Sentences with phrase «as financial assessments»

Not exact matches

Constituent companies are chosen based on their score on two sets of measures: a quantitative assessment consisting of their return on equity, balance sheet accruals ratio and financial leverage ratio; and a qualitative score derived from management's responses to a survey about such topics as corporate governance, risk and crisis management, customer relationships and tax strategies.

The company markets itself as being more transparent with its users about fees than established financial institutions, which would almost certainly dispute that assessment.

Of those that do, most (54 %) offer financial incentives to encourage workers to complete the assessment, such as reduced premiums or cost - sharing; eligibility for other wellness benefits; or cash, contributions to an HSA, or merchandise.

An assessment should be made as to whether the information is appropriate for you having regard to your objectives, financial situation and needs.

Hensarling and other Dodd - Frank critics have called that ability — known as «orderly liquidation authority» — a bailout, even though any taxpayer money used is supposed to be recouped from the sale of the company's assets or an assessment on the financial industry.

«The market makes an assessment almost immediately as soon as new information comes in, and this is what you're seeing,» said Quincy Krosby, chief market strategist at Prudential Financial in New Jersey.

Such risks and uncertainties include, but are not limited to: our ability to achieve our financial, strategic and operational plans or initiatives; our ability to predict and manage medical costs and price effectively and develop and maintain good relationships with physicians, hospitals and other health care providers; the impact of modifications to our operations and processes; our ability to identify potential strategic acquisitions or transactions and realize the expected benefits of such transactions, including with respect to the Merger; the substantial level of government regulation over our business and the potential effects of new laws or regulations or changes in existing laws or regulations; the outcome of litigation, regulatory audits, investigations, actions and / or guaranty fund assessments; uncertainties surrounding participation in government - sponsored programs such as Medicare; the effectiveness and security of our information technology and other business systems; unfavorable industry, economic or political conditions, including foreign currency movements; acts of war, terrorism, natural disasters or pandemics; our ability to obtain shareholder or regulatory approvals required for the Merger or the requirement to accept conditions that could reduce the anticipated benefits of the Merger as a condition to obtaining regulatory approvals; a longer time than anticipated to consummate the proposed Merger; problems regarding the successful integration of the businesses of Express Scripts and Cigna; unexpected costs regarding the proposed Merger; diversion of management's attention from ongoing business operations and opportunities during the pendency of the Merger; potential litigation associated with the proposed Merger; the ability to retain key personnel; the availability of financing, including relating to the proposed Merger; effects on the businesses as a result of uncertainty surrounding the proposed Merger; as well as more specific risks and uncertainties discussed in our most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.cigna.com as well as on Express Scripts» most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.express-scripts.com.

In addition, as part of this assessment of internal control over financial reporting, the company has determined that the tone at the top of the organization and the performance - based environment at the company, where challenging targets were set and achieving those targets was a key performance expectation, may have been contributing factors resulting in the company's improper revenue recognition.

Market - makers must be willing to take on risk by building inventory positions (see Box 1 for a discussion of the economics of market - making).4 As with other types of financial intermediation, willingness to build positions depends on assessments of risk and return.

The global financial environment was considered in the 1999 assessment as was credit, household balance sheets, property prices, and the resilience of the banks.

Furthermore, the Saxo Bank Group may require some financial information for credit assessment purposes, as well as users» e-mail address to be able to mail the login information.

Alignment of government policy is particularly crucial, as inconsistency between government policies inhibits investment and raises the cost of capital.235 Once the overall strategic direction is set, a range of methods and instruments are available to mainstream climate at the project level.236 This needs to happen at the technical assessment stage, where technological and process options and alternatives are considered that will achieve the project aim; at the economic assessment stage, which involves measuring net impacts of the project on welfare; and at the financial assessment stage, where costs and revenues of the project are assessed.237

The Audit and Risk Committee met with management and the auditors to review and discuss the audited financial statements for the year ended December 31, 2014, as well as management's assessment of the effectiveness of our internal controls over financial reporting and the auditor's assessment of our internal controls over financial reporting.

This is misleading and, as in any financial exercise, the correct assessment is a dollar - weighted one.

Why do you think every financial journal or wealth assessment tool places us squarely within the top tier of richest teams in the footballing world or do you think that is just another example of the elaborate conspiracy on the part of all media institutions bent on bringing down the 6th place team in the EPL, as Wenger and his most ardent supporters would have you believe.

Just as traders and investors in the financial markets are warned against overtrading or chasing action, cold and pragmatic assessment is vital along with resisting the urge to succumb to an itchy trigger finger.

The early warning system will include nine financial indicators, such as cash - on - hand and patterns of operating deficits, together with broader demographic information like population trends and tax assessment growth.

Sinatra told The News last week that his failure to pay the taxes stems not from any financial difficulties but from a business decision to withhold the money as his companies challenged property assessments.

In the past decade, ethical questions in science have made headlines on issues such as the patenting of human genes, financial conflicts of interest in biomedical research and risk assessments related to environmental exposure to chemicals.

Although three out of four primary care doctors support the use of financial rewards as an incentive for better medical care, most of these physicians oppose public reporting of such quality assessments at the individual or group level, report researchers from the University of Chicago in the March / April issue of Health Affairs.

The white paper authors did not seek out real - world cost data, business case financials, or market assessments from potential commercial crew providers, such as United Launch Alliance, Sierra Nevada Corporation, SpaceX, Blue Origin, or others, nor did they contact the Commercial Spaceflight Federation.

It is possible that we will see a tsunami of statement applications in the next six months as schools get to realize that under the new single assessment process there will not be the current level of financial support.

Education regulations, like national standards and assessments, are at least as likely to be captured by the Edublob as the oil industry is to capture off - shore drilling regulations or the banking industry is to capture financial regulations.

The district provides information more formally, too, by holding frequent workshops on topics such as conflict resolution, nutrition, student assessment, and financial aid for college.

The assessment was conducted in 2015 as part of the OECD Programme for International Student Assessment (PISA) with funding from the Australian Securities and Investments Commission (ASIC) as the Australian Government agency responsible for financial literacy.

Annually, the district prepares and distributes a report to all Atlas residents that includes information such as test scores, results of follow - up studies from graduates, assessment results about the learning climate, financial information, and school demographic characteristics.

CMO's usually provide shared services, such as shared assessments, professional development, financial management and administrative services, human resources and teacher recruitment, fundraising, and facility services.

You are encouraged to be as honest and forthcoming about your family's financial circumstances as possible to ensure that the financial aid officer can make an accurate assessment of your need.

As the next step in the plan, the Enhanced Assessment Instruments grant program, also called the Enhanced Assessment Grants (EAG) program, offers financial support for states to develop and use more effective assessments.

Will the State Board consider the financial insolvency of SBAC - partnering companies as current contracts continue to funnel taxpayer funds to promote future iterations of the experimental assessments?

Please also be aware that some of the content, though exemplary in describing various areas, may need updates for more recent state assessment and legislative changes (such as CMAS and the Financial Transparency Act) which can be found in the Quality Standards for Developing Charter Schools document.

The report, issued by state Attorney General Kamala Harris, offers the first statewide assessment of the truancy crisis, specifically in elementary schools as well as the financial impact of absences on each county.

Educators and policy makers work tirelessly to answer these questions by attempting to modernize curriculum, instruction, and assessment systems, and to find ways to be as efficient as possible within the human, financial, and time constraints we all face.

In a statement released by the newly appointed administrators business operations will carry on as normal while an assessment of the business's financial status was being carried out.

Other regulations include a limitation on lender origination fees, and a financial assessment to evaluate your ability to fulfill loan obligations such as the payment of property taxes and regular upkeep of your home.

Because HECM reverse mortgages are regulated by the government, they are subject to specific rules and limits, many of which are designed to protect the borrower, such as counseling, financial assessment and more.

The lender may also take into account any debts belonging to the loan applicant as part of the financial assessment, including any liens that are on the applicant's property.

To break down the question as best I can, you are concerned about end up in a higher tax bracket before a financial aid assessment?

The financial assessment process includes analyzing such information as the cost of the property taxes and homeowners insurance, the clients» credit history, assets, expenses, and income.

As it provides only a rough assessment of a hypothetical asset allocation, it should not be relied upon, nor form the primary basis for your investment, financial, tax - planning or retirement decisions.

Because it is required that you maintain property taxes and your homeowners insurance as part of the ongoing agreement of the reverse mortgage lenders must also check that you meet a minimum residual income as part of the FHA financial assessment guidelines.

An assessment should be made as to whether the information is appropriate in individual circumstances and consideration should be given to talking to a financial advisor before making an investment decision.

As of July 12, 2014, the Commodity Futures Trading Commission requires each futures commission merchant to make publicly available on its Web site firm specific disclosures and financial information to assist you with your assessment and selection of a futures commission merchant.

Yield curves in U.S. financial markets have long served as an invaluable guide to the bond market's prevailing assessment of the cost of money, and more important, as an effective predictor of the

Just the same as a bank would deny a line of credit to those with uncertain financial histories, brokerage also has assessment tools and uses this to determine the health and mental state of an investor.

To do this, as noted earlier, the task is to sit down for a brutally frank financial self - assessment.

Rather, an assessment should be made as to whether the information is appropriate in individual circumstances and consideration should be given to talking to a financial advisor before making an investment decision.

The changes included limitations on the amounts that can be drawn in the first year, the option to receive a smaller one - time single lump sum disbursement, as well as changes to the mortgage insurance premium, the principal limit factor tables, and requiring a financial assessment of borrowers» ability to pay future property taxes and insurance obligations.

As part of this assessment, students will identify as one of the financial personalities (Money Maestro, Visual Stylist or Authentic DreamerAs part of this assessment, students will identify as one of the financial personalities (Money Maestro, Visual Stylist or Authentic Dreameras one of the financial personalities (Money Maestro, Visual Stylist or Authentic Dreamer).

As a fee - only financial planning firm, we never directly sell insurance and we always make objective assessments to give recommendations that are in your best interest.