Sentences with phrase «as additional liability coverages»

Umbrella Liability Policy is coverage which provides excess amounts of insurance above the primary policy as well as additional liability coverages.

You can purchase a drone insurance policy that goes above and beyond what is in your home or renters policy, including medical and accidental death coverage for your own injuries (not covered under home insurance), as well as additional liability coverage.

Not exact matches

However, homeowners» policies are limited in coverage and you may need to purchase additional policies such as home - based business insurance to cover other risks, such as general and professional liability.

There are also some additional coverage options that you can add such as special valuables coverage and additional premises liability coverage, but these are optional choices.

Optional coverage: As a landlord, you can buy additional coverage, such as rent guarantee insurance, natural disaster insurance, employer liability insurance and landlord contents insurance to cover your personal property items such as furnishings or carpet in the rental propertAs a landlord, you can buy additional coverage, such as rent guarantee insurance, natural disaster insurance, employer liability insurance and landlord contents insurance to cover your personal property items such as furnishings or carpet in the rental propertas rent guarantee insurance, natural disaster insurance, employer liability insurance and landlord contents insurance to cover your personal property items such as furnishings or carpet in the rental propertas furnishings or carpet in the rental property.

Your landlord, as additional insured, would generally be barred from making a claim under your liability coverage.

Because they're not an additional insured, there are no concerns about whether or not they qualify as a third party under the liability coverage.

If a judgment against you exceeds the liability limits of an underlying policy, such as auto or homeowners insurance, a personal umbrella policy may help provide an additional layer of coverage.

If you list them as additional insured, they're insured under the policy and likely not eligible to make a claim against your liability coverage.

A landlord being listed as additional insured can bring trouble if you need to collect under a tenant's liability coverage.

Each policy can be customized by adding additional coverages such as liability protection, road side assistance and medical gap coverage.

You, on the other hand, may need to start shopping for new homeowners insurance as some insurers will cancel K - 9 officers» homeowner coverage due to the additional liability exposure of your police dog.

Obtaining coverage on summary judgment for a utility as an «additional insured» under a contractor's general liability policy in connection with underlying wrongful death claims.

This Uber policy applies as a driver accepted a trip, up to its conclusion, as well as is going to be the primary liability coverage for an Uber driver in the instance of an accident unless an Uber driver has additional commercial coverage.

State Minimum: Required liability coverage to drive legally in your state; some states mandate additional coverage, such as personal injury protection, uninsured motorist, underinsured motorist.

Your personal auto insurance policy includes liability coverage and any additional coverages you've opted for, such as comprehensive or collision.

We HIGHLY recommend requiring your tenants to carry Renters Insurance with a minimum of $ 100,000 in liability coverage and require that you be listed as an Additional Insured on the policy.

The big difference between general liability coverage and additional policies such as comprehensive and collision is when you can use it.

In addition to coverage for bodily injury and property damage liability, umbrella policies usually cover additional offenses, such as libel, slander, false arrest, and invasion of privacy.

You will pay more for more protection, but as you'll see in the chart below, additional liability coverage is typically affordable.

A basic renters insurance policy with $ 15,000 of personal property and $ 100,000 of liability, as well as $ 1,000 of medical payments to others and $ 4,500 of additional living expense coverage might cost around $ 125 - $ 150 a year for most people.

Although these liability coverages represent the minimum car insurance in California, drivers are always able to purchase additional coverage amounts and other types of coverage such as Collision, Comprehensive, Medical Payments or Uninsured / Underinsured Motorist.

Other states require additional coverages, such as uninsured / underinsured motorist coverage or personal injury protection, above and beyond the minimum levels of bodily injury and property damage liability: Colorado, Connecticut, Delaware, District of Columbia, Florida, Hawaii, Illinois, Kansas, Kentucky, Maine, Maryland, Massachusetts, Michigan, Minnesota, Missouri, New Hampshire, New Jersey, New York, North Dakota, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Utah, Vermont, Virginia, West Virginia, and Wisconsin.

If your vehicle is under financing having general liability is usually not an option, as the lender or finance company will require additional coverage.

Besides Liability Insurance, consider the additional coverage such as Collision, Comprehensive, Underinsured / Uninsured Motorist etc..

Correspondingly, to meet the needs of people leasing or renting their living quarters, Tenant's Policy, also known as HO - 4, provides a «package» of benefits, including Personal Property coverage, Personal Liability coverage and Additional Living coverage all combined in one contract.

Additional coverage such as general liability insurance protects businesses if they are sued.

The Lender will also be named as a Loss payee on the rents coverage and as an additional insured on the comprehensive general liability policy.

This policy provides the basic legal liability for coverage (as stated above), with additional add - ons such as medical payments coverage, and uninsured motorist bodily injury policies.

Furthermore, if a claimant is an insured under the underinsured motorist coverage on separate or additional policies, the limit of underinsured motorist coverage applicable to the claimant is the difference between the amount paid to the claimant under the exhausted liability policy or policies and the total limits of the claimant's underinsured motorist coverages as determined by combining the highest limit available under each policy; provided that this sentence shall apply only to insurance on nonfleet private passenger motor vehicles as described in G.S. 58-40-15 (9) and (10).

Optional coverage: As a landlord, you can buy additional coverage, such as rent guarantee insurance, natural disaster insurance, employer liability insurance and landlord contents insurance to cover your personal property items such as furnishings or carpet in the rental propertAs a landlord, you can buy additional coverage, such as rent guarantee insurance, natural disaster insurance, employer liability insurance and landlord contents insurance to cover your personal property items such as furnishings or carpet in the rental propertas rent guarantee insurance, natural disaster insurance, employer liability insurance and landlord contents insurance to cover your personal property items such as furnishings or carpet in the rental propertas furnishings or carpet in the rental property.

Each policy can be customized by adding additional coverages such as liability protection, road side assistance and medical gap coverage.

The amount of Liability coverage you may want to purchase depends on the value of your possessions and your net worth, as well as your living situation (roommates, pets, additional risk factors, etc.).

«Your insurance premium can depend on a variety of things, such as your age, driving record, car make or year, and the type of insurance you want — such as comprehensive coverage versus liability, or coverage for additional drivers,» he says.

Additional living expenses will compensate your for additonal expenses incurred due to the disaster such as moving related expensed and alternative accommodation while liability coverage will pay for any medical related or legal expenses if someone is seriously injured in your rental home.

Renters insurance is based on the value of the contents you want to insure in your home and as an added perk, you get additional coverages like liability insurance and additional living expenses.

If a judgment against you exceeds the liability limits of an underlying policy, such as auto or homeowners insurance, a personal umbrella policy may help provide an additional layer of coverage.

There are several additional and optional coverages available such as adventure sports rider, evacuation plus rider, and personal liability rider.

These three additional coverage types as well as liability coverage are often referred to a full coverage.

You will pay more for more protection, but as you'll see below, additional liability coverage is typically affordable.

It means that when your landlord's insurance carrier subrogates and tries to collect that money they paid out from the responsible party, you're personally on the hook for it because your landlord doesn't have a claim against your liability coverage, as additional insured.

On the other hand, if you use the apples you have grown to make apple cider, apple butter or some other processed good; you would need to have additional commercial liability coverage written as a complement to your farm policy.

CA drivers may not purchase additional liability coverage from another source, as it would void their policy under this program.

That's right, you can protect everything you own, as well as your liability risk, and with some additional coverage as part of the policy package, for less than two hundred dollars a year.

However, the type and worth of your assets, as well as additional liability factors, such as the ones listed below, can be reason for extra coverage:

You can usually personalize your policy by increasing the amount of coverage or by adding additional endorsements such as extra liability coverage that would protect you from paying the costs of a lawsuit in the event someone sues you.

Your underinsured motorist insurance clause of your car insurance policy will pay an additional $ 100,000 to you for those expenses as per your liability coverage limits.

Most North Atlanta shoppers will want additional coverage and will be looking for a higher level of liability protection as well as collision and comprehensive coverage.

Colorado does not require you to carry additional coverage such as Uninsured / Underinsured Motorist, personal liability or Collision and Comprehensive.

Additional coverages such as: more drivers and / or an umbrella policy that provides extra / excess personal liability coverage.