Sentences with phrase «as general interest rates»

Not exact matches

Continuing with the dog food example, we can see that ratings, comparison, and reviews all were all grouped as closely related to dog food in general, implying that people that are searching for dog food are very interested in the comparison and review side of things.
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
As you spend more time searching, you'll start to get a general idea of the going rate for homes in the neighborhoods you're interested in, and will be able to weed out the fishy listings.
Inflation and interest rates have major ramifications for the general economy, as these heavily influence employment, consumer spending, business investment, currency strength and trade balances.
But in general, you should see your interest rates go up as interest rates in general go up.
The threshold, target, and maximum percentage business line goals shown for the named executives listed in the table above were derived using certain assumptions for 2008 with respect to the general economic, interest rate, credit, and regulatory environment in which we operate and certain assumptions as to the outlook for the businesses each of them managed.
But by 1980 property prices had turned down as interest rates rose during the Vietnam War and the general Cold War buildup throughout the world.
As a general rule, a short - term loan will have a higher periodic payment, but a lower total interest cost of the loan when compared to a longer - term loan — even if that loan includes a lower interest rate, because the business is paying interest over a longer period of time.
Also, as noted, with the general level of interest rates relatively low, the incremental return from investing in lower credit looks more rewarding.
Given the absence of a public trading market of our common stock, and in accordance with the American Institute of Certified Public Accountants Accounting and Valuation Guide, Valuation of Privately - Held Company Equity Securities Issued as Compensation, our board of directors exercised reasonable judgment and considered numerous and subjective factors to determine the best estimate of fair value of our common stock, including independent third - party valuations of our common stock; the prices at which we sold shares of our convertible preferred stock to outside investors in arms - length transactions; the rights, preferences, and privileges of our convertible preferred stock relative to those of our common stock; our operating results, financial position, and capital resources; current business conditions and projections; the lack of marketability of our common stock; the hiring of key personnel and the experience of our management; the introduction of new products; our stage of development and material risks related to our business; the fact that the option grants involve illiquid securities in a private company; the likelihood of achieving a liquidity event, such as an initial public offering or a sale of our company given the prevailing market conditions and the nature and history of our business; industry trends and competitive environment; trends in consumer spending, including consumer confidence; and overall economic indicators, including gross domestic product, employment, inflation and interest rates, and the general economic outlook.
As with Fed funds, reverse repo rates, Interest on excess reserves, and LIBOR, the price of gold pings an important signal as to risk, the cost of capital, the state of the financial markets, and economic well - being in generaAs with Fed funds, reverse repo rates, Interest on excess reserves, and LIBOR, the price of gold pings an important signal as to risk, the cost of capital, the state of the financial markets, and economic well - being in generaas to risk, the cost of capital, the state of the financial markets, and economic well - being in general.
Duration2 In general, as interest rates rise, existing bond prices usually fall, and vice versa.
Yet as the past few years have shown, predictions of rising interest rates have consistently proved premature, largely due to a general absence of inflationary pressures, resulting in a dovish tilt to monetary policy among the main central banks.
Find the general interest rates that you qualify for, as well as the best options for your situation.
In general, as prevailing interest rates rise, income securities prices will fall.
Others, such as the tendency for investors to become increasingly eager to chase high yields as the general level of interest rates falls, suggest a need for caution.
For purposes of this paragraph, the term «general level of short - term interest rates» shall be defined as the average value over the preceding six - week interval of the Federal Reserve Bank of New York's benchmark Broad Treasury financing rate on overnight repurchase agreements»
While some buy ETFs as the foundation of a strategic portfolio, other investors use ETFs tactically, to take advantage of their shorter - term views on sectors, interest rates and the markets in general.
Scholars such as John B. Cobb and David R. Griffin have developed the Christological implications of Whiteheadian process - relational thought in a number of widely read works in recent years.1 «Evangelical» Christians, holding the Christian scriptures to be the uniquely inspired and authoritative charter documents of their faith, and finding in these scriptures a Christ whose divine humanity defies explanation in terms of any general metaphysical scheme, have had for the most part little interest in or even contact with these process - relational Christologies.2 That revelation presents to us this Christ is sufficient warrant for believing him; his being is, at any rate, incommensurate with ours.
Using differential interest rates rising with earnings as a means of providing for a more progressive system is less fair than a graduate tax, a graduate contribution or general taxation because those from wealthy backgrounds will have smaller debts as their families can afford to pay up front.
It is debatable whether the middle classes should have gained quite so much from these benefits, but they can hardly look to the Conservatives as their saviours as they face higher university fees, more taxes, rising interest rates, bigger utility bills, a stagnant property market and a general tightening of their spending power.
Find the general interest rates that you qualify for, as well as the best options for your situation.
But in general, you should see your interest rates go up as interest rates in general go up.
When you operate as the general contractor, you have an opportunity to max out key features such as grace periods, rewards, and promotional interest rates from specialty retailers.
In 1994 to early 1995, that illusion was destroyed as the bond market was dragged to higher yields by the Fed plus mortgage bond managers who tried to limit their interest rate risks individually, leading to a more general crisis.
We think bonds in general are unlikely to perform as well in the next few years as they have in the past, mainly because interest rates will likely hold steady or rise.
As a general rule, for the same interest rate, the longer your term length, the more your cumulative interest charge will be.
As personal time deposit rates tend to move more slowly than market interest rates in general, and because the W - COSI is composed of a portfolio of such deposits with different maturities, the Wachovia Cost of Savings Index lags when market rates move up or down.
While credit cards in general come with extremely high interest rates it's going to be very important for you to find as low of an interest rate as possible.
As a general rule, credit scores below 619 receive the worst interest rates on home loans, auto loans and credit.
As a general guideline, any debt with a lower interest rate than the new debt consolidation loan should be left aside, unless of course you need to reduce the monthly payments with a longer consolidation loan.
Although the relationship between interest rates and the stock market is fairly indirect, the two tend to move in opposite directions: as a general rule of thumb, when the Fed cuts interest rates, it causes the stock market to go up; when the Fed raises interest rates, it causes the stock market as a whole to go down.
In general, a standard home equity loan is disbursed as a single lump sum with a fixed interest rate.
It is frequently cited as a standard for general interest rate levels in the economy.
As a general rule, a short - term loan will have a higher periodic payment, but a lower total interest cost of the loan when compared to a longer - term loan — even if that loan includes a lower interest rate, because the business is paying interest over a longer period of time.
As a general rule, refinancing that is, paying off your current mortgage and taking out a new loan at a lower interest rate may be worthwhile if it saves you money.
Duration2 In general, as interest rates rise, existing bond prices usually fall, and vice versa.
That said, credit card interest rates are not related to general economic trends — today's credit card interest rates are pretty much the same as they were in 2006.
The fact that you may save a ton of money on interest fees is an added bonus, as the average annual percentage rate (APR) for a general use credit card is a brutal 16 %.
In general, these loans have more protections for borrowers and have lower interest rates as compared to private student loans.
Many factors affect the value, or price, of a particular bond, but the two big influences are 1) future inflation expectations (as reflected in general interest rates) and 2) the risk of Corp A «defaulting» — not meeting its obligation to make each year the $ 50 interest payment and, eventually, repaying the $ 1,000 bond principal.
As a general rule, they do not have the authority to discount or reduce the amount of debt you owe, but they often have the authority to adjust repayment periods and sometimes interest rates.
As a general rule of thumb, credit card interest rates are usually higher than personal loan interest rates.
You will find brokers who will take some general information and in a few moments you will be rewarded with a list of lenders willing to execute a good auto loan that suits your general requirements as far as interest rates and repayment terms that fit your specific budget and that you will find comfortable.
In general, fixed Income ETFs carry risks similar to those of bonds, including interest rate risk (as interest rates rise bond prices usually fall, and vice versa), issuer or counterparty default risk, issuer credit risk, inflation risk and call risk.
It is general knowledge that institutional lenders such as banks offer the best interest rates, but not everyone can qualify for a bank loan.
As a general statement, if interest rates are rising the market value of a bond will tend to temporarily fall, and vice versa.
Any significant decline in our investment income as a result of falling interest rates, decreased dividend payment rates or general market conditions would have an adverse effect on our net income and, as a result, on our stockholders» equity and our policyholders» surplus.
In general, MBIA's market risk relates to changes in the value of financial instruments that arise from adverse movements in factors such as interest rates, credit spreads and foreign exchange rates.
If we inquire further as to why the limits of a mean rate of interest can not be deduced from general laws, we find the answer lies simply in the nature of interest
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