Sentences with phrase «as additional life insurance»

More commonly, you may choose to pick up the employer sponsored coverage as well as additional life insurance policies meant to serve specific purposes or meet your family's life goals.

You can consider this as additional life insurance coverage.

If your policy does not have an ADB rider, most companies will allow you to add it as an additional life insurance rider.

Also known as the Additional Life Insurance Rider, paid up additions allow you or your child to contribute extra premiums into the policy to increase the death benefit and cash value.

Not exact matches

As additional evidence that freelancers aren't living on the margins without extra resources or benefits, the researchers discovered that more than half of this group (54 %) set aside money for savings, and more than 60 % have life insurance.

Since the growth of your policy's cash value is tax - deferred, variable life insurance might be a good consideration if you've maxed out your retirement account contributions, have a sizable portfolio of more liquid assets (such as in your brokerage and savings accounts), and are looking for an additional investment vehicle that also offers coverage to your dependents should anything happen to you.

We do everything possible to ensure the health and safety of our surrogates, including the provision of a life insurance policy as additional financial security for the surrogate's family.

Your additional living expenses after a fire are covered by Bowie, MD renters insurance as well.

This is when Coverage D in your home insurance policy kicks in, better known as loss of use (LOU) or additional living expenses (ALE) coverage.

More frequently available options include additional protection for valuables, such as jewelry and furs, umbrella insurance, coverage for living expenses if your home is uninhabitable, and insurance for natural disasters, such as earthquakes.

NJ renters insurance loss of use coverage protects you if, as a result of a covered loss, you incur additional living expenses.

A basic renters insurance policy might provide $ 15,000 of personal property coverage as well as $ 5,000 of additional living expense coverage.

That means that if you have a covered loss such as a fire that prevents you from using the apartment for a period of time, your renters insurance in Santa Monica would kick in and cover your additional living expenses like hotel stays.

Guaranteed Purchase Option Rider: allows the insured to purchase additional life insurance coverage with no evidence of insurability at specific ages or for specific events, such as marriage, buying a home and the birth of a child.

Renters insurance protects you with replacement cost coverage for your personal property, as well as additional living expense coverage associated with a covered loss.

Loss of use enables you to cover additional living expenses incurred because of a covered loss, and it's included as part of Effective Coverage renters insurance in Petaluma.

Optional Riders: Additional benefits such as Children's Term Insurance, Grandchild Term Insurance, Accidental Death and Dismemberment, Waiver of Premium, and Accelerated Living Benefit may be added to some policies as riders.

As previously mentioned, loss of use insurance typically provides coverage for additional living expenses as a result of a covered losAs previously mentioned, loss of use insurance typically provides coverage for additional living expenses as a result of a covered losas a result of a covered loss.

This rider is also known as paid - up additional insurance and is available on participating whole life insurance policies.

Oregon renters insurance pays for the damage to your personal property as well as your additional living expenses, and then it's your insurance company's problem to collect from the driver rather than yours.

If you had a renters insurance policy, it would pay for a hotel as well as your additional living expenses.

And while perhaps not as exciting an investment as individual stocks or mutual funds, the flexibility of these policies in regard to withdrawing funds, along with their tax - favored nature, makes them worthy of consideration by investors who are looking for a means of building up additional savings, especially if they are also looking for life insurance coverage.

Now compare these rates to a guaranteed lifetime rate of return averaging 4 % in a whole life policy from a mutual life insurance company, AND don't forget to add an additional 3 - 4 % on top as an average annual whole life insurance dividend.

Living Benefit included - at no additional cost You will be eligible to receive a compassionate one - time cash advance of up to 50 % of your life insurance coverage if you are diagnosed as terminally ill with 12 months or less to live.3

Should your home be uninhabitable during repairs or while being rebuilt, the Insurance Information Institute (III) says homeowners insurance typically helps pay for additional costs of having to live away from your home, such as hotel costs and restauraInsurance Information Institute (III) says homeowners insurance typically helps pay for additional costs of having to live away from your home, such as hotel costs and restaurainsurance typically helps pay for additional costs of having to live away from your home, such as hotel costs and restaurant bills.

Life Insurance: B&H provides a company - paid life insurance benefit to qualifying employees, as well as the opportunity to purchase additional life insurance for themselves and their familLife Insurance: B&H provides a company - paid life insurance benefit to qualifying employees, as well as the opportunity to purchase additional life insurance for themselves and their Insurance: B&H provides a company - paid life insurance benefit to qualifying employees, as well as the opportunity to purchase additional life insurance for themselves and their famillife insurance benefit to qualifying employees, as well as the opportunity to purchase additional life insurance for themselves and their insurance benefit to qualifying employees, as well as the opportunity to purchase additional life insurance for themselves and their famillife insurance for themselves and their insurance for themselves and their families.

Line of Credit Critical Illness Insurance is only available as an optional additional coverage to Line of Credit Life Insurance.

If you are covered under the Basic Group Life Insurance Program, you are eligible to purchase additional life insurance for yourself as well as your spouse and dependent children through the Optional Group Life Insurance ProgLife Insurance Program, you are eligible to purchase additional life insurance for yourself as well as your spouse and dependent children through the Optional Group Life InsuranceInsurance Program, you are eligible to purchase additional life insurance for yourself as well as your spouse and dependent children through the Optional Group Life Insurance Proglife insurance for yourself as well as your spouse and dependent children through the Optional Group Life Insuranceinsurance for yourself as well as your spouse and dependent children through the Optional Group Life Insurance ProgLife InsuranceInsurance Program.

Loan Disability Insurance is only available as an optional additional coverage to Loan Life Insurance.

Whole life insurance policies are regularly ten times the cost of term life insurance as you're paying for permanent coverage, additional administrative costs plus funding the investment account.

Once you file that claim with your Buffalo Renters Insurance, your policy will cover the loss to your personal property, as well as additional living expenses if you have to stay in a hotel for a few days while they dry the mess out.

The benefits of renters insurance include being able to file a claim and knowing that someone will pay you the replacement cost of your lost personal property, as well as the additional living expenses that arise from a fire, without having to worry about how many other people are looking to the same source of money.

So, our evaluation of the best whole life insurance companies tends to FAVOR those companies that offer the most benefits for maximum cash value accumulation through additional riders, such as paid - up additions.

Cash value whole life insurance offers a contractual rate of return as well as likely dividends and additional growth that is not dependent upon the financial markets.

For mortgage protection insurance, these forms of additional coverage are added on to policies and are known as living benefit riders.

Critical Illness Cover can be added as an additional cover to a Life Insurance or a Decreasing Life Insurance policy when you apply **

The MSO, available for an additional fee, offers growth potential (up to a cap) as well as some downside protection, which may help you to address volatility concerns in your variable life insurance policy.

You are allowed to continually add to your policy in addition to your normal premium through vehicles known as life insurance supplement riders, additional life insurance riders, or paid up additions.

Paid - Up Additions Dividend Option: life insurance dividends allow you to choose different options, such as taking the cash out or buying additional paid up life insurance.

Thus, it makes sense to roll the dividends back into the policy by purchasing additional whole life insurance so that your cash value grows, compounded by a guaranteed interest rate and dividend growth and your death beenfit grows, so you leave as much money as possible to your estate.

Living Benefit included - at no additional cost You are eligible for a compassionate one - time cash advance of up to 50 % of your life insurance coverage (to a maximum of $ 50,000) if you are diagnosed as terminally ill with 12 months or less to live.

In California, insurers must offer you earthquake insurance every other year, and coverage must provide at least $ 5,000 (or 10 percent of your home's loss), as well as additional living expenses of $ 1,500.

According to the life insurance agent's chart, after 30 years the cash value of the whole life policy will be well into six figures, and will also serve as an additional retirement plan.

Re-allocating some of your assets to Sagicor's Fixed Indexed Single Premium Whole Life Insurance product may provide many additional opportunities and choices for your money, such as:

As an additional bonus to this plan, you can also add several riders that can provide life insurance coverage.

Should you discover that you have any additional questions as you move through the process regarding Jackson National Life Insurance Company — then you have come to the right place.

As part of Protective's ongoing commitment to life insurance education, this article is meant to provide you with information to better understand the basics of how the built - in flexibility of universal life insurance works, how it may be used, as well as additional information to help you make important decisions about whether or not this type of life insurance is best for yoAs part of Protective's ongoing commitment to life insurance education, this article is meant to provide you with information to better understand the basics of how the built - in flexibility of universal life insurance works, how it may be used, as well as additional information to help you make important decisions about whether or not this type of life insurance is best for yoas well as additional information to help you make important decisions about whether or not this type of life insurance is best for yoas additional information to help you make important decisions about whether or not this type of life insurance is best for you.

Also, there are additional fees and charges associated with a variable universal life insurance policy that are not found in a whole life policy, such as management fees.

Renters insurance coverage in that situation could extend to the additional living expenses that you incur as a result of being told by a civil authority that you can't stay in your home due to nearby damage from a covered peril such as fire or wildfire.

Trump Place renters insurance not only protects you from wind damage to your property, but it also covers additional living expenses if you're not able to use your apartment for a few days as a result.