Secure Whole Life — Their whole life policy offers guaranteed life insurance benefits for life as well
as guaranteed cash value accumulation, which can be drawn from by way of loans or withdrawal if needed.
Not exact matches
Beyond its core protection,
accumulation and premium
guarantees, the product offers built - in and optional riders that can enhance
cash value growth, provide flexibility to meet diverse protection needs and budgets and deliver added security for unexpected life events such
as chronic illness.»
While these other types do offer a death benefit that can be
guaranteed by a rider in many cases, they primarily FOCUS on
cash value accumulation within the policy that varies
as follows:
• Allows policyholder to lock in a
guaranteed death benefit for specific time required for coverage • Provides a
guaranteed tax free death benefit for beneficiaries • Provides a vehicle to pass along wealth to children or grandchildren • May be used to cover estate taxes, fees and outstanding medical bills • May be set up
as a charitable trust • May be used for
cash value accumulation • Ideal for a Buy / Sell Agreement • Provides a policy which is both flexible and affordable
Cincinnati Life's
guaranteed whole life is accompanied with a wide range of additional
guarantees such
as guaranteed level premiums,
guaranteed cash value accumulation and
guaranteed insurability (even if your classifications change).
As the most basic type of permanent coverage, Whole Life offers consistent premiums and
guaranteed cash value accumulation.
These benefits can include eligibility to earn dividends,
cash value access from partial surrenders and loans, and
guaranteed cash value accumulation —
as long
as you pay your life insurance premiums.
The whole life policy through Guardian offers
guaranteed premium,
cash value accumulations, potential dividend payments and tax benefits such
as being able to defer paying taxes and the dividends accumulating on your policy.
Equity indexed universal life, if built on a no lapse
guarantee shell, is the same
as other UL's with the added perk of a larger potential (non
guaranteed) upside on
cash value accumulation.
Beyond its core protection,
accumulation and premium
guarantees, the product offers built - in and optional riders that can enhance
cash value growth, provide flexibility to meet diverse protection needs and budgets and deliver added security for unexpected life events such
as chronic illness.»
Whole Life: Fixed premiums
as long
as policy is in effect with
guaranteed cash accumulation value