Sentences with phrase «as government pension plans»

Even in countries with social safety nets such as government pension plans, many people remain uncertain about how to achieve their retirement goals and dreams — and how to prepare for unexpected post-retirement expenses.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

The Conservative government favoured PRPPs over more intrusive proposals for reform, such as expanding the Canada Pension Plan.

That's pretty much what the federal government has been doing since 2006, with tweaks such as abolishing mandatory retirement, a graduated rise in the eligibility age for OAS benefits and new tax - sheltered savings vehicles in tax - free savings accounts and pooled registered pension plans.

As the Quebec Pension Plan was a separate (though parallel) plan, contributions remained under the control of the Quebec government, which was responsible for investing any reserPlan was a separate (though parallel) plan, contributions remained under the control of the Quebec government, which was responsible for investing any reserplan, contributions remained under the control of the Quebec government, which was responsible for investing any reserves.

Your anchor of eliminating total government sector net debt relied heavily on growing surpluses in the Canada and Quebec Pension Plans (which will not continue as the baby - boomers retire).

Bonnie Lysyk's latest report again takes issue with major public sector pension plans being counted as government assets.

In the 2006 Budget, the government promised to reduce the deficit by $ 3 billion per year; to reduce the federal debt - to - GDP ratio to 25 per cent by 2012 - 13; to eliminate the total government sector debt (which includes the federal, provincial and local governments as well as the Canada and Quebec pension plans) by 2021; and finally, to keep the growth in program expenses below the rate of growth in nominal GDP.

Canadian retirees can receive government support through the Old Age Security (OAS) pensions as well as through the Canada Pension Plan (CPP), yet 48 % of those surveyed did not know with a high degree of confidence how much of their current income will be replaced by their CPP or OAS benefits.

More attractive, because it would put MPs on the same footing as their constituents, would be a pooled registered pension plan such as the government has proposed for Canadians generally.

Speakers include senior representatives from the Province of Ontario and the Government of Canada, as well as Dominic Barton, Global Managing Director, McKinsey & Company; ABLAC Chair Rajiv Lall, CEO of India's IDFC Bank; BMO Financial Group Vice-chair Kevin Lynch; Mark Machin, ABLAC Vice-chair and President & CEO of Canada Pension Plan Investment Board; Global Affairs Canada's Jonathan Fried; and, APF Canada President and CEO, Stewart Beck.

Usually this means either a defined contribution plan [such as a 401 (k) or 403 (b) plan] or a defined benefit plan (a traditional fixed «pension» that a government employee might receive).

Marc's previous clients have included corporate, government and union pension plans, as well as endowment funds and First Nations trust funds.

The government has said the expanded Canada Pension Plan (CPP) will help smaller firms compete with larger counterparts because there won't be as big a gap when it comes to pension benefits, saidPension Plan (CPP) will help smaller firms compete with larger counterparts because there won't be as big a gap when it comes to pension benefits, saidpension benefits, said Kelly.

Before we dive deep, let's clarify something: The following analysis is based on the projected «Year's Maximum Pensionable Earnings» (YMPE), a figure defined by the Canada Pension Plan as the maximum cap for what is fair game to be «payroll taxed» by the government.

The two campaigns have traded barbs in recent weeks over a controversial amortization plan that Wilson characterizes as borrowing from the pension fund and DiNapoli's camp insists is merely «smoothing» to provide predictability for local governments and the state when it comes to contributions.

The stable pension contribution rate for local governments and schools, submitted as part of the Executive Budget, will provide a new tool for local governments to access the long - term savings from Tier VI and have greater predictability in their fiscal planning.

It also comes as the Comptroller is deliberating over an even more important proposal in the governor's budget, a bail out plan for local governments who are drowning in ever - rising pension payments.

But the Conservatives claimed the government was planning to «snatch» Royal Mail's pension funds assets and assume its liability, effectively converting the pension scheme from a funded scheme into a pay - as - you - go scheme.

New York's two - year - old Voluntary Defined Contribution (VDC) retirement plan — the most significant structural reform in Governor Andrew Cuomo's 2012 Tier 6 pension legislation — is shaping up as a popular alternative among the relatively small number of government employees eligible to sign up for it.

Judith Bergtraum, 68, who joined CUNY in 2007 and is vice chancellor for facilities planning, construction and management, gets a $ 153,598 pension from her time in city government, including a stint as a deputy commissioner in the Department of Transportation.

Work and Pensions shadow secretary Rachel Reeves went as far as to say she has had conversations with German, French and Irish officials who seemed to be supportive of Labour's migration plans, forgetting that the governments in Tallinn or Warsaw may have a very different view on the matter.

'' «notes the threats to the future of the Royal Mail and welcomes the conclusion of the Hooper Report that, as part of a plan to place the Royal Mail on a sustainable path for the future, the current six days a week universal service obligation (USO) must be protected, that the primary duty of a new regulator should be to maintain the USO, and that the Government should address the growing pensions deficit; notes that modernisation in the Royal Mail is essential and that investment must be found for it; endorses the call for a new relationship between management and postal unions; urges engagement with relevant stakeholders to secure the Government's commitment to a thriving and prosperous Royal Mail, secure in public ownership, that is able to compete and lead internationally and that preserves the universal postal service; further notes the Conservatives» failure to invest in Royal Mail when they were in power in contrast with Labour's support for both Royal Mail and the Post Office; and notes that legislation on these issues will be subject to normal parliamentary procedures.»

«Stevenson argues that identifying his pension plan contributions as a substitute asset and permitting seizure by the Government was [in] error as those contributions are protected by... the New York State Constitution,» said the three - judge panel.

«Stevenson argues that identifying his pension plan contributions as a substitute asset and permitting seizure by the Government was error as those contributions are protected by... the New York State Constitution,» said the three - judge panel.

The coalition government faces the first industrial uprising against its austerity measures today as up to 750,000 public servants strike over planned changes to their pensions.

ALBANY — Gov. Cuomo vowed to defuse the state's pension time bomb yesterday as administration officials for the first time detailed sweeping plans to save billions on government retirements by...

Governments, as employers, have exacerbated, and continue to exacerbate, their pension plans» financial challenges.

As those who have followed the school battles in Wisconsin and Indiana know well, school employees enjoy generously funded health - care benefits and handsome defined benefit pension plans that are driving many state and local governments to the edge of bankruptcy.

You are receiving pension via a government source such as Canada Pension Plan and / or Old Age Sepension via a government source such as Canada Pension Plan and / or Old Age SePension Plan and / or Old Age Security.

Government stipends, such as Canada Pension Plan (CPP) and Old Age Security (OAS), give you a big head start on getting up to that 50 % level.

The government released a consultation paper on «key design questions» such as a minimum income threshold — the $ 3,500 used by the Canada Pension Plan is suggested — and on exactly who would be eligible for the provincial pPlan is suggested — and on exactly who would be eligible for the provincial planplan.

At the same time, the older generation has enjoyed more generous tax breaks, such as income splitting, along with a truly amazing rise in government benefits from such programs as the Canada Pension Plan, Old Age Security and the Guaranteed Income Supplement.

The study comes as Wynne said yesterday the Ontario government could accept an enhanced CPP even if it doesn't meet the same benefit levels as the Ontario Retirement Pension Plan.

Listed in the table below is the maximum amount a single person can receive from government pension plans as of 2016.

The Wynne government appears to be forging ahead with its Ontario Retirement Pension Plan (ORPP), announcing late last week that anyone between the ages of 18 and 70 making as little as $ 3,500 a year will be obligated to contribute a portion of their earnings to the mandatory savings pPlan (ORPP), announcing late last week that anyone between the ages of 18 and 70 making as little as $ 3,500 a year will be obligated to contribute a portion of their earnings to the mandatory savings planplan.

The firm is owned by its employees and, as of September 2014, managed $ 5 billion for institutions, retirement plans, insurance companies, foundations, endowments, high - net - worth individuals, investment companies, corporations, pension and profit sharing plans, pooled investment vehicles, charitable organizations, state or municipal governments, and limited partnerships.

Almost as though to prove my point about the fact that individuals need to stop counting on others, whether the government or their employer, to ensure their financial future, and to take charge themselves, the federal government announced that same day that they were introducing a new variation on the two standard pension options available, and introduced the Target Benefit pension plan.

In a cost - benefit analysis of the Liberal government's pension plan, the Conference Board says the increase in mandatory savings initially results in a period of reduced household spending as pension contributions lower family income.

If you are trying to determine the risk portfolio of your cumulative holdings then I would suggest that yes, it would be appropriate to put your Defined Benefit pension plan into a risk category that has the same risk profile as a highly rated corporate or government bond.

That's why governments are still trying to «force or coerce» Canadians with below - average incomes to save in RRSPs (as required by PRPPs) or through registered pension plans like the new Ontario Registered Pension Plan or the proposed expandpension plans like the new Ontario Registered Pension Plan or the proposed expandPension Plan or the proposed expanded CPP.

Lately, it's been getting a bit of interest because some parties see it as a threat to much - loved Defined Benefit (DB) pension plans for federal government workers and Crown Corporation employees, (such as Canada Post, CBC, Via Rail, etc.).

Instead, the government has backed an incremental approach, including pooled pension plans, tax free savings accounts and more recently the shared risk proposal, also referred to as target benefit plans.

The changes come as the C.D. Howe Institute raises questions about the burden of the federal government's employee pension plans.

The government has been under pressure from labour groups and some provinces to enhance the Canada Pension Plan, but Finance Minister Joe Oliver said as recently as last week that Ottawa doesn't favour the move even if Ontario opts to go it alone.

Post-employment benefit increases — or cost - of - living adjustments known as COLAs — help to insulate retirees from the effects of inflation and are an important feature of most state and local government pension plans.

The charity is guaranteed the amount of the death benefitBenefit Money, goods, or services that you get from your workplace or from a government program such as the Canada Pension Plan.

Doug Hoyes: Yeah, and I guess if you're retired but you've got a significant pension, perhaps you worked for a company that had a full pension plan, maybe you were a government employee and worked for a big company, than you still have significant income coming in just not enough to be servicing all the debts so you don't want to do a bankruptcy with the negative implications for that so in those cases, a consumer proposal does work as well then.

The RRSP was first introduced in 1957 as the government's plan to help us save for our own retirement and supplement the Canada Pension Plan but today the overwhelming majority of Canadians fail to make full use of the fact they can contribute up to 18 % of their previous year's earned incplan to help us save for our own retirement and supplement the Canada Pension Plan but today the overwhelming majority of Canadians fail to make full use of the fact they can contribute up to 18 % of their previous year's earned incPlan but today the overwhelming majority of Canadians fail to make full use of the fact they can contribute up to 18 % of their previous year's earned income.

While governments discuss changes to pension plan funding as the population ages, older Canadians are staying in the workforce for a few extra years.