Sentences with phrase «as high credit»

This is particularly effective if you have large credit card balances and, thus, high utilization rates, as high credit card utilization can significantly drag down your score.

For lenders, a bankruptcy demonstrates financial irresponsibility and classifies you as a high credit risk.

If your credit card balances are at or near their limits, this can adversely affect your credit score by assigning your credit report with what's known as a high credit utilization ratio.

While the exact factors that are considered from these reports vary from year to year, it's generally a good idea to have as high a credit score as possible if you decide to apply.

So, my advice is instead of trying to get as high a credit score as possible which may mean taking on more debt than you should, I think you should instead focus on what's right for you, which might include things like, you know, saving money so you've got a bigger down payment when you go to buy that house.

That's why it's important to have as high a credit score as possible before you apply for any loan, whether it is a private student loan, private student loan refinancing, or a personal loan.

Applicants can qualify with an even higher ratio, however, with compensating factors such as a high credit score and a rent payment that matches the proposed house payment.

The consumer will incur a surrender charge, be subject to the commencement of a new surrender period, lose existing benefits (such as a higher crediting guarantee than is currently available, as well as death, living or other contractual benefits), or be subject to increased fees, investment advisory fees or charges for riders and similar product enhancements;

The exclusivity of these cards can mean access to a variety of perks, luxuries and special events, as well as a higher credit limit.

For borrowers who don't put 20 % down — which is not a requirement — and are viewed by lenders as higher credit risk, mortgage insurers reduce or eliminate losses by providing protection to the lender in the event of a foreclosure.

FHA lenders can also establish their own loan requirements, such as a higher credit score or a lower debt - to - income ratio.

Borrowers who are not able to make a down payment of 20 percent are viewed by lenders as a higher credit risk.

Borrowers who are not able to make a substantial down payment — typically 20 percent of the home value — are viewed as a higher credit risk.

The most common FICO score ranges from 300 - 850 with the lower number being viewed as a higher credit risk and the higher number being viewed as less risky to a potential lender or insurer.

Your credit score matters because a lower score can mark you as a higher credit risk to a creditor.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

Hotel and vacation rentals are higher - margin businesses than selling flights, as airline commissions have shriveled and carriers try to drive more traffic to their own websites, where they also offer co-branded credit cards and vacation packages.

Minimize the amount of debt that you carry, especially high - interest debt, such as credit card debt.

Despite expectations of higher growth in 2017, the credit ratings agency is concerned with an uptick in government deficit as a result of President - elect Donald Trump's policies.

Among individual banking stocks, Bankia, Credit Agricole, ING and Banco Santander are «buy» - rated names, according to Deutsche Bank, as they all have a high positive correlation to U.S. bond yields.

Three years before, as a 16 - year - old high school kid, Dan Price saw bar owners being gouged by big financial firms every time they swiped a patron's credit card.

Industry experts and retailers credit music fans for the focus on vinyl, saying a small backlash against digital downloads has led some customers toward searching out higher sound quality, as well as the more authentic experience of physically putting on a record.

The American Express Platinum card has one of the highest annual fees of any consumer credit or charge card — $ 550 — but as Amex's flagship product, this premium credit card offers a tremendous amount of value to offset that fee.

Reports are also the basis for your credit score, that three - digit number in the 300 - 850 range (the higher the better) that lenders use as a measure of your creditworthiness to approve loans and set interest rates.

At more than $ 26,000 per capita, the average Canadian's non-mortgage debt is as high as it has been since at least 2004, according to Transunion, a credit bureau.

Securing a business loan can be costly as is, but with less - than - perfect credit, you're looking at higher interest loans that might not be worth the trouble.

Card debt hit a record high, while credit scores reached their highest point in a decade, as consumers loosen the purse strings.

LONDON, May 2 - The dollar consolidated gains on Friday after hitting a 3 - 1 / 2 month high in the previous session as investors waited for the outcome of a U.S. «Despite the moves we have seen in the dollar in recent days, financial conditions haven't really tightened noticeably but that may change if the rally continues,» said Manuel Oliveri, an FX strategist at Credit...

And as part of this change, some civil debts and tax liens will be excluded, which means some credit scores will edge higher.

For example, American Express, MasterCard and Visa business cards all offer annual and quarterly purchase summaries, fraud programs that protect business owners against employee misuse, credit limits as high as $ 100,000, online account management, and discounts on business services such as shipping, car rentals and computer equipment.

«Accommodative policy did not generate high inflation or excessive credit growth; rather, it helped restore full employment,» Powell said in June in his last extensive speech on monetary policy before he emerged as a contender for the top Fed job.

Beyond the requirements that liquidity and regulators impose on us, we will purchase currency - related securities only if they offer the possibility of unusual gain — either because a particular credit is mispriced, as can occur in periodic junk - bond debacles, or because rates rise to a level that offers the possibility of realizing substantial capital gains on high - grade bonds when rates fall.

Bezos credits Amazon's high standards with its ability to build better products and services for customers, as well as to recruit and retain the best (since high performers are drawn to high standards).

«Bonds can be a stable reserve of value, or they can be as volatile as stock,» said David Yeske, co-founder of advisory firm Yeske Buie Inc. «I think a lot of advisors are shifting their bond allocations to shorter maturities and higher credit quality.»

«First of all, if there's any debt to pay off, pay off debt --[such as] credit card bills or any high - interest credit,» said Harvey Bezozi, CPA, and founder of YourFinancialWizard.com.

Losing money can happen when you pay a price that doesn't match the value you get — such as when you pay high interest on credit card debt or spend on items you'll rarely use.

The company credited higher electric distribution and transmission revenue as major factors in its increased profitability.

The suit alleges the defendants are acting as a monopoly by keeping fees they charge merchants for credit card transactions artificially high and that those fees would be lower in a free market environment.

If it is, forget the Credit Card Act — you're as vulnerable as ever to sky - high rates, erratic billing and unexpected fees.

But that might not be as good news as it seems on first blush: The credit is just moving to more regulated areas, keeping overall lending activity high.

As the credit crisis continued to swirl, the Dow had closed the day before at 6,547.05, a staggering 54 percent plunge from its all - time closing high above 14,000 in October of 2007.

In this regard, our surveillance has been closely monitoring for any signs of liquidity strains associated with the recent increases in spreads for high - yield corporate bonds, as well as for idiosyncratic events affecting particular funds in this segment, such as the events surrounding the abrupt closing of Third Avenue Management's Focused Credit Fund last December.

Likewise, taxes paid by casinos and tourists in Nevadaare often credited as a reason why state property taxes aren't high.

She recently left her high - paying job at NBC News and «was expected to figure in the documentary in some way, and some in the Clinton circle had speculated that she would be credited as a producer.»

Hudak has not received enough credit for deciding to cut corporate taxes instead of cutting a more reviled tax such as the HST (though the logic of cutting taxes at all when the deficit is so high is questionable).

Like other high - cost lenders, the company touts its products as an option for borrowers who might not qualify for other sources of credit.

Treasuries look very cheap compared to other income classes» such as high - yield credit or mortgage debt, he said.

Businesses starting their first plan with fewer than 100 employees might qualify for tax credits as high as $ 500 to offset setup and administrative costs for three years, and employer contributions are tax deductible for the firm.

A veteran of the banking scene (he's had lines of credit as high as $ 750,000 in the past), Thompson is now firmly hooked on barter credit as a way of reducing bank borrowing.

This high - yield, or junk, bond market has been getting a lot of attention lately as credit spreads have blown out.