Cincinnati Life's guaranteed whole life is accompanied with a wide range of additional guarantees such
as guaranteed level premiums, guaranteed cash value accumulation and guaranteed insurability (even if your classifications change).
This term policy has a guaranteed level death benefit as well
as a guaranteed level premium that lasts for 10 years.
Not exact matches
For our U.S. study, we used Universal Life with
Guaranteed Level insurance costs to age 121 as the least expensive option for level insurance premiums for
Level insurance costs to age 121
as the least expensive option for
level insurance premiums for
level insurance
premiums for life.
As with a traditional term life insurance policy, the
premiums you pay are
guaranteed to stay
level for the entire term of your policy.
As with a regular term life insurance policy, the
premiums you pay are
guaranteed to stay
level for the entire term of your policy.
As with other types of
guaranteed whole life insurance, you pay
level premiums and receive a
level death benefit.
During the period that is selected, the amount of the
premium rate will remain the same — and,
as long
as the
premium is paid, the policy will
guarantee a
level amount of life insurance protection up to the insured's age 95.
A whole life insurance policy will offer
guaranteed level premiums throughout the life of the policy,
as well
as a
guaranteed amount of death benefit.
Guaranteed level premiums -
As long as you own your policy, your premiums are locked in ston
As long
as you own your policy, your premiums are locked in ston
as you own your policy, your
premiums are locked in stone.
Premiums are level and the death benefit (the amount your beneficiaries receive upon your death) is guaranteed as long as you continue to pay the p
Premiums are
level and the death benefit (the amount your beneficiaries receive upon your death) is
guaranteed as long
as you continue to pay the
premiumspremiums.
Whole life provides protection
as long
as you live (
premiums must be paid) with a
guaranteed level premium.
It is called «term» because the
premiums are
guaranteed to stay
level for a specific period of time such
as 10, 20 or 30 years for example.
•
Level premiums and death benefits which are
guaranteed as long
as the
premiums are paid on time.
It also provides a
guaranteed death benefit amount
as long
as you maintain the
level premium.
Although you could potentially be covered up to age 95 with term life insurance, you buy it for periods of time called terms such
as 10, 15, or 20 years, which means to
premiums are
guaranteed to stay
level for that initial term.
The VantisTerm Life Insurance policy allows you to lock in your
premium rate with a
level term policy that is
guaranteed for a certain number of years, such
as 10, 15, 20, 25, or even for 30 years.
The term life insurance that is offered by AIG can provide clients with affordable and fixed
premium rates,
as well
as guaranteed death benefit throughout the entire
level period.
Some whole life and current assumption universal life policies with a
level death benefit, when the maximum
premium is paid, can also act
as a policy with a no - lapse
guarantee.
It is important that under this plan your
premiums are
guaranteed and remain
level over the period you selected
as your term period.
Lifetime
guaranteed term, also referred to
as «term insurance to age 100», differs from
level term insurance in that
premiums are
guaranteed not to increase.
Under a
guaranteed renewable insurance policy the insurer is required to offer the policy holder renewed coverage
as long
as they make payments of their
premiums, but no specific warranty is given in regard to the
level of
premium that customer may be charged.
Whole life insurance is so much more expensive because it lasts your whole life; you're
guaranteed to die while it's in effect
as long
as you've been paying your
premiums, so unlike term insurance your risk
level is not a matter of if you die but when.
These types of policies offer the advantage of
guaranteed level premiums throughout the insured's lifetime at substantially lower
premium cost than an equivalent whole life policy at first; the cost of insurance is always increasing
as found on the cost index table (usually p. 3 of a contract).
Cheaper than a whole life, a GUL can provide a death benefit up to age 121 with
level premiums and a
level death benefit, with
guarantees attached to the policy so long
as premiums are kept up to date.
You can get a policy for a little
as $ 5,000 or $ 20,000 while paying very low
premiums that are
guaranteed level.
There are many different kinds of term life insurance policies, such
as return of
premium,
guaranteed level, and decreasing term life insurance, available on the market.
It offers lifetime
guaranteed level premiums, and
as long
as you pay your
premiums, your policy can't cancel.
Farmers Decreasing Term life insurance is decreasing - term coverage with
premiums guaranteed to remain
level as long
as the policy is in force.
You pay one single
premium, and your policy is
guaranteed to offer a
level death benefit for
as long
as you live without having to pay another
premium.
Return of
Premium (ROP) term life insurance combines the advantages of traditional term life insurance such
as affordable,
guaranteed level premium periods with a return of
premium feature.
The
premiums are
guaranteed to stay
level for
as long
as you maintain your payments, but the cost per thousand will be much higher than a traditional term policy in the first decade or more.
Also, if you want the security of knowing that your insurance will be renewed each year
as long
as you pay the
premiums and of knowing that your
premiums will be the same every year for
as long
as the policy is in force, get a
level -
premium,
guaranteed renewable and non-cancellable term life insurance policy.
ACE stands for assured coverage endorsement and this is essentially a no lapse
guarantee endorsement that states even though this is a cash value policy, even if there is zero cash value or not enough cash value to sustain the cost of insurance, the policy's
premiums and death benefit will still stay
level as long
as you pay your
premiums on time when they are due.
These early whole life products stressed the
guaranteed nature of the product
as well
as level premiums.
For example, a fully
guaranteed 20 - year term means that your
premium is
guaranteed to remain the same, or
level, for a full 20 years
as long
as you pay the
premium.
Lifetime
guaranteed term insurance, also known
as guaranteed universal life, differs from ordinary
level term life in that
premiums are
guaranteed not to increase.
During the period that is selected, the amount of the
premium rate will remain the same — and,
as long
as the
premium is paid, the policy will
guarantee a
level amount of life insurance protection up to the insured's age 95.
Some universal life policies perform like term life insurance: They can be configured at the time of purchase to provide both
level death benefits and
level premiums that are
guaranteed for life
as long
as you pay the scheduled
premium.
Our Simplified Whole Life Insurance policy covers you for your whole life
as long
as your
premiums are paid, our products also offer
level premiums and
guaranteed cash values,
Whether or not it's legal for a
guaranteed issue life insurance policy to charge total
premiums in excess of the death benefit would ultimately depend on which state you live in seeing
as how insurance is regulated at the state
level.
United Home Life — United Home Life offers a
guaranteed issue life insurance policy to consumers that
guarantees level premiums and protection from cancellation
as long
as you continue making policy payments.
Typically, these policies will offer
guaranteed coverage during the
level term period,
as well
as a
level amount of
premium that can not be increased.
Whole life insurance features
level premium payments and
guaranteed death benefits
as well
as guaranteed cash values.
This plan provides
guaranteed level premiums,
as well
as guaranteed cash value growth.
Term life insurance offers
guaranteed level premiums and death benefit for a set period of time such
as 10, 20 or 30 years.
As its name implies, 15 year
level term policies offer
guaranteed level premiums for a period of 15 years.
As with a regular term life insurance policy, the
premiums you pay are
guaranteed to stay
level for the entire term of your policy.
Whole life
premiums are higher than term life
premiums and are
guaranteed to remain
level for
as long
as you own your policy.
A whole life insurance policy will offer
guaranteed level premiums throughout the life of the policy,
as well
as a
guaranteed amount of death benefit.
As previously mentioned, the American Elite Whole Life insurance policy provides a fully
guaranteed amount of death benefit, along with
level premiums and cash value.