Sentences with phrase «as guaranteed asset»

Gap insurance — also known as guaranteed asset protection — helps you recover the difference between what you owe on your car loan or lease and the amount of compensation you'll receive from your insurance company after a total loss.

Not exact matches

However, as a business owner, even if your personal assets are not leveraged, you are still responsible for ensuring payments are made in full and on time to avoid default through the personal guarantee of the owner (s).

During difficult market conditions, such as the asset - backed commercial paper crisis in the summer of 2007 and the global financial crisis of late 2008, the BAX has consistently provided customers with price transparency, liquidity and central counterparty guaranteed transactions.

The agency, created in 1946 to build houses for veterans of the Second World War, liked to describe itself as the «heart of housing» — an enormous Crown corporation that dominated the mortgage insurance market, guaranteed complex, bond - like assets called mortgage - backed securities, and subsidized the building and upkeep of First Nations and social housing.

With a secured loan, your asset — such as a car or home equity — is collateral that the lender uses to guarantee the loan.

It is also important to note that liabilities, such as outstanding bank loans, guarantees, lease agreements and payments to suppliers are usually not insured, leaving the personal assets of business owners pledged against these liabilities, and potentially leaving family members in financial distress.

Kidney describes that if governments start to provide guarantees and regulatory support for green bonds, these bonds will obtain a lower risk - profile and will then be able to compete with brown economic assets such as oil and gas.

Therefore lenders will often require a personal guarantee from the business owner, pledging personal assets as collateral for the business loan.

Investing strategies, such as asset allocation, diversification, or rebalancing, do not assure or guarantee better performance and can not eliminate the risk of investment losses.

12) To better secure each News Company's rights under this guarantee and Indemnity, each guarantor agrees to charge the interest they have either solely or jointly or as tenants in common in any real estate and personal assets, and each guarantor acknowledges a News Company's right pursuant to the security hereby given lodge a caveat on any real estate in which they have such as interest and each guarantor agrees to execute a mortgage in favour of any News Company upon request by a News Company and do or cause to be done all such things as are necessary to give effect to the security hereby given.

It is worth noting that bitcoin and the rise of cryptocurrencies as a trillion - dollar asset class in 2017, was spurred without the oversight of a central bank or monetary authority guaranteeing trust or market conduct.

However, brokers may levy many other costs such as purchase fees (for some assets such as unit trusts), Others may guarantee surprisingly low rates only to recoup this through high management fees or even currency conversion costs.

According to Morningstar Annuity Research Center, variable annuity annual fees range widely, from 0.10 % to 2.25 %, with an industry average of 1.25 %.4, 5 Of course, you will pay more if you need to address a specific risk with a guarantee, such as a guaranteed living benefit, which provides income or asset protection from down markets.

Bonds issued or guaranteed by the U.S. government, such as Treasury bonds and bills, as well as mortgage - and other asset - backed securities backed by government agencies.

First, the bank will has all of the owner's personal assets and guarantees as well as business assets tied up as collateral for whatever loan it is providing.

An income annuity may be the right choice for you if you have a need for guaranteed lifetime income; you know your retirement expenses won't be covered by other income sources, such as Social Security; and you have assets outside of the annuity to cover unexpected expenses.

The remainder of loans are secured by other assets such as debentures, floating charges and personal guarantees.

Even better, they don't require you to offer up your home or other assets as a guarantee.

Entrepreneur writer Diana Ransom suggests that if «you've personally guaranteed any of your business's debt — meaning, if a creditor or supplier can come after your personal assets if you default — make sure paying off those debts becomes a high priority as well.»

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Having as valuable as asset as Arsenal within his portfolio will allow to him to guarantee money against the club to help finance the cost of the move and the construction of the new arena.

Allows a direct loan or loan guarantee applicant to propose, and requires DOT to accept as a basis for determining the amount of a credit risk premium any of the following in addition to the value of any tangible asset:

Thus, homeownership reduces the economic risk on any transaction since the assets work like a guarantee of all the applicant's debt regardless if they are used as collateral of any particular loan or not.

This is due to the fact that all of the borrower's assets work as a guarantee of any debt as the lender can always take legal action to claim his money and if the borrower fails to repay the loan, the judge may rule the sell of any asset to repay the debt.

If you sign a personal guarantee for a business loan, the lender can seize your personal assets, such as real estate or vehicles, in the event of default.

But what really differentiates an immediate annuity from the example above is that no group of people pooling their assets can guarantee that they'll receive a scheduled payment as long as they live.

If feasible, you should try to get rid of the first ones as soon as possible without neglecting paying the others, especially those who are guaranteed by an asset such as mortgage loans and home equity loans.

A New Home is a new asset, and as such, it can guarantee a loan and get you a significantly lower interest rate.

While in most cases it is possible, sometimes lenders approach borrowers with requests for collateral - an asset that may serve as a guarantee for a loan repayment.

In this type of loan your credit rating becomes less important as the value of the asset will be guaranteeing the loan repayment.

As opposed to the previous loans, unsecured personal loans are not guaranteed by any asset.

Closing Costs Guaranteed means that AHC Lending's Processing and Underwriting fees (if applicable) for your loan application will not change between the time your rate is locked and the time you close, assuming the following: No change in your loan amount, property value, property type, occupancy purpose, interest rate, lender credit or discount points, credit rating, any stated items on your application, such as your income, assets, job history, address history, legal residency status, or any other factor that may affect the underwriting decision of the loan you applied for do not change.

Well, when you invest a portion of your savings in an immediate annuity, you are converting assets into monthly income guaranteed to last as long as you live.

This is a strategy that guarantees you sell asset classes while they are high (part of them) and buy asset classes that are not as popular.

A home equity line of credit is guaranteed with the same asset as the mortgage loan.

Unsecured loans require a considerable business income and credit score because the whole firm acts as a guarantee instead of a specific asset.

The bank's loan to value is reported as a single number (in this case 60 %) For every $ 6000 you want to borrow, you have to provide an asset worth $ 10,000 as a safety guarantee for the loan.

It is important to note that your assets guarantee your debt even if you do not use them as collateral for the loans and lines of credit you take.

With a secured loan, one can borrow as much money as the asset's value can guarantee.

Though it is much easier and faster to recover their investment if there is a security guaranteeing repayment, the entire debtor's assets do act as a guarantee for unsecured debt.

Secured Personal Loans need to be guaranteed by offering an asset as collateral.

While IB Asset Management aims to track the reference index for each of these portfolios as closely as possible and mimic the performance of each index, it makes no guarantee that it will succeed in doing so, or that it will achieve the same performance for clients as the account managing each portfolio has achieved.

Third, have some property or assets that you can provide as guarantee, specifically if you want a large personal loan and especially if your credit history is not ideal.

So long as folks willingly submit to Chase's mercy (which I don't recommend), the only guarantee you have is Chase knows what it is doing by draining its older toxic assets (asset - backed securities which funded the old balance transfer offers) by moving the funds into new toxic assets which Chase hopes won't become toxic?

Putting a property like a home as security or any other asset is a fairly secure guarantee that a borrower will do everything possible within his or her powers to service the loan promptly.

Bonds issued or guaranteed by the U.S. government, such as Treasury bonds and bills, as well as mortgage - and other asset - backed securities backed by government agencies.

If you've received a loan offer, look for lender stipulations in the contract, such as whether you'll be required to have inspections, you or your spouse must personally guarantee the loan, or there will be a general lien on business assets.

This risk is minimal for mortgage - backed securities issued by government agencies or government - sponsored enterprises — also known as «agency» securities issued by Ginnie Mae, Fannie Mae or Freddie Mac — and most asset - backed securities, which tend to carry bond insurance that guarantees payments of interest and principal to investors.

Guarantees do not apply to assets in the variable product underlying funds as they are subject to market risks and fluctuate in value.

The combination of spending $ 700 billion on soured mortgage - related assets and providing $ 400 billion to guarantee money - market mutual funds will boost U.S. borrowing as much as $ 1 trillion, according to Barclays Capital interest - rate strategist Michael Pond in New York.