Sentences with phrase «as guaranteed coverage»

In fact, Arizona does have a larger range of guaranteed coverages that are mandated by state law than many other states in the nation, such as guaranteed coverage for breast cancer diagnosis and treatment, autism diagnoses and treatment, emergency services, and even requirements for covering holistic health care options such as chiropractic visits, acupuncture, and allopathic care.

Not exact matches

A crucial Senate health committee has scheduled hearings for September to review a bipartisan framework that would guarantee insurers payments (called «cost - sharing subsidies») that help reduce low - income Americans» out - of - pocket medical expenditures, carry on the universal coverage mandate, and incorporate GOP proposals to make more bare - bones plans available as well as repeal certain ACA taxes.
While it's unclear what the insurance marketplaces will look like next year, under the proposed CMS rule, the amount of guaranteed coverage in a Silver plan would drop from about 70 percent to as little as 66 percent.
While Old Age Security and the Guaranteed Income Supplement were designed to provide a basic minimum amount to Canadian seniors, the new Canada and Quebec Pension Plans were contributory social insurance programs established to provide basic death, survivor and disability benefits as well as retirement coverage.
As with other whole life insurance policies, guaranteed issue policies will build a cash value over time and coverage lasts as long as you continue to pay the premiumAs with other whole life insurance policies, guaranteed issue policies will build a cash value over time and coverage lasts as long as you continue to pay the premiumas long as you continue to pay the premiumas you continue to pay the premiums.
As a new administration and legislature take the reins in Trenton, New Jersey has a historic opportunity to guarantee that all children in the state have health coverage.
The accounting basis is not the same — the Estimates are on a cash basis of accounting while the Budget is on an accrual basis; the coverage is not the same — with the exception of the Guaranteed Income Supplement, tax expenditures are not included in the Estimates; and the Estimates are on a net basis, netting off revenues against applicable spending, while the Budget is on a gross basis, recording such charges / fees as revenues.
Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.
Because the Supreme Court's decision relied on on interpretation of the RFRA and not the First Amendment itself, Congress, by enacting legislation such as the bill offered by Murray and Udall, could override the court's ruling and guarantee women the same level of comprehensive health care coverage available to men.
Senate Democrats are moving forward with legislation to fix the Supreme Court's Hobby Lobby ruling which interpreted the Religious Freedom Restoration Act of 1993 (RFRA) as guaranteeing closely - held private corporations the right to deny birth control coverage to women.
«While originally targeting individuals, these plans have gained some momentum as a substitute to an employer - sponsored group medical plan,» wrote one analysis, warning against the risks employers take on with such programs, which do not guarantee coverage.
They are going to keep free safety Mark Barron as close to the line of scrimmage as possible, meaning only strong safety Robert Lester is guaranteed to be hanging back in coverage.
Now, as someone who sorts through celebrity post-baby weight loss coverage for a living, I can guarantee you that big postpartum weight loss reveals always come coupled with one of many canned explanations.
As independently funded scholars, postdoctoral fellows were guaranteed only basic health coverage.
As part of his budget, the Republican governor proposed pulling out of part H of the Individuals With Disabilities Education Act, which sets rules for early - intervention services for children from birth to age 3 and requires participating states to guarantee certain coverage.
Optional coverage: As a landlord, you can buy additional coverage, such as rent guarantee insurance, natural disaster insurance, employer liability insurance and landlord contents insurance to cover your personal property items such as furnishings or carpet in the rental propertAs a landlord, you can buy additional coverage, such as rent guarantee insurance, natural disaster insurance, employer liability insurance and landlord contents insurance to cover your personal property items such as furnishings or carpet in the rental propertas rent guarantee insurance, natural disaster insurance, employer liability insurance and landlord contents insurance to cover your personal property items such as furnishings or carpet in the rental propertas furnishings or carpet in the rental property.
Waiting periods are fairly standard for guaranteed acceptance coverage as insurers want to avoid large payments in the case terminally ill patients sign up.
Guaranteed Purchase Option Rider: allows the insured to purchase additional life insurance coverage with no evidence of insurability at specific ages or for specific events, such as marriage, buying a home and the birth of a child.
As with other whole life insurance policies, guaranteed issue policies will build a cash value over time and coverage lasts as long as you continue to pay the premiumAs with other whole life insurance policies, guaranteed issue policies will build a cash value over time and coverage lasts as long as you continue to pay the premiumas long as you continue to pay the premiumas you continue to pay the premiums.
Disability income coverage covers your income, leave policies guarantee your status as an employee.
Though these can only be purchased as separate policies, guaranteed universal life insurance has little to no cash value, so it's considerably less expensive for permanent coverage than whole life insurance.
Guaranteed issue life insurance dispenses with health questions altogether and ensures that you will get coverage as long as you meet the age requirements and live in a state where the guaranteed issue policGuaranteed issue life insurance dispenses with health questions altogether and ensures that you will get coverage as long as you meet the age requirements and live in a state where the guaranteed issue policguaranteed issue policy is sold.
Guaranteed acceptance policies are typically whole life insurance policies, meaning they offer coverage for your lifetime so long as you continue to pay premiums.
As long as your premium payments are made as agreed, your insurance coverage lasts throughout your life, and the death benefit is a guaranteed amounAs long as your premium payments are made as agreed, your insurance coverage lasts throughout your life, and the death benefit is a guaranteed amounas your premium payments are made as agreed, your insurance coverage lasts throughout your life, and the death benefit is a guaranteed amounas agreed, your insurance coverage lasts throughout your life, and the death benefit is a guaranteed amount.
Guaranteed universal life insurance is the cheapest way for seniors to get permanent life insurance coverage, as policies typically have little to no cash value component.
Your coverage is guaranteed renewable to the policy's termination date as long as you pay the premium on time.
The drawback to whole life would be that whole life insurance rates tend to be higher than other forms of permanent coverage, particularly when you are dealing with a Whole Life Guaranteed policy, such as the one offered by MOO.
Whereas a term life policy offers a death benefit for a specific number of years (such as 10, 15 or 20 year term), guaranteed universal life offers death benefit coverage up to a certain age such as 90, 100 or even 121.
In exchange for paying fixed premiums, a person is guaranteed coverage for their entire lifetime as long as premium payments are kept current.
Cash value life insurance coverage usually guarantees a rate of return around 4 % with today's interest rates and this return should be viewed as a baseline because the non-guaranteed portion of the policy includes dividends that are tax free and reinvested.
As with whole and universal life insurance coverage, this policy includes a guaranteed death benefit and cash accumulation.
As Kee pointed out to Maclean's, most policies offer replacement cost coverage up to certain limits, or guaranteed replacement cost coverage that includes any additional costs beyond.
Yes, the policies guarantee their two younger kids will have a bit of insurance as adults, even if they do develop diabetes, but will $ 50,000 in coverage really make much of a difference to them?
The temporary guarantee program provides coverage to shareholders for amounts that they held in participating money market funds as of the close of business on September 19, 2008.
But, one of the features I selected for the policy was an annual «future income option», guaranteeing I could buy more coverage (without any further medical) as my income would increase.
This type of life insurance has a «no - lapse» guarantee, meaning that as long as you pay your premiums, you'll have coverage.
TruStage Guaranteed Acceptance Whole Life Insurance provides guaranteed coverage for your entire life as long as your premiumsGuaranteed Acceptance Whole Life Insurance provides guaranteed coverage for your entire life as long as your premiumsguaranteed coverage for your entire life as long as your premiums are paid.
Edge, meanwhile, has signed up as a Media Partner, guaranteeing coverage in the magazine and on its website.
Business Development: Brokering various business dealings that further the diversification of Indian economies Developing and accessing commercial financial programs and services for tribal governments, including tax - exempt offerings and federally - guaranteed housing loans Serving as issuer or underwriter's counsel in tribal bond issuances Ensuring tribal compliance with Bank Secrecy Act and other federal financial regulatory requirements Handling federal and state income, excise, B&O, property and other tax matters for tribes and tribal businesses Chartering tribal business enterprises under tribal, state and federal law Registering and protecting tribal trademarks and copyrights Negotiating franchise agreements for restaurants and retail stores on Indian reservations Custom - tailoring construction contracts for tribes and general contractors Helping secure federal SBA 8 (a) and other contracting preferences for Indian - owned businesses Facilitating contractual relations between tribes and tribal casinos, and gaming vendors Building tribal workers» compensation and self - insurance programs Government Relations: Handling state and federal regulatory matters in the areas of tribal gaming, environmental and cultural resources, workers» compensation, taxation, health care and education Negotiating tribal - state gaming compacts and fuel and cigarette compacts, and inter-local land use and law enforcement agreements Advocacy before the Washington State Gambling Commission, Washington Indian Gaming Association and National Indian Gaming Commission Preparing tribal codes and regulations, including tribal court, commercial, gaming, taxation, energy development, environmental and cultural resources protection, labor & employment, and workers» compensation laws Developing employee handbooks, manuals and personnel policies Advocacy in areas of treaty rights, gaming, jurisdiction, taxation, environmental and cultural resource protection Brokering fee - to - trust and related real estate and jurisdictional transactions Litigation & Appellate Services: Handling complex Indian law litigation, including commercial, labor & employment, tax, land use, treaty rights, natural and cultural resource matters Litigating tribal trust mismanagement claims against the United States, and evaluating tribal and individual property claims under the Indian Claims Limitation Act Defending tribes and tribal insureds from tort claims brought against them in tribal, state and federal courts, including defense tenders pursuant to the Federal Tort Claims Act Assisting tribal insureds in insurance coverage negotiations, and litigation Representing individual tribal members in tribal and state civil and criminal proceedings, including BIA prosecutions and Indian probate proceedings Assisting tribal governments with tribal, state and federal court appeals, including the preparation of amicus curiae briefs Our Indian law & gaming attorneys collaborate to publish the quarterly «Indian Legal Advisor ``, designed to provide Indian Country valuable information about legal and political developments affecting tribal rights.
Where a claim succeeds, coverage is not guaranteed as payment is subject to the insurer's investigation.5
A guaranteed issue life insurance policy is, as its name implies, guaranteed to offer coverage for those who apply.
With a non-lapse guarantee, as long as you pay the planned premium on schedule (very important), the coverage will stay in force.
These are permanent coverage plans, where the death benefit is guaranteed and the premiums never change for as long as you live or keep the policy.
However, as with any guaranteed issue plan, there are coverage limits.
CoverMe ™ Guaranteed Issue Life insurance premiums will never increase, and your coverage will continue as long as you pay your premiums.
Many people in their 40s will end up choosing a combination of guaranteed universal life insurance as well as term coverage.
• Allows policyholder to lock in a guaranteed death benefit for specific time required for coverage • Provides a guaranteed tax free death benefit for beneficiaries • Provides a vehicle to pass along wealth to children or grandchildren • May be used to cover estate taxes, fees and outstanding medical bills • May be set up as a charitable trust • May be used for cash value accumulation • Ideal for a Buy / Sell Agreement • Provides a policy which is both flexible and affordable
Unlike whole life or traditional universal life policies, a no - lapse guarantee universal life policy ensures the premium will never change or coverage will lapse as long as you make your on - time premium payment.
This type of coverage is guaranteed to be approved as soon as an applicant pays the premium, without regard to the individual's health condition or past health history.
As the name implies, you will be guaranteed to receive coverage.
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