Sentences with phrase «as fire damage coverage»

There's also some serious risk from hurricanes and coastal storms, as well as fire damage coverage, general liability coverage, and even odd endorsements like coverage for sewage backups that some Dundalk homeowners have found to be indispensable when unforeseen problems are ruining a home.

There's also some serious risk from hurricanes and coastal storms, as well as fire damage coverage, general liability coverage, and even odd endorsements like coverage for sewage backups that some Bowie homeowners have found to be indispensable when unforeseen problems are ruining a home.

Not exact matches

But a fire someone accidentally started that damaged your personal property would allow you to have coverage for that property from your own policy, instead of hoping the other guy has renters insurance in San Bernardino and, just as importantly, has enough renters insurance liability coverage.

If you want to know does renters insurance cover fire liability, you'll be happy to find out that your coverage can respond to any third party (i.e. not a named insured) who is injured or suffers property damage as a result of that negligence.

If you negligently start a fire, there's coverage for the property damage there not just to the apartment itself, but also to the other people who suffered as a result of your fire.

Liability coverage protects you if you cause injury or property damage, and personal property coverage protects your things from common perils such as fire, theft, and vandalism.

Personal property coverage is what pays for damage done to the things you own by a covered peril such as fire, smoke, or the associated water used to put out the fire.

You'll generally find coverage for fire, lightning, windstorm, hail, explosion, riots, aircraft damage, vehicle damage (from cars you don't own), smoke damage, vandalism, theft, volcanic eruption, falling objects, weight of snow, ice, or sleet, damage from steam and water heating systems or appliances, leakage or overflow of water or steam, freezing of plumbing, and often for other things as well.

Loss or Damage Coverage: This coverage protects you against a variety of losses such as but not limited to fire, vandalism, theft, etc..

If there were a fire due to your negligence, the liability coverage would kick in to pay for the damages, as well as damages suffered by your neighbors.

Each of them provides coverage for a standard list of perils, such as theft, fire and wind damage.

However, a lay - up policy maintains comprehensive coverage on the motorcycle, which offers protection against theft and nonaccident damages, such as a fire.

You get liability coverage to protect you in the event that you should cause bodily injury or property damage, as well as personal property coverage to protect the contents of your apartments from fire, theft, vandalism, and other common perils.

Liability insurance is perhaps the most important coverage of all because it protects whomever was responsible for the fire from having to pay for the damage to other's property, as well as to the building.

However, most landlord insurance policies include dwelling coverage to help cover damage to the residence caused by certain perils, such as fire, lightning and wind.

Personal property coverage helps pay to repair or replace your personal belongings if they are stolen or damaged by a covered peril, such as fire.

This means that if you were to start a fire, you'd have coverage for the damage you caused to the building, as well as the damage you cause to other residents impacted by the loss.

Personal property coverage extends to fire and most water damage as well.

The first type of policy, HO - 1, is known as the basic home insurance policy and includes coverage of these basic perils: fire or lightning, windstorm or hail, riot or civil commotion, explosions, damage from vehicles, damage from aircraft, smoke damage, vandalism, theft, volcanic eruption, glass or safety - glazing material damage.

The personal property coverage in a renters insurance policy may help pay to repair or replace belongings, including watches and rings, if they are stolen or damaged by a covered peril, such as a fire.

Comprehensive coverage that covers damage to the pontoon from a cause other than a collision, such as weather, fire, theft or vandalism

One of the reasons you need Pittsburgh renters insurance is that the person who is responsible for the fire — if they have enough liability coverage — would only pay you actual cash value for your loss as a result of that fire or the smoke or water damage.

Loss of use coverage would apply here, as well, if the building isn't usable because of the fire, smoke, and water damage.

Renters insurance coverage in that situation could extend to the additional living expenses that you incur as a result of being told by a civil authority that you can't stay in your home due to nearby damage from a covered peril such as fire or wildfire.

First, liability coverage for damage to rented premises is often limited to a few select types of losses, such as fire, water, smoke, and explosion.

Although policies vary, a typical homeowners policy provides coverage for damage caused by certain «perils,» such as fire, lightning, and wind damage (except in certain locations).

Comprehensive coverage pays for damage to your car that is unrelated to a collision, such as theft, storm damage, fire or vandalism.

The coverage ensures that your belongings are covered within the building from things such as fire, flood, smoke damage, tornado, windstorm and theft.

This coverage reimburses for loss due to theft or damage caused by something other than a collision with another car or object, such as fire, falling objects, missiles, explosions, earthquakes, windstorms, hail, flood, vandalism and riots, or contact with animals such as birds or deer.

This coverage, says Petri, can help pay for physical damage you caused to your rented place as the result of an accident — if, for example, you have a kitchen fire.

This type of coverage will payout when your home is damaged or destroyed by such events as hurricanes, vandalism, lightning strikes, fires and other natural disasters.

Standard homeowners policies provide coverage for disasters such as damage due to fire, lightning, hail and explosions.

This coverage reimburses for loss due to theft or damage caused by something other than a collision with another car or object, such as fire, falling objects, missiles, explosions, earthquakes, windstorms, hail, flood, vandalism and riots, or contact with animals such as birds or deer.

Third - party vehicle insurance allows your insurance company to repair damage to any other car (s) with whom you're involved in an accident — but not your own car; but comprehensive auto insurance offers a wider coverage such as theft, vandalism, flooding damage, fire damage, animal attack, or any other incidents on your car.

If the fire that spreads is your fault, you have coverage for the damages you've caused to others as well as for the costs of defending against the claim, lawsuit, or subrogation that will inevitably follow.

Under comprehensive coverage, your insurer pays you, without regard to fault, for damage to your car from all causes, other than collision, such as theft (of the car itself or its parts), fire, flood, windstorm, glass breakage, vandalism, hitting or being hit by an animal, or by falling or flying objects.

Landlord insurance coverage helps keep property owners protected from financial loss as a result from damages to a rental property due to fire, break - ins, vandalism, certain weather conditions, and other covered events.

If there were smoke or water damage from the sprinklers or fire hoses to your personal property, that would be covered under your personal property coverage, as well.

Comprehensive pays for damage not considered under collision coverage, such as fire, wind, hail, flood, vandalism, theft or striking an animal.

Comprehensive auto insurance coverage helps pay for damage to your covered vehicle (up to its actual cash value), less any deductible amount, when the damage is caused by events such as fire, theft, glass breakage, riot, windstorm and hail.

Collision and comprehensive auto insurance coverage can help protect you and your vehicle if it is damaged as a result of an accident, theft, fire or even vandalism.

There are also multiple optional coverage options available such as specified perils, which covers losses against named risks such as fire or theft, or comprehensive, which protects you against specified perils as well as damage to your vehicle caused by fire, theft and vandalism.

Comprehensive (other than collision) coverage insures you against all other physical damage to your car caused by such events as fire, theft, flood, and vandalism.

If a plumbing, heating, air conditioning, or fire sprinkler system becomes frozen and there's damage to your property as a result, you have coverage.

Comprehensive coverage reimburses you for loss due to theft or damage caused by something other than a collision — such as fire, falling objects, earthquakes, windstorms, hail, floods, vandalism or contact with animals.

Business income insurance works in conjunction with your property policy and provides coverage for events beyond your control such as fire, wind, hail, vandalism or damage from vehicles or aircraft that may interrupt your business.

This coverage protects you from losses due to theft and vandalism as well as those resulting from fire, hail, wind and flood damage.

Comprehensive car insurance, on the other hand, provides coverage for vandalism to your vehicle, theft (i.e. if someone steals something from your car), fire (i.e. if your car were to burn up), as well as animal damages and acts of God (which is pretty much like saying damage from nature).

If there were a fire due to your negligence, the liability coverage would kick in to pay for the damages, as well as damages suffered by your neighbors.

Also called «other than collision» (OTC) coverage, this option will help protect your vehicle against damage that doesn't result from a collision — such as theft, fire, broken glass, etc..