Sentences with phrase «as credit services»

Most collection agencies are also members of trade bodies such as the Credit Services Association.

(1) A credit services organization, its salespersons, agents, and representatives, and independent contractors who sell or attempt to sell the services of a credit services organization may not do any of the following: (a) conduct any business regulated by this chapter without first: (i) securing a certificate of registration from the division; and (ii) unless exempted under Section 13 -21-4, posting a bond, letter of credit, or certificate of deposit with the division in the amount of $ 100,000; (b) make a false statement, or fail to state a material fact, in connection with an application for registration with the division; (c) charge or receive any money or other valuable consideration prior to full and complete performance of the services the credit services organization has agreed to perform for the buyer; (d) dispute or challenge, or assist a person in disputing or challenging an entry in a credit report prepared by a consumer reporting agency without a factual basis for believing and obtaining a written statement for each entry from the person stating that that person believes that the entry contains a material error or omission, outdated information, inaccurate information, or unverifiable information; (e) charge or receive any money or other valuable consideration solely for referral of the buyer to a retail seller who will or may extend credit to the buyer, if the credit that is or will be extended to the buyer is upon substantially the same terms as those available to the general public; (f) make, or counsel or advise any buyer to make, any statement that is untrue or misleading and that is known, or that by the exercise of reasonable care should be known, to be untrue or misleading, to a credit reporting agency or to any person who has extended credit to a buyer or to whom a buyer is applying for an extension of credit, with respect to a buyer's creditworthiness, credit standing, or credit capacity; (g) make or use any untrue or misleading representations in the offer or sale of the services of a credit services organization or engage, directly or indirectly, in any act, practice, or course of business that operates or would operate as fraud or deception upon any person in connection with the offer or sale of the services of a credit services organization; and (h) transact any business as a credit services organization, as defined in Section 13 -21-2, without first having registered with the division by paying an annual fee set pursuant to Section 63J -1-504 and filing proof that it has obtained a bond or letter of credit as required by Subsection (2).

In Ohio and Texas, Max Cash Title Loans will act as a Credit Services Organization to assist you in obtaining a loan.

In compliance with our license (AND AS A SAFE HARBOR) with the State of California, we hold a Surety Bond # 57BSBFN9192 as a credit services organization.

Act, how cited.Sections 45 - 801 to 45 - 815 shall be known and may be cited as the Credit Services Organization Act.

The bond must benefit the state of Minnesota and any person who may have a cause of action against the obligor arising out of the obligor's activities as a credit services organization.

* In some Texas locations, American Title Loans acts as a Credit Services Organization to assist you in obtaining a loan.

* In Ohio and some locations in Texas, American Title Loans will act as a Credit Services Organization to assist you in obtaining a loan.

All 123 Cash Credit Online lenders act as a credit service organization or credit access businesses (CSO / CAB) in Texas and are not the lender - loans there are made by third - party lenders in accordance with Texas Law.

All Quick Cash To Go Online lenders act as a credit service organization or credit access businesses (CSO / CAB) in Texas and are not the lender - loans there are made by third - party lenders in accordance with Texas Law.

All Americash Advanced lenders act as a credit service organization or credit access businesses (CSO / CAB) in Texas and are not the lender - loans there are made by third - party lenders in accordance with Texas Law.

No person shall engage in business as a credit service organization without first obtaining a license from the Administrator pursuant to the provisions of the Credit Services Organization Act.

Not exact matches

Reps are held responsible for the outcomes of their customer group, measured by metrics such as how frequently customers defect to another carrier or how often they call support, and reps and their managers are empowered to hand out service credits or alter bills.

Just as a credit card company will perform a check on you to see if you can be relied on to pay your bills on time; you should always be sure that you will be paid for any services which your company performs.

Amex a less used credit card service within the small business world sponsored and promoted the shopping day and offered benefits like marketing collateral, ads on Facebook, and branded shopping bags for small businesses who utilized Amex as a service and participated in the day.

(There shouldn't be any fees from the credit - card processor, but be sure to check with your service provider if you have a point - of - sale system as they often will charge a new integration fee.)

Customers and contractors often must provide valuable private information, such as credit card numbers and travel history, in exchange for on - demand services.

As a U.S. investment firm, the team invests primarily in financial services - related startups, including those that offer services and RegTech solutions for banking, credit, insurance, investment management, and financial technology.

Perth - based financial services group Pioneer Credit has delivered full - year profit of $ 4.6 million in its first year as a publicly - listed company on the back of strong gains in customer payments.

Free services such as Credit Karma will track your status across the three main bureaus and alert you as your score changes.

Ryan Kalember, senior vice president of cyber security firm Proofpoint, said the hack was «especially troubling» because companies typically offer free credit monitoring services from firms such as Equifax, which has now itself suffered a huge cyber attack.

While franchising makes up a «thriving and expanding» sector in the economy according to the U.S. Commercial Service, few franchisors credit the Dominican Republic as a major driver of business as they might swiftly - growing Asian markets.

For example, American Express, MasterCard and Visa business cards all offer annual and quarterly purchase summaries, fraud programs that protect business owners against employee misuse, credit limits as high as $ 100,000, online account management, and discounts on business services such as shipping, car rentals and computer equipment.

«They think of our services as the «new credit report.»»

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

Bezos credits Amazon's high standards with its ability to build better products and services for customers, as well as to recruit and retain the best (since high performers are drawn to high standards).

When Apple Pay launched in 2014, the iPhone maker pitched the service as a secure and desirable alternative to credit cards.

The couple — who has been married since 2008 and have three children — earn their wealth primarily from music producing credits, album sales, live performances, and worldwide tours, as well as stakes in streaming service Tidal, a private jet company, and a luxury champagne brand.

Although the lack of jurisdiction over Bitcoin and its links to money laundering and illicit marketplaces have raised more than a few eyebrows, the currency offers a simple way for legitimate businesses such as small retailers and professional service providers to accept payments for international sales without facing onerous credit card fees or exchange - rate surcharges.

But as the company evolved, its sales focus shifted from equipment to services — and Wald needed more credit to maintain his cash flow.

Would - be franchisees are drawn to such incentives as no franchise fee, up to $ 50,000 in free equipment, a $ 3,000 food service credit and an initial break from paying royalties.

That would put retailers, telecom, industrial services, utilities, retail staples, and health - care equipment and services at the front of the line, as each has an effective rate above 30 percent, according to Credit Suisse.

Another thing to be aware of is that your score may help determine how big a deposit you may be required to have on a credit account — such as telephone, electricity or fuel services — if you can not get approved.

An additional factor could be that while Apple is credited with helping to save the music business by offering a one - stop subscription service with iTunes, TV industry executives don't feel they are quite as desperate for Apple's help.

Kalanick deserves enormous credit for envisioning Uber as a transportation service that would disrupt and transform the entire land - based travel industry — including both the oligopolistic, old - fashioned taxi services and the overpriced limousine industry.

The fresh numbers come as an international financial group owned by the world's central banks says Canada's credit - to - gross - domestic - product and debt - service ratios show early warning signs of potential risk to the banking system in the coming years.

Dev credits his MBA internship with healthcare IT firm Agfa for his current job as an internal consultant for Baycrest Hospital and Health Services.

American Express Small Business Services touts as selling points unsecured credit lines ranging from $ 5,000 to $ 50,000, equipment loans and leases, and a willingness to be flexible on ways to structure payment terms.

QE could potentially destabilize the financial system as it reduces the aggregate credit quality of the outstanding financial assets and also reduces the income that services those financial assets.

Zhima Credit is an optional service embedded in Alipay that calculates users» personal credit based on data such as spending history, friends on Alipay's social network, and other types of consumer behCredit is an optional service embedded in Alipay that calculates users» personal credit based on data such as spending history, friends on Alipay's social network, and other types of consumer behcredit based on data such as spending history, friends on Alipay's social network, and other types of consumer behavior.

You authorize LinkOffers, Inc. to obtain such information solely to confirm your identity and as long as you are a member of this website, provide you with credit information, a risk score, educational materials, and recommendations for credit or other service options.

Through their subsidiaries, TransUnion Interactive and Equifax Consumer Services, the companies also market, sell, or provide credit - related products directly to consumers, such as credit scores, credit reports, and credit monitoring.

Credit card operations such as our proprietary program through Capital One are subject to numerous federal and state laws that impose disclosure and other requirements upon the origination, servicing and enforcement of credit accounts and limitations on the maximum amount of finance charges that may be charged by a credit proCredit card operations such as our proprietary program through Capital One are subject to numerous federal and state laws that impose disclosure and other requirements upon the origination, servicing and enforcement of credit accounts and limitations on the maximum amount of finance charges that may be charged by a credit procredit accounts and limitations on the maximum amount of finance charges that may be charged by a credit procredit provider.

«At comScore, we have long provided actionable insights into a broad range of online financial services such as credit cards, brokerage and mobile banking, which have helped our clients optimize their strategic digital marketing decisions.

After it first announced the data breach, Equifax offered customers affected free credit monitoring and identity protection services — as long as they agreed to a forced arbitration clause that barred them from joining forces with other wronged customers to sue the company.

Achievement of these goals was considered by the HRC as very challenging, even aggressive, given the expected modest economic growth for 2007 for the financial services industry, the impact and duration of the on - going flat / inverted yield curve (meaning short - term interest rates that are virtually equal to or exceed long - term interest rates, thus lowering profit margins for financial services companies that borrow cash at short - term rates and lend at long - term rates), potentially higher credit losses, fewer available high - quality, high - yielding loans and investment opportunities, and a consumer shift from non-interest to interest - bearing deposits.

The credit essentially helps subsidize costs — sometimes in the tens of thousands for private or international adoptions — for agency and attorney fees, travel, and post-adoption services, such as retrofitting a home for a child with special needs.

Founded in 1995 as ACS Merchant Services, TransFirst's comprehensive range of merchant products and services includes point - of - sale systems, online and mobile credit card processing, telephone processing solutions, payment processing equipment, secure payment processing, small business credit card processing, aServices, TransFirst's comprehensive range of merchant products and services includes point - of - sale systems, online and mobile credit card processing, telephone processing solutions, payment processing equipment, secure payment processing, small business credit card processing, aservices includes point - of - sale systems, online and mobile credit card processing, telephone processing solutions, payment processing equipment, secure payment processing, small business credit card processing, and more.

However, a budget deficit that takes the form of transfer payments to banks, as in the case of the post-September 2008 bank bailout, the Federal Reserve's $ 2 trillion in cash - for - trash financial swaps and the $ 700 billion QE2 credit creation by the Federal Reserve to lend to banks at 0.25 % interest in 2011, has a different effect from deficits that reflect social spending programs, Social Security and Medicare, public infrastructure investment or the purchase of other goods and services.

For example, a new dentist who borrows from a bank to buy a practice may then need other services that she does not even know exist, such as payroll management or credit - card clearing.