Sentences with phrase «as banks or credit»

Creditors can make people bankrupt but this is rare for non-priority creditors such as banks or credit card companies.

This is unwise as some banks or credit unions will not offer good rates.

Private loans from commercial lending institutions, such as banks or credit unions, are eligible.

Most traditional lenders, such as banks or credit unions, do not usually grant small personal loans except in a few extraordinary circumstances.

Money lending companies such as banks or credit card companies shall, therefore, go through your credit history when calculating your credit score to allow them to come up with the risk of lending money to you.

(RESP providers include most financial institutions, such as banks or credit unions, as well as group plan dealers or financial services providers.)

The secured loan typically comes from the brick - and - mortar financial institutions, such as banks or credit unions.

Microloans are intended to help entrepreneurs who may have trouble getting financing from other sources, such as banks or credit unions.

With private money lenders, the source of the funds are private investors as opposed to institutional lenders such as banks or credit unions.

We are able to give people alternatives from using conventional methods such as banks or credit - restricting lenders.

Indeed, many traditional lenders such as banks or credit...

Folks with good credit should first consult with traditional lenders such as banks or credit unions because their interest rates are rather low.

Loans from traditional lenders, such as banks or credit unions, can have annual percentage rates (APRs) ranging from 4 % to 13 %, while alternative or online loans can have APRs ranging from 7 % to over 100 %.

First - time homebuyer loans are offered by mortgage lenders — such as banks or credit unions — and are often backed by the government.

Bad credit can mean a bad response when you approach a traditional lender, such as a bank or credit union.

You may check out a traditional brick and mortar institution such as a bank or credit union, but you should also check online to see what options are available there.

Most loans from the SBA are not made directly by the SBA, but are made through an intermediary lender, such as a bank or credit union, with a portion of the loan amount guaranteed by the SBA (typically up to 75 % or 85 % of the loan amount).

If your credit is bad, getting a loan from a traditional bank and mortar financial institution, such as a bank or a credit union, is going to be difficult...

The typical brick and mortar institution, such as a bank or credit union, is going to be a hard draw for car financing if you have bad credit.

If you have private student loans, you'll have to go through a private lending institution such as a bank or credit union.

Private mortgage insurance, also known as PMI, protects a mortgage lender (such as a bank or credit union) from a loss in the event you default on your mortgage loan.

Under the Fair Credit Reporting Act (FCRA), both the (Credit Reporting Agency) CRA and the organization that provided the information to the CRA, such as a bank or a credit card company, have responsibilities for correcting inaccurate or incomplete information in your report.

Under the Fair Credit Reporting Act (FCRA), both the Consumer Reporting Agencies (CRA) and the organization that provided the information to the CRAs, such as a bank or a credit card company, have responsibilities for correcting inaccurate or incomplete information in your... Read More»

Unlike a traditional lender, such as a bank or credit union, LoanMart looks at a customer's equity of their vehicle and their ability to repay the loan and bases their loan / funding amount on this number, rather than a credit score.

An RESP is an education savings account that can be set up with a financial institution such as a bank or a credit union, or through a group plan dealer.

You can consolidate both your federal and private student loans together with a private lender such as a bank or credit union.

Refinancing a reverse mortgage through a conventional lender such as a bank or credit union is generally not possible as conventional lenders will not provide a loan to an individual whose name is not on title of the property.

Private mortgage insurance, also known as PMI, protects a mortgage lender (such as a bank or credit union) from a loss in the event you default on your mortgage loan.

If you are merely the registered owner, and your car has a lien holder, such as a bank or credit union, you'll be required to maintain comprehensive collision insurance.

Bitcoin is a peer - to - peer protocol, where all users within the network work and communicate directly with each other, instead of having their funds handled by a middleman, such as a bank or credit card company.

Not exact matches

This is similar then, in many ways to a personal credit report, such as the one which a bank will view when deciding whether or not to approve a mortgage.

You can accept all major credit and debit cards as well as PayPal, and then get paid by bank or wire transfer.

Acorns connects with any credit or debit cards you choose as well as your bank account.

As a host, consider investing in a personal safe, or keep financial documents, credit card statements, bank statements, your passport and other legal documents locked up and away from where they can easily be viewed or taken by a guest.

Safeguard important information such as tax identification and bank account numbers, and watch for change of address notices from credit companies or other vendors.

If the request exceeds that figure, a loan officer or bank committee makes the decision, employing the credit score as one of several factors.

Europe's banks also drove higher following broker upgrades for Credit Suisse, while there was little sign of tension for the sector or for the pound or euro as formal Brexit negotiations kicked off in Brussels.

As of Wednesday, customers in 30 different E.U. countries can deposit money into Uphold via bank transfer or from credit and debit cards.

Entrepreneurs in the field say that focusing on the price of Bitcoin is missing the point — its value is as proof of concept for a new kind of payment system not reliant on third parties like governments, big banks or credit - card companies.

During periods of adverse changes in general economic, industry or competitive conditions, such as we experienced in calendar years 2008 and 2009, some of our vendors may experience serious cash flow issues, reductions in available credit from banks, factors or other financial institutions, or increases in the cost of capital.

Hi Randy, Banks and credit unions have very strict requirements (that go beyond just personal credit scores) when it comes to business loans, as illustrated by your experience getting that cargo van financed, so it's not surprising that a bank or credit union would have you take a personal loan instead.

When it comes to mobile payments, there are three types of mobile payments or mobile wallets available now: smartphone or wearables - based payments, branded mobile wallets from banks or credit card providers, and branded mobile wallets from retailers such as Starbucks.

Because there are not as many foreclosures The banks can then start to loan money to others who want to have a home or car with good credit of course.

Many small business owners looking for unsecured business loans or lines of credit typically don't have the collateral that a bank may require, such as real estate, inventory, or other hard assets.

However, a budget deficit that takes the form of transfer payments to banks, as in the case of the post-September 2008 bank bailout, the Federal Reserve's $ 2 trillion in cash - for - trash financial swaps and the $ 700 billion QE2 credit creation by the Federal Reserve to lend to banks at 0.25 % interest in 2011, has a different effect from deficits that reflect social spending programs, Social Security and Medicare, public infrastructure investment or the purchase of other goods and services.

For example, a new dentist who borrows from a bank to buy a practice may then need other services that she does not even know exist, such as payroll management or credit - card clearing.

The most important feature of small business banking is the relationship you have with your bank or credit union manager, not the cost of your small business bank account, as sooner or later almost all small businesses need a business loan and / or a line of credit.

Because of the Durbin amendment, as of October 1, 2011, debit interchange is capped for transactions (21 cents, plus 5 basis points -LRB-.05 %), plus an additional penny for issuers that qualify for fraud) for debit cards issued by banks and credit unions with $ 10 billion in assets or more.

In contrast, accounts that guarantee at least the return of your original balance — like certificates of deposit or money market accounts — are always covered, as long as the issuing bank or credit union participates in deposit insurance.

Many small business owners are interested in a loan or line of credit for their business, but don't have the specific collateral a bank may require, such as real estate, inventory or other hard assets.