Sentences with phrase «as good credit history»

There are discounts for a lot of parameters such as good credit history, excellent grades in school for students, clean driving record for the last 3 years or combined insurance policies from the same insurance provider.

Not exact matches

Say your spouse has a credit card with little or no balance and a great payment history; if he or she agrees to add you as an authorized user, from a credit score point of view you automatically benefit from her card's available credit as well as her payment history.
Debt affects your credit score and can hamper your job prospects as well if your potential employer conducts a routine background check, which includes your credit history.
It also offers specific policy recommendations including providing tax credits to promote venture capital investments in minority businesses, as well as tax credits for new low - income entrepreneurs, and encouraging the use by credit rating agencies of alternative data such as rent and utility payments in establishing credit histories.
However, these dark days are now long gone, with websites such as Transunion and Experian offering comprehensive breakdowns of your credit history and, most importantly, allowing you to make changes for the better.
Rather than relying on personal assets such as a car, boat or home to secure the loan, unsecured lenders look exclusively at a borrower's credit worthiness to determine eligibility, making those with high credit scores and a long, solid credit history the best candidates for an unsecured business line of credit.
Wells Fargo credit cards range from cash back credit cards to travel rewards, as well as credit cards for those who are rebuilding or building their credit histories.
Nevertheless, as traditional lenders have shied away from the smallest small businesses; and loans to those businesses has been in overall decline since the year 2000 [3], online lenders are using technology to look at other information available from the public record as well as transaction history, cash flow, and other metrics in addition to credit profiles, that demonstrate a healthy business.
Additionally, Upstart will look at your debt - to - income ratio as well as any negative marks on your credit history, such as bankruptcy.
This new loan comes with a new interest rate that is defined by an underwriting criteria that typically takes into account income as well as credit history.
As a result, if you don't have a good personal credit history, qualifying for a business credit card could be more challenging.
If you built up a bad credit history in the past for example, but you know hold down a very well paying job then the lender may choose to not place as much importance on the credit score itself.
If the primary cardholder has a good payment history, you'll reap the benefits as soon as the credit card company starts reporting the account on your credit report.
The maximum loan iLoan will offer you is dependent on your credit history as well.
In order to determine the APR for your particular loan, Raise will look at your credit history (and that of any cosigners), chosen loan term, and the amount you're asking for, as well as any income and other application information.
Although many lenders will offer similar rates based upon your credit score, credit history, and income, sometimes the best available rates will come from a financial institution that is familiar with you (such as your local bank or credit union) or from nontraditional sources, such as peer - to - peer lending platforms.
You'll need a good credit score and a steady, decent income history to qualify as a cosigner for private student loans.
The good news is, if you use a secured card regularly and always pay on time, your credit score can start to increase as you build your length of credit history and history of positive payments.
We work with auto shoppers who have good, fair, terrible or no credit history, as well as with people who have no money down.
The lender usually determines this based on your credit score and history, as well as personal income and other financial information.
Most traditional lenders will offer conventional loans to candidates with good credit and a steady job history (defined as two years with the same employer), as long as you can offer a down payment of at least ten percent.
Start as you would wish to go on, maintain your new card in good order, and you'll build yourself an excellent credit history that will mean that after six months or a year you should be able to open a credit card with a much lower interest rate and fewer fees.
As you establish a better credit history and borrowing becomes less expensive, borrowing won't hurt you as much as it once diAs you establish a better credit history and borrowing becomes less expensive, borrowing won't hurt you as much as it once dias much as it once dias it once did.
After the introductory period, interest on balances that carry over will be assessed between 13.24 %, 18.24 %, or 23.34 %, as your good or excellent credit history will determine.
Factors that affect your credit score include your payment history, the money you owe, length of your credit history, types of credit you use as well as how often you apply for new credit.
As an added bonus, establishing business credit early on could mean that you receive better interest rates on loans when it's time to apply, since you've had time to build a solid business credit history.
The extras are only slightly better: a look at some deleted scenes, a brief featurette on the voice cast (which conspicuously makes no mention of Moseley, almost so as to fool people into thinking that Murphy indeed reprised his role), a kid - friendly look at Chinese history hosted by Mushu, and a music video (actually, a mere movie clip assembly) for Atomic Kitten's end credits rendition of the forgettable original tune» (I Wan na Be) Like Other Girls.»
Aligned collaboration is when a social studies department and the English department get together and agree that DBQ's (Document Based Questions) can count for English credit as well as social studies credit and then plan the year so that topics of study in history are taught concurrently with literary eras.
By law, landlords are allowed to view your credit history as they will be entering into a financial agreement with you to see how well you service your debts, they will however need to obtain your consent before they can access your credit report.
Credit and banking history This would include any information about other outstanding loans or other financial obligations you may have, as well as how you've fared in the past financially.
Although it may not be the vehicle that I would have peeferred, Meski worked hard at getting me into a vehile that I can afford which will allow me to continue to remain in good standing, payment wise, with Chrysler Capital Bank as well as continue to improve my credit history.
WE HAVE FINANCING AVAILABLE ON THIS VEHICLE FOR VERY WELL QUALIFIED CUSTOMERS WITH RATES AS LOW AS 4.99 % We offer financing with a guaranteed approval regardless of your past credit history.
Your credit score reflects your history of debts and how well you've been able to pay them back: if you always pay off your credit cards each month, if you're on time with your rent and you pay your bills as soon as you receive them, your credit score should be good.
Once we have received your application and reviewed your credit history, we will contact you to set up a time to address the factors that led to your unique credit rating as well as your:
As well, similar to personal credit scores, the issuer's history of repayment to other creditors will affect their credit rating.
A Credit Builder Loan is a loan designed to assist members with no credit or past credit problems as they strive to establish a better credit hiCredit Builder Loan is a loan designed to assist members with no credit or past credit problems as they strive to establish a better credit hicredit or past credit problems as they strive to establish a better credit hicredit problems as they strive to establish a better credit hicredit history.
But being added as a user allows your loved one's good repayment history to show up on your credit report and help your score.
Their credit was good as well as their job history.
Credit scores do nothing more than give a probability that a borrower will make good, based primarily on his history of paying other people back, but also considering such measures of financial stress as how many times he has asked for a loan recently and the credit lines to credit used ratio mentioned Credit scores do nothing more than give a probability that a borrower will make good, based primarily on his history of paying other people back, but also considering such measures of financial stress as how many times he has asked for a loan recently and the credit lines to credit used ratio mentioned credit lines to credit used ratio mentioned credit used ratio mentioned above.
As well as the average length of credit history on individual accounts you havAs well as the average length of credit history on individual accounts you havas the average length of credit history on individual accounts you have.
Earnest is also known as a good option for well - qualified borrowers with short credit histories, also known as a thin portfolio, who may want to use personal loans as vehicles for supplementing their credit.
Today at the Disrupt Startup Battlefield, Self Lender launched its consumer finance service to help people with limited credit history build credit, as well as assist people with weaker credit profiles boost their scores.
Earnest looks for financially responsible borrowers with good credit history, so we do not recommend it as an option for significant debt consolidation.
If you have recently opened new credit cards, your length of credit history is being impacted as well as the new credit portion of the pie.
If these numbers fall into the wrong hands your checking account could be in jeopardy, as well as your personal information and credit history.
The exact increase will vary greatly based on the year, make, and model of your vehicle, as well as your location, driving record, previous insurance, and credit history.
Lending Club is known as a lender focused on well - qualified borrowers with excellent or very good credit, high income and long credit history (16 + years on average).
Length of Credit History is 15 % and this factors in how long an account has been opened as well as how long it has been since you have had activity on accounts.
Length of credit history: Older is always better As you've pointed out, a good portion of those 35 points could have been lost due to your average credit age falling from an already - low four years to a mere two years.
If you have some credit history and you have a good income, you might see something as high as $ 2,500.
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