There are also ways and means where one can get insurance at an affordable price as well
as adequate coverage.
The state's minimum insurance is unlikely to serve
as an adequate coverage for you in case you are found liable for a serious traffic accident with injuries caused to other people.
Not exact matches
Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such
as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such
as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain
adequate insurance
coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged
as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.
«33 The reason is attributed to the availability of
adequate soil
coverage and water systems in Nazareth that make agriculture possible even at the hilltop.34 Archaeological digs at Nazareth by Bagatti has shown that the artifacts recovered under the shrines of Nazareth, among others, include silos, olive - pressing and wine - pressing installations, cisterns, and holes for storage jars, some of which coming from a period
as early
as the Iron Age.35 This led Meyers and Strange to conclude that Nazareth was a peasant village since «the principal activity of these villagers was agriculture.
And
as your child grows, the full
coverage back support on the booster will continue to provide
adequate comfort.
* No requirement that high school football programs have «
adequate» medical insurance for treatment related to concussions, or insurance
coverage provided by the high school or state high school association
as a last resort for players who need treatment but aren't adequately insured.
They say although malnutrition - related deaths are preventable,
coverage and quality of treatment
as well
as adequate food intake are lacking.
As a mama, I'm always searching for swimsuits that have
adequate coverage, so I don't have to worry about anything falling out.
Also, the Pearl Flip does not seem to be getting an
adequate amount of
coverage as we felt it should.
This could be useful for low - risk trails with
adequate cell phone
coverage, but it should not be mistaken
as a viable alternative to PLBs or satellite messengers.
As a rule of thumb,
adequate coverage comes down to a «needs - based analysis» that takes stock of everything you pay for (or would need to pay for in the future).
It's literally about life and death, so you want to be
as knowledgeable about your options
as possible to secure
adequate coverage that will see your loved ones through a difficult time.
As far as access to healthcare is concerned, Keats says it's a non-issue with adequate U.S. medical coverag
As far
as access to healthcare is concerned, Keats says it's a non-issue with adequate U.S. medical coverag
as access to healthcare is concerned, Keats says it's a non-issue with
adequate U.S. medical
coverage.
Auto insurance, Renters Insurance, motorcycle insurance, boat insurance and other products, such
as jewelry protection and umbrella insurance, are carefully fit together to ensure
adequate coverage within your budget.
You'll have to prove that you have
adequate homeowners
coverage as a condition of obtaining a mortgage.
If the injured party decides to sue, you will be covered up to the liability limits of your policy so,
as always, make sure you have
adequate coverage to protect your assets.
You'll have to prove that you have
adequate homeowner's
coverage as a condition of obtaining a mortgage.
But extensive upgrades, such
as granite countertops and stainless steel appliances, may drive the
adequate coverage closer to $ 350,000.
While a general liability lawsuit might be
adequate, you may also be able to find affordable
coverage more directly related to your field, such
as accountants professional liability or technology services errors and omissions liability.
If that
coverage is not included in your policy, make sure you can add snowmobile passenger insurance
as an option and that you have
adequate liability insurance
as well.
However, bridging the disconnect between where you are now — without
adequate coverage — to where you want to be can feel at times
as frustrating
as trying to cross the San Mateo Bridge during rush hour or getting caught in a traffic snarl at Five Flags.
Lenders require you to keep your home insured and these insurance payments are paid to the insurance company of your choice (
as long
as the lender verifies the
coverage you chose is
adequate) annually or semi-annually.
By taking an inventory of your personal belongings, including everything from clothing to jewelry, electronics, furniture, appliances and cookware, you can make sure you get
adequate coverage to protect your investment in the event of a loss such
as a burglary or fire.
While the legal system still considers animals
as personal property (and thus limits a plaintiff's recovery to the pet's cost replacement),
adequate malpractice
coverage can bring you peace of mind.
Whether your art collecting is serious or recreational, maintaining
adequate records for the artwork is equally essential
as getting sufficient insurance
coverage and performing proper maintenance.
The naked assumption that HADCRUT3 represents an unbiased estimate of GST,
as if that index was free of UHI effects on land and had fully
adequate spatio - temporal
coverage over the oceans from1850 to present.
Because most clients see lawyers
as «rich» professionals, and assume they have
adequate insurance
coverage, just like doctors do.
The purpose behind these laws are to provide any person harmed
as the result of the negligent operation of a motor vehicle with an
adequate amount of
coverage so that the injured party can seek proper health care and other services in an effort to make them whole again.
As uninsured drivers often have little to nothing in the way of personal assets, and by definition do not have any insurance
coverage for the accidents they cause, a person injured by an uninsured driver may have difficulty recovering
adequate compensation for those injuries.
So, when moving from one firm to join another, it is important that you satisfy yourself that
adequate Excess insurance continues to be purchased by your former firm, that the
coverage extends to you
as a former firm member and that details of ongoing Excess insurance in place remain available to you.
Check your
coverage before traveling out of state Victims can get the compensation they deserve after a car crash - both in state and out of state - by having
adequate uninsured motorist, under - insured motorist, and no - fault insurance
coverage as well
as the help of an attorney.
Third, there may be other types of insurance available, such
as final expense insurance (that pays funeral and related expenses) that's sometimes less expensive and still provides an
adequate amount of
coverage.
While New Hampshire isn't prone to natural disasters, if a fire breaks out and you don't have
adequate coverage, you're responsible for covering what many refer to
as «the gap.»
Know how much and what type of
coverage you need,
as well
as how much of a deductible you can afford, so that you can be sure you aren't comparing policies that aren't
adequate for your needs.
As recommend, no matter the state you reside in, the minimum
coverage is not
adequate, particularly if you have a newer model vehicle.
As the owner of the vehicle, you want to make sure that you have
adequate coverage.
As a rule of thumb,
adequate coverage comes down to a «needs - based analysis» that takes stock of everything you pay for (or would need to pay for in the future).
Even a cross-border day trip to the US can quickly turn into a medical and financial nightmare,
as many hospitals in the US won't treat you without
adequate medical
coverage or cash up front.
«Cancel for any reason»
coverage is nearly always an upgrade, and
as such, it adds to your trip insurance cost, but the covered reasons for trip cancellation are often
adequate.
For
as little
as the price you pay to eat dinner at a restaurant, you can protect yourself from the negative consequences of not carrying
adequate coverage or any insurance at all.
Travel insurance ensures that the traveler will get
adequate reimbursement in the event that they experience unexpected financial losses during their travels, due to an incident of accident, such
as a car accident, lost / stolen property including travel documents, and medical
coverage.
While your
coverage back home may be
adequate, it's not going to come through when you need something so specific
as a medically equipped air ambulance to fly you home where your treatment and recovery can be continued.
As such, it is important for travelers to purchase a travel insurance policy that will provide
adequate coverage for losses that may result from unforeseen occurrences.
There are working seniors and seniors with
adequate coverage who need to take new revenue streams, like a pension, that pay out later in life and adjust existing
coverage as necessary.
Be sure to verify that you have the
adequate coverage for your houseboat before listing it
as your primary residence.
When you have concerns about your business
coverage, such
as whether it will be
adequate to meet your needs at the time of a claim, contact a local independent agent in the Trusted Choice network who specializes in commercial insurance.
However, for those unable to afford the premium necessary to provide
adequate whole life
coverage for their current insurance needs, it would be imprudent to purchase less
coverage than is
adequate as whole life insurance rather than purchase an
adequate level of term to cover their current need.
The company also recommends getting an annual checkup of insureds» policies to see that policyholders understand their Nationwide Auto Insurance benefits and declarations,
as well
as new discounts or changes to keep premiums level and
coverage adequate.
Life insurance policy riders can provide policy holders with additional benefits,
as well
as increase peace of mind that if something happens, there will still be an
adequate amount of
coverage.
The general rule of thumb is to get 10x to 15x times your annual income
as an
adequate amount of life insurance
coverage.