Residential mortgage underwriting is defined as the overall credit and valuation analysis of a particular borrower or borrowers with regard to overall financial health as well
as the evaluation of collateral that might be used to secure the mortgage and as underwriters we relate this particular evaluation to calculation of housing to income and debt to income ratio's, the evaluation of a borrower's credit history as well as the review of a property appraisal.
Appraisals are very detailed reports based on an appraiser's on - site evaluation of a property as well
as an evaluation of sales data.
Hedonic well - being is construed by psychologists
as an evaluation of how satisfied we are with our lives, coupled with our level of positive emotions, minus that of negative emotions.
If necessary our mediator can refer you to professionals who can assist in the division of property as well
as the evaluation of the assets.
Use Argument as Diagnostic Can politics serve
as an evaluation of a partner's suitability?
Dr. Jelalian's research program focuses on development and implementation of innovative weight control interventions for children and adolescents, as well
as evaluation of state wide policy to promote healthier school nutrition and physical activity environments.
The details of the tasks undertaken in the past job experience such
as evaluation of research forms, setting up the trial master file, identification of potential investigators etc can also be mentioned.
They also perform routine inspection of industrial machinery as well
as evaluation of operation systems to check for faults and address them.
We advise public policy makers at all levels with respect to the design of suitable instruments for emissions trading, incentives and funding mechanisms as well
as the evaluation of their impacts.
As this is a major part of the game which adds more gameplay and variety, this review should be treated solely
as an evaluation of the single player mode.
It is important for owners to become familiar with their bird's normal droppings,
as evaluation of the droppings is an important clue to illness or wellness in pet birds.
Finally, our in - house blood work machine enables rapid diagnosis of problems, as well
as evaluation of organ function prior to anesthesia for surgery.
A comprehensive physical examination that includes dental and body / muscle assessment, as well
as an evaluation of your cat's coat, skin, eyes and ears, nose and throat, heart and lungs, legs and paws, abdomen and gastrointestinal system, and urogenital system.
The rules may apply to the health of the dogs, such as joint x-rays, hip certifications, and eye examinations; to working qualities, such as passing a special test or achieving at a trial; to general conformation, such
as evaluation of a dog by a breed expert.
A comprehensive physical examination that includes dental and body / muscle assessment, as well
as an evaluation of your pet's coat, skin, eyes and ears, nose and throat, heart and lungs, legs and paws, abdomen and gastrointestinal system, and urogenital system
This session is an intro to his training method as well
as an evaluation of your puppy.
That is what corporate school reformers have attempted to do — with efforts to expand school choice, elevate the importance of education technology, and use test scores to drive policy as well
as the evaluation of students, schools and teachers.
The council included criteria such as the selectivity of the teacher programs, as well
as an evaluation of their syllabi, textbooks and other teaching materials.
They can interpret my labeling of something «a problem»
as an evaluation of them.
BUs role is to coordinate the evaluation of this effort using common measures collected at the state level on services provided as well
as an evaluation of the professional development activities.
All beginning teachers in the state also take part in an initial - licensure program that includes three years of mentoring, two of which the state pays for, as well
as an evaluation of each teacher's classroom performance by a team of local experts.
The other parts of the study will focus on experimental research to establish the impact of mindfulness on the mental resilience of teenagers as well
as an evaluation of the most effective way to train teachers to deliver mindfulness classes.
But
as an evaluation of Hitchcock in particular, Jones has expertly carried on the work that Truffaut began in 1962.
In WP10, iBET will be involved in the GMP - directed evaluation of vaccine candidate production processes, production scale - up for vaccine candidates, definition of specifications for pilot - scale production, product stability testing and delivery for GLP toxicology studies, as well
as the evaluation of development, manufacturing and finishing documentation.
In WP10, iBET will be involved in activities relating to GMP - directed evaluation of vaccine candidate production processes, production scale - up for vaccine candidates, definition of specifications for pilot - scale production, product stability testing and delivery for GLP toxicology studies, as well
as the evaluation of development, manufacturing and finishing documentation.
«Outcomes of interest include efficacy as well
as an evaluation of the immediate risk - benefit ratio and an evaluation of the long - term effect of sedatives on neurocognitive development and posttraumatic stress.»
Earlier this week, GOP Staten Island Councilman Joe Borelli wrote a letter to Democratic Manhattan Councilman Ben Kallos, chairman of the Council's Government Operations Committee, requesting that the potential of voter fraud stemming from abuse of the IDNYC program receive attention during a committee hearing as well
as an evaluation of the program's merits and effectiveness.
The Chemistry Research team's new laboratory is an essential part of the range of «turnkey» projects provided by Leatherhead Food Research; our experts offer key input into projects such
as evaluation of changes in levels of active and functional ingredients on storage or processing, and analytical support for bioavailability and bioaccessibility nutrition projects.
AOECS has participated in several EU - funded research projects, looking into various aspects of coeliac disease such as the development of a less invasive diagnostic tool as well
as evaluations of diagnosis guidelines for children.
Tests being developed to assess how well students have met the Common Core State Standards show promise
as evaluations of deep learning.
Restrictions on matters as important
as evaluations of teachers can also be maddeningly ambiguous.
They focus on growth or progress over time and might be described
as evaluations of the learning or improvement that has occurred.
IIHS rates vehicles good, acceptable, marginal or poor based on performance in a moderate overlap frontal crash, small overlap frontal crash, side impact and rollover, as well
as evaluations of seat / head restraints for protection against neck injuries in rear impacts.
Not exact matches
This pressure, which is out
of our control, has the potential to greatly impact our overall
evaluation score, which can affect our future income
as well.
Such factors include, among others, general business, economic, competitive, political and social uncertainties; the actual results
of current and future exploration activities; the actual results
of reclamation activities; conclusions
of economic
evaluations; meeting various expected cost estimates; changes in project parameters and / or economic assessments
as plans continue to be refined; future prices
of metals; possible variations
of mineral grade or recovery rates; the risk that actual costs may exceed estimated costs; failure
of plant, equipment or processes to operate
as anticipated; accidents, labour disputes and other risks
of the mining industry; political instability; delays in obtaining governmental approvals or financing or in the completion
of development or construction activities,
as well
as those factors discussed in the section entitled «Risk Factors» in the Company's Annual Information Form for the year ended December 31, 2017 dated March 15, 2018.
In fact, the word is used with such frequency that my Toastmaster's Club has started counting it
as part
of our
evaluation of a speech.
The company boasts
of its agile approach to software development, wherein ideas are built, and validated with customers for
evaluation and further enhancements,
as its USP that has had investors interested.
Dig Deeper: The Mystery - Shopper Questionnaire How to Set Up a Mystery Shopping Program: Launching the Program The first step is to determine what is to be measured and the second step is to determine what type
of evaluation method is to be used, such
as onsite visits, hidden video, audio recording, and online interactions.
As part
of our pre-course paperwork, we'd completed a 360 - degree
evaluation, wherein we'd rated ourselves in response to questions about habits and performance, about our time management, our self - awareness and trustworthiness, our ability to accept criticism, our ability to listen, and dozens more items.
True leadership requires constant questioning
of decisions before you make them, analysis
of strategies
as you carry them out, and
evaluation of performance when the work is done.
And,
as it turns out, data acquisition and
evaluation issues are actually the less challenging parts
of the problem.
The U.S. Environmental Protection Agency (EPA) did extensive
evaluations of the product before approving it for use, according to Monsanto, which has described NemaStrike
as «blockbuster technology.»
But reviews and
evaluations are — often justifiably — viewed
as little more than formalities that accomplish little or nothing in the way
of true feedback.
Understanding the concepts behind Gantt charts, a critical path,
as well
as Program
Evaluation and Review Technique (PERT) diagrams has been extremely useful in untangling a wide range
of complex business issues, processes, relationships and practices.
Hope told Grassley's office that his
evaluation, or performance review, was being slow - rolled
as a form
of retaliation.
And there is also no doubt that Apple's devices have benefited from group infatuation, a phenomenon that has often favored a product or a class
of designs based on an allegiance that the devotees themselves have difficulty defining in coherent terms,
as by people willing to pay high premiums for German engineering even after decades
of Consumer Reports
evaluations have failed to demonstrate any stunning superiority
of German cars over Hondas and Toyotas.
And the hiring freeze will make matters even more difficult seeing
as there are currently 1,000 vacancies at the FDA, with many
of them in the critical Center for Drug
Evaluation and Research (CDER).
Allyson Hugley, president
of Measurement & Analytics for Weber Shandwick, notes that the data from the study could add another layer to the modes
of evaluation that are already available to advertising and marketing agencies, building on traditional surveys and more recent technology such
as beacons and RFID chips that are used during live events.
The five stages
of the customer conversion process are
as follows: attention, intrigue,
evaluation, trust and compulsion.
They wait for external
evaluations, such
as mid-year or annual reviews, to understand how well they are doing, which causes them to work with a constant sense
of fear.