Sentences with phrase «as an authorized user if»

Your leverage over enforcing these terms is the power you'll have to remove your child as an authorized user if he or she fails to agree to your terms.

As stated in the Chase Ultimate Rewards example, it is usually good practice to add your spouse or significant other as an authorized user if it is free.

Not exact matches

Say your spouse has a credit card with little or no balance and a great payment history; if he or she agrees to add you as an authorized user, from a credit score point of view you automatically benefit from her card's available credit as well as her payment history.

Here's a brief refresher of the Chase 5/24 rule: If you have been approved for or been listed as an authorized user on five credit cards (personal or business) in the 24 months, you will need to wait for your oldest card application inquiry to drop off your credit report.

Secondly, if the debt amassed is one you can not pay off, or are late to pay, the consequences (known as derogatory marks) will be reflected only on the primary accountholders credit history --- not that of the authorized user.

Just note that if an authorized user attempts to use the credit card after you pass away, it could be viewed as fraud or they could be held responsible for any balance.

If you have friends or family with excellent credit, ask them to add you as an authorized user to one or more accounts.

Although authorized user status also doesn't boost your credit score as much as if you were the primary account holder, it does help.

Also, in connection with the exercise of these rights, you grant us and anyone authorized by us, the right to identify you as the author of such material by name, email address or user name, and to use your image and likeness if provided, in connection with such material.

(i) grant and assign to HBO a royalty - free, perpetual, non-exclusive, unrestricted, worldwide license in the User Content throughout the world including, without limitation, all copyright, together with all consents (if any) necessary to enable its reproduction, distribution, modification, publishing and / or other exploitation by HBO and / or by any person authorized by HBO, by any means and in all media now known or hereafter devised, in whole or in part, without payment or other reference to you or any other person, and to advertise and promote such exploitation, for the full period of all such rights (together with any extensions and renewals) and insofar as possible in perpetuity;

References to «you» in this Privacy Policy shall also include any Authorized Users (as defined in our Terms of Use, found here: https://www.cinemax.com/terms-of-use.html) established by you, if available.

Any joint accounts or accounts where the other is listed as a cosigner or authorized account user need to transferred to the responsible party or have the account closed completely if one name can not be removed.

Provisions For Authorized Users: Here, as provided by the major card issuers, are details on the age restrictions, if any, for adding an authorized user Authorized Users: Here, as provided by the major card issuers, are details on the age restrictions, if any, for adding an authorized user authorized user to a card.

If you have friends or family with excellent credit, ask them to add you as an authorized user to one or more accounts.

If you know someone who has good credit and trusts you to be on your best financial behavior from now on (if you're reading this article, you're on the right path), that person may be willing to take you on as an authorized useIf you know someone who has good credit and trusts you to be on your best financial behavior from now on (if you're reading this article, you're on the right path), that person may be willing to take you on as an authorized useif you're reading this article, you're on the right path), that person may be willing to take you on as an authorized user.

You have no obligation to respond if a collection agency is harassing you about purchases you made as an authorized user.

So if your ex received an inheritance while you were still married, but, instead of putting it into a joint account, he or she put it into a separate account with themselves named as the sole authorized user that money belongs wholly to them.

You agree that you will be fully liable for all transactions made by any Authorized User to the same extent as if you had made such transactions yourself.

Of course, talk to your child about their spending first, then proceed to take them off your card as an authorized user, if you must.

Pro Tip: If you have a spouse or family member that you trust, you can sometimes also earn a bonus for simply adding them as an authorized user to your own account.

Just note that if an authorized user attempts to use the credit card after you pass away, it could be viewed as fraud or they could be held responsible for any balance.

If you have a spouse, parent, or another trusted family member or friend with good credit, have them add you as an authorized user to their credit accounts.

So, it may be a good idea to add a child or spouse as an authorized user, particularly if they don't have any credit history of their own.

So, if you want to be reported as an authorized user, then your best bet is a close relative — and their credit history better be good!

If your parents are willing, and have good credit, they could add you as an «Authorized User» to one or more of their credit cards.

If the form is unclear it's ok to ask, «on having a bank account, does being listed as an authorized user on someone else's account count if it isn't my money or bank account?&raquIf the form is unclear it's ok to ask, «on having a bank account, does being listed as an authorized user on someone else's account count if it isn't my money or bank account?&raquif it isn't my money or bank account?»

If someone close to you, such as a relative or spouse, has a credit card you can become an authorized user on their account, if they agree to thaIf someone close to you, such as a relative or spouse, has a credit card you can become an authorized user on their account, if they agree to thaif they agree to that.

If I became an authorized user on my spouse's Visa card, would they use her start date for calculating my new average age, or would it be as of the date I was added as an authorized user?

If you are an authorized user on a credit card account, and not a co-owner, that credit card account will not appear as an eligible account under your Online Banking ID profile.

As an authorized user, you're able to purchase items on the card as if you were the actual account holder (some credit cards allow the account owner to set lower credit limits for an authorized userAs an authorized user, you're able to purchase items on the card as if you were the actual account holder (some credit cards allow the account owner to set lower credit limits for an authorized useras if you were the actual account holder (some credit cards allow the account owner to set lower credit limits for an authorized user).

Lastly, if you decide to authorize your child as a user on your own existing credit card, make it clear that it's for emergencies only.

If you do add your son or daughter (or other family member) as an authorized user on your credit card, you need to make sure you keep the card in good standing.

If you miss a payment or have some other negative information reporting to the credit agencies for that particular account, it can negatively affect the credit of the authorized user (s) as well.

Keeping things simple, however, you'll err on the side of caution by expecting the payment history of an authorized user card to affect your score just as if the account were in your name.

If you decide to use the method, make sure it is someone you know and trust (for example, Tonya's dad helped her), make sure the person has good credit and will add you as authorized user to a card with a good payment history and they have had the card for a while (length of credit history).

If you have a friend or family member who is willing to add you as an authorized user on their credit card, you can piggyback off their credit card activity to build your credit.

This option gives students more autonomy than if they were an authorized user as the bill goes to the student, not the co-signer.

If you wish to have your name permanently removed as an authorized user on an account, you will need to notify the credit grantor.

If you are young and just starting out with credit and have a job, get a secured credit card or ask a family member with good credit to add you to the account as an authorized user to help you build your credit.

Add an additional cardholder as an authorized user (with no extra annual fee) and you'll get an additional 5,000 bonus points if they also make a purchase within the first 3 months from account opening.

If your spouse or parents already have retail and major credit cards, ask them to add you as an authorized user to their account.

Even if the primary card holder won't let you use the card for purchases, you can still improve credit scores as an authorized user so long as the account information is reported to the bureaus and recorded in your file, and the account is in good standing.

So, you may want to think twice about signing on as an authorized user on your girlfriend's card if you're looking to protect or improve your credit.

If I take myself off as an authorized user, which I have, will these accounts fall off my credit scores?

Conversely, if the primary account holder engages in bad credit behavior, such as late payments, it will not negatively impact the authorized user's score.

As we noted above, however, some issuers may not report the account to the credit bureaus if the authorized user is not a spouse.

Even if you've opened zero cards on your own in the last two years, Chase can still deny you if you've been added to five cards as an authorized user.

If you just get added as an «authorized user» it won't raise your credit score as much.

There are clear financial benefits to your child if you add them as an authorized user, as long as the card issuer reports these users to one of the three credit bureaus.

Tip: As a young person wanting to establish a credit history, one option is to ask a responsible parent if you could be added as an authorized user on one of their cardAs a young person wanting to establish a credit history, one option is to ask a responsible parent if you could be added as an authorized user on one of their cardas an authorized user on one of their cards.