«Participating life insurance» is only possible with a cash value life insurance policy as distinguished with other types of life insurance that do not accrue cash value such
as convertible term life insurance or most guaranteed universal life insurance policies.
Term life insurance policies often include a conversion privilege and are also known
as convertible term life policies.
«A situation where the insurer is to renew a policy for a certain period of time regardless of any health changes to the health of the insured is known
as CONVERTIBLE TERM INSURANCE»
If you can satisfy your insurance needs with a simple product, such
as convertible term insurance, you can keep your options open to buy complicated products later.
This is commonly known
as Convertible Term Life Insurance, Convertible Term, or Term Conversion Rider, let's discuss what it is, how it works, and all your options.
Because term conversion riders are so common and usually automatically included, these policies are just referred to
as a convertible term policy.
When you are ready to compare term life insurance quotes, Quotacy is here to teach you about your options, such
as convertible term life insurance and the multiple riders you can add to your policy.
In other words, its term life is actually universal life that doubles
as convertible term insurance.
«Participating life insurance» is only possible with a cash value life insurance policy as distinguished with other types of life insurance that do not accrue cash value such
as convertible term life insurance or most guaranteed universal life insurance policies.
Not exact matches
Except
as expressly provided in the Plan, no issuance by Google of shares of stock of any class, or securities
convertible into shares of stock of any class, shall affect, and no adjustment by reason thereof shall be made with respect to, the number of shares or amount of other property subject to, or the
terms related to, any Incentive Award.
Except
as expressly provided in the Plan, no issuance by Alphabet of shares of stock of any class, or securities
convertible into shares of stock of any class, shall affect, and no adjustment by reason thereof shall be made with respect to, the number of shares or amount of other property subject to, or the
terms related to, any Incentive Award.
The slated deal comes
as Lynas progresses talks with Mt Kellett and the other 9
convertible bond holders, including Fortress Investment Group, about amending the
terms of the bond facility and extending the maturity.
Except
as expressly provided in the Plan, no issuance by J. Crew Group, Inc. of shares of stock of any class, or securities
convertible into shares of stock of any class, shall affect, and no adjustment by reason thereof shall be made with respect to, the number of shares or amount of other property subject to, or the
terms related to, any Incentive Award.
The Series A Preferred shall also be
convertible into any future series of Preferred Stock (the «Future Preferred») under either of the following circumstances: (a) if such conversion is approved by the Board or (b) if such conversion is in connection with a future Preferred Stock equity financing in which the Company's fully diluted pre-money valuation is greater than the Company's fully diluted post-money valuation immediately following the Series A Financing contemplated by this
term sheet (a «Future Financing»), in either case, on a one - for - one basis (subject to anti-dilution adjustment) at the option of the holder; provided however, if such conversion is in connection with a Future Financing, that the holder may convert into shares of Future Preferred only in the event that all of such shares of Future Preferred received by the holder upon conversion are sold to an Approved Investor (
as defined below) no later than 90 days following the first closing of the Future Financing at a price per share no lower than the price per share at which the Company sells shares of such Future Preferred in the Future Financing and, provided further, that such Approved Investor is not an affiliate, family member, or related party of the holder.
As the yuan progressively reaches full consolidation in trade settlement, the petro - yuan threat to the US dollar, inscribed in a complex, long -
term process, will disseminate the Holy Grail: crude oil futures contracts priced in yuan fully
convertible into gold...
As expected with any BMW 3 Series, the
Convertible delivers in
terms of power, agility and control.
In
terms of selling, most buyers should recoup a decent amount of their money,
as convertible cars are usually desirable, particularly in the summer months.
With even more grace, athleticism and sharpness about its design, clear advances in
terms of performance
as well
as efficiency, and improvements in the driving comfort, functionality and innovative equipment features it offers, the BMW 2 Series
Convertible takes the qualities displayed by its predecessor to a new level.
The Golf GTI donates the turbo powerplant and front suspension, but the Eos is more Passat - plush in
terms of ride and handling and is best described
as competent and fun; in keeping with the laidback lifestyle a
convertible implies.
Many
term policies are also
convertible, which means they may be exchanged for another type of policy, such
as whole life.
As having a convertible policy doesn't change the insurer's risk while you maintain the term policy, it shouldn't increase your premiums and is generally just beneficial as it offers convenience should your financial situation chang
As having a
convertible policy doesn't change the insurer's risk while you maintain the
term policy, it shouldn't increase your premiums and is generally just beneficial
as it offers convenience should your financial situation chang
as it offers convenience should your financial situation change.
Because we advocate using permanent life insurance for tax advantaged cash value accumulation through paid up additions AND other approaches, we suggest that
convertible term will allow you increase your base of permanent life insurance
as your needs and budget increase.
Yes,
as long
as you've purchased a
convertible term life insurance policy.
This is why we often refer to
term life insurance
as «renting a death benefit» and highly recommend purchasing
convertible term life insurance if you choose to go this route.
Investors typically view
convertible securities
as long -
term options.
Convertible term life insurance is typically a normal level
term policy that has the option to convert the policy into permanent insurance by the end of the
term or by a specified age, such
as 70.
Companies such
as MassMutual, Penn Mutual, North American, New York Life, Ameritas, and American United Life, all offer
convertible term life insurance with the option to convert to excellent cash value policies.
Buy simple plans, no bells and whistles Buy from reputable company Buy
Term with Renewable and
Convertible options Do your research and shop around Review annually and modify
as needed Insurance is a PROTECTION tool, NOT a wealth creation tool
In Oregon, the policy form numbers are
as follows: Yearly
Convertible Term: 210 - 135.27; New York Life Insurance Company One Year Non-Renewable
Term: 209 - 125.27; NYLIAC One Year Non-Renewable
Term: 309 - 125.27; Level Premium
Convertible Term: ICC15 -216-60P; New York Life Family Protection: 206 - 110.27; and Whole Life: ICC15216 - 50P.
The managers invest, primarily, in high - yield, dollar - denominated debt though they define that
term broadly enough to incorporate both high - yield bonds and debt - related instruments such
as convertible bonds, hybrids and derivatives with fixed income characteristics.
(3) Black - Scholes calculation based upon certain assumptions for
Convertible Security including: MNOV stock price of $ 1.59 as of March 13, 2009; convertible security exercise price of $ 4.00; assumed risk - free interest rate of 0.44 %; one - year term for convertible security; and standard deviation volatility assumption of 69 % based upon MediciNova's 10 - K filed Marc
Convertible Security including: MNOV stock price of $ 1.59
as of March 13, 2009;
convertible security exercise price of $ 4.00; assumed risk - free interest rate of 0.44 %; one - year term for convertible security; and standard deviation volatility assumption of 69 % based upon MediciNova's 10 - K filed Marc
convertible security exercise price of $ 4.00; assumed risk - free interest rate of 0.44 %; one - year
term for
convertible security; and standard deviation volatility assumption of 69 % based upon MediciNova's 10 - K filed Marc
convertible security; and standard deviation volatility assumption of 69 % based upon MediciNova's 10 - K filed March 17, 2008.
His experience encompasses a wide range of disputes, including disputes arising out of joint venture agreements, large scale and complex building and engineering contracts, natural gas pipelines, long -
term distributorship agreements, shareholder agreements and financial instruments, such
as loan agreements and
convertible bonds.
This can be easy for the insured to accomplish,
as most of the
convertible term life insurance options through Mass Mutual will not require the insured to pass a medical examination — and in some cases, to even prove evidence of insurability.
The policy is also
convertible term life allowing you to convert all or a portion of the policy into permanent life insurance, such
as universal life.
Selling a
term life insurance policy isn't
as easy
as selling a permanent policy, but is possible if it is
convertible to a permanent policy.
Some
term life policies, known
as «
convertible» policies, can be converted it to a permanent life insurance policy in the future.
For most people,
Convertible Term insurance is not a bad option
as it is flexible enough to ensure our loved ones.
Generally speaking,
convertible term insurance is a guaranteed renewable insurance coverage that entails that
as long
as the payments are made on time, the option to convert the policy would remain possible and the termination of the policy would be impossible.
This
convertible term insurance can be made of use when the person insured is still at a young age where the insurance could still cater for small expense and premature death but
as time comes everyone gets older, this
convertible term insurance might not be enough to cater the long
term needs of the insured so it is of best interest that the policy holder should convert their policy to a more permanent type of insurance such
as Universal Life.
Furthermore,
term insurance is sometimes
convertible to permanent coverage, providing you with flexibility
as your needs change.
Later on, you'll be able to convert all or part of a Level Premium
Convertible Term policy into a permanent, cash value policy, such
as a Custom Whole Life insurance policy.
Convertible term policies allow you to convert your
term plan into a permanent form of life insurance, such
as universal or whole life.
Most
term policies are
convertible life insurance and can be converted to permanent life insurance, such
as whole life.
If you have an increasing need for permanent life insurance, but can not afford the premium cost of permanent life insurance right now, the
convertible insurance policy allows you to «ease» into a permanent life insurance policy over time by converting
term to permanent insurance using a permanent life insurance policy
as the base policy.
Convertible Term Insurance is sometimes offered as a supplement to a Renewable Term Insurance policy allowing you to upgrade to a permanent policy without any medical examination or increased premium payments when your regular term payments become too expensive if your health deteriora
Term Insurance is sometimes offered
as a supplement to a Renewable
Term Insurance policy allowing you to upgrade to a permanent policy without any medical examination or increased premium payments when your regular term payments become too expensive if your health deteriora
Term Insurance policy allowing you to upgrade to a permanent policy without any medical examination or increased premium payments when your regular
term payments become too expensive if your health deteriora
term payments become too expensive if your health deteriorates.
There are other AIG
term products out there and those are
convertible as well, but 95 % of the AIG policies we've converted were the Select - A-
Term product.
Convertible Term Insurance allows the policyholder to change the face value of the term policy in force into a permanent form of Life Insurance, such as Whole Life, Universal Life or Variable Life, without any penalties or evidence of insurabil
Term Insurance allows the policyholder to change the face value of the
term policy in force into a permanent form of Life Insurance, such as Whole Life, Universal Life or Variable Life, without any penalties or evidence of insurabil
term policy in force into a permanent form of Life Insurance, such
as Whole Life, Universal Life or Variable Life, without any penalties or evidence of insurability.
For many people
Convertible Term Insurance becomes a viable option
as it provides enough flexibility with investment and ensures a decent future for your dearest and nearest.
Many
term policies are also
convertible, which means they may be exchanged for another type of policy, such
as whole life.
Convertible Term:
As the name indicates, this type of policy can be changed to one of the higher premium policies.