XLK includes all of the big names associated with technology but also a few that seem like misfits, such
as financial payment processers or telecom firms.
Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals
as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such
as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such
as U.S. export control laws and U.S. and foreign anti-bribery laws such
as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such
as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers,
as well
as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for
payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest
payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over
financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco
as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
«Both
financial institutions and their non-banking competitors face the risk that
payment processing and other services could be disrupted by technologies, such
as cryptocurrencies, that require no intermediation.»
The electronic
payment company owns and manages
payment brands including Visa and Interlink,
as well
as product platforms that
financial institutions use to manage clients» credit, debit or prepaid programs.
It is an emerging area of intense interest for banks and other
financial companies
as well
as technology developers, with potential uses in a range of
financial transactions including securities settlement and
payments.
As of Jan. 1, home buyers with a down
payment larger than 20 per cent seeking a mortgage from a federally regulated lender are now subject to a
financial stress test.
The online
financial provider uses alternative information to create a proprietary credit score for loan applicants, such
as checking account,
payment processing, and other loan information.
Perth - based
financial services group Pioneer Credit has delivered full - year profit of $ 4.6 million in its first year
as a publicly - listed company on the back of strong gains in customer
payments.
However,
as the
financial assistance to Greece is due to end this August, the country still doesn't know how its future debt
payments will be structured.
The thieves did not steal
financial information such
as Social Security or
payment card numbers, the company said.
That means that student loan repayment is taking a back seat to other pressing
financial demands, such
as rent, mortgage
payments, phone bills and credit card balances.
In other words, instead of skipping a handful of
payments or defaulting on a loan, contact your creditors and lenders
as soon
as a problem arises and negotiate some form of resolution that's within your
financial means.
Fundbox uses a proprietary algorithm to gauge likelihood of repayment, starting with your
financial data — including accounts receivables, client
financial statements, cash flow and
payment history — and moving on to public data such
as credit ratings, government information and social media accounts.
Fintech companies are transforming the banking experience by offering easy
payment processes, opportunities to save consumers» money, ways to promote
financial services such
as investments and planning, and ultimately by driving the industry into the next generation of banking.
«If you're able to put away the $ 450 a month, you probably don't notice it
as much
as a $ 5,500
payment at the end of the year,» says Ryan Inman, a
financial planner at Physician Wealth Services, LLC.
«Mortgage insurance allows Canadians across the country, in rural areas and big cities, to have the same opportunities to access home ownership and at the same interest rates
as people who can afford to put down a 25 % down
payment,» says Pierre Serré, chief
financial officer of CMHC.
People skating close to the
financial edge have little breathing room in the event they lose their job, for example, or if something that's important in their lives (such
as gasoline, food or interest
payments) suddenly becomes more expensive.
The traditional process used to settle accounts and clear trades is «slow, archaic and high cost,» said the CSE's chief executive Richard Carleton, particularly compared to the other instant
financial transaction systems used today, such
as digital
payments.
So rather than focusing on Bitcoin
as a speculative currency, the true focus should be on the underlying technology, known
as the blockchain, and related «sidechains» that result in speedier
payment methods, reduced
financial friction, and anonymity,
as well
as accountability and transparency.
True, on the
financial disclosure forms Sanders released after announcing his entrance into the presidential race, he lists no assets of his own, other than a $ 5,000 annual pension
payment from his stint
as mayor of Burlington, Vt..
«
As we keep growing, we need a bigger line; I'm determined to prove that we can handle it by keeping our
financial reports extra clean and by building a flawless
payment history.»
As a former tech news editor, I think it's inspiring to see Buffer disclose employee salaries and equity, expose company
financials, reveal how their customers»
payments are used and surface internal metrics — or more recently, restructure the company.
Monthly
payments will be recalculated according to changes in your income; they can be
as low
as $ 0 if your
financial situation warrants it.
After acquiring the rights to a future income stream (such
as a retiree's pension
payments), these pension purchasing or structured settlement companies, sometimes called «factoring companies,» may turn around and sell these income streams to retail investors, often through a
financial advisor, broker or insurance agent.
As a result, we believe it is useful to exclude Starbucks activity to clearly show the impact Starbucks has had on our
financial results historically, to provide insight into the impact of the expected termination of the Starbucks agreement on our revenues in the future, to facilitate period - to - period comparisons of our business, and to facilitate comparisons of our performance to that of other
payment processors.
The traditional car - buying process encourages overspending, because dealers and lenders know borrowers will make the
payments even
as the rest of their
financial lives suffer.
Ripple Labs designed the Ripple protocol
as such because we believe that local jurisdictions are best suited to define their own standards in connecting fragmented
payment networks given the complexity of
financial regulation.
An example is the oversight of key
financial market infrastructures, such
as payment systems and central counterparties.
The effect of transfer
payments to the
financial sector —
as well
as the $ 5.3 trillion increase in U.S. Treasury debt from taking Fannie Mae and Freddie Mac onto the public balance sheet — is to support asset prices (above all those of the banking system), not inflate commodity prices and wages.
Mr. Kushner was required to submit some limited
financial information for his wife, Ms. Trump, who will continue to receive
payments from the Trump Organization
as well
as her fashion brand.
However, a budget deficit that takes the form of transfer
payments to banks,
as in the case of the post-September 2008 bank bailout, the Federal Reserve's $ 2 trillion in cash - for - trash
financial swaps and the $ 700 billion QE2 credit creation by the Federal Reserve to lend to banks at 0.25 % interest in 2011, has a different effect from deficits that reflect social spending programs, Social Security and Medicare, public infrastructure investment or the purchase of other goods and services.
With the development of blockchain technology and digital asset market, Crebit will inevitably replace traditional mobile
payment products such
as Paypal, Alipay, and WeChat in the future and will no longer be restricted by geographical areas, enabling global involvement in the digital asset
financial field.
Depending on your income and
financial obligations, you may be able to enter rehabilitation with a monthly
payment as low
as $ 5.
It is also important to note that liabilities, such
as outstanding bank loans, guarantees, lease agreements and
payments to suppliers are usually not insured, leaving the personal assets of business owners pledged against these liabilities, and potentially leaving family members in
financial distress.
Money20 / 20 events are globally acknowledged
as the centre stage of the
payments &
financial services industry providing a platform for you to build brand awareness, form partnerships and launch new products.
Adjusted Revenue is a non-GAAP
financial measure that we define
as our total net revenue less transaction costs, adjusted to eliminate the effect of activity under our
payment processing agreement with Starbucks.
For example, in the Philippines the growing population of overseas workers sending money back home has lead to the rise of
financial technology (fintech) apps that offer a variety of new, low - cost services such
as remittance
payments, transfers, and lending that were otherwise expensive and dominated by a few groups.
First - time homebuyer loan programs offer
financial benefits such
as lower interest rates and low down
payments, but many of them require you to live in the home for a designated period or take homeowner education courses.
His thorough approach proves that for some, dividend investing
as a means to
financial independence works; his portfolio continues to grow and his
payments each month are getting higher and higher.
However, following this offering, the salary and bonus
payments to our senior Carlyle professionals, including our named executive officers, will be reflected
as compensation expense in our
financial statements and we have reflected these amounts in the applicable columns of the Summary Compensation Table below even though they are not recorded
as compensation expense in our historical
financial statements.
The couple budgeted loan
payments into their regular monthly expenses, making a payoff plan together and discussing their loans
as part of their bigger
financial goals and dreams.
Pursuant to applicable accounting principles, for
financial statement reporting purposes we have historically recorded salary and bonus
payments to our senior Carlyle professionals, including our named executive officers,
as distributions in respect of their equity ownership interests and not
as compensation expense.
According to Japan's
Financial Services Agency, on April 1, 2017, the country will begin recognizing bitcoin and other forms of virtual currency
as a form of
payment pursuant to a recently passed law.
In her analysis, Ms. Chu estimates that at the end of 2016,
as much
as 22 percent of the Chinese
financial system's loans and assets will be «nonperforming,» a banking industry term used to describe when a borrower has fallen behind on
payments or is stressed in ways that make full repayment unlikely.
The effort by Ant
Financial, the
payments affiliate of the internet giant Alibaba, was seen
as a test of the Trump administration's political and regulatory approach to China.
The
payment targets will be related to
financial and operational measures or objectives with respect to our company (the «Corporate Performance Goals»),
as well
as individual performance objectives.
The deal between Ant
Financial, the
payments affiliate of Alibaba, and MoneyGram was seen
as a test of the Trump administration's political and regulatory approach to China.
Take Ant
Financial, the
payment affiliate of Alibaba,
as one example.
Like many countries, Japan is examining the possibilities that blockchain technology can offer more efficient infrastructure in
payments, real - time settlement and an increased number of
financial actors
as the Internet...
To ensure what you pay each month is affordable for your particular
financial situation, your monthly
payment is set
as a percentage of your discretionary income, typically between 10 % and 20 %, based on the plan.