Sentences with phrase «as additional insurance costs»

Note: The calculator does not calculate additional cost variables such as additional insurance costs, taxes, maintenance and other costs associated with more expensive vehicles.

Not exact matches

The analysis does not include an additional cost of the legislation: its repeal of the individual mandate, which the Congressional Budget Office estimates could cause as many as 13 million fewer people to have health insurance, reducing federal spending for poor and middle - class Americans» health insurance by $ 338 billion over 10 years.

Also referred to as PMI, private mortgage insurance is an additional cost that can increase the size of your monthly payments.

Depending on your business plan, you should consider additional miscellaneous costs such as liability insurance, laundry detergent, gasoline and utilities.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

So the parents are out that cost, plus the $ 800 - $ 1000 fee the midwife charges if there is a transfer (if the midwife collects fees from insurance, she will charge a fee for «emergency transfers» which insurance companies don't cover, it's out of pocket) PLUS if the woman wants the midwife to stay with her after she transfers to the hospital that is an additional $ 750 fee (the midwife will act as a doula for the woman)

Even though Amazon doesn't offer any discounts in regards to the overall cost of the Dream On Me Karley Bassinet, the online retailer does offer yearly protection plans that function as additional insurance on top of the manufacturer's warranty that comes with the product in the first place.

Under the Affordable Care Act (the health care law), most insurance plans cover FDA - approved prescription birth control for women, such as the pill, IUDs, and female sterilization, at no additional cost to you.

However additional cost pressures — such as rising employer pension and national insurance costs — are squeezing school budgets.

It does not reflect additional costs to cover such items as «points» (fees charged when the mortgage is closed) or mortgage insurance.

Austin renters insurance generally covers the additional cost of a hotel for a reasonable period of time, as well as additional meal costs.

Renters insurance protects you with replacement cost coverage for your personal property, as well as additional living expense coverage associated with a covered loss.

You could actually go without any additional private health insurance, but would be required to «participate» in costs (like hospital stays), and would be put on waiting lists for various exams (as public machines / personnel are in shortage).

Funeral expense insurance can be used to pay for the cost of the funeral alone, or it can cover additional final expenses such as outstanding medical bills, legal costs, or any other debts that you owe, such as credit card bills.

Also referred to as PMI, private mortgage insurance is an additional cost that can increase the size of your monthly payments.

Living Benefit included - at no additional cost You will be eligible to receive a compassionate one - time cash advance of up to 50 % of your life insurance coverage if you are diagnosed as terminally ill with 12 months or less to live.3

Should your home be uninhabitable during repairs or while being rebuilt, the Insurance Information Institute (III) says homeowners insurance typically helps pay for additional costs of having to live away from your home, such as hotel costs and restauraInsurance Information Institute (III) says homeowners insurance typically helps pay for additional costs of having to live away from your home, such as hotel costs and restaurainsurance typically helps pay for additional costs of having to live away from your home, such as hotel costs and restaurant bills.

Whole life insurance policies are regularly ten times the cost of term life insurance as you're paying for permanent coverage, additional administrative costs plus funding the investment account.

The benefits of renters insurance include being able to file a claim and knowing that someone will pay you the replacement cost of your lost personal property, as well as the additional living expenses that arise from a fire, without having to worry about how many other people are looking to the same source of money.

Since insurance is, broadly speaking, designed to return you to the financial condition you were in before you suffered the loss, Coverage D is one way that the additional costs of a loss are mitigated so as not to make your financial position worse.

There are many factors that determine what a reasonable mortgage payment should be for an individual, including annual income, existing debt payments, down payment (if any), as well as additional costs like homeowners insurance and housing association fees.

Those figures don't include costs such as travel insurance, additional equipment or clothing needed, or presents for people back home, Choi said.

«Even for parents who have the means to pay for these unexpected expenses, the insurance proceeds can be used to absorb additional costs, such as for family counseling or for unpaid time away from work,» Lynch said.

Does not include additional costs such as taxes and insurance premiums Requirements and restrictions apply

Living Benefit included - at no additional cost You are eligible for a compassionate one - time cash advance of up to 50 % of your life insurance coverage (to a maximum of $ 50,000) if you are diagnosed as terminally ill with 12 months or less to live.

The reason for high home insurance costs can be house location (e.g. with history of flooding), house age and the last house upgrade date (e.g. old house elements such as roof can drive up costs), house components (from plumbing and wiring to building structure), level of insurance coverage, size of deductibles, additional riders (e.g. extra coverage for jewelries such as wedding / engagement ring) etc — all that can drive additional costs.

The cost of mortgage insurance is paid by the homeowner as an up - front amount that is usually financed into the loan amount, as well as an additional amount that is included in the monthly mortgage payment.

There are additional types of coverage included in the policy as well, and the best part is that renters insurance in Colorado Springs often costs around fifteen dollars monthly.

If you're a learner, it often means being added to parents» or friends» car insurance as an additional driver which can up the cost, and put no claims bonuses at risk.

While there are additional expenses that seniors must take into account when purchasing a manufactured home, such as higher homeowners insurance rates and land rental costs, other monthly expenses between the two home types are similar.

It makes very little sense, for example, to pay a $ 25 a month fine to your landlord as additional rent when a renters insurance policy might cost you just fifteen dollars a month.

Depending on how much coverage your vision insurance provides for wearables such as glasses or contacts, you may pay no or some additional cost for frames, lenses and contacts you need to see clearly.

For example, if you have a $ 15,000 burial insurance policy and funeral expenses came in at $ 10,000, your beneficiary might choose to use the additional funds to pay for other final expenses such as outstanding medical bills, legal costs, or any other outstanding debts you may owe.

You would then have full life insurance coverage without having to pay any additional premiums, as long as the cash - value account balance remains sufficient to pay for the pure cost of insurance and any other expenses and charges.

As a self - employed small business owner, you have lots of plates to keep spinning, and lots of additional costs that you never dreamed of when you were employed by someone else (if you ever were), like health insurance, for example.

Consider additional costs such as stamp duty and legal costs, as well as ongoing costs such as insurance and council rates.

ADDITIONAL BENEFITS / CARD ENHANCEMENTS — The Credit Union may from time to time offer additional services to your account, such as travel accident insurance, at no additional coADDITIONAL BENEFITS / CARD ENHANCEMENTS — The Credit Union may from time to time offer additional services to your account, such as travel accident insurance, at no additional coadditional services to your account, such as travel accident insurance, at no additional coadditional cost to you.

When budgeting to buy a home, it is important to allow enough money for additional expenses such as maintenance and insurance costs.

** Educator Advantage: Clients of Horace Mann who are educators are allowed to take advantage of what is known as the Educator Advantage plan, offering value - added benefits and features to their insurance plans without any additional costs.

Most programs have tuition rates of approximately $ 120 per credit hour, but additional fees such as insurance, lab costs, and uniforms can boost this cost as much as fifty percent.

On top of our standard medical insurance coverage, we offer a special Recovery and Complementary Care Rider at an additional cost, which covers you and your pet for a whole range of extra treatments and procedures to make sure your animal stays as healthy as can be.

Most programs have tuition rates of approximately $ 100 per credit hour, with additional fees such as insurance, lab costs, and uniforms.

Please take into consideration that additional costs or fees (such as optional insurance, fees for additional drivers, etc.) may be incurred after your booking and they should be paid at the time the car is handed over to the customer.

Consider that some companies that provide insurance products and / or claims management are only managing these on the behalf of the insurer and should or should not be named as a defendant — write a letter to this company requesting additional details to avoid costs; consider commencing your action well before the limitation period to have time to amend your pleadings should the wrong defendant be named;

Additional policies, such as collision, comprehensive and / or medical insurance are available to cover those costs.

Remember as a rule of thumb, every $ 1 million increase in costs roughly translates into an additional $ 50 on the base insurance premium.

«With no independent barristers willing to prepare such cases after a 30 % fee cut, the Ministry is now scrambling to try and solve the problem by employing barristers to the Public Defender Service, leading to the additional costs of employment such as holiday pay, pension contributions and national insurance etc..

Living Benefit included - at no additional cost You are eligible for a compassionate one - time cash advance of up to 50 % of your life insurance coverage (to a maximum of $ 50,000) if you are diagnosed as terminally ill with 12 months or less to live.

I also highly recommend getting traveler's insurance too as it will cover additional things like your out - of - pocket cost to replace your items while traveling as well as medical coverage and costs incurred if your trip is delayed or canceled.

Living Benefit included - at no additional cost You will be eligible to receive a compassionate one - time cash advance of up to 50 % of your life insurance coverage if you are diagnosed as terminally ill with 12 months or less to live.3