Sentences with phrase «as exclusions in the policy»

HO - 3 is the most popular type of home insurance policy, and it's the easiest to understand because it covers anything not listed as an exclusion in the policy.

Special Coverage Form is a Property Insurance form which provides the broadest coverage on an all - risk type basis and covers any possible peril except for those specifically listed as exclusions in the policy.

The third type, HO - 3, covers everything that is not explicitly enumerated as an exclusion in the policy.

Not exact matches

Other athletes use their dogs to erect stockades, garrisons, barbed - wire fences, moats in which the dogs themselves serve as the alligators... and some athletes, like Kenny Norman of the Atlanta Hawks, assign their dogs the intricate task of enforcing a policy of exclusion while at the same time setting the standard for admission.

That outcome was stunning given the speaker's long identification with the LGBT community — as the 1991 campaign manager and later chief of staff to Tom Duane, the Council's first out gay member; as head of the New York City Gay and Lesbian Anti-Violence Project; as a demonstrator arrested year after year in protests against the exclusion of openly gay participants in Manhattan's St. Patrick's Day Parade; and as a Council member who pursued a range of initiatives in support of the community, including a school anti-bullying law, a requirement that the city only do businesses with contractors with anti-discrimination policies in place, and funding for LGBT homeless youth services, senior services, and the capital needs of the LGBT Community Center.

The Exclusion Policy should be read in tandem with the school's Behaviour Policy as well as other relevant school policies, particularly the Special Educational Needs Policy and the Single Equality and Community Cohesion Scheme.

The author points to U.S. political shifts and changing federal policy in education as catalysts for the social and cultural exclusion of vulnerable children of color.

This changes the policy in such a way as to remove the list of covered perils and replace it with the words «We insure against risk of direct physical loss or damage...» followed by a few obvious exclusions such as nuclear war.

There are many exclusions and limitations in the policy, such as committing a crime or driving while intoxicated.

Generally Federal law would not classify an eighth of an ounce for personal use as a felony, for example, and policy language may require charges to be brought for the exclusion to apply, in which case the entire concern may be a moot point.

Back in the day, any form of flying was considered extremely hazardous and most life insurance companies would either force the applicant to pay an exorbitant amount or they would add an aviation exclusion clause to the policy, in other words, if you died as the result of a plane crash, your beneficiaries wouldn't receive the death benefit.

Counter Offer Exclusions If your policy was issued with any exclusion, as described in a counter offer agreement made with you, claims are not eligible if they relate to these eExclusions If your policy was issued with any exclusion, as described in a counter offer agreement made with you, claims are not eligible if they relate to these exclusionsexclusions.

State policies on retirement income exclusions vary greatly, but have one or both of two purposes: to protect the income of taxpayers who are no longer in the workforce, and to serve as an economic development tool by attracting retired people to, or retaining them in, a state.

Exclusions are found in your policy, usually as a part of the section to which they apply.

«The rider acts as kind of separate policy to help provide protection in case you have low limits, exclusions, depreciation schedules, or other issues which might otherwise shortchange your recovery,» Filippone added.

FACT: No, there is no such thing as an Act of God exclusion in home insurance policies.

Our claims team has reached out to your veterinarian to get those records so that we can process your claim as quickly as possible As you stated in your review, we do our best to be transparent throughout our website, during the enrollment process and in the policy documents available to each client in their online Healthy Paws account regarding the limited exclusions of our policas quickly as possible As you stated in your review, we do our best to be transparent throughout our website, during the enrollment process and in the policy documents available to each client in their online Healthy Paws account regarding the limited exclusions of our policas possible As you stated in your review, we do our best to be transparent throughout our website, during the enrollment process and in the policy documents available to each client in their online Healthy Paws account regarding the limited exclusions of our policAs you stated in your review, we do our best to be transparent throughout our website, during the enrollment process and in the policy documents available to each client in their online Healthy Paws account regarding the limited exclusions of our policy.

Many policies will have breed exclusions such as for hip problems in breeds prone to hip dysplasia or heart disease in certain breeds.

Most dangerous activities, such as rock climbing, kite surfing, hunting, bungee jumping and underwater activities involving the use of artificial breathing apparatus, may be classified as general exclusions in a travel insurance policy.

In the rapidly changing and gentrifying neighborhoods of Los Angeles, Martinez finds connections between the precarious foundations of home for families targeted by immigration policies and speculative real estate markets, and the physical signifiers of forced displacement and exclusion such as «gentrification fences» and border walls.

This exclusion would apply to companies such as Sinar Mas, Indonesia's most notorious forest destroyer, if it fails to meet the criteria set out in the policy.

Our attorneys provide an analysis of coverage issues and advise our clients as to the scope and effect of pollution exclusion provisions in general liability policies.

The Court found that the interpretation of insurance contracts involves a unique blend of the general principles of interpretation applicable to all contracts and the unique principles applicable in the insurance setting.22 While courts have found that the «language of the policy» is the most important factor in determining whether coverage is granted or excluded, courts have found that where there is genuine ambiguity or doubt, the duty to defend ought to be resolved in favour of the insured.23 Similarly other insurance law principles should be considered, such as the principle that coverage provisions should be construed broadly and exclusion clauses should be construed narrowly.24 It was this last principle that the Court looked to in making a decision in this case.

However, Mr. Kraft, the plaintiff in the underlying action, argued that the allegations of liability against Mr. Kelley fell within the policy's scope of coverage because the word «use» in the motorized vehicle exclusion should be construed as meaning «some measure of operational control over» a motorized vehicle, in this case the ATV.

In a recent decision from the Ontario Superior Court, Nodel v. Stewart Title Guaranty Co., [1] Justice Matheson applied well established policy interpretation principles to an «exception from coverage» clause contained in a schedule to a title insurance policy, which effectively operated as an exclusion clausIn a recent decision from the Ontario Superior Court, Nodel v. Stewart Title Guaranty Co., [1] Justice Matheson applied well established policy interpretation principles to an «exception from coverage» clause contained in a schedule to a title insurance policy, which effectively operated as an exclusion clausin a schedule to a title insurance policy, which effectively operated as an exclusion clause.

For the reasons given by the Court of Appeal, we are all of the opinion that the exclusion from the insurance policy based on art. 2402 of the Civil Code of Québec may not be set up against the heirs of the insured, as that article must, even in light of s. 34 (1) of the federal Interpretation Act, R.S.C. 1985, c. I - 21, be interpreted having regard to the principles of interpretation that apply in the area of insurance law so as to favour the precision and certainty of the grounds for exclusion in such matters.

In light of the answers to (d) and (e) above, can the pump or other unloading device be qualified as «accessories and equipment while attached to or mounted on such vehicle» as defined in the exclusion clause of the policIn light of the answers to (d) and (e) above, can the pump or other unloading device be qualified as «accessories and equipment while attached to or mounted on such vehicle» as defined in the exclusion clause of the policin the exclusion clause of the policy?

all costs rendered necessary by defects of material workmanship, design, plan, or specification, and should damage occur to any portion of the Insured Property containing any of the said defects the cost of replacement or rectification which is hereby excluded is that cost which would have been incurred if replacement or rectification of the Insured Property had been put in hand immediately prior to the said damage.For the purpose of this policy and not merely this exclusion it is understood and agreed that any portion of the Insured Property shall not be regarded as damaged solely by virtue of the existence of any defect of material workmanship, design, plan or specification.

The court also upheld State Farm's flood exclusion as applying to hurricane storm surge, and said that the anti-concurrent cause language in State Farm policies overturns a common law doctrine of property loss causation called «efficient proximate cause.»

[46] It is important to note that the determination as to whether public policy should intervene to render the exclusion clauses unenforceable should take place after the factual record is established, at which time the trial judge will be in a position to carefully examine whether there are public policy reasons to decline to enforce the liability exclusion clauses: Tercon, para. 119.

The court held, however, that an exclusion clause in an insurance contract should be construed narrowly, with the result that the general exclusion clause could not be interpreted as altering the parties» specific agreement that the Lloyds Policy covered potential claims identified in the Great American Notice.

The RI Supreme Court determined that the Insurance policy exclusion commonly known as the «owned but not insured exclusion» * (policy provision set forth below) precluded uninsured motorist coverage to the estate of the man who died in the bike and car collision.

A reading of the applicable «owned but not insured» exclusion in the NLC policy as proffered by defendants frustrates this legitimate purpose by increasing the risk insured by an insurer without allowing for a corresponding increase in the premium charged.

All mechanical parts are usually covered, but as with any insurance product, it is important to read the policy in its entirety and be aware of any exclusions.

There are many other covered instances included in your Peoria renters insurance policy, as well as important exclusions.

As with any policy, there are exclusions that apply, such as being untruthful when you apply for life insurance or engaging in an activity which is especially hazardous for examplAs with any policy, there are exclusions that apply, such as being untruthful when you apply for life insurance or engaging in an activity which is especially hazardous for examplas being untruthful when you apply for life insurance or engaging in an activity which is especially hazardous for example.

«The rider acts as kind of separate policy to help provide protection in case you have low limits, exclusions, depreciation schedules, or other issues which might otherwise shortchange your recovery,» Filippone added.

However, Travel Guard has exclusions on pre-existing medical conditions as detailed in the policy wording.

Take special note of conditions, exceptions, and exclusions as stated in your policy documents to ensure that you are covered in the way you are seeking to be covered.

Massachusetts Supreme Judicial Court has recently upheld the long standing exclusion the standard automobile insurance policy has that excludes optional coverage when a vehicle being used as «livery or public convenience» In addition, the Massachusetts Department of Insurance has also recently approved another endorsement being used by auto insurers in the state, that further addresses car - sharing, saying in part «We will not pay any claim for injury or property damage under the policy while your auto is being used in a personal vehicle sharing program....&raquIn addition, the Massachusetts Department of Insurance has also recently approved another endorsement being used by auto insurers in the state, that further addresses car - sharing, saying in part «We will not pay any claim for injury or property damage under the policy while your auto is being used in a personal vehicle sharing program....&raquin the state, that further addresses car - sharing, saying in part «We will not pay any claim for injury or property damage under the policy while your auto is being used in a personal vehicle sharing program....&raquin part «We will not pay any claim for injury or property damage under the policy while your auto is being used in a personal vehicle sharing program....&raquin a personal vehicle sharing program....»

More specific details, such as the definition of a family member and the policy exclusions, are in the certificate.

We provide a list of covered reasons for trip cancellation in the policy, as well as a list of general and specific exclusions which we strongly encourage all customers to review.

We do provide a list of covered reasons for trip cancellation in the policy, as well as information about general and specific exclusions.

Every travel insurance policy has a list of situation in which coverage is not provided, also known as exclusions.

We provide a list of covered reasons for trip cancellation and interruption in the policy, as well as a list of general and specific exclusions which we strongly encourage all customers to review when they receive it.

We do provide a list of covered reasons for trip cancellation and interruption in the policy, as well as information about general and specific exclusions.

We do provide a list of covered reasons in the policy, as well as information about general and specific exclusions.

Property, Liability, Rent And Flood Insurance: As a condition to funding, Borrower must furnish an all - risk or special risk property insurance policy with a replacement cost endorsement or replacement cost valuation basis section with no more than a $ 10,000.00 deductible and no terrorism exclusions, and a comprehensive general liability policy in amounts and with terms acceptable to Lender.

«Perils» (such as fire, explosion, lightning, windstorm and hail) that are specifically named in your policy are covered, subject to policy exclusions and conditions.

1) War Risk Coverage In consideration of the payment of premium calculated in the manner stated in the policy to which the rider is attached, it is hereby agreed that for additional premium the policy is amended as follows: Any Exclusion under this Plan for «declared or undeclared war or any act thereof» is waived for an Insured Person's loss caused in whole or in part by, or resulting in whole or in part from, declared or undeclared war or any act of declared or undeclared war, subject to the following restriction: The waiver only applies with respect to accidents that occur within the geographic limits or territorial waters of, or airspace above the geographic limits or territorial waters of a Designated War Risk Territory (as defined hereinIn consideration of the payment of premium calculated in the manner stated in the policy to which the rider is attached, it is hereby agreed that for additional premium the policy is amended as follows: Any Exclusion under this Plan for «declared or undeclared war or any act thereof» is waived for an Insured Person's loss caused in whole or in part by, or resulting in whole or in part from, declared or undeclared war or any act of declared or undeclared war, subject to the following restriction: The waiver only applies with respect to accidents that occur within the geographic limits or territorial waters of, or airspace above the geographic limits or territorial waters of a Designated War Risk Territory (as defined hereinin the manner stated in the policy to which the rider is attached, it is hereby agreed that for additional premium the policy is amended as follows: Any Exclusion under this Plan for «declared or undeclared war or any act thereof» is waived for an Insured Person's loss caused in whole or in part by, or resulting in whole or in part from, declared or undeclared war or any act of declared or undeclared war, subject to the following restriction: The waiver only applies with respect to accidents that occur within the geographic limits or territorial waters of, or airspace above the geographic limits or territorial waters of a Designated War Risk Territory (as defined hereinin the policy to which the rider is attached, it is hereby agreed that for additional premium the policy is amended as follows: Any Exclusion under this Plan for «declared or undeclared war or any act thereof» is waived for an Insured Person's loss caused in whole or in part by, or resulting in whole or in part from, declared or undeclared war or any act of declared or undeclared war, subject to the following restriction: The waiver only applies with respect to accidents that occur within the geographic limits or territorial waters of, or airspace above the geographic limits or territorial waters of a Designated War Risk Territory (as defined hereinin whole or in part by, or resulting in whole or in part from, declared or undeclared war or any act of declared or undeclared war, subject to the following restriction: The waiver only applies with respect to accidents that occur within the geographic limits or territorial waters of, or airspace above the geographic limits or territorial waters of a Designated War Risk Territory (as defined hereinin part by, or resulting in whole or in part from, declared or undeclared war or any act of declared or undeclared war, subject to the following restriction: The waiver only applies with respect to accidents that occur within the geographic limits or territorial waters of, or airspace above the geographic limits or territorial waters of a Designated War Risk Territory (as defined hereinin whole or in part from, declared or undeclared war or any act of declared or undeclared war, subject to the following restriction: The waiver only applies with respect to accidents that occur within the geographic limits or territorial waters of, or airspace above the geographic limits or territorial waters of a Designated War Risk Territory (as defined hereinin part from, declared or undeclared war or any act of declared or undeclared war, subject to the following restriction: The waiver only applies with respect to accidents that occur within the geographic limits or territorial waters of, or airspace above the geographic limits or territorial waters of a Designated War Risk Territory (as defined herein).