Sentences with phrase «as flexible income»
The next category of bond funds is referred to by Lipper as flexible income — a group that also invests in a wide variety of bonds, from Treasuries to high yield to corporates.
https://www.financial-planning.com/ Not exact matches
Self - employment is on a rapid rise in America as people look for more flexible working conditions, more control over their careers and supplemental income opportunities to weather economic uncertainty.
Common is a new community offering flexible shared housing in major cities, starting in New York, and eliminates traditional methods of verifying applicants (like two years of tax returns as proof of income).
Like all Googlers, our named executive officers are eligible to participate in various employee benefit plans, such as medical, dental, and vision care plans, flexible spending accounts for health and dependent care, life, accidental death and dismemberment, disability, and travel insurance, survivor income benefit, employee assistance programs (e.g., confidential counseling), and paid time off.
The BlackRock ® Diversified Income Portfolio is flexible in nature, meaning the investment managers have the ability to adjust or shift its asset allocation as market conditions change in order to find attractive income opportunities with an appropriate amount ofIncome Portfolio is flexible in nature, meaning the investment managers have the ability to adjust or shift its asset allocation as market conditions change in order to find attractive income opportunities with an appropriate amount ofincome opportunities with an appropriate amount of risk.
Qualification guidelines are less restrictive, so a VA - approved lender can be more flexible in evaluating criteria such as credit scores, bankruptcy or foreclosure waiting periods, and debt - to - income ratios
As people live longer and healthier lives, retirement income and distribution strategies require a flexible approach that provides for changing needs over time.
«The problem is in part due to the poor economy, but on the federal loan side, also underutilization of flexible repayment options such as income - based repayment.»
More mothers are going back to paid work, many more homes are dual - income households, and the increase in lone - parent families, rising divorce rates, the introduction of flexible working hours and greater awareness of fathers» rights brought about by the high - profile stunts of groups such as Fathers4Justice have contributed to a tectonic shift in attitudes towards family responsibilities.
Job security rates as the most important job characteristic by fathers; in fact job security and a job that allows flexible working rate higher in importance than good advancement opportunities and high income.
The UK's «AAA» rating is underpinned by a high - income, diversified and flexible economy as well as political and social stability.
As a Health Coach, you can decide whether you want to create a full - time practice or if you prefer to use it to generate supplementary income as a flexible, part - time optioAs a Health Coach, you can decide whether you want to create a full - time practice or if you prefer to use it to generate supplementary income as a flexible, part - time optioas a flexible, part - time option.
And for those of you who want flexible control over the function of the switch above the iPad's volume buttons, iOS 4.3 hands over the reins and allows you to designate it as either a rotation lock or a mute for system alert sounds (such as incoming FaceTime calls).
The base (what I've called Layer 1) is composed of income that is highly reliable, but usually not tax - efficient or flexible, such as government and employer pensions, annuities, and income from part - time work (if it is reliable and steady).
for anything else, like annuity purchase or flexible drawdown, you pay 25 % and then income tax as money is actually received.
The latter generally have more flexible repayment options, such as state - based loan forgiveness programs and income - based repayment options.
Pursuing income with an all - weather bond portfolioDiverse opportunities: The fund invests across all sectors of the U.S. bond market, including mortgage - backed, corporate, and government bonds.A flexible strategy: The portfolio managers pursue an attractive level of income, adjusting the portfolio to favor attractive sectors as interest rates and market conditions change.Leading research: The managers, supported by Putnam's fixed - income research division, analyze a range of bonds to build a competitive portfolio.
As a mortgage banker and broker, we have access to many lenders, and are able to shop for the most flexible credit scores and debt - to - income ratios on the market.
Similar to medical FSA's profiled above, you can save a tremendous amount of money on taxes by utilizing Flexible Spending Accounts to pay for dependent care related expenses such as child care or any other person claimed as a dependent on your federal income taxes (child care, elder care, etc.).
As people live longer and healthier lives, retirement income and distribution strategies require a flexible approach that provides for changing needs over time.
But if you plan to refinance your federal student loans, it must be done with caution as you tend to lose some benefits that usually associate with some of them such as loans forgiveness, deferment, forbearance and flexible repayment plans such as early repayment and income based repayment programs.
And so this lengthening of maturities and lengthening of duration has caused these indices to be more interest rate sensitive and some cases, more interest rate sensitive than they've historically ever been, and so by being flexible and not using that as the basis for thinking about the risk of one's investments, what you can do is reduce the interest rate sensitivity of your fixed income portfolio.
As you move through that stage, you get close to the Flexible stage where your options increase, especially if you've built side income.
The latter is particularly important since First Republic does not offer the flexible repayment options that other lenders do, such as forbearance and income - based repayment plans.
He likes to employ CPP and OAS as «the first layers» of retirement income, precisely because they are less tax efficient and less flexible.
This fixed index annuity offers the same traditional fixed annuity benefits such as guaranteed minimum interest and death benefits, flexible retirement income options, and tax - deferred * earnings, but has the added feature of a 2.5 % or 5 % bonus to give your contract value an instant boost.
After making these payments, the borrower is able to access flexible repayment options, such as income - based repayment, which include potential loan forgiveness.
Jackson AscenderPlus Select offers traditional fixed annuity benefits, such as guaranteed minimum interest, death benefits, and flexible retirement income options including LifePay ®, an optional income rider available for an additional charge.
Tagged as: bonds, floating rate funds, interest rates, MFIP, Monthly Flexible Income Portfolio, short - term bonds, treasuries
There are risks in the bond market, of course, such as rising interest rates, so it makes sense to invest in a fixed income strategy that can adapt to these changes, like the NoLoad FundX Flexible Income appincome strategy that can adapt to these changes, like the NoLoad FundX Flexible Income appIncome approach.
Subscriber Question: I noticed that you bought a fund in the Monthly Flexible Income Portfolio (MFIP) that is ranked as a sell in your Class 4 Total Return category.
These programs do not have flexible repayment options, such as income - driven returns or the like.
I noticed that you bought a fund in the Monthly Flexible Income Portfolio (MFIP) that is ranked as a sell in your Class 4 Total Return category.
We own PGX as part of our Flexible Income portfolios, and it's a Buy.»
Tagged as: bond fund, bond market, fixed income, flexible income, flexible income strategy, fundx, investing, MFIP, Monthly Flexible Income Porincome, flexible income, flexible income strategy, fundx, investing, MFIP, Monthly Flexible Income Pflexible income, flexible income strategy, fundx, investing, MFIP, Monthly Flexible Income Porincome, flexible income strategy, fundx, investing, MFIP, Monthly Flexible Income Pflexible income strategy, fundx, investing, MFIP, Monthly Flexible Income Porincome strategy, fundx, investing, MFIP, Monthly Flexible Income PFlexible Income PorIncome Portfolio
«The problem is in part due to the poor economy, but on the federal loan side, also underutilization of flexible repayment options such as income - based repayment.»
With the FHA One - Time Close Loan, homebuyers can also take advantage of the agency's lenient qualifications, such as easy credit qualifying for scores, more flexible guidelines for homebuyers» work histories, small escrow reserve requirements, and debt - to - income ratios up to 50 percent.
Has «Flexible Assets» that Pay Out Retirement Income Like Life Does in the Real World (AKA «as needed»)
In most jurisdictions, the policy form numbers are as follows: New York Life Flexible Premium Fixed Annuity (ICC10 - P108; in some states it may be 210 - P108, and state variations may apply); New York Life Secure Term Choice Fixed Annuity (ICC11 - P113; in some states it may be 211 - P113, and state variations may apply); New York Life Secure Term MVA Fixed Annuity (ICC10 - P111; in some states it may be 210 - P111, and state variations may apply); New York Life Clear Income Fixed Annuity (ICC14 - P100 (book value) and ICC14 - P120 (MVA); in some states they may be 214 - P100 (book value) and 214 - P120 (MVA), and state variations may apply).
Variable universal life offers flexible life insurance protection and cash value growth potential to use as retirement income or for other expenses.1 The optional riders (available for an additional change) let you customize a policy to fit your needs.
The Flexible Income Fund relies on the Fund manager to undertake a careful analysis to determine the creditworthiness of the issuers of rated debt (on debt ratings by Moody's Investors Service, Inc., («Moody's) or S&P Global Ratings, («S&P»)-RRB-, as well as the issuers of debt not rated by Moody's or S&P.
The investment objective of the Buffalo Flexible Income Fund is primarily the generation of high current income and, as a secondary objective, the long - term growth of caIncome Fund is primarily the generation of high current income and, as a secondary objective, the long - term growth of caincome and, as a secondary objective, the long - term growth of capital.
• Only one payment each month makes it easier to manage debt • Only one lender (U.S. Department of Education) also makes debt management easier • May reduce the monthly payment amount • Offers flexible repayment options • Income Contingent Repayment • Income - Based Repayment • Pay As You Earn • Repayment can be spread over a longer time period; thus, monthly payment amounts will be lower • May allow borrower to renew deferment options
(As of 3/31/18)-- The Buffalo Flexible Income Fund delivered a return of -3.45 % for the quarter.
The Buffalo Flexible Income Fund seeks to generate high current income and, as a secondary objective, long - term growth of caIncome Fund seeks to generate high current income and, as a secondary objective, long - term growth of caincome and, as a secondary objective, long - term growth of capital.
Under the federal ITC 30 % of the system cost can be claimed as a deduction to income taxes, this incentive is flexible and can be spread over several years.
In Canada, the range of flexible legal studies generally is limited to a part - time or extended - time program of study that is only available as a retroactive accommodation to students experiencing barriers to full - time study who may be mature, low - income, sole support caregivers, or from other under - represented groups in legal education.
If one of you makes markedly more each year than the other, you could also opt to let him or her take care of bill paying solo and let the spouse with the smaller income take care of his / her personal debts or more flexible monthly expenses such as groceries and entertainment.
In most jurisdictions, the policy form numbers are as follows: New York Life Flexible Premium Fixed Annuity (ICC10 - P108; in some states it may be 210 - P108, and state variations may apply); New York Life Secure Term Choice Fixed Annuity (ICC11 - P113; in some states it may be 211 - P113, and state variations may apply); New York Life Secure Term MVA Fixed Annuity (ICC10 - P111; in some states it may be 210 - P111, and state variations may apply); New York Life Clear Income Fixed Annuity (ICC14 - P100 (book value) and ICC14 - P120 (MVA); in some states they may be 214 - P100 (book value) and 214 - P120 (MVA), and state variations may apply).
Bajaj Allianz Life targeted the low - income market with the launch of a micro insurance product that allows customers to choose between fixed and flexible loan tenure coverage, an exclusive feature of the plan is that the policy term ranges from as less as 6 months to 120 months, with option of single life and joint life coverage