Sentences with phrase «as guaranteed level premiums»

Cincinnati Life's guaranteed whole life is accompanied with a wide range of additional guarantees such as guaranteed level premiums, guaranteed cash value accumulation and guaranteed insurability (even if your classifications change).
This term policy has a guaranteed level death benefit as well as a guaranteed level premium that lasts for 10 years.

Not exact matches

For our U.S. study, we used Universal Life with Guaranteed Level insurance costs to age 121 as the least expensive option for level insurance premiums for Level insurance costs to age 121 as the least expensive option for level insurance premiums for level insurance premiums for life.
As with a traditional term life insurance policy, the premiums you pay are guaranteed to stay level for the entire term of your policy.
As with a regular term life insurance policy, the premiums you pay are guaranteed to stay level for the entire term of your policy.
As with other types of guaranteed whole life insurance, you pay level premiums and receive a level death benefit.
During the period that is selected, the amount of the premium rate will remain the same — and, as long as the premium is paid, the policy will guarantee a level amount of life insurance protection up to the insured's age 95.
A whole life insurance policy will offer guaranteed level premiums throughout the life of the policy, as well as a guaranteed amount of death benefit.
Guaranteed level premiums - As long as you own your policy, your premiums are locked in stonAs long as you own your policy, your premiums are locked in stonas you own your policy, your premiums are locked in stone.
Premiums are level and the death benefit (the amount your beneficiaries receive upon your death) is guaranteed as long as you continue to pay the pPremiums are level and the death benefit (the amount your beneficiaries receive upon your death) is guaranteed as long as you continue to pay the premiumspremiums.
Whole life provides protection as long as you live (premiums must be paid) with a guaranteed level premium.
It is called «term» because the premiums are guaranteed to stay level for a specific period of time such as 10, 20 or 30 years for example.
Level premiums and death benefits which are guaranteed as long as the premiums are paid on time.
It also provides a guaranteed death benefit amount as long as you maintain the level premium.
Although you could potentially be covered up to age 95 with term life insurance, you buy it for periods of time called terms such as 10, 15, or 20 years, which means to premiums are guaranteed to stay level for that initial term.
The VantisTerm Life Insurance policy allows you to lock in your premium rate with a level term policy that is guaranteed for a certain number of years, such as 10, 15, 20, 25, or even for 30 years.
The term life insurance that is offered by AIG can provide clients with affordable and fixed premium rates, as well as guaranteed death benefit throughout the entire level period.
Some whole life and current assumption universal life policies with a level death benefit, when the maximum premium is paid, can also act as a policy with a no - lapse guarantee.
It is important that under this plan your premiums are guaranteed and remain level over the period you selected as your term period.
Lifetime guaranteed term, also referred to as «term insurance to age 100», differs from level term insurance in that premiums are guaranteed not to increase.
Under a guaranteed renewable insurance policy the insurer is required to offer the policy holder renewed coverage as long as they make payments of their premiums, but no specific warranty is given in regard to the level of premium that customer may be charged.
Whole life insurance is so much more expensive because it lasts your whole life; you're guaranteed to die while it's in effect as long as you've been paying your premiums, so unlike term insurance your risk level is not a matter of if you die but when.
These types of policies offer the advantage of guaranteed level premiums throughout the insured's lifetime at substantially lower premium cost than an equivalent whole life policy at first; the cost of insurance is always increasing as found on the cost index table (usually p. 3 of a contract).
Cheaper than a whole life, a GUL can provide a death benefit up to age 121 with level premiums and a level death benefit, with guarantees attached to the policy so long as premiums are kept up to date.
You can get a policy for a little as $ 5,000 or $ 20,000 while paying very low premiums that are guaranteed level.
There are many different kinds of term life insurance policies, such as return of premium, guaranteed level, and decreasing term life insurance, available on the market.
It offers lifetime guaranteed level premiums, and as long as you pay your premiums, your policy can't cancel.
Farmers Decreasing Term life insurance is decreasing - term coverage with premiums guaranteed to remain level as long as the policy is in force.
You pay one single premium, and your policy is guaranteed to offer a level death benefit for as long as you live without having to pay another premium.
Return of Premium (ROP) term life insurance combines the advantages of traditional term life insurance such as affordable, guaranteed level premium periods with a return of premium feature.
The premiums are guaranteed to stay level for as long as you maintain your payments, but the cost per thousand will be much higher than a traditional term policy in the first decade or more.
Also, if you want the security of knowing that your insurance will be renewed each year as long as you pay the premiums and of knowing that your premiums will be the same every year for as long as the policy is in force, get a level - premium, guaranteed renewable and non-cancellable term life insurance policy.
ACE stands for assured coverage endorsement and this is essentially a no lapse guarantee endorsement that states even though this is a cash value policy, even if there is zero cash value or not enough cash value to sustain the cost of insurance, the policy's premiums and death benefit will still stay level as long as you pay your premiums on time when they are due.
These early whole life products stressed the guaranteed nature of the product as well as level premiums.
For example, a fully guaranteed 20 - year term means that your premium is guaranteed to remain the same, or level, for a full 20 years as long as you pay the premium.
Lifetime guaranteed term insurance, also known as guaranteed universal life, differs from ordinary level term life in that premiums are guaranteed not to increase.
During the period that is selected, the amount of the premium rate will remain the same — and, as long as the premium is paid, the policy will guarantee a level amount of life insurance protection up to the insured's age 95.
Some universal life policies perform like term life insurance: They can be configured at the time of purchase to provide both level death benefits and level premiums that are guaranteed for life as long as you pay the scheduled premium.
Our Simplified Whole Life Insurance policy covers you for your whole life as long as your premiums are paid, our products also offer level premiums and guaranteed cash values,
Whether or not it's legal for a guaranteed issue life insurance policy to charge total premiums in excess of the death benefit would ultimately depend on which state you live in seeing as how insurance is regulated at the state level.
United Home Life — United Home Life offers a guaranteed issue life insurance policy to consumers that guarantees level premiums and protection from cancellation as long as you continue making policy payments.
Typically, these policies will offer guaranteed coverage during the level term period, as well as a level amount of premium that can not be increased.
Whole life insurance features level premium payments and guaranteed death benefits as well as guaranteed cash values.
This plan provides guaranteed level premiums, as well as guaranteed cash value growth.
Term life insurance offers guaranteed level premiums and death benefit for a set period of time such as 10, 20 or 30 years.
As its name implies, 15 year level term policies offer guaranteed level premiums for a period of 15 years.
As with a regular term life insurance policy, the premiums you pay are guaranteed to stay level for the entire term of your policy.
Whole life premiums are higher than term life premiums and are guaranteed to remain level for as long as you own your policy.
A whole life insurance policy will offer guaranteed level premiums throughout the life of the policy, as well as a guaranteed amount of death benefit.
As previously mentioned, the American Elite Whole Life insurance policy provides a fully guaranteed amount of death benefit, along with level premiums and cash value.
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