A contract such
as an insurance policy requires all three parts.
A contract such
as an insurance policy requires all three parts.
Not exact matches
(a) Schedule 2.7 (a) of the Disclosure Schedule contains a list setting forth each employee benefit plan, program,
policy or arrangement (including any «employee benefit plan»
as defined in Section 3 (3) of the Employee Retirement Income Security Act of 1974,
as amended («ERISA»)(«ERISA Plan»)-RRB-, including, without limitation, employee pension benefit plans,
as defined in Section 3 (2) of ERISA, multi-employer plans,
as defined in Section 3 (37) of ERISA, employee welfare benefit plans,
as defined in Section 3 (1) of ERISA, deferred compensation plans, stock option plans, bonus plans, stock purchase plans, fringe benefit plans, life, hospitalization, disability and other
insurance plans, severance or termination pay plans and
policies, sick pay plans and vacation plans or arrangements, whether or not an ERISA Plan (including any funding mechanism therefore now in effect or
required in the future
as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (
as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligation.
Any other vehicle, such
as your car, boat or an ATV,
requires its own separate
insurance policy.
The SBA
requires that all approved SBA loan applicants must designate lender's loss payable on their
insurance policy when their business property is used
as collateral for the loan.
For example, one trade credit
policy form requires the policyholder to warrant, among other things, that (a) as of the execution of this Insurance Policy, it has no knowledge of any circumstance which could give rise to or increase the likelihood of a Loss; and (b) all of the information that it has provided and will provide to the Underwriter including, but not limited to, the information provided in the Application for Insurance, is and will be true and that no material information has been or will be wit
policy form
requires the policyholder to warrant, among other things, that (a)
as of the execution of this
Insurance Policy, it has no knowledge of any circumstance which could give rise to or increase the likelihood of a Loss; and (b) all of the information that it has provided and will provide to the Underwriter including, but not limited to, the information provided in the Application for Insurance, is and will be true and that no material information has been or will be wit
Policy, it has no knowledge of any circumstance which could give rise to or increase the likelihood of a Loss; and (b) all of the information that it has provided and will provide to the Underwriter including, but not limited to, the information provided in the Application for
Insurance, is and will be true and that no material information has been or will be withheld.
Effective January 1, 2013,
Insurance Law § 2612 also requires a health insurer, as defined in that section, to accommodate a reasonable request made by a person covered by an insurance policy or contract to receive communications of claim - related information by alternative means or at alternative locations if the person clearly states that disclosure of the information could endanger th
Insurance Law § 2612 also
requires a health insurer,
as defined in that section, to accommodate a reasonable request made by a person covered by an
insurance policy or contract to receive communications of claim - related information by alternative means or at alternative locations if the person clearly states that disclosure of the information could endanger th
insurance policy or contract to receive communications of claim - related information by alternative means or at alternative locations if the person clearly states that disclosure of the information could endanger the person.
As soon as possible after the birth of your baby, call your health insurance company and ask to have your baby added to your policy; many insurers require that you do this within a few days of the birt
As soon
as possible after the birth of your baby, call your health insurance company and ask to have your baby added to your policy; many insurers require that you do this within a few days of the birt
as possible after the birth of your baby, call your health
insurance company and ask to have your baby added to your
policy; many insurers
require that you do this within a few days of the birth.
New York state is proposing new rules
requiring banks and
insurance companies to establish cybersecurity programs and designate an internal cybersecurity officer, in what Gov. Andrew Cuomo described
as a «first - in - the - nation» move to codify cyber safety
policies.
Members then passed the Comprehensive Contraception Coverage Act, which would
require all health insurers provide cost - free contraceptive coverage
as a part of their
insurance policies, by a similar margin.
Topics to be discussed include: Court Procedure: An understanding of the civil litigation process in New Jersey
as it pertains to negligence claims; Damages: Understanding the standards for, and the differences between Compensatory and Punitive Damages; Facility Maintenance: Identifying potential safety hazards related to facilities and grounds, and taking reasonable steps to address common problems; Indemnification: Identifying when the school district is responsible for the actions of its employees, and when it may disclaim coverage;
Insurance Coverage Issues: Understanding what is, and is not covered under a school district's insurance policy, and understanding whether your district will be allowed to choose its attorney or be required to utilize the attorney assigned by the Insurance Company; Negligent Supervision: Examples of school district negligence liability lie within the school, on the athletic field, in the locker room, and on school trips; Sovereign Immunity: Understanding the effect of the New Jersey Torts Claims Act on negligence claims against school d
Insurance Coverage Issues: Understanding what is, and is not covered under a school district's
insurance policy, and understanding whether your district will be allowed to choose its attorney or be required to utilize the attorney assigned by the Insurance Company; Negligent Supervision: Examples of school district negligence liability lie within the school, on the athletic field, in the locker room, and on school trips; Sovereign Immunity: Understanding the effect of the New Jersey Torts Claims Act on negligence claims against school d
insurance policy, and understanding whether your district will be allowed to choose its attorney or be
required to utilize the attorney assigned by the
Insurance Company; Negligent Supervision: Examples of school district negligence liability lie within the school, on the athletic field, in the locker room, and on school trips; Sovereign Immunity: Understanding the effect of the New Jersey Torts Claims Act on negligence claims against school d
Insurance Company; Negligent Supervision: Examples of school district negligence liability lie within the school, on the athletic field, in the locker room, and on school trips; Sovereign Immunity: Understanding the effect of the New Jersey Torts Claims Act on negligence claims against school districts.
As to the other, your lease requires you to carry Village Crest Apartments renters insurance and to list the community as an additional interest on the polic
As to the other, your lease
requires you to carry Village Crest Apartments renters
insurance and to list the community
as an additional interest on the polic
as an additional interest on the
policy.
There is no average cost for landlord
insurance,
as each landlord
requires different coverages and
policy limits.
«Upgrades
requiring extensive work, such
as adding an extension to your home, may
require you to change your entire
policy to a building under construction,» TD
Insurance's Dave Minor said in a release Monday.
Your lender will
require that you have a homeowner's
insurance policy in effect at settlement, also known
as hazard
insurance.
Comparing the best life
insurance policies can be a challenge because, even if you find a range of appealing quotes online, you'll need to take into account certain factors — such
as your job, medical history, lifestyle, or hobbies — that will impact your eligibility for certain rates and how much
insurance you
require.
That's one of the benefits of having renters
insurance in Montgomery County; The Maryland renters
insurance company is
required as part of the
policy to defend you against claims and suits which could result in a claim under your liability coverage being paid.
Just
as you shouldn't assume that a vacation home you own is covered by your homeowners
insurance policy on your primary residence, it's important to know that a recreational vehicle usually
requires coverage separate from your traditional automobile
insurance.
In the event that you
require long - term medical care in old age that your health
insurance policy won't pay for, such
as nursing home costs or at - home care, a long term care rider on your whole life
insurance policy will cover the costs.
Sometimes «no medical» can mean no money: If you are having difficulty getting life
insurance (e.g. due to particular
insurance pre-conditions such
as diabetes or heart attack history), you may choose a no medical life
insurance policy (no medical exams are
required).
But this strategy is more flexible if you've invested in a universal life
insurance policy as you're not
required to pay the higher amount in years when it would be difficult.
The renters
insurance lease clause will generally
require you to have a
policy that covers at least a certain amount of liability, insures everyone in the household, and lists the landlord or their agent
as additional interest so that they'll be notified if the
policy cancels, lapses, or otherwise does not remain in force.
A master
policy falls under alternatives to
requiring renters
insurance, but it's better
as a backup for those who let their renters
insurance policy lapse.
Although term life
insurance isn't necessarily
required insurance for young adults who are still living at home and have no family to look after, experts believe that responsible parties should take out a
policy as soon
as someone becomes dependent on them.
However, in practice,
insurance companies do
require that beneficiaries have reasonable insurable interest at the start of the
policy as a precaution against wagering, homicide, or other mortal peril.
The
insurance policy you are
required to obtain and pay for
as part of your monthly mortgage payment essentially provides protection to the lender in case you default on the loan, and covers the lender for the amount between 20 % down and what you actually put down.
As a homeowner, you need an
insurance policy that will protect your house in case of a storm, even though the state doesn't legally
require you to buy a
policy.
If you can afford the additional out - of - pocket expense that a $ 500 or $ 1,000 deductible would
require, the premiums you'd pay for your San Angelo
Insurance policy could be
as much
as 25 % less than you'd pay in a
policy with a lower deductible.
Some landlords
require tenants to carry a renters
insurance policy as a provision in their lease; however, no U.S. state
requires the coverage by law.
If you are wealthy and wish to leave an inheritance to your heirs, or if you
require a life
insurance policy that can also function
as an estate planning tool, a permanent
policy may make more sense for you.
But even if it's not
required, we recommend you consider windstorm
insurance if your house is located in a high - risk region,
as direct damage from wind, hail and hurricanes are likely excluded from your home
insurance policy.
While there are no laws in place
requiring renters to carry
insurance in Tennessee, many landlords are now
requiring tenants to get renters
insurance when signing a lease
as these
policies protect both the landlord and the tenant.
The inflation guard endorsement functions
as more of a buffer than a complete safeguard since it only
requires the
insurance company to increase its
policy limits up to 80 % of your home's replacement cost.
You may be
required to carry a commercial
insurance policy if you have taken out a business loan,
as many lenders will want to ensure the financial security of your business so that you can continue making payments on your loan.
TD Bank's travel health
insurance, for instance,
requires policy holders to contact their hotline within 48 hours of hospital admission, or
as soon
as is reasonably possible.
Another good practice tip is that you should avoid designating your «estate»
as the beneficiary of any life
insurance policy because this vague designation will
require that the proceeds must go through probate, and this costly and time consuming court process should be avoided whenever possible.
Any other vehicle, such
as your car, boat or an ATV,
requires its own separate
insurance policy.
High net worth estate planning may
require using strategies such
as the 1035 exchange for life
insurance due to potentially high cash values and the need to assure that
policies are performing optimally after many years.
Final expense life
insurance provides smaller coverage
policies without
requiring applicants to meet the same standards
as other life
insurance policies.
As a result McKnight recommends investing in a cash value life
insurance product that provides the least amount of
insurance the IRS
requires, while flooding the
policy with additional money up to the IRS limit.
And if the limit of your
insurance policy is based on your mortgage (
as some banks
require), it may not adequately cover the cost of rebuilding.
All
insurance policies have provisions such
as the 30 day grace period for forgetting to pay a premium and the 10 day right of rescission These provisions are already priced into the
policy and therefore don't
require extra premium.
As an example, a properly structured cash value whole life
insurance policy that is purchased from a mutual company, is one that has tremendous liquidity, low cost (majority of the cost is buying lifelong level
insurance — not to be compared to term), no tax on the growth of the account, tax free loans, tax free withdrawals (up to basis), tax free to survivors, no contribution limits, no
required withdrawals, is free from creditors, and has minimum guarantees.
Insurance policies require us to restrain your pet during examinations for your own safety
as you never know how even the friendliest pet may react when scared or hurt, even when we know procedures are for their own good.
Such
policy shall contain a provision naming the city
as additional insured and an additional provision
requiring the
insurance carrier to notify the city 30 days in advance of any cancellation, termination or expiration of such liability
insurance.
Some assets — such
as life
insurance policies, IRAs and other qualified retirement plans — are not handled through your will and
require you to name a beneficiary.
In California,
insurance companies must offer you this coverage, but you are not
required to purchase it
as part of your
policy.
The Circuit Court was also reversed on its ruling that husband was
required to maintain wife
as a beneficiary on his life
insurance policy as without statutory support in Virginia Code Section 20 - 107.3 (G)(2).
The motion judge held that the provision in the
policy limiting coverage to claims made within one year of the loss did not override the statutory two - year limitation period set out in s. 4 of the Limitations Act, 2002, S.O. 2002, c. 24 lacked specificity to override the statutory limitation period and that in any event, the contract of
insurance was not a «business agreement»
as required under s. 22 (5) of the Limitations Act, 2002.
The Ontario
Insurance Act defines «automobile»
as either (a) a motor vehicle
required under any Act to be insured under a motor vehicle liability
policy, or (b) a vehicle prescribed by regulation to be an automobile.