Sentences with phrase «as drivers on the policy»

My daughter is listed as a driver on my policy for a car registration in her name has paid for the past 3 years and we were just informed that her is not covered is this legal

If your roommate is driving your vehicle on a regular basis (even if you still have two separate policies), they should be listed as a driver on your policy.

Listed drivers are people who have regular access to your car, can be expected to drive the vehicle at least periodically, and are included as drivers on your policy.

Sometimes, policy contracts will exclude coverage for people that are not listed as drivers on the policy.

You can name them as a driver on your policy or get their own policy for a certain amount of time.

If you are also sharing a car, having him or her listed as a driver on your policy will also keep you both safe once an accident occurs.

You can ask if it's smart to add your spouse as a driver on your policy or if its better to combine both policies into a joint policy.

Combine your auto policies or list each other as drivers on each policy.

Not exact matches

Some researchers argue that it is impossible to determine when a contractor is truly working for a company during the times when the worker is waiting to pick up a ride, because the driver could be using two applications at once or attending to personal business.100 However, as noted in a 2016 report by the Economic Policy Institute, both Uber and Lyft already have guaranteed pay plans that they use in some markets during certain hours that pay workers guaranteed minimum earnings per hour based on their entire time logged into the system, including waiting times.101

As the debate has taken on a decidedly Asia focus, with some recent studies and popular media coverage pointing to investors from Asia as one of the drivers of Vancouver's soaring housing prices, the Asia Pacific Foundation of Canada (APF Canada) has written a background document aggregating the available facts, outlining similar challenges in other jurisdictions, and raising the question: Is public policy requireAs the debate has taken on a decidedly Asia focus, with some recent studies and popular media coverage pointing to investors from Asia as one of the drivers of Vancouver's soaring housing prices, the Asia Pacific Foundation of Canada (APF Canada) has written a background document aggregating the available facts, outlining similar challenges in other jurisdictions, and raising the question: Is public policy requireas one of the drivers of Vancouver's soaring housing prices, the Asia Pacific Foundation of Canada (APF Canada) has written a background document aggregating the available facts, outlining similar challenges in other jurisdictions, and raising the question: Is public policy required?

At a media conference on Wednesday Industry Minister Ian Macfarlane was asked why the paper did not discuss climate change as a driver of energy policy.

It's a move seen by many political observers as designed to put Cuomo in the driver's» seat of the Democratic Party's agenda, and seize on a policy issue that resonated with voters during the 2016 presidential campaign.

He also says governments in Africa and Latin America are getting in the way of off - grid solutions to their people's energy difficulties through corruption, policies that discourage entrepreneurism like tariffs on solar lamps, and a general prejudice in favor of the large coal - and gas - fired power plants they see as drivers of developed - country wealth.

Bodily Injury Liability coverage provides for proportionate responsibility and the insurance company without checking for insurance, you way more than you are married males, less arecan follow with just one other driver and have a low financial rating companies such as these may include speeding tickets, then you can simply log on the specific policy.

The National Scientific Council on the Developing Child (Council) and the National Forum on Early Childhood Policy and Programs (Forum) as drivers of the content for Center communications products / tools that translate science and research for policy audiencPolicy and Programs (Forum) as drivers of the content for Center communications products / tools that translate science and research for policy audiencpolicy audiences; 2.

Understanding the drivers and actors behind resource allocation and legislative reforms is as important as having clarity on the best policy options.

If you've previously been insured as an additional driver on, for example, your parents» policy, call your insurer and ask if they'd be willing to take this into account for a no - claims bonus.

You have regular access to a vehicle, like a neighbor's or family member's, and you are listed as a driver on that person's policy.

Before one - year anniversary of the wreck, we obtained on the client's behalf full payment from the at - fault driver's insurer, as well as full payment from the client's uninsured motorist policy.

Alongside policy support, drivers supporting the roll out of district heating include the decarboni - sation trend, as district heating can harness a range of renewable or low - carbon energy sources such as biomass and geothermal; energy security, as district heat - ing can improve the reliability of access to energy at both the user and national levels by re - ducing reliance on cen - tral energy networks; and energy efficiency, which is higher with district heating than traditional boilers.

You need to seek legal advice as soon as possible, to help find out what the policy limits of the other driver are and to put your insurance company on notice of your intent to claim against them.

Whether insurance will cover the property damage and / or injuries you suffered as a result of your car accident depends not only on your insurance policy, but on that of the other driver's.

In addition, if the driver fatigue was due to a systematic disregard for the safety of others, such as a company policy or bonus that credit risky behavior, then punitive damages could be on the table.

On appeal, the appeal judge disagreed with the arbitrator that an excluded driver under a policy is also a person «specified on the policy as a driver of the insured automobile»On appeal, the appeal judge disagreed with the arbitrator that an excluded driver under a policy is also a person «specified on the policy as a driver of the insured automobile»on the policy as a driver of the insured automobile»:

The question was whether he was specified in the policy as a driver of the insured automobile by virtue of being listed on the Certificate as one of the drivers on the policy, notwithstanding being excluded from driving any of the vehicles on the same policy.

Since a significant number of drivers on the road drive without car insurance, it is crucial to have uninsured and underinsured motorist coverage as a part of your car insurance policy.

Most insurance policies in Ontario contain a fixed collection of accident benefits, also known as no - fault benefits, which cover insured drivers regardless of whether the accident occurs within Ontario, within Canada but outside of Ontario, in the United States, or on a ship between ports of Canada and the United States.

The insurance policy has listed her as the driver on the car garaged in Georgia for 3 years.

As an added bonus, Nationwide extends Accident Forgiveness to other drivers on your policy — including teen drivers.

If you're a driver in the Badger State, you're required to have bodily injury and property damage liability as well as uninsured motorist coverage on your auto insurance policy.

In the event that you are involved in an accident, this policy will cover the injury that you caused to the other driver and damage to the other vehicle up to the limits on your policy as well as any additional options you decide to tack on.

Teen drivers, college students and young adults can receive a discount for good grades as well, and Geico offers discounts for military service and for federal employees, on top of the standard coverage discounts for multiple policies and vehicles.

Whether the damage is to the other driver's car or someone else's private property, as long as the loss is covered (as prescribed under your policy terms) and within the limit, your insurer pays on your behalf.

It covers the policyholder, drivers listed on the policy and relatives living in the same household as the policyholder.

Make sure the policy is what you need to provide you and any other drivers on your policy with the coverage required by state law as well as the coverage that gives you peace of mind.

Driving record of every individual driver listed on the policy directly affects the amount that the driver pays as premiums every month.

For example, if you are currently getting a good - driver discount on your insurance policy, your speeding ticket is likely to negate that discount and increase your cost, sometimes by as much as 20 percent.

Sometimes referred to as an occasional driver, the secondary driver is a driver who is listed on your auto insurance policy as a driver of an insured vehicle, but is not the primary driver.

You have regular access to a vehicle, like a neighbor's or family member's, and you are listed as a driver on that person's policy.

As the largest auto insurer in the country, State Farm has policy options for drivers of all stripes — including those with a spottier record on the road.

CFTKAW lawyers say the NAIC report proposed that these actions should range from activities common to most states, such as the creation of rate comparison guides or the implementation of restrictions on underwriting guidelines, to initiatives unique to a small number of states such as comprehensive programs to provide low - cost liability policies to low - income drivers.

Car owners and drivers have to be covered against New Hampshire liability expenses, purchase medical payments coverage, and include uninsured motorist protection on their policies should they choose to be insured in order to fulfill their legal obligation as set forth by the state of New Hampshire [1].

Unless you have uninsured motorist coverage as part of your Madisonville car insurance policy, you need to attempt to collect compensation from this driver on your own — and that can be a difficult, if not impossible, endeavor.

Information (such as the age, sex, and driving records) about all licensed drivers in your household unless you are specifically excluding them from coverage on your policy

«We have them listed as insured (aka occasional drivers),» says Snyder, AIA vice president and assistant general counsel, in Washington, D.C. «If you cover them under your policy, they'll probably have more coverage than they could afford if they had to buy their own policies on their own.»

New drivers, such as teens and college students often stay on their parents» auto insurance plans, but at some point, young drivers should consider switching to their own policy.

Whether it's being listed as a driver on someone else's policy or taking out a Named Non-Owner policy, at least you know you'll be covered.

Two other factors — unrated operators (household drivers not declared on the policy) and driver characteristics and discounts (which include inaccuracies such as driving experience, age, marital status, student discounts, affinity group membership, and misrepresentation of driver identity)-- accounted for $ 2.6 billion and $ 2.3 billion, respectively.

If you regularly borrow a car from a friend or neighbor and are not listed as an insured driver on their personal auto policy, you would be wise to purchase a non-owner liability insurance policy, especially if the vehicle owner carries low liability limits.

If someone uses your vehicle on a regular basis you must name them as a driver on your insurance policy.