Sentences with phrase «as appraisal value»

Mortgage lender standards tightening No matter what your intentions are, when preparing to refinance you will have to document your income as well as the appraisal value of your home.

Not exact matches

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

«The conclusion about a company's value will be based on an analysis of all kinds of information, such as the historical profit - and - loss picture, other financial records, the customer base, internal controls, key employees, competitive details, and much more,» says Catherine Bienert, CEO of Bottom Line Management, an Atlanta business - brokerage and business - appraisal firm.

You can spend up to a year working with legal and financial advisors to meet requirements, such as obtaining an independent appraisal to value the company's stock.

The decision has received a good deal of attention from the press and commentators, largely because the Court rejected the use of the transaction price as compelling evidence of fair value, despite several recent Delaware appraisal decisions that have relied heavily or exclusively on the transaction price.

‡ Gifts to public charities of real property are typically deductible at fair market value as determined by a qualified appraisal, obtained by the donor.

Pursuant to the DGCL, stockholders who properly request and perfect appraisal rights in connection with such merger or consolidation will have the right to receive payment of the fair value of their shares as determined by the Delaware Court of Chancery.

End User acknowledges that the Consumer AVM reports provide estimates of the value of real property and other information related to value based upon the application of valuation models to available data and do not constitute appraisals or broker price opinions of subject properties and may not be relied upon as such.

The appraisal for your refinance loan serves as proof of current value.

By donating highly appreciated alternative investments to a public charity or donor - advised fund account, you can take a full, fair market value tax deduction — as determined by a qualified appraisal — for the donation while also eliminating capital gains tax on the sale.

If political life itself is a struggle with reality, interpretation, appraisal, and appreciation of values, as I believe it is, and if truth is the connection between reality and interpretation, then the problematic nature of truth lies at the center of our time's travails with distributive justice, with the balance of nature, and with peace.

The reality of death as a fact: the inescapable element of decision and the consequences in searching appraisal: the social or communal nature of human existence, coupled with the honest recognition that no man is in and of himself a perfect agent of the purpose of God and the love of God: the joy of fulfillment with one's brethren in the imperishable reality of God: and the terrible character of evil — these were values which the older scheme somehow affirmed and expressed.

Randi Weingarten, president of the American Federation of Teachers, does not oppose the use of value - added data but wants to ensure evaluations are based on «classroom observations, self - evaluations, portfolios, appraisal of lesson plans, students» written work» as well.

Randi Weingarten, president of the American Federation of Teachers, doesn't oppose the use of value - added data but wants to ensure evaluations are based on «classroom observations, self - evaluations, portfolios, appraisal of lesson plans, students» written work» as well.

Your tax deduction will be equal to the fair market value of the donated bitcoin as determined by a qualified appraisal.

I think most countries have some kind of official or well know appraisal organizations which give official book values for vehicles which are used by the general public as a guideline for buying and selling, and by insurance companies for calculating payouts when cars are wrecked.

This process is particularly important for mortgage applicants, as lenders only approve home loans if the appraisal value of the home matches or exceeds the sale price.

The home must pass both the mortgage lender's and the grant program's requirements for condition and value, as determined by a home appraisal.

In order to determine the current value, home appraisal is required as part of the refinancing process.

With no - appraisal refinancing, the value of your new loan will simply be based upon the original value of your home, as determined by the appraisal conducted when you bought it.

You will never have to worry about inflated or deflated appraisals, as we are here to help you get the highest value for your property.

Mortgage brokers lying, banks not reviewing paperwork, applying policies designed for first time buyers to 3 times as many folks buying their 2nd, 3rd, 4th etc home, appraisers giving banks whatever values they wanted on appraisals, rating agencies doing likewise for CDO's, insurers issuing credit default swaps without even a fraction of the backing needed.

Your responsibility as the applicant is to provide your agent with the value of the items you own (appraisals may be required) and to make certain they are insured appropriately by scheduling the property on your policy or purchasing a personal articles floater.

The appraisal for your refinance loan serves as proof of current value.

As soon as we receive your appraisal, we update your loan with the estimated value of the homAs soon as we receive your appraisal, we update your loan with the estimated value of the homas we receive your appraisal, we update your loan with the estimated value of the home.

Insofar as portfolio companies own income - producing real estate (as many TAM portfolio companies do), the real estate accounted for under IFRS is carried at an appraised value based on appraisals by independent appraisal firms; under GAAP income producing real estate is carried at depreciated historic cost less impairments.

As soon as we receive your appraisal, we will update your loan with the estimated value and provide you a copAs soon as we receive your appraisal, we will update your loan with the estimated value and provide you a copas we receive your appraisal, we will update your loan with the estimated value and provide you a copy.

Here, heavy weight is assigned to readily measurable asset values as well as an appraisal of managements» abilities to increase these net asset values over the long term.

Now, this gets a bit trickier if no appraisal was done on the property, as it would require you to call and pay for an appraisal that would give you this value, at time of purchase.

As of August 18, 2017, Fannie Mae allows lenders to receive a Property Inspection Waiver (PIW) on certain one - unit principal residence and second home purchase transactions with loan to value ratios up to 80 %, rather than a tradition in - person appraisal.

You will be required to have a current appraisal on the property as the amount of an FHA reverse mortgage is based on the home's value or the FHA insurance limit, whichever is lower.

On less liquid assets such as land, property or gold, an appraisal will be needed to illustrate the value.

If a homeowner installs a custom pool that cost them $ 30,000, but the local marketplace supports the value of a pool at $ 15,000, then that item will be bracketed as [$ 15,000] on the appraisal.

APPRAISAL The estimate of the value of the property offered as security for a mortgage.

Appraisals are used as part of the mortgage approval process, and help determine a buyer's loan - to - value.

This is referred to as a liquidation appraisal, and it will help determine the fair market value of the property and that it is in compliance with VA standards.

The mobile home book out should not be considered an appraised value, as only an actual appraisal can determine the full value of the mobile / manufactured home.

When your LTV ratio reaches 78 % (value as per the original appraisal) the lender is required to remove PMI even if you have not requested this already.

You can request removal of the PMI if your LTV ratio reaches 80 % earlier than the scheduled date because you have made extra payments etc. but the lender is not required to grant this request without further ado; the lender is allowed to ask you to pay for an appraisal to make sure that the house has not declined in value in the mean time and so you actually are at 80 % LTV, and can decline the request if you refuse to pay for the appraisal or if the appraisal shows that the value of the has decreased and so you are not actually at 80 % LTV as per the new appraised value.

* Condo 2009 fair market value of $ 225,000 — 2002 purchase price of $ 200,000 = $ 25,000 → you owe tax on this capital gain * $ 25,000 divided by 2 = $ 12,500 → the capital gain you will be taxed on * $ 12,500 x marginal tax rate (we assume 30 %) = $ 3,750 * Then you'd need to add in the tax owed on your house: The house fair market value in 2015 of $ 620,000 — appraisal value in 2010 of $ 550,000 = $ 70,000 → you owe tax on this capital gain (as your condo, not your house was your primary residence) * $ 70,000 divided by 2 = $ 35,000 x marginal tax rate of 30 % = $ 10,500 * The 2001 to 2009 appreciation of $ 300,000 would be sheltered as the house was your primary residence during those years.

If a fresh appraisal shows a market value above $ 340,000, as it may, he could already be in the sweet spot for a lower interest rate.

The bank is trying to get as close to fair market value for short sales so unless you're willing to pay for your own appraisal, it's hard to figure out what the bank will consider as «fair market value» based on the bank's BPO (appraisal).

The VA program can finance up to $ 6,000 in improvements (or more if an appraisal shows the improvements will increase the property value by at least as much as they cost).

Using a traditional loan or cash to finance a home purchase means that the buyer will be relaying on an appraisal as a method of determining the value of the property.

Although the stock is multiples above our cost in DTV, the price remains below our appraisal as value has grown steadily from management's reinvestment of the cash coupon into high - returning Latin America and discounted shares.

The mobile home book out should not be considered an appraised value, as only an actual appraisal can determine the full value of the used mobile / manufactured home.

Coin or stamp collections, jewellery, antiques and other heirlooms can only be used as collateral for a loan if they have been authenticated and valued with a verifiable appraisal certificate.

A separate appraisal (Uniform Residential Appraisal Report) may be required to determine the as - is value.

And that's not even considering their value as works of art, an appraisal that will have its most fulsome expression to date in Koon's long - anticipated career survey opening at the Whitney Museum this week — the first time that the artist's extremely diverse and challenging series will all be displayed in the same place at the same time.

As a specialist in Old Master Paintings, his responsibilities include appraising and valuing Old Master paintings for auction, insurance and fair market value appraisals; researching and cataloguing for auctions; and business - getting.