As her debt increased, her payments increased, and Norma soon found herself missing even the minimum payments.
As your debt increases, you will also have to pay more interest and, potentially, fees as well.
As debt increases, paying down balances becomes increasingly difficult — and soon these same individuals find themselves becoming a fee payer, with many turning to payday loans to continue to make ends meet.
Not exact matches
YELLOWKNIFE, Northwest Territories, May 1 (Reuters)- Bank of Canada Governor Stephen Poloz said on Tuesday there is good reason to believe the central bank can manage the risks of Canada's high household
debt, even
as he signaled that interest rate hikes will continue,
increasing the cost of that
debt.
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced
increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals
as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such
as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance
debt, including our ability to obtain the
debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such
as U.S. export control laws and U.S. and foreign anti-bribery laws such
as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such
as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers,
as well
as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates
increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco
as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
YELLOWKNIFE, Northwest Territories, May 1 - Bank of Canada Governor Stephen Poloz said on Tuesday there is good reason to believe the central bank can manage the risks of Canada's high household
debt, even
as he signaled that interest rate hikes will continue,
increasing the cost of that
debt.
While Republican leaders argued it would, every major independent analysis of the bill, known
as the Tax Cuts and Jobs Act, showed that it would grow the federal
debt over the next 10 years even when accounting for that
increased growth.
Just
as alarming is that interest on this
debt is
increasing at an annual rate of 5 %, outpacing spending
increases on every other budget item.
Mortgages aren't the only
debt Canadians are saddled with, however, and the rates on credit cards, car loans, and home equity lines of credit could tick up
as well, further
increasing a household's overall carrying costs.
In the short - term, however, this
increased leverage may actually be bullish for junk bonds, corporate bonds, emerging market
debt and mortgage - backed securities
as it brings higher prices and lower yields, he said.
Critics point to MDC's lack of overall profits and its huge amount of
debt as signs of a company making more bets than it can afford to lose, (this, despite its
increased revenues, organic growth and free cash flow).
Concerns over the future of the EU have
increased as several key elections approach and issues surrounding sovereign
debt remain.
Although there may not be a bond bubble, with investors starved for yield, Gundlach predicts a potential bubble could form in credit risk
as investors
increase their leverage on riskier
debt securities like junk bonds and emerging market
debt.
With the scandal set to hurt profits and
as funding costs climb, the
debt load will likely
increase beyond 5 times Ebitda, Mizuho Securities USA said Thursday in a note to clients, adding its internal credit rating on BRF is now three steps below investment grade.
As economic satisfaction
increases, «consumers are more comfortable spending and confident they can manage any new
debt,» said Rod Griffin, Experian's director of public education.
Royal Dutch Shell (rds - a), France's Total (tot) and Norway's Statoil (sto) reported sharp
increases in cash flow from operations in the second quarter
as profits beat analyst expectations, meaning they can all comfortably pay dividends and reduce
debt.
While both plans would
increase the
debt ceiling, ratings agencies have said a short - term
increase such
as the one proposed by House Republicans may not be enough to protect the U.S. from a ratings downgrade.
Private - equity acquisitions of retailers have become increasingly rare,
as the investment firms worry about
increasing headwinds facing the industry and their portfolio companies struggle with the
debt burden left behind from leveraged buyouts.
Republicans are demanding spending cuts to reduce the budget deficit
as the price for supporting an
increase in the
debt ceiling.
Caesars Entertainment was taken private in one of the largest and ill - timed leveraged buyouts in history, and the company has struggled under the weight of the
debt used to finance the move along with
increased competition
as more jurisdictions legalize gambling.
By contrast, its GPI performance declined over the same period
as the booming province experienced growing wealth disparity,
increased household
debt, more greenhouse gas emissions and a spike in problem gambling, among other things.
Despite the
increase in
debt, households continued to get richer in the third quarter
as their net worth gained 2.2 per cent on the back of a strong stock market.
The firm has warned for months that
increasing debt loads at companies could stir up trouble
as interest rates move higher, making it more difficult for them to refinance.
And
as the demand for highly - skilled workers
increases, the student
debt crisis is only set to continue.
As of Oct. 10, the U.S. owes over $ 20 trillion in
debt, a slight
increase from January.
Poloz said there is good reason to believe the central bank can manage the risks of Canada's high household
debt, even
as he signaled that interest rate hikes will continue,
increasing the cost of that
debt.
And, after two years of extreme sacrifice and taking on
as many freelance projects
as he could to
increase his revenue to six figures, Kapetaneas was completely
debt - free.
It can also affect their mental health, the research shows, with those struggling to pay off
debts twice
as likely to suffer from depression and anxiety, with that depression level
increasing 14 percent for every 10 percent
increase in
debt.
Statistics Canada reported the key ratio crept lower
as total household credit market
debt, which includes consumer credit, mortgage and non-mortgage loans,
increased 1.1 per cent in the fourth quarter to $ 2.13 trillion.
Examples of such projects providing marginal benefits are: improving financial reporting systems through better information technology, minor tweaks to supply chain logistics, cutting back on marketing or
increasing low - cost advertising (like social media), «rationalization» of head count, holding average wages
as low
as possible, squeezing suppliers a little bit, not repatriating earnings to stave off taxation, refinancing rather than retiring
debts, and the share buyback that is insensitive to a company's current stock price.
As a result, it is now clear that the U.S. is in the latter stages of the multi-year credit cycle, a period when rising corporate leverage negatively affects returns to corporate debt as investors demand higher risk premiums to compensate for the greater volatility created by increased leverag
As a result, it is now clear that the U.S. is in the latter stages of the multi-year credit cycle, a period when rising corporate leverage negatively affects returns to corporate
debt as investors demand higher risk premiums to compensate for the greater volatility created by increased leverag
as investors demand higher risk premiums to compensate for the greater volatility created by
increased leverage.
As Scotiabank mentioned in a note last week: «Higher interest rates are going to make the burden of refinancing the debt considerably heavier, and as more money goes into servicing the debt, it means less money is available to spend on other things, which could lead to less infrastructure spending and increased austerity.&raqu
As Scotiabank mentioned in a note last week: «Higher interest rates are going to make the burden of refinancing the
debt considerably heavier, and
as more money goes into servicing the debt, it means less money is available to spend on other things, which could lead to less infrastructure spending and increased austerity.&raqu
as more money goes into servicing the
debt, it means less money is available to spend on other things, which could lead to less infrastructure spending and
increased austerity.»
This
increases the chances of finding the right
debt consolidation program that meets their needs, such
as CuraDebt call them at 877-929-1459.
I think that exploiting this hurricane of people who lost their house — houses to allow business
as usual in Washington of getting an 18 month
increase to our nation's
debt limit passed, of continuing to spend money that we can't afford, that we don't have, makes absolutely no sense.
Further, according to BofA - Merrill's analyst team at a midyear press conference on Wednesday in New York, any positive budgetary effect of the tax
increases would be overshadowed by the growing burden of the U.S.
debt ceiling
as spending and hiring decisions are put on hold and the election heightens partisanship.
The so - called «
debt - resource - hypothesis» suggests that high indebtedness leads to
increased natural resource exploitation
as well
as more unsustainable patterns of resource use (Neumayer 2012).
We already know Valeant has raised significant capital,
as its
debt has
increased from $ 372 million in 2009 to $ 30 billion over the last twelve months.
The IATA expects higher profits to be driven by improved revenue, an
increase in passenger and cargo demand and reduced interest payments
as carriers pay down
debt.
The effect of transfer payments to the financial sector —
as well
as the $ 5.3 trillion
increase in U.S. Treasury
debt from taking Fannie Mae and Freddie Mac onto the public balance sheet — is to support asset prices (above all those of the banking system), not inflate commodity prices and wages.
Currently at record high levels, BCHP funding will
increase debt for many home buyers who take advantage of this program,
as it will serve
as a second mortgage owed to the British Columbia Housing Management Corporation.
In that event, even
as China's trade surplus with the U.S. fell, America's deficit with other countries would rise by even more,
increasing its overall trade deficit, underpinned this time either by rising
debt or rising unemployment.
As a company continues to increase its debt over the amount stated by the optimal capital structure, the cost to finance the debt becomes higher as the debt is now riskier to the lender.&raqu
As a company continues to
increase its
debt over the amount stated by the optimal capital structure, the cost to finance the
debt becomes higher
as the debt is now riskier to the lender.&raqu
as the
debt is now riskier to the lender.»
As more local governments find themselves unable to meet the increasing costs, particularly related to pensions and retiree health benefits, municipalities have begun to more seriously consider debt restructuring under the bankruptcy code as an option for right - sizing their budget
As more local governments find themselves unable to meet the
increasing costs, particularly related to pensions and retiree health benefits, municipalities have begun to more seriously consider
debt restructuring under the bankruptcy code
as an option for right - sizing their budget
as an option for right - sizing their budgets.
As a result, the household
debt - to - income ratio has risen, although if account is taken of the
increased balances held in offset accounts the rise is less pronounced (Graph 10).
The ratings agency Moody's maintained the US's top - notch «Aaa» credit rating Thursday, saying, «The diversity, dynamism, and competitiveness of the US economy, along with the US dollar's status
as the preeminent international reserve currency and very large size and depth of the US Treasury market, offset rising fiscal pressures stemming from aging - related entitlement spending, higher
debt - service payments, and recent policy actions that will likely reduce future revenues and
increase expenditures.»
A company with negative working capital (more liabilities than assets) is generally seen
as being in financial risk for
increased debt (which may lead to bankruptcy).
However, it's a low - cost way to
increase your life insurance coverage if you're a young parent or have significant
debt that would be passed on to others, such
as small business loans.
But there is something profoundly troubling about speculators in Puerto Rican
debt reaping windfalls even
as estimates of hurricane damage are revised up, tax reform legislation undermines Puerto Rican competitiveness, out - migration
increases, political cleavages
increase, layoffs from the public sector are set to
increase and outside observers become more pessimistic about Puerto Rico's economic prospects.
If the Conservative government wants to stabilize the
debt - to - GDP ratio at 25 per cent, then at that ratio, the government must run a permanent and growing structural deficit that will result in the government's
debt increasing at the same rate of growth
as the economy.
Interest and amortization payments to savers tend to
increase beyond the economy's overall ability to pay
as debt service absorbs more and more personal disposable income and corporate cash flow.