Jackson AscenderPlus Select offers traditional fixed annuity benefits, such
as guaranteed minimum interest, death benefits, and flexible retirement income options including LifePay ®, an optional income rider available for an additional charge.
MarketProtector offers the benefits of a traditional fixed annuity, such
as guaranteed minimum interest, death benefits, and retirement income options such as IncomeAccelerator, which is an optional income benefit for an additional charge.
This fixed index annuity offers the same traditional fixed annuity benefits such
as guaranteed minimum interest and death benefits, flexible retirement income options, and tax - deferred * earnings, but has the added feature of a 2.5 % or 5 % bonus to give your contract value an instant boost.
Elite Choice also offers traditional fixed annuity benefits such
as guaranteed minimum interest and death benefits, combined with the potential for additional interest linked to the return of an index.
MarketProtector Advisory offers the same benefits of a traditional fixed annuity, such
as guaranteed minimum interest, death benefits, and retirement income options such as IncomeAccelerator, which is an optional income benefit for an additional charge.
MarketProtector offers the benefits of a traditional fixed annuity, such
as guaranteed minimum interest, death benefits, and retirement income options such as IncomeAccelerator, which is an optional income benefit for an additional charge.
Elite Choice also offers traditional fixed annuity benefits such
as guaranteed minimum interest and death benefits, combined with the potential for additional interest linked to the return of an index.
Not exact matches
This
guaranteed minimum value may be the premiums paid (or a percentage of them) improved at an
interest rate such
as 0 to 2 percent.
Most IULs offer a
minimum guaranteed interest rate (i.e. floor) and a choice of indexes, such
as the S&P 500 and the NASDAQ 100.
The policy is tied to a
guaranteed minimum interest rate, which acts
as a protection against market loss.
Index UL participation in the index may have a cap, margin, or other participation modifier,
as well
as a
minimum guaranteed interest rate.
As opposed to a fixed annuity that offers a
guaranteed interest rate and a
minimum payment at annuitization, variable annuities offer investors the opportunity to generate higher rates of returns by investing in equity and bond subaccounts.
The
interest rate will usually adjust
as market rates adjust, and is
guaranteed to at least pay a
minimum return of 2 %.
The policy incorporates a
guaranteed minimum interest rate
as well
as guaranteed charges.
No subsequent charges except Fund Management Charge for the Discontinued Policy Fund will be deducted, subject to a
minimum guarantee of
interest as prescribed by IRDA from time to time.
The proceeds after addition of
minimum guaranteed interest rate of 4 % p.a or
as stipulated by IRDAI is payable after the end of the lock - in period.
The proceeds after addition of
interest subject to a
minimum guaranteed interest rate
as stipulated by IRDAI is payable after the end of the lock - in period.
The proceeds after addition of
interest subject to a
minimum guaranteed return
as stipulated by IRDAI is payable after the end of the lock - in period.
The proceeds after addition of
interest subject to a
minimum guaranteed return of 4 % p.a or
as stipulated by IRDAI is payable after the end of the lock - in period.
The proceeds after addition of
minimum guaranteed interest rate
as stipulated by IRDAI is payable after the end of the lock - in period.
The proceeds after addition of
minimum guaranteed interest as stipulated by IRDAI is payable after the end of the lock - in period.
Upon surrendering the policy with - in the lock - in period of 5 years and on complete withdrawal from the policy, the fund value after deducting discontinuance charges is credited to the «Discontinued Policy Fund» and it is refunded upon completion of lock - in period, subject to
minimum guaranteed interest rate of 4 % p.a.. Upon surrendering the policy after the lock - in period of 5 years and on complete withdrawal from the policy, the total fund value
as on the date of surrender is payable and the policy then terminates.
The Pension Discontinued Policy Fund is credited with a
minimum guaranteed interest rate of 4 % p.a or
as directed by IRDAI.
In the event of death of the life insured of a discontinued policy, the discontinued fund value subject to a
minimum guaranteed interest as stipulated by IRDAI
as on the date of death is payable to the nominee / beneficiary.
Although policyowners must pay
interest on policy loans, cash values continue to grow and
as the insurance company credits at least the
minimum guaranteed rate in the policy.
So long
as you don't advertsie, meet your accredited investors through other relationships, keep active capital investors below the current
minimum, don't provide written
guarantees or even suggesting a specific return beyond
interest rates, never use all your sources in the same deal and have agreements that they will take other investors out with notice, then I'd say you will be fine.