Sentences with phrase «as an insurance premium against»

Investors must be willing to forgo some near - term return, if necessary, as an insurance premium against unexpected and unpredictable adversity.

Not exact matches

But instead of paying for a program — as you would a book or movie on Amazon — you'd get an incentive: a credit, maybe, to be used against your health insurance premium, or a free download at Amazon, or a discounted checking account at Chase.

If an unpaid insurance premium is among your overdue bills, check to see whether your state's insurance regulators have mandated extensions for payment, waivers against late fees or other temporary steps — as Texas and Florida did, for example, shortly after Harvey and Irma, respectively.

Well as heard in the news that those arriving to the west are being well trained on sophisticated equipment's and combat training and then sent back to Somalia to fight as opposition to prolong suffering for the area and others sent to lead pirate operations in the area and that is all done to give an excuse for the western Navy to be present in the area as well as to cause the raise of the insurance premium against the ships passing the area raising therefore the costs of commodities as well as an opportunity for private security companies to flourish guarding the passing ships?

«These proposed zoning changes will speed up the process for owners of Sandy - damaged buildings to obtain building permits for elevation and reconstruction and will reduce their vulnerability to future flood events, as well as protect property owners against higher flood insurance premiums,» said CARL WEISBROD, Director of the New York City Department of City Planning and Chairman of the New York City Planning Commission.

The insurance company will use the increased premium as insurance against an early term lapse in a policy.

If an unpaid insurance premium is among your overdue bills, check to see whether your state's insurance regulators have mandated extensions for payment, waivers against late fees or other temporary steps — as Texas and Florida did, for example, shortly after Harvey and Irma, respectively.

As an added bonus, where claims made against home insurance or an additional floater impact your premium and future insurability, jewelry protection insurance is its own separate policy and insulates your home insurance from any claims.

The «protective put» acts as an insurance policy, protecting against loss below $ 24 in this case (taking into account the $ 100 premium paid to buy the put).

Safeguarding your property with a home security system can strengthen your defenses against criminal activity and cut your premium by as much as 15 to 20 percent, according to the Insurance Information Institute.

Think of the premium paid for the puts as insurance against a falling stock price.

Truth: Life insurance coverage is never wasted as it protects you against risk, but you can get a return of premium rider (if your policy does not automatically have this feature).

Better yet, do you need to learn the basics on how to protect your home and possessions against fire, theft, natural disasters, as well as how to save money on your home insurance premiums?

Environmental disasters, such as the offshore spill in Santa Barbara and the water quality problems in Flint, Michigan, coupled with more aggressive government regulation (prior to 2017), have also led insurance companies to demand higher premiums and deductibles, and to refuse types of coverage that used to be routinely available, such as «cost - cap» environmental coverage, which protects against cost overruns for the remediation of polluted sites.

In the case at bar, counsel for the Plaintiff sought to recover the cost of premiums for an adverse costs insurance policy purchased by the Plaintiff to insure against the Plaintiffs» own disbursements, as well as the Defendant's costs and disbursements.

* In 2013 - 14, the life insurance industry recorded a premium income of Rs 3.14 lakh - crore as against Rs 2.87 lakh - crore in the previous financial year, registering a growth of 9.4 per cent

The best way to buy protection against such financial loss is to buy an insurance policy for an earning member of the family such that the risk cover (or sum assured) is as high as possible for the lowest amount of premium payable.

Term plans that have a higher maturity age may also charge a higher premium rate as they offer a term insurance cover against life risks for a longer tenure.

Better yet, do you need to learn the basics on how to protect your home and possessions against fire, theft, natural disasters, as well as how to save money on your home insurance premiums?

Because of this, term life insurance is also known as «pure life insurance»: Its only purpose is to insure individuals against the loss of life, and all premiums paid are used to cover the cost of insurance protection.

Actually, as outlined by recent data, one speeding ticket can raise your premiums by around 20 % and possessing three speeding or traffic tickets against your driving record, can raise your car insurance rates as much as 50 %.

Term life insurance can build up cash value to borrow against, but not as much value as a life - long premium paying, whole life insurance policy would.

You then watch your motor insurance monthly premiums increase as a result of points against your record.

Permanent life insurance plans, such as whole life and universal life, may have policy features like financed premiums or loans against the policy that will need to be factored in before paying the beneficiary.

Actually, as outlined by recent data, just one speeding ticket can raise your premiums by in excess of 20 % and acquiring three speeding or traffic tickets against your driving record, can increase your car insurance rates as much as 50 %.

Life insurance is sold as a business model plan to have you pay a premium for years or decades to protect against the unknowns of life.

Interest incurred on indebtedness has historically been deductible, (although the deduction of «personal» interest was largely eliminated in 1986), and in the 1950s a type of «leveraged insurance» transaction began being marketed that permitted an insurance owner to in effect deduct the cost of paying for insurance by (1) paying large premiums to create cash values, (2) «borrowing» against the cash value to in effect strip out the large premiums, and (3) paying deductible «interest» back to the insurer, which was in turn credited to the policy's cash value as tax - deferred earnings on the policy that could fund the insurer's legitimate charges against policy value for cost of insurance, etc..

Life Insurance Corporation of India (LIC), India's largest life insurer, has reported an 11.47 per cent rise in premium income at Rs 2,23,854 crore for nine months ended December 2017 as against Rs 2,00,818 crore a year ago.

Kotak Mahindra Old Mutual Life Insurance Ltd (Kotak Life Insurance) is planning to achieve 120 per cent growth in its total premium income at Rs 2,200 crore during FY08 as against Rs 1,000 crore in

You can also often borrow against the investment portion and use the funds as you wish, or you can direct the insurance company to use the money in the investment account to pay premiums.

Life insurance industry recorded a premium income of Rs 3,66,943.23 crore during 2015 - 16 as against Rs 3,28,102 crore in the previous financial year, registering growth of 11.84 %.

As a single premium paying, non-participating group term insurance plan, it offers coverage against the death of any of the group members.

That is when he realized that all the premiums he paid for being secure against any health issues would go down the drain when he would need that security the most as his health insurance could only cover his hospitalization expenses but not the treatment charges.

As stated above, group health plans come with a cheaper premium incidence against individual health insurance plans and are thus beneficial.

And as the next premium payment date neared, I studied the features of the policy in detail, compared it against common savings options and other types of insurance and realized that these policies often do not measure up to even to low - yielding non-insurance savings schemes

Discounts are a great way to control your car insurance premium rate even if you do have marks against you as a driver.

Whole life and universal life insurance are types of permanent life insurance plans that accumulate cash value as the policy owner pays premiums, and the owner can borrow against that cash value.

2) Life insurance industry recorded a premium income of Rs 418,476 crores during 2016 - 17 as against 366,943 Crores in the previous financial year, registering growth of 14 %.

2) Assume that you consider any term insurance plan and pay Rs 15K as premium and invest the balance of Rs 59,000 in a bank FD which fetches you 9 % returns (pre tax), then you would get maturity of Rs 29 Lakhs as against what max new York is offering as 8.12 Lakhs.

Health insurance premium is the amount charged by the health insurance service provider against coverage of insured person's illness / disease as inscribed in the policy prospectus.

A Fort Smith renters insurance policy has a small premium payment that will protect your belongings against such perils as fire, wind damage, and so much more.

The general insurance business — Bajaj Allianz General Insurance Company — reported a 24 per cent rise in gross written premium at Rs 682 crore as against Rs 549 crore in July - Septeminsurance business — Bajaj Allianz General Insurance Company — reported a 24 per cent rise in gross written premium at Rs 682 crore as against Rs 549 crore in July - SeptemInsurance Company — reported a 24 per cent rise in gross written premium at Rs 682 crore as against Rs 549 crore in July - September 2007.

Once your life insurance premiums are self - funded, your premiums vanish until such time as the mutual funds drop below the current value or you borrow against the cash value of the policy to the point where the dividends are no longer sufficient to make the premium payments.

The basic principle behind the working of auto collision insurance remains the same as all other insurance programs with the policy holder paying a premium amount to the company and getting benefits against it at the time of need.

During the period, the industry witnessed a growth of 216 per cent in renewal premiums for regular unit linked insurance plan (ULIPs) at Rs 26,600 crore as against Rs 8,400 crore in the corresponding period last year, the Council said.

The investment component serves as «bank» of sorts for the amounts left over after charges are applied against the premium paid, namely charges for mortality (to fund the payouts for those that die with amounts paid beyond the cash values), administrative fees (it costs money to run an insurance company (grin)-RRB- and sales compensation (the advisor has to earn a living).

Not only are you, as a motorist, required to pay the fine for the ticket, but the citation also counts against your driving record and will cause your car insurance premium to increase.

Truth: Life insurance coverage is never wasted as it protects you against risk, but you can get a return of premium rider (if your policy does not automatically have this feature).

IUs generally arrive calculate the premiums and additional charges and many of underwriters specialize in any one of the insurance sectors, such as: commercial IUs, property and casualty underwriters which concentrates on insuring businesses or organizations against damages or injuries to people or life insurance underwriters.

Methodology: GOBankingRates surveyed all 50 states, analyzing eight data points that served as determining factors in the ranking: (1) median household income, sourced from the Census Bureau in 2015 dollars; (2) median home listing price as of June 2017, sourced from Zillow; (3) food spending, using the grocery index sourced from Missouri Economic Research and Information Center and multiplying it against the average amount spent on food from the BLS consumer spending survey from July 2015 - July 2016; (4) employee health insurance premium contribution, sourced from the Commonwealth Fund; (5) annual child care costs for an infant and a 4 - year - old, sourced from Child Care Aware of America; (6) whether the state offers paid time - off for family leave; (7) whether the state has expanded the earned - income Tax Credit at the state level; (8) whether the state expanded Medicaid coverage as part of the Affordable Care Act.