Sentences with phrase «as debt servicing costs»

However, if rates run too high due to inflation, firms borrowing with floating - rate loans risk default as debt servicing costs rise precipitously.

Not exact matches

Meanwhile, as the government takes on more debt to fund its daily operations, the cost to service that debt will take up a larger chunk of government spending as well.

Greece has committed to attaining a primary budget surplus — excluding debt servicing costs — of 3.5 % of economic output by 2018 as part of its third bailout package since 2010.

Unhedged foreign currency debt, as was prominent in 1997, means that a fall in the currency pushes up debt servicing costs for the government, local corporates and banks, but a rise in interest rates to assist the exchange rate has the same adverse effect.

As the gap widens, it creates rising uncertainty about how excess debt servicing costs will ultimately be allocated, and at the point at which this uncertainty is high enough to alter materially the behavior of economic agents, and so lower the net asset value of the economic entity, the borrowing country has «excessive» debt.

To some extent, these concerns are allayed by the existence of natural hedges, such as foreign currency export income, although rising US dollar - denominated debt servicing costs at a time of falling US dollar - denominated commodity revenues would obviously be problematic.

As the rouble falls, the cost of servicing its mortgage debt will rise.

When the G - 7 deputies came to Moscow in late November 1991, just a few days after Gaidar had come to power as head of Yeltsin's economic team, the main focus of the G - 7 message was the urgency that the Soviet Union should continue to service the external debts at any cost.

MH: The problem of inadequate consumer demand to fuel an economic recovery does not lie with the cost of labor so much as with the fact that it is now normal for families to pay a quarter or even a third of their income for debt service.

As a striking example, and noting the total B.C. Budget is approximately $ 50 billion per year, servicing B.C.'s debt using Ontario's credit rating (and resulting higher interest rates) would cost B.C.'s taxpayers an extra $ 2.3 billion every year.

As has been experienced by Alberta and other jurisdictions, a lower credit rating materially increases debt servicing costs (i.e. interest payments).

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

The rising costs of inputs — agro-chemicals, seeds, fuel — as well as the need to service rising levels of farm debt: combined with the downwards pressure on prices many farmers find themselves in a «cost - price» squeeze

«No matter what the Administration is painting as a rosy picture that there's going to be a decrease in the overall debt, I just don't see how a project of $ 192 million plus other projects that we have been assured will move forward at a cost of $ 93 million and knowing that union contracts will be up for ratification throughout the next several years, there's no way that the county can say that our taxes will not increase and that I can't imagine will be able to stay under the cap unless we decimate services,» says Strawinski.

The authority's finances improved this year with almost a $ 500 million increase in tax revenues, and costs such as energy, debt service and pension contributions have decreased.

Finally the impact of the new net spending, fresh overheads, administrative overreach, additional costs of controls, leakages, and the second - order effects of these parameters was assessed on key macroeconomic variables such as inflation, GDP - per - capita growth, debt service - to - revenue ratio, exchange rate, import cover, interest rates and credit dynamics.

«Achieving these lapse — or savings — targets will be a significant budgetary challenge, especially in light of the high levels of fixed costs for FY 2018, such as debt service payments, pension contributions and other costs.»

But here's why we can say givebacks are in play: With rising shortfalls forecast for the coming years, with little appetite at the Capitol for raising taxes again, with debt and pension costs rising, and with state - financed, outside services such as group homes already squeezed, there are scant other places to turn.

As we reported in the July 18 WEAC Legislative Update, referendum restrictions included in the Senate GOP plan would exclude from «shared cost» any amount levied by a district in a prior year for either operating or debt service costs that were authorized by a referendum if doing so would not increase the district's equalization aid entitlement.

This should include descriptions of all services that you will get and the cost of those services as well as a disclosure that the debt management company may impact your credit report and credit scores.

Check out their costs in advance and ask as many questions as possible as you won't want to spend money on them in excess of the service they are providing as at the end of the day that will be better spent reducing your debt.

As a nonprofit organization devoted to helping people learn how to become debt free, we're able to offer free credit counseling and low - cost debt management services for consumers nationwide.

As a nonprofit organization, our certified debt specialists provide free credit counseling and low - cost debt management services for dealing with credit card debt.

Therefore, as the U.S. dollar appreciates against a local emerging market currency the debt service costs rise and make a risky asset even more risky.

As a result, using a debt consolidation services will usually cost you more money over the long term than simply continuing to pay your bills, even though your monthly payments may be reduced.

In an effort to figure this out, loan providers will want to take a look at gross financial debt service ratio (GDSR), the number of your gross monthly income you can use for housing costs (mortgage payment, utility bills, as well as house taxes).

Even if the path for tightening is described as ultra-slow and measured, investors will need to weigh just how much the higher costs of borrowing might adversely impact the cost of debt servicing for corporations; that is, we may see further erosion of profitability from an earnings picture that is already flat.

As a result, the debt service ratio (which measures the costs to pay down loans compared to disposable income) has bounced around 14 per cent for the past decade.

As far as the government is concerned, there is also the problem of demand for the (existing) debt at such low yields and that more new debt can't be issued at higher yields without increasing the cost of servicing that debAs far as the government is concerned, there is also the problem of demand for the (existing) debt at such low yields and that more new debt can't be issued at higher yields without increasing the cost of servicing that debas the government is concerned, there is also the problem of demand for the (existing) debt at such low yields and that more new debt can't be issued at higher yields without increasing the cost of servicing that debt.

That's because financial institutions generally base their test of income sufficiency on two ratios (known as the «gross debt service» ratio and the «total debt service» ratio) that don't take into account child - care costs.

The proposed amendments contained in § 310 (a)(2)(x) make it an unfair and deceptive trade practice for a debt relief company to misrepresent any material aspect of its services including, but not limited to, the time it will take for the debt relief company to settle the consumers» debts, the cost of the services, the impact on a consumers» creditworthiness, the debt relief company's prior success rates, and the status of the debt relief company (i.e., as a non-profit).

Section 310 (a)(1)(viii), as amended, will ensure that before consumers sign any contracts with or make any payments to a debt relief company, they will be informed of pertinent material facts including, among other things: (i) how long it will take to settle each debt; (ii) the cost to settle each debt; (iii) that the service will not stop harassing creditor calls or other collection efforts; (iv) that results are not guaranteed, and (v) that the settlement program may adversely impact the consumer's credit rating.

We just offer our services a little differently, in order to give our trainees the option of minimizing their costs associated with settling their debts, so they may get out of debt as soon as possible.

Termination of the rights and interests of the trustee and bondholders under a trust agreement or indenture upon final payment or provision for payment of all debt service and premiums, and other costs, as specifically provided for in the trust instrument.

As inflation rises, so do central bank interest rates, which means that the cost of servicing their debt rises too.

Total Consumer Debt as % of Discretionary Income (Send me email for the chart) The problem with the «consumer debt as percentage of discretionary income» measure (the above chart) is that it ignores the true cost of debt since higher debt levels in a low - interest - rate environment may not result in a high debt service burden (interest and principal payments) on the consuDebt as % of Discretionary Income (Send me email for the chart) The problem with the «consumer debt as percentage of discretionary income» measure (the above chart) is that it ignores the true cost of debt since higher debt levels in a low - interest - rate environment may not result in a high debt service burden (interest and principal payments) on the consudebt as percentage of discretionary income» measure (the above chart) is that it ignores the true cost of debt since higher debt levels in a low - interest - rate environment may not result in a high debt service burden (interest and principal payments) on the consudebt since higher debt levels in a low - interest - rate environment may not result in a high debt service burden (interest and principal payments) on the consudebt levels in a low - interest - rate environment may not result in a high debt service burden (interest and principal payments) on the consudebt service burden (interest and principal payments) on the consumer.

You hereby irrevocably and unconditionally RELEASE, WAIVE, AND FOREVER DISCHARGE AND COVENANT NOT TO SUE Ubisoft Entertainment S.A., and each of its past, present and future divisions, parent companies, subsidiaries, affiliates, predecessors, successors and assigns, together with all of their respective past, present and future employees, officers, shareholders, directors and agents, and those who give recommendations, directions, or instructions or engage in risk evaluation or loss control activities regarding the Campaign (all for the purposes herein referred to as «Released Parties») FROM ANY AND ALL LIABILITY TO YOU, your assigns, heirs, and next of kin FOR ANY AND ALL CLAIMS, DEMANDS, CHARGES, LAWSUITS, DEBTS, DEFENSES, ACTIONS OR CAUSES OF ACTION, OBLIGATIONS, DAMAGES, LOSS OF SERVICE, COMPENSATION, PAIN AND SUFFERING, ATTORNEYS» FEES, AND COST AND EXPENSES OF SUIT, KNOWN OR UNKNOWN, SUSPECTED OR UNSUSPECTED, ARISING OUT OF OR RELATED TO THE PURCHASE, ACQUISITION, RENTAL, POSSESSION AND / OR USAGE, AND / OR THE INTENT TO PURCHASE, ACQUIRE, RENT, POSSESS AND / OR USE, THE ASSASSIN»S CREED UNITY VIDEO GAME AND / OR THE ASSASSIN»S CREED UNITY SEASON PASS ON ANY AND ALL PLATFORMS, AND / OR RELATED TO THE CAMPAIGN, WHETHER CAUSED BY THE NEGLIGENCE OF THE RELEASED PARTIES OR OTHERWISE.

(3) The amount owed by a municipality for the police services provided by the Ontario Provincial Police, if not collected by other means, may be deducted from any grant payable to the municipality out of provincial funds or may be recovered by a court action, with costs, as a debt due to Her Majesty.

In the small working group focusing on New Models for Cost Effective Legal Service Delivery, Leah Margulies of LawHelpNY / PBN highlighted as examples of such models three exciting ProBonoNet initiatives: LiveHelp chat service of LawHelpNY, the DEN (Debt and Eviction Navigator) application, and Closing tService Delivery, Leah Margulies of LawHelpNY / PBN highlighted as examples of such models three exciting ProBonoNet initiatives: LiveHelp chat service of LawHelpNY, the DEN (Debt and Eviction Navigator) application, and Closing tservice of LawHelpNY, the DEN (Debt and Eviction Navigator) application, and Closing the Gap.

This type of coverage is geared to providing quick benefit payments so that beneficiaries can pay an insured's final expenses such as funeral services, burial costs, and other related debt obligations.

A Debt Management Director is a dedicated officer who is responsible in providing the necessary managerial skills and directs the people in charge of securing debt servicing and protecting its assets to work as a team and ensuring prompt payment with a least added cost to the compDebt Management Director is a dedicated officer who is responsible in providing the necessary managerial skills and directs the people in charge of securing debt servicing and protecting its assets to work as a team and ensuring prompt payment with a least added cost to the compdebt servicing and protecting its assets to work as a team and ensuring prompt payment with a least added cost to the company.

As discussed in Chapter 3, sustainable home ownership requires a stable and adequate individual income to service debt; access to financial institutions; and a strategy to address the high cost of housing against the low value of land in remote communities.

Volatility does bring with it opportunities, however, as consumers having to service more debt costs means that more distressed properties will come onto the market.

If leveraged then looking at real estate as an investment you must include the cost to service the debt.

* CLTV * - Combined Loan To Value * CMA * - Comparative Market Analysis * COCR * - Cash on Cash Return * COF * - Cost of Funds * COO * - Certificate of Occupancy * CRB * - Certified Residential Broker * CRE * - Creative Real Estate * CRS * - Certified Residential Specialist * DBA * - Doing Business As * DCR * - Debt Coverage Ratio * DOS * - Due On Sale Clause * DOT * - Deed of Trust * DSCR * - Debt Service Coverage Ratio * FCRA * - Fair Credit Reporting Act

As corporations seek more and more profits, all levels of governments are increasing taxes and closing tax loopholes, new technology costs are increasing (cell phones, internet), higher and higher levels of consumer debt (debt servicing) increase... these all erode cash flow for the average family.

Such factors include, but are not limited to: the Company's ability to meet debt service requirements, the availability and terms of financing, changes in the Company's credit rating, changes in market rates of interest and foreign exchange rates for foreign currencies, changes in value of investments in foreign entities, the ability to hedge interest rate risk, risks associated with the acquisition, development, expansion, leasing and management of properties, general risks related to retail real estate, the liquidity of real estate investments, environmental liabilities, international, national, regional and local economic climates, changes in market rental rates, trends in the retail industry, relationships with anchor tenants, the inability to collect rent due to the bankruptcy or insolvency of tenants or otherwise, risks relating to joint venture properties, costs of common area maintenance, competitive market forces, risks related to international activities, insurance costs and coverage, terrorist activities, changes in economic and market conditions and maintenance of our status as a real estate investment trust.