Sentences with phrase «as an annuity»

That could include an insurance product such as an annuity, which comes with higher fees, but can help curb market risks, she said.

But you may want to choose to receive the death benefit as an annuity if you have fewer expenses, such as when you're older and retired.

A distribution after a separation from service is eligible provided that it is not received as an annuity.

This amount is also known as the annuity benefit.

The nominee has an option to take this amount as annuity from or to withdraw the proceeds.

Having your policy's death benefit paid as an annuity is also popular with clients who are purchasing a life insurance policy to fund a special needs trust.

A significant part of the policy benefits will not be available as a lump sum, but has to be taken as annuity.

This product begins as an annuity with either a lump sum single premium deposit.

Pension plans also known as annuity plans are similar to life insurance policies.

But you may want to choose to receive the death benefit as an annuity if you have fewer expenses, such as when you're older and retired.

This product begins as an annuity with either a lump sum deposit or structured deposits made over time.

Payments for the term option are calculated as an annuity having a present value equal to the net principal limit.

This is also called as the annuity phase, when a person starts getting regular pension income.

In reality, what started as an annuity account quickly turned into a life insurance contract due to a substantially higher death benefit.

As this annuity calculator shows, a 65 - year - old man who invests $ 50,000 in an immediate annuity would receive about $ 270 a month for life.

Few investments generate as much emotional reaction as annuities.

If you receive your pension distribution as an annuity or other periodic payment, you may choose to have income tax withheld from your payment.

As an annuity owner, you have control over how long the annuity is invested, when you receive benefits and how often you are paid.

One of the best advantages of taking out your money as an annuity is regular income.

For the personal finance experts out there, it helps to think of this type of payout as annuity built using fixed withdrawals from the policy.

In these situations, we recommend setting up your policy's death benefit as an annuity rather than a lump sum.

Single Life with return of premium — You will receive income throughout your life and on your death, nominee will receive the amount invested as an annuity.

But when considering other fixed - income vehicles such as annuities or real estate, which both generate taxable portfolio interest, individual municipal bonds make a good alternative.

Your choices might include several stock and bond mutual funds, as well as annuities.

The definition of «received as an annuity» is quite narrow.

There are also other forms of policies known as annuities.

Other employer retirement plans, like 401 (k) s, typically don't pay benefits as annuities; the distribution (and investment) options available may be limited.

So help protect your family and your assets and meet your retirement needs with your choice of products: life insurance, disability income, auto and home and long - term care, as well as annuities for retirement income.

And if those distributions come from dollars that were not previously taxed, they will now be subject to Federal and state taxes — the same as annuities or other tax - advantaged investments funding IRAs.

Immediate annuity is one where no waiting is required as annuity payments accrue from the next period as chosen by the policyholder after paying the single premium.

With this HDFC retirement plan, you can look forward to lifelong guaranteed income as annuity after retirement.

After you have paid the premiums you can look forward to lifelong guaranteed income as annuity after retirement.

The government has not explicitly stated that the voluntary CPP will be structured as an annuity, so they may have something else in mind, but for now that appears to be a safe working assumption.

Yet, new «fintech» alternatives may do the same thing as annuities, only using terms such as peer - to - peer longevity insurance or investment funds with longevity insurance.

In some cases this may also be paid as an annuity over time, for example in the case of a pension scheme, where monthly or weekly payments may be made for the lifetime of the policy holder.

This company began as Aetna Insurance Company as an annuity fund, with the purpose of selling life insurance back in 1850.

A unit - linked, retirement solution which offers you an option to get part of your fund value as a lump sum amount at your chosen retirement age and rest of the fund value as an annuity for regular inc...

The minimum death benefit will be at least 105 % of the total premiums paid including top - ups premiums.The nominee has an option to take this amount as annuity from the company or to withdraw the proceeds.

Apple could be described as an annuity business model delivered as hits.

Insurers have released several new fee - based variable and indexed annuities over the past 18 months to appeal to RIAs and the increase in sales of fee - based products should offer some encouragement as the annuity industry struggles to boost sales.

Once an employee reaches retirement age, pension benefits are disbursed as an annuity, a fixed benefit that a worker receives every year starting at retirement until death.

Pension or retirement plans are more preferred by those investors who receive a large amount of corpus as annuity benefit after retirement.

As annuities became popular in the 1930s, the I.R.S. of course became interested and this led to a 1939 court case, Bodine v. Commissioner of Internal Revenue, to define what an annuity is to present day.

This distinction is of little importance for our purposes because amounts received as annuities generally aren't eligible for rollover, and therefore aren't eligible for a Roth conversion.

But the long - term return on a mix of stocks and bonds is still likely to be higher than the return you'll get on money you invest in an annuity, as annuity payouts are largely tied to high - quality bond yields.

Of the entire spectrum of financial tools and products that have been available to investors over the last several decades, virtually none of them have been so polarizing as annuities.