Sentences with phrase «as a universal life insurance»

The genre of permanent life insurance known as universal life insurance offers a few different types of growth depending upon the formula selected.

Also in the late 1980's and early 1990's the insurance industry introduced a third type of permanent life insurance known as Universal Life Insurance.

For more information regarding final expense insurance, as well as general information about other policies, such as universal life insurance, be sure to check out Protective's Learning Center or some of the following articles:

Term life insurance quotes will be the lowest and then followed by the permanent plan designs such as Universal life insurance and Whole life.

Attractive as Universal Life Insurance looks; it has certain limitations which are set in your policy.

I have developed this list of life insurance companies based on the fact they would all make a fine choice when shopping for low cost Term life insurance or the permanent plan designs known as Universal Life Insurance.

If you need protection for a longer period of time, you'll also want to call us about the cost of whole life insurance, or another type of permanent policy, such as universal life insurance.

Cash value insurance is available in many forms, such as a universal life insurance policy, a whole life insurance policy, and a variable universal policy.

The policies are typically lifetime guaranteed policies such as a Universal life insurance policy for example.

For more information regarding final expense insurance, as well as general information about other policies, such as universal life insurance, be sure to check out Protective's Learning Center or some of the following articles:

With a whole life insurance policy, or with a variation of a whole life policy known as a universal life insurance policy, the death benefits can extend throughout your life.

A conversion option is typically included and allows the owner of the term policy to covert all or a portion of the term into permanent coverage, such as universal life insurance, without proof of insurability — that means no health questions or medical exam.

Term life insurance is the most popular plan design and including a permanent plan together such as Universal life insurance gives you a complete portfolio of financial protection for the rest of your life.

However, it's typically double the price as universal life insurance.

Many of the articles written about things that you may not know about life insurance tend to focus on the more complex versions such as universal life insurance.

You may be aware of other types such as universal life insurance or term life insurance.

The same procedure is exactly the same when looking for permanent life insurance such as Universal Life insurance.

Also in the late 1980's and early 1990's the insurance industry introduced a third type of permanent life insurance known as Universal Life Insurance.

Furthermore, whole life insurance policies do not offer the same payment and benefit flexibility as universal life insurance policies.

Certain life insurance policies — such as universal life insurance — also allow policyholders to accumulate tax - deferred funds by investing the maximum allowable amount into the cash value portion of their insurance policy.

Allstate Life Insurance Company offers both whole life coverage, as well as universal life insurance.

TIAA offers both universal life insurance, as well as a universal life insurance option that also combines long - term care insurance coverage.

In some cases, a term life insurance policy will provide the option to convert over into a permanent form of coverage such as a universal life insurance policy.

If your insurance need is for your lifetime, then permanent insurance, such as universal life insurance may be an appropriate solution.

It does so by allowing plan participants to convert a term insurance plan into another type, such as universal life insurance, without needing to re-qualify medically.

There are also other types of life insurance policies considered under the umbrella of whole life insurance, such as a universal life insurance plan.

We also offer life insurance rates for cash value plans, such as universal life insurance and whole life insurance policies.

Not exact matches

Permanent life insurance policies, such as whole and universal life insurance, offer lifelong coverage and typically have a cash value component.

Schaefer also said he does not recommend universal life insurance as an investment because of the tax treatment of future withdrawals.

Permanent insurance, which includes whole life and universal insurance policies, is for life: It provides a death benefit for as long as you pay the premium, but also may include cash value that can be accessed during the insured person's lifetime.1

Universal life insurance is a flexible type of permanent life insurance policy in which the death benefit and premiums can be adjusted as your circumstances change.

As an indexed universal life insurance policy, Lifetime Builder Elite calculates and credits interest based, in part, on the upward movement of major stock market indices.

Guaranteed universal life insurance, on the other hand, is essentially a term life insurance policy that lasts until you reach a certain age (such as 90, 100 or 121).

For instance, the Rockefeller Foundation published a highly influential report, «Good Health at Low Cost,» promoting China's patriotic health campaign, Costa Rica's universal health insurance, Sri Lanka's land reform movement and Kerala's rural nurse - midwives as reasons residents of these areas were living better.

At certain points during the period of coverage, you can convert your term policy to a permanent life insurance policy (such as a whole life insurance policy or universal life insurance policy) and premiums are determined by your original health rating.

This page will give you a good understanding of universal life insurance and will inform you of the savings opportunities available, as well as a number of other useful tips based on our publications.

Many policies also offer you the option of converting your term policy into a permanent life insurance policy such as a universal life policy.

If you are looking for a life insurance policy as an investment vehicle, you may want to consider a permanent life insurance policy, such as whole life insurance or universal life insurance.

Universal life is a type of a permanent life insurance that covers you as long as you live.

Whole life insurance offers death benefit coverage that gradually reduces the insurer's commitment as the cash value builds, just like universal life insurance.

A few books also talk about insurance as a backstop behind an emergency fund — particularly homeowners (or renters) insurance and particularly life insurance (with term almost always recommended over whole or universal).

Policies such as variable universal life insurance combine components of the above, blending the investment flexibility of variable life with the ability to use the cash value to pay monthly premiums offered in universal life.

Each time you pay premiums for a cash value life insurance policy, such as a whole or universal life insurance policy, part of the premium is put towards the cash value.

Universal life insurance is a type of permanent life insurance that lasts your entire life, as long as you keep paying premiums to keep it active.

As the cash value grows, universal life insurance allows you to use the cash value to pay for your monthly premiums.

For permanent needs you should consider permanent insurance such as whole, variable, or universal life insurance.

InnoVision is a full - featured, flexible universal life insurance contract you can customize to fit your current and future priorities, as well as your tax, wealth accumulation and estate planning goals.

Athena Survivorship Universal Life IV is issued by AXA Equitable Life Insurance Company, all are co-distributed by AXA Network, LLC, AXA Network, LLC conducts business in California as AXA Network Insurance Agency of California, LLC in UT as AXA Network Insurance Agency of Utah, LLC, in PR as AXA Network of Puerto Rico, Inc. and AXA Distributors, LLC.

Thus, in the same way that life insurance companies offer alternatives such as guaranteed universal life insurance, indexed universal life insurance OR variable life insurance, annuity contracts offer similar options.

Guaranteed universal life insurance may offer the same level of certainty but of course may be more expensive as well.