Sentences with phrase «as bank lending»

Bankers, regulators, policymakers, the Federal Reserve — everyone has been going out of their way to figure out how to kickstart housing — the $ 8,000 first - time home buyer tax credit, QE, near zero interest rate policies, and the GSEs revising lending policies to make it easier for home buyers to obtain financing even as bank lending dried up.

As bank lending becomes more available, the Petland brand is well poised to maximize its growth potential.

For some, this came as bank lending standards have become stricter and a smaller inventory for potential buyers has given those paying with cash an advantage said Daren Blomquist, a RealtyTrac vice president.

Corporations have historically relied on the public debt markets as well as bank lending facilities to fund their business but have more recently begun to rely more heavily on the public markets as the banking crisis has limited bank lending.

The government takes preferred shares in this program, too, but the dividend drops as bank lending grows.

You might move your savings to that bank, where it earns little interest for you as the bank lends it out at a higher rate.

Not exact matches

Once the banks start utilizing these solutions as part of their lending process, widespread adoption by the small businesses they serve becomes inevitable.

In the lending world, the players at the upper end of the market include the banks and monoline firms, such as First National Financial, which issue mortgages but do not take deposits.

Some observers predict that such borrowers will be forced to tap networks of small investors who lend through mortgage brokers, as well as mortgage investment corporations — in other words, the most remote corners of Canada's shadow banking sector, which accounts for 40 % of Canada's banking space.

Westpac's plan to top SME lending Westpac has outlined an aggressive plan to overtake National Australia Bank as the nation's biggest lender to the $ 60 billion small and medium - sized business segment.

As accessing capital becomes increasing difficult for Canadian entrepreneurs — especially those who are considered particularly risky by Canada's big banks — other approaches, such as developmental lending, ought to be taken more seriouslAs accessing capital becomes increasing difficult for Canadian entrepreneurs — especially those who are considered particularly risky by Canada's big banks — other approaches, such as developmental lending, ought to be taken more seriouslas developmental lending, ought to be taken more seriously.

The investment bank is as Wall Street as you can get, but the rationale behind its move to lend to Main Street isn't surprising.

When banks start to lend that money out as the U.S. economy improves, all of that new money could lift prices substantially.

We prefer owning — even though, at $ 366,000, the average Canadian home today costs more than twice as much as its U.S. equivalent; even though a small increase in the lending rates will push scores of over-leveraged homeowners into crisis; even though Bank of Canada governor Mark Carney is practically guaranteeing that those higher rates are coming.

Such moves could further restrict bank lending to entrepreneurs as community banks look for ways to exit TARP.

The bank had few bad loans, as it managed to maintain comparatively strong lending standards that kept it out of the worst of the crisis and allowed it to acquire the troubled Wachovia.

«We are lending against collateral - your receivables - and while a bank may take assets as collateral they are really looking at historic cash flows and your ability to repay the loan.»

P2P lending refers to the practice of investors lending money directly to borrowers without going through a financial intermediary such as a bank.

The number of small - business loans fell dramatically during the recession, as big banks cut off credit to customers they considered risky and many smaller and regional banks that once lent to local business owners shut their doors.

While traditional banks view small business lending as high - risk, many online lenders award funding exclusively to small - business startups.

The show will feature other big names in business, like former Microsoft (msft) CEO Steve Ballmer and supermodel Tyra Banks, as they look to lend their business smarts to the celebrity contestants.

Yet there are persistent structural issues that continue to haunt entrepreneurs, such as the marked drop - off in bank lending to small businesses.

Without knowing the full facts, it looks as though Santander might have been lent on by the European Central Bank (ECB) to carry out the rescue mission, suggested Martin Gilbert, chief executive officer (CEO) of Aberdeen Asset Management, talking on CNBC's Squawk Box on Wednesday.

Upon initiating coverage this year, Fred Westra of Industrial Alliance Securities wrote, «alternative lenders will experience a golden age» as tighter lending standards for banks push more customers their way.

While these keystone reports garner the most interest, they are complemented by dozens of other reports covering topics such as peer - to - peer lending / payments, digital remittances, mobile payments, and other topics disrupting traditional banking.

As it stands, Wanda will secure a three - year bank loan of 29.6 billion yuan ($ 4.36 billion) and lend that money to Sunac.

As a ripple effect, banks would also start to take a harder look at their lending exposure to export - focused business.

Other lenders such as SoMoLend and Endurance Lending Network are similar but are based on a peer - to - peer business model as opposed to a direct lending platform like a traditional bank.

Bank of America, whose CEO infamously referred to its SBA portfolio as a «damn disaster,» lent $ 136.1 million in 2008; in the first quarter of 2009, the company only doled out $ 3.3 million.

FRANKFURT, Oct 4 - Key Euribor bank - to - bank lending rates hit fresh record lows on Thursday, as the markets were expecting the European Central Bank to provide hints whether it planned to cut interest rates furtbank - to - bank lending rates hit fresh record lows on Thursday, as the markets were expecting the European Central Bank to provide hints whether it planned to cut interest rates furtbank lending rates hit fresh record lows on Thursday, as the markets were expecting the European Central Bank to provide hints whether it planned to cut interest rates furtBank to provide hints whether it planned to cut interest rates further.

Local governments were identified as a major risk to China's financial stability, partly due to their lending from the «shadow banking» sector and debt accumulated over the past years to upgrade infrastructure across the country.

As a result, homebased firms already have a strike against them: Banks find them difficult to lend to because of their lack of assets.»

FRANKFURT, Oct 12 - Key Euribor bank - to - bank lending rates steadied on Friday, as the prospect faded of the European Central Bank loosening policy further with an interest rate bank - to - bank lending rates steadied on Friday, as the prospect faded of the European Central Bank loosening policy further with an interest rate bank lending rates steadied on Friday, as the prospect faded of the European Central Bank loosening policy further with an interest rate Bank loosening policy further with an interest rate cut.

TSF includes off - balance sheet forms of financing that exist outside the conventional bank lending system, such as initial public offerings, loans from trust companies and bond sales.

LONDON, Oct 3 - Key Euribor bank - to - bank lending rates hit fresh record lows on Wednesday, as the huge volume of cash pumped into the banking system by the European Central Bank and the prospect of further cuts in its interest rates extended a year - long slbank - to - bank lending rates hit fresh record lows on Wednesday, as the huge volume of cash pumped into the banking system by the European Central Bank and the prospect of further cuts in its interest rates extended a year - long slbank lending rates hit fresh record lows on Wednesday, as the huge volume of cash pumped into the banking system by the European Central Bank and the prospect of further cuts in its interest rates extended a year - long slBank and the prospect of further cuts in its interest rates extended a year - long slide.

• LendKey, a New York - based lending - as - a-service solution for banks and credit unions, raised $ 13 million in Series C funding.

Barnett notes that if you have not positioned your personal credit such that a bank will see you as a strong enough credit risk, they won't lend to you.

Yet as the economy has gradually improved, so has bank lending to small businesses.

Still, according to Loretta Mester, director of research at the Federal Reserve Bank of Philadelphia, the use of credit scores in lending decisions is rising — and is likely to continue to rise — with industry consolidation, as large banks that need automated processes to handle their heavy loan volumes continue to acquire small banks.

Lost in that noise is a potentially more significant development that surfaced in March: Canada's largest bank has been named as a defendant by U.S. mortgage giant Freddie Mac for alleged manipulation of LIBOR, the London Interbank Offered Rate, an interest rate benchmark off which international banks lend among themselves.

What is more surprising is that Goldman, also a wholesale bank that serves as an underwriter for some of the most promising alternative finance technology IPOs, will be competing with alternative lending technology platforms that facilitate similar types of loans.

The banks demonstrated that their personal and commercial loans businesses are still solid, even as expectations point to consumer lending growth slowing in the coming quarters amid persistent economic weakness.

That may explain why some banks have loosened lending standards, as the Fed's latest bank lending survey shows.

In what is widely seen as a watershed moment, the Bank of Japan on Tuedsay doubled its inflation target to 2 percent and made an open - ended commitment to buy assets from next year, surprising markets that had expected another incremental increase in its $ 1.1 trillion asset - buying and lending program.

Meanwhile, the regulatory environment has stalled: banks aren't lending as much money, and the huge wave of venture capitalist and private - equity capital has died down.

A lot of market strategists were pointing to bank stocks as the sector that would benefit the most from interest rate increases, since higher interest rates would boost lending profits.

Lendio CEO and co-founder Brock Blake says 300 U.S. lending institutions and nearly 1,300 individual lenders participate in the automated web platform, from banks and credit unions offering traditional, long - term loans to fast - cash alternative financiers such as peer - to - peer lenders and merchant cash - advance providers.

As one indication, the Small Business Administration's loan volumes were sliced in half as banks of all sizes seized up and stopped lendinAs one indication, the Small Business Administration's loan volumes were sliced in half as banks of all sizes seized up and stopped lendinas banks of all sizes seized up and stopped lending.

It's also a legacy of «redlining» by banks — the past practice, now illegal, of classifying minority - dominated neighborhoods as too dangerous for lending.

And community bankers point to the strength of their relationship banking model, which can be an advantage in some markets, such as small business lending.