Sentences with phrase «as business lines of credit»

Not exact matches

Securing funds from a variety of sources, such as loans, lines of credit and credit cards are common methods of injecting cash into your business — but managing these properly can be a challenge.

If your business is growing quickly, consider external financing such as a loan or line of credit.

«There's lots of additional content to consider, such as everyday savings offers, general business advice and the availability of things like working capital lines of credit and installment loans,» says Richard Tambor, senior vice president and general manager at New York City - based American Express Business business advice and the availability of things like working capital lines of credit and installment loans,» says Richard Tambor, senior vice president and general manager at New York City - based American Express Business Business Finance.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

As Dale Shintani, senior vice president of small business lines of credit at Wells Fargo, says: «What's important to understand is that we want to approve as many small businesses as we can.&raquAs Dale Shintani, senior vice president of small business lines of credit at Wells Fargo, says: «What's important to understand is that we want to approve as many small businesses as we can.&raquas many small businesses as we can.&raquas we can.»

Most businesses, such as Dobi & Associates, do that with lines of credit.

As a CPA I can attest that there are certainly situations where taking a loan, obtaining a line of credit, or accessing other forms of debt can help you and your business grow.

A business line of credit is a flexible, often low - cost way to cover short - term financing needs such as purchasing inventory and making on - time payroll.

As your business becomes more established, your success may make it easier to secure a loan or line of credit.

If money is flowing into your account regularly, you are maintaining more than the minimum balance, and you are handling the account responsibly (i.e., the checks you write are clearing), chances are that your banker will begin to offer you products such as a business credit card and possibly a line of credit.

OnDeck Capital offers term business loans as well as small business lines of credit.

Each of the major credit bureaus uses its own formula, but factors such as how long you've been in business, your credit utilization, and the lines of credit you have opened in the last six months are likely to affect your score.

Rather than relying on personal assets such as a car, boat or home to secure the loan, unsecured lenders look exclusively at a borrower's credit worthiness to determine eligibility, making those with high credit scores and a long, solid credit history the best candidates for an unsecured business line of credit.

As a result, many seek financing through family money or personal credit cards and approximately forty percent use personal and home equity lines of credit to finance their business.

Many small business owners looking for unsecured business loans or lines of credit typically don't have the collateral that a bank may require, such as real estate, inventory, or other hard assets.

The most important feature of small business banking is the relationship you have with your bank or credit union manager, not the cost of your small business bank account, as sooner or later almost all small businesses need a business loan and / or a line of credit.

Many small business owners are interested in a loan or line of credit for their business, but don't have the specific collateral a bank may require, such as real estate, inventory or other hard assets.

The threshold, target, and maximum percentage business line goals shown for the named executives listed in the table above were derived using certain assumptions for 2008 with respect to the general economic, interest rate, credit, and regulatory environment in which we operate and certain assumptions as to the outlook for the businesses each of them managed.

While credit limits tend to be smaller than a line of credit, a business credit card may offer rewards, such as cash back or travel points.

Most banks and credit unions offer standard term loans and lines of credit for small businesses, and while qualifying will depend on the bank, you will need both a strong personal and business credit score as well as strong business financials.

Your liabilities are defined as your current Accounts Payable and any long - term payables (think small business loans, lines of credit, etc.) your business may have.

Also, Menchie's Franchise Development Managers have experience helping franchise candidates explore other sources of financing, such as home equity lines of credit and self - guided IRAs, which can allow you to start a business using pre-tax dollars without penalties or paying income tax on the start - up dollars.

1 Secured Business Line of Credit — This type of LOC requires the business to pledge specific assets as collateral to secure tBusiness Line of Credit — This type of LOC requires the business to pledge specific assets as collateral to secure the lLine of Credit — This type of LOC requires the business to pledge specific assets as collateral to secure tbusiness to pledge specific assets as collateral to secure the lineline.

When you open a business line of credit, the business receives access to a stated amount of funds to use as needed.

Rising house prices and the accompanying wealth effect, courtesy of ballooning equity lines of credit, have kept the economy from faltering as business spending retrenches and exports disappoint — last year real estate was by far the largest contributor to GDP in seven of 10 provinces, including B.C. and Ontario.

Since the ratios appear in line for the company's industry and AXL appears to have the ability to improve its credit profile as time goes on, we now turn to a consideration of the prospects for the company's business.

Using a line of credit allows you to build a positive business credit history as you use the line and make the payments on time.

If your business has uneven cash flow, a line of credit can offer open - ended access to cash for ongoing needs such as seasonal payroll or inventory management.

When determining if your business is right for an unsecured business loan, our underwriters analyze a variety of metrics such as big data, historical risk models, and trade line distribution to determine its unique growth potential instead of just looking at your credit score.

For purchasing equipment, as long as you've provided some investment into your business you should be able to acquire financing, although there are plenty of ways to raise money, like grants, loans, line - of - credits from your bank, etc. (I prefer to use a line of credit)

Similar to business term loans, business lines of credits from traditional lenders such as banks and credit unions will have the best rates and terms, but are harder to qualify for.

A Secured Business Line of Credit requires business owners to pledge assets as collateral in order to obtain tBusiness Line of Credit requires business owners to pledge assets as collateral in order to obtain tbusiness owners to pledge assets as collateral in order to obtain the loan.

If your company exports, then using credit insurance such as Trade Protect can protect your bottom line if you don't get paid for your foreign receivables — and it may also help your business succeed in a number of other ways:

Online lenders, such as OnDeck or Kabbage, provide term loans, lines of credit and other types of loans to small businesses.

As a Senior Director, he is responsible for originating senior and mezzanine loans for the commercial real estate credit lines of business with aprimary focus on the East Coast.

Businesses that are experiencing temporary cash flow squeeze as a result of increasing sales, growing pains, expansion, seasonal fluctuations, acquisitions, high leverages, insufficient or used up credit lines.

Besides traditional term loans and lines of credit, small business owners with bad credit should also consider other ways of getting funds — such as secured small business credit cards, invoice factoring, merchant cash advances, personal loans and business grants.

Business credit cards are a popular choice among entrepreneurs who have limited business history and don't qualify for lower cost financing, such as bank lines ofBusiness credit cards are a popular choice among entrepreneurs who have limited business history and don't qualify for lower cost financing, such as bank lines ofbusiness history and don't qualify for lower cost financing, such as bank lines of credit.

Business credit cards are a popular choice among entrepreneurs who have limited business history and don't qualify for lower - cost financing, such as bank lines ofBusiness credit cards are a popular choice among entrepreneurs who have limited business history and don't qualify for lower - cost financing, such as bank lines ofbusiness history and don't qualify for lower - cost financing, such as bank lines of credit.

As for loans and lines of credit, these financing solutions are available at competitive rates and designed to help businesses grow.

Lines of credit that he extended to players such as Dayne are «about running a business where you trust your customers.

The suit, part of Cuomo's ongoing investigation, also alleges that the health clinic paid for family vacations as purported business trips, and that it gave him an essentially unlimited line of credit on a corporate American Express card on which he racked up nearly half a million dollars in charges he later identified as personal.

«As Assembly Minority Leader, I was encouraged to hear the governor put forward priorities that fall in line with a number of Conference proposals, including: pension forfeitures for convicted officials, a Constitutional Convention, greater resources for our State Police and focus on public safety, tax relief for small businesses, tax credits for teachers, and a substantial investment in education.»

While the finance industry often refuses to offer lines of credit to American businesses struggling in this economy, they operate largely as vehicles to make bankers richer.

Economically disadvantaged individuals are socially disadvantaged individuals whose ability to compete in the free enterprise system has been impaired due to diminished capital and credit opportunities as compared to others in the same or similar line of business who are not socially disadvantaged.

Online lenders, such as OnDeck or Kabbage, provide term loans, lines of credit and other types of loans to small businesses.

As noted in the press release, the majority of personal loans and mortgages have been sold to TD Canada Trust but Citizen's Bank is keeping the Unsecured Line of Credit and Visa card businesses.

Lines of credit have the same requirements as loans, except businesses must be at least 2 years old.

As a solo entrepreneur, I always seem to be using my personal credit card and / or line of credit to meet my business obligations.

Loan products include both residential and commercial mortgages and lines of credit, as well as personal and business loans.