Sentences with phrase «as balances rise»

See related: Historic credit card rates chart, Late payments on cards worsen as balances rise, N.Y. Fed says

Late payments on cards worsen as balances rise, NY Fed says — Growing card balances are weighing heavier on consumers» budgets, New York Fed report shows, but problems remain low historically... (See Credit card delinquencies on the rise)

Pressure begins to mount as balances rise, and interest rates and monthly payments also increase.

Not exact matches

Underlying market conditions, such as rising earnings estimates, strong corporate balance sheets and record profit margins, remain favorable, he said.

So unless revenue rises substantially and operational costs remain stable — a tricky proposition as Tesla is still struggling to get Model 3 manufacturing in track — Tesla will spend itself down to either nothing on the cash - balance side or end up with about $ 1 billion in reserve, give or take a few hundred million.

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Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

SYDNEY, March 19 - Australia and the Association of Southeast Asian Nations agreed during a weekend summit in Sydney to establish a regional infrastructure pipeline, Australia's foreign minister said, as the bloc seeks to balance rising Chinese influence.

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As a result, the household debt - to - income ratio has risen, although if account is taken of the increased balances held in offset accounts the rise is less pronounced (Graph 10).

The Pigou effect, as I am using the term, is simply the hypothesis that the real value of money rises under deflation, and an increase of real money balances under deflation — if sufficiently large — could cause higher demand growth.

But as I show in another blog entry, the tendency of rising income inequality to force up the savings rate beyond the needs of productive investment must necessarily be balanced by one, or a combination, of three counterbalancing events:

Debt problems are going to continue to emerge in 2013, but as long as each new manifestation of excessively rising debt is treated as a specific and localized problem that can be resolved with specific polices, overall balance sheets will continue to get worse.

There, it is true that the arbitrage gains arising from free trade between economic zones of vastly different living standards without trade balance equilibrium and being captured by a small minority are correctly viewed as un-earned gains and giving rise to social tensions which could easily degenerate into political tensions.

Low interest rates helped fuel the real estate and stock market bubble by making the debt side of the balance sheet less expensive, creating a «wealth effect» as people came to believe that rising property and stock - market prices would be able to pay off their obligations.

As student loans and other debt balances rise across the country, more people find themselves buried under debt owing far more than they have.

But your FICO score will rise as you pay off balances like clockwork on each card, and keep debt to a minimum — or better yet, don't carry any at all.

France's Socialist government announced the first real - terms increase in the minimum wage for six years on Tuesday, but limited the rise to 0.6 percentage points above inflation as it sought to balance election promises with fears of damaging employment.

The dollar revenue of interest earnings is rising, this due to the growth of bank balance sheets, but there is no corresponding expansion of income as a percentage of earning assets.

So long as the population grows, and becomes richer, real house prices should on balance rise.

Now, as many investors worry about a global growth slowdown, rising rates and higher volatility in U.S. equity markets, dividend growers offer potential opportunities due to their healthy balance sheets, as well as better valuations, and lower volatility.

The aggregate balance of ES accounts rose as high as $ 5.5 billion on 23 August, compared with an average balance of around $ 750 million over recent years (Graph 3).

I currently have my wallet set to BTC as my home currency — does that imply i own bitcoin i.e. as prices for bitcoin rise and fall, my wallet balance stays the same?

From the perspective of secular stagnation theory, much of what people worry about in monetary policy is endogenous rather than exogenous — such as zero rates, conditions that give rise to negative long - term rates, decisions to expand balance sheets.

Part of the strong growth in offset balances up to 2015 appears to have been related to the rise in the share of interest - only loans, with the two being offered as a package.

Prolonged curve flattening from the aforementioned easy financial conditions (low long - term rates) despite rising short - term rates would steadily increase institutions» vulnerability to potential balance sheet shocks, as investors continue to add low quality and illiquid assets to «enhance returns.»

With the Federal Reserve's balance sheet at $ 3 trillion and rising, it's worth considering that bond investors may not aggressively push inflation expectations lower in the next recession as they have in recent recessions.

However, the risks are balanced entering the FOMC minutes as the recent uptick in volatility could have as much bearing on Fed policy decision as the subtle rise in inflation

Overall, food prices were flat in the June quarter as sharp falls in fruit and vegetable prices were balanced by price rises for most other items.

Rising rates could help stock - pickers: As valuations are adjusted to reflect growth outlooks, cash flows and balance sheets more accurately, performance variation should increase

Once rock - solid corporate balance sheets have weakened of late as debt as a percentage of assets and debt as a multiple of available cash flow have both risen to levels last seen before the peak of the US housing cycle in 2007.

Conditions in the mining industry also look to be improving as the global recovery has gathered pace and commodity prices have risen strongly (see chapter on «Balance of Payments» for more detail).

The rising interest - rate environment appears likely to increase how much performance varies among equities, as valuations are adjusted to reflect more accurately the differences in companies» growth outlooks, cash flows and balance sheets.

The consequence is market balance and in turn, low volatility — tech accounts for 23 % of the S&P 500 and financials have a 14.5 % index weight, meaning they have the power to balance the market as long as one rises as the other one falls.

While we support exposure to mortgage - backed securities (MBS) in portfolios today, some caution is warranted, as MBS may face some rising yields (and spreads) as the Fed reduces its balance sheet (along with term extension risk).

«Points» — the upfront fees, such as origination fees, that are usually rolled into the mortgage balance — rose 4 basis points during the week to 0.53 % of the mortgage balance (mortgages with 20 % down), after having already risen 3 basis points to 0.49 % in the prior week.

And there might well be some remaining trend: as incomes rise, balance sheets become deeper.

Even in a world where short - term interest rates will continue to rise as the Federal Reserve raises policy interest rates (most likely 2 — 3 times next year) and where long - term rates should rise slowly as the Fed lets its balance sheet shrink, tax - free yields should either stay the same or move down as the municipal bond world confronts a market with much less issuance.

Ramsey's approach, by contrast, grounded in the paradoxical duality of our nature as finite and free, must seek to balance the intricate simultaneities to which this duality gives rise.

By varying the liquid / flour balance of your starter, and the temperature at which it's fed; as well as the temperature and duration of a sourdough loaf's rise, you can make sourdough bread that's richly flavored, with barely a hint of sour; or one that's truly mouth - puckering.

Talk turns to healthier food as school board raises breakfast, lunch prices (July 27, 2011): Another story focusing on the balancing act required to make school menus healthier while dealing with rising food and meal costs.

As a consequence, 86 % of firms, on balance, expect sales to rise in the next 12 months.

This change has led to the rise of a number of minor parties such as the Democratic Labor Party, Australian Democrats and Australian Greens who have taken advantage of this system to achieve parliamentary representation and the balance of power.

The pay rise will be balanced by a crackdown on perks such as a # 15 dinner allowance when the Commons sits after 19:30.

As they all wait for the water to subside and the amount of money coming into rise, it's a balancing act.

While the Conservatives retain a small lead on steering the economy through difficult times, Labour have edged ahead on helping businesses grow and recover; the Opposition's lead on getting the balance right between tax rises and spending cuts is, at 11 points, as big as the Tories» had been in September 2010.

«But it is important, as a matter of balance, to point out that the savings, rising to # 13 billion over 50 years, are the savings we set out to make; and crucially, that ten per cent of the public sector workforce is replaced each year.

A significant proportion of the increases are being driven by smaller parties, such as the Greens who are consistently highly gender balanced in all four elections, RISE and Solidarity in Scotland, and of course the recently formed Women's Equality Party, who are running candidates in Scotland, Wales and London.

My goals as town supervisor are to balance a shrinking budget with growing infrastructure needs, rising costs of insurance and other expenses while continuing to have programs to support citizens young and old.

Using the Great Barrier Reef as their study case, they estimated the evolution of the region over the last 14,000 years and showed that (1) high sediment loads from catchments erosion prevented coral growth during the early phase of sea level rise and favoured deep offshore sediment deposition; (2) how the fine balance between climate, sea level, and margin physiography enabled coral reefs to thrive under limited shelf sedimentation rates at 6,000 years before present; and, (3) how over the last 3,000 years, the decrease of accommodation space led to the lateral extension of coral reefs consistent with available observational data.