Sentences with phrase «as an authorized user on»

You can ask someone to add you as an authorized user on a credit card.

Here's a brief refresher of the Chase 5/24 rule: If you have been approved for or been listed as an authorized user on five credit cards (personal or business) in the 24 months, you will need to wait for your oldest card application inquiry to drop off your credit report.

Some of the easiest ways to begin building credit are to ask a parent to add you as an authorized user on one of their credit cards or to apply for a secured credit card yourself.

In addition to pay for removal, Gardner also asked his father to let him sign on as an authorized user on one of his credit cards.

I did some research and had my parents add me as an authorized user on their 15 year old Discover account 14k limit like two weeks ago.

I added her as an authorized user on 10/1 and all I gave AMEX was her name and date of birth.

When someone adds you as an authorized user on their credit card, this card then shows up on your report as yours, while also remaining on their report as theirs.

Adding your child as the authorized user on your credit card is a smart way to help him or her start building credit.

You will likely find some credit card providers who are willing to let you be listed as an authorized user on an account with another borrower with a higher credit score.

If the form is unclear it's ok to ask, «on having a bank account, does being listed as an authorized user on someone else's account count if it isn't my money or bank account?»

Authorized User: You can ask a trusted family member or friend to add you as authorized user on a credit card — ideally with a high limit, low balance and positive payment history.

Some of the easiest ways to begin building credit are to ask a parent to add you as an authorized user on one of their credit cards or to apply for a secured credit card yourself.

If you do add your son or daughter (or other family member) as an authorized user on your credit card, you need to make sure you keep the card in good standing.

There are lots of ways to get your kids started with their first card, whether it's a secured card on their own or as an authorized user on your card.

Someone I hardly know added me as an authorized user on his credit account.

If you have a friend or family member who is willing to add you as an authorized user on their credit card, you can piggyback off their credit card activity to build your credit.

If you wish to have your name permanently removed as an authorized user on an account, you will need to notify the credit grantor.

Your parents could set you up as an authorized user on one of their credit cards.

Despite any trust that you may have in your former spouse, you should definitely consider removing them as an authorized user on any accounts that you own.

So, you may want to think twice about signing on as an authorized user on your girlfriend's card if you're looking to protect or improve your credit.

«Dear Steve, When my son was in school I added him as an authorized user on my Chase Credit card he is now 32 he bought a home and the credit report said he was a cosigner...

You can potentially give your credit a boost by having a friend or family member add you as an authorized user on their account.

Tip: As a young person wanting to establish a credit history, one option is to ask a responsible parent if you could be added as an authorized user on one of their cards.

You can be added as an authorized user on your spouse's account.

If you have a parent, uncle, or aunt who has great credit, ask them to sign you as an authorized user on their card.

A spouse may list another spouse as an authorized user on a credit card so that spouse can make purchases with the credit card too.

People typically add family members, significant others, and sometimes even friends as authorized users on a credit card to help boost the authorized user's credit score.

If you are unable to open a new account of your own, have someone you know and trust add you as an authorized user on one of their credit cards they keep in good standing with a low balance.

He got his start building credit early in high school when his parents put him on as an authorized user on their credit card.

If you are close with someone with good or excellent credit, you can always ask them to add you as an authorized user on their account.

If you are added as an authorized user on another person's account, you can enjoy the benefits of using the card without the official financial responsibility of paying the credit card's balance.

Another way to boost your credit score is to have someone add you as an authorized user on their credit card that they've had for a long time and responsibly paid.

Then, if you like, you can add your wife as an authorized user on your card.

Some might suggest that you get a friend or family member to add you as an authorized user on their card, but that can be dangerous.

In fact, many parents put their children down as authorized users on their own credit cards for this exact reason.

For years, parents have listed their kids as authorized users on their own cards to help the kids build a positive credit history.

Many parents will add a child as an authorized user on a credit account, ensuring they have access to money in case of emergency or to help them start building a responsible relationship with credit.

Parents with poor credit history should think twice before adding children as authorized users on their accounts — not for the sake of themselves but for the sake of their children.

So, if you have a spouse, relative, or close friend with good credit who is willing to add you as an authorized user on his or her account, you're in luck!

Piggybacking is a technique that allows consumers with good credit to help boost other's credit scores by adding them as authorized users on accounts.

One avenue for building your credit history is being added as an authorized user on a credit card held by a friend or relative, Bakke says.

Even your best friend might not want the risk of adding you as an authorized user on a credit card account.

This modification will occur later this summer and as a result, consumers who are listed as authorized users on credit card accounts will probably see a major change in their credit scores.

Short of that, you'll either have to co-sign for your child or list her as an authorized user on your account, according to The Discover Card.

The only consumers that are likely going to see an increase in their credit scores are those that are listed as an authorized user on negative accounts or accounts that have balances that are close to the credit limit.

Add your teen as an authorized user on your credit card account.

You can also ask a family member or close friend who has a credit card to add you as an authorized user on his account.

Piggybacking is another word for adding someone as an authorized user on a credit card so that they can share — or piggyback off of — a positive credit history.

Steps to remove yourself from mom's card — It's best to apply for a new card before removing yourself as an authorized user on another... (See Authorized user)

How to boost low score to qualify for a mortgage — One option is to be added as an authorized user on a family member's card... (See Mortgage)