Sentences with phrase «as a smoker when»

If you're listed as a smoker when you apply for protection, then you should expect to get drastically higher premiums.

If you're listed as a smoker when you're shopping for life insurance, then you should expect to pay much higher premiums for your insurance coverage.

If you're listed as a smoker when you apply for coverage, regardless of which company that you choose, you're going to pay much higher rates for your plan.

Not exact matches

Never are there so many happy hearts in Fernley, Nevada, as when Gordon's Backyard BBQ & Catering food rig pulls in with their Southern Pride Woodburning Smokers for a full day of barbeque, ribs, and happiness.

Set up your barbecue pit as a smoker using indirect heat and a water pan when possible.

The keys to success are lightly smoking with mild wood, such as oak or pecan, in small amounts, using a meat thermometer, and avoiding checking on the roast, thereby letting the heat out when you open the door to the smoker.

Pete Blair, who studies SIDS at the University of Bristol in the UK, said studies suggest bed - sharing is hazardous in particular situations - such as when parents have been recently drinking alcohol, are smokers or sleep with their infant on a sofa.

According to Dr. Sears, smoking can increase the risk of SIDS as smoke sticks to the smoker's clothing and hair, depriving babies of fresh oxygen when they share a bed.

It is clear that bedsharing can, indeed, be particularly dangerous and should be avoided when drugs and alcohol are used, when mothers are smokers (before and after pregnancy), when other children are in the bed, if breastfeeding is not involved (as it changes the position of the infant in relationship to the mother's body and the sensitivity of each to the other), or if soft mattresses or heavy blankets are used.4,34,47 - 51 It is also clear that co-sleeping on a sofa, a couch or a recliner is highly dangerous and should always be avoided.48, 49,52 For families that can not arrange a safe bedsharing, however, separate surface co-sleeping (a bassinet next to the bed, or the crib or an attached cradle, a form of roomsharing) provides similar benefits without any risk.

«In situations when smokers are drinking alcohol, it tends to trigger cravings for a cigarette,» explained Melissa J. Krauss, senior statistical data analyst at Washington University School of Medicine as well as corresponding author for the study.

«As currently being used, e-cigarettes are associated with significantly less quitting among smokers,» concluded first author Sara Kalkhoran, MD who was a clinical fellow at the UCSF School of Medicine when the research was conducted.

The studies included information on participants» health, gender, age, race, education level, and family history of lung cancer, as well as their smoking history, including how old they were when they started, how many years they smoked, how many cigarettes they smoked each day, and, for former smokers, how long it had been since they quit.

Three recent experimental studies focused on low consumption / exposure.949596 In one study, 29 smokers each consumed a single cigarette, immediately after which they had a significant decrease in blood vessel output power and significant increase in blood vessel ageing level and remaining blood volume 25 minutes later, as markers of atherosclerosis.94 In another study, human coronary artery endothelial cells were exposed to the smoke equivalent to one cigarette, which led to activation of oxidant stress sensing transcription factor NFR2 and up - regulation of cytochrome p450, considered to have a role in the development of heart disease.95 These effects were not seen when heart cells were exposed to the vapour from one e - cigarette.95 A study exposed adult mice to low intensity tobacco smoke (two cigarettes) for one to two months and found adverse histopathological effects on brain cells.96

As predicted, when smokers consume a solution containing watercress extract (watercress is a member of the Brassicaceae vegetable family), it blocks the breakdown and absorption of several of these cancerous chemicals, and instead discards them in the urine.47 When these smokers stop consuming the watercress, their urinary levels of the chemicals drop, suggesting the carcinogens are no longer being discarded and instead metabolized within the bwhen smokers consume a solution containing watercress extract (watercress is a member of the Brassicaceae vegetable family), it blocks the breakdown and absorption of several of these cancerous chemicals, and instead discards them in the urine.47 When these smokers stop consuming the watercress, their urinary levels of the chemicals drop, suggesting the carcinogens are no longer being discarded and instead metabolized within the bWhen these smokers stop consuming the watercress, their urinary levels of the chemicals drop, suggesting the carcinogens are no longer being discarded and instead metabolized within the body.

Hi I am going to be open and honest up front I love to be called Kim and I am a smoker I smoke EVE 120s and I am going to go female 24 7 when I start my new job on Monday I have been going out as a woman after work and on weekend for over a year and now I found out about this site from my new...

As I discussed a few days ago, sometimes you might not be a match for someone for very practical reasons, however sometimes, when asked a pointed question, you might give an answer, but that doesn't necessarily mean it's a deal breaking issue... For example, whilst I would prefer to not date a smoker, and when asked would answer that, if I met someone I got on with well, and they happened to smoke, it wouldn't be a complete deal breaker for me.

For instance, when Somerset and Tracy chat at the diner, we can easily see two smokers in the background; DNR would probably affect the wafts of smoke, but they were still clear, and grain remained appropriate as well.

This topic really touches students as the majority of them are smokers themselves that is why when it comes to the ban of smoking they can not stay neutral and have a lot to say about this very problem in rather emotionally colored manner.

To what extent do you view your investing life as an extension of your personal life?By that I mean to what extent do the personal morals and ethical values of Tim the man govern the investing decisions of Tim the dividend growth investor?If you ask your typical dividend growth investor if they would be willing to invest in a lucrative but immoral venture, say selling child pornography or crack cocaine, the answer would probably be «absolutely not» regardless of the yield, valuation or growth prospects of the underlying venture.And yet, ask that same investor what their thoughts are about Phillip Morris and they would probably describe what a wonderful investment it is and go on about why you should own it.Do your personal morals ever come into play when buying companies, or do you compartmentalize your conscience, wall it off from the part of your brain that thinks about investments, and make your investing decisions based on the financial prospects of the company?The reason why I'm asking is that I keep identifying stocks of companies that I love from an investing perspective but despise on a human level.I can not in good conscience own any piece of Phillip Morris knowing the impact that smoking related illness has on the families of smokers.You might say that the smoker made his choice to smoke so you don't mind taking his money, but his children never made that choice and they are the ones who will suffer when he dies 20 years too soon.

Pearlman's usefulness as a villain ended when he died of lung cancer — he was a heavy smoker to the end.

««Healthy» Smokers Win Landmark Tobacco Ruling Main Document Review: When «As Fast as I Can» Doesn't Cut It&raquAs Fast as I Can» Doesn't Cut It&raquas I Can» Doesn't Cut It»

Some health experts see the current regulatory hiatus on e-cigarettes as no bad thing: They argue that, e-cigarettes are a vital quitting aid for existing smokers; that they are relatively «harmless» when set against conventional cigarettes, due to the absence of tar; and that nicotine, per se, while highly addictive, is a relatively benign drug.

Disgruntled smokers should, however, reflect on the fact that, as the ACAS website points out, there is no right to take smoking breaks from work or to be provided with shelter by your employer when smoking outside.

There are many great advantages when you apply with Prudential such as very competitive rates for smokers, having a hazardous sport, height and weight issues and health problems.

In many cases, cigar smokers will find that the companies have stringent requirements to qualify as a non-smoker when using cigars instead of cigarettes.

Cigars and cigarillos are among one of the more grey areas when it comes to the differences between getting approved as a non-smoker versus a smoker.

When you add an expensive smoker rate to an affordable Term life insurance quote the premium goes up quite high as I explained.

You may have been initially somewhat unhealthy such as being overweight or were a smoker when you first bought life insurance.

When you think of all of the secondary diseases caused by smoking — such as cancer, heart disease, lung disease, and strokes — it makes sense to classify a smoker's life insurance as high risk, and to charge higher premiums based on this classification.

Fortunately, when you're making an insurance decision, buying life insurance as a cigar smoker could end up working in your favor.

Smokers are going to pay twice as much for their coverage versus what a non-smoker is going to pay, which means that if you were a smoker when you bought your life insurance plan, you can save thousands of dollars by quitting and redoing the exam.

The problem can be compounded when smokers are also in bad health, especially from smoking related disease such as high blood pressure or emphysema.

As independent life insurance agents there is a kind of longing for the good old days when US Financial offered non smoking rates to social smokers and when CNA would issue a policy to a smoker at non smoking rates, with the caveat that they had to quit smoking within four years.

If there is an error in underwriting, such as the insured being given non smoker rates when they admitted on the application that they smoked, the company will simply charge smoking rates for the policy and remove the excess uncharged rates from the policy proceeds.

As is the case with most things in life, when it comes to your status as a smoker, honesty is the best policAs is the case with most things in life, when it comes to your status as a smoker, honesty is the best policas a smoker, honesty is the best policy.

Though much research shows stress as a cause of smoking, 15, 16 additional research actually points to cigarette smoking as a cause of stress and, furthermore, smoking cessation as leading to a reduction in stress.20 This is in line with our findings, as both male and female relapsed smokers had the lowest levels of stress before the collapse when they considered themselves as having quit smoking in 2007 (table 4), yet experienced an increase in stress postcollapse — significantly for women.