet the new members that interest you; • Have access to any fetish video or live intros made by other members; • The access to blogs, magazines and groups is limited; • A friendly customer support 24/7; Sliver Membership Price If you like the Silver Membership, there are three versions of payment for it: • 1 month membership for $ 19.95, billed in a single payment; • 3 months membership for $ 11.99, billed in a single payment of $ 35.97; • 12 months membership for $ 8.95, billed in a single payment of $ 107.40; Gold Membership Features • View the profiles of other members and contact the ones you like; • Your profile will show up in the top of search results; • When new members appear, you are the first that has the privilege to contact them, if you like; • You will enjoy a full access to any video or live intro; • Full access to blogs, magazines and groups; • A friendly customer support 24/7; • You will access to extra-large photos; • Have access to the ID's of ICQ, AIM, YIM, and MSN of all members in your network; Gold Membership Price If you want to benefit from all the features offered by the Gold Membership, you can choose from any of the available payment plan: • 1 month membership for $ 29.95, billed in one single payment; • 3 months membership for $ 14.99, billed in a single payment of $ 59.97, with one month offered for free, so you get 4 months of membership at this price; • 12 months of membership for $ 8.95, billed in a single payment of $ 161.10, with 6 months offered for free, so you get 18 months of membership at this pricIf you like the Silver Membership, there are three versions of payment for it: • 1 month membership for $ 19.95, billed in a single payment; • 3 months membership for $ 11.99, billed in a single payment of $ 35.97; • 12 months membership for $ 8.95, billed in a single payment of $ 107.40; Gold Membership Features • View the profiles of other members and contact the ones you like; • Your profile will show up in the top of search results; • When new members appear, you are the first that has the privilege to contact them, if you like; • You will enjoy a full access to any video or live intro; • Full access to blogs, magazines and groups; • A friendly customer support 24/7; • You will access to extra-large photos; • Have access to the ID's of ICQ, AIM, YIM, and MSN of all members in your network; Gold Membership Price If you want to benefit from all the features offered by the Gold Membership, you can choose from any of the available payment plan: • 1 month membership for $ 29.95, billed in one single payment; • 3 months membership for $ 14.99, billed in a single payment of $ 59.97, with one month offered for free, so you get 4 months of membership at this price; • 12 months of membership for $ 8.95, billed in a single payment of $ 161.10, with 6 months offered for free, so you get 18 months of membership at this pricif you like; • You will enjoy a full access to any video or live intro; • Full access to blogs, magazines and groups; • A friendly customer support 24/7; • You will access to extra-large photos; • Have access to the ID's of ICQ, AIM, YIM, and MSN of all members in your network; Gold Membership Price If you want to benefit from all the features offered by the Gold Membership, you can choose from any of the available payment plan: • 1 month membership for $ 29.95, billed in one single payment; • 3 months membership for $ 14.99, billed in a single payment of $ 59.97, with one month offered for free, so you get 4 months of membership at this price; • 12 months of membership for $ 8.95, billed in a single payment of $ 161.10, with 6 months offered for free, so you get 18 months of membership at this pricIf you want to benefit from all the features offered by the Gold Membership, you can choose from any of the available payment plan: • 1 month membership for $ 29.95, billed in one single payment; • 3 months membership for $ 14.99, billed in a single payment of $ 59.97, with one month offered for free, so you get 4 months of membership at this price; • 12 months of membership for $ 8.95, billed in a single payment of $ 161.10, with 6 months offered for free, so you get 18 months of membership at this price.

Because credit bureaus allow a shopping window for auto and mortgage financing, these inquiries would only count as a single inquiry on your credit if they are done within a short period of time.

So depending on the credit bureau, multiple mortgage - related credit checks within a specific time period (typically 30 days) may — but aren't always — be lumped together and treated as if they are one single inquiry, dinging your credit score just once.

Another beauty of this is that if you do all your online shopping within a very short interval, credit bureaus will treat the inquiries for your credit coming from different lenders as a single transaction.

Generally, if the inquiries are within a 14 - to 30 - day time frame, they're treated as a single inquiry for scoring purposes.

For example, if multiple lenders pull your credit report for a single new account (e.g., a mortgage), all of these inquiries are counted as one hard inquiry on your credit report.

For this reason, they treat hard inquiries for the same type of transaction as a single transaction if the space between the inquiries are very short.