Sentences with phrase «as high default»

These types of loans also carry other risks, such as demand provisions under which a bank can arbitrarily demand repayment, as well as high default rates, putting borrowers in a difficult spot.

But it might not be for any one reason, such as a higher default rate in state X or fewer natural disasters in state Y. Or more regulations in another state.

Not exact matches

Among those that Moody's rates, there were nine defaults in the first quarter, an «all - time high,» as Moody's put it, «reflecting the fallout of changing consumer behavior and advancing e-commerce for traditional brick - and - mortar retail.»

Actual results, including with respect to our targets and prospects, could differ materially due to a number of factors, including the risk that we may not obtain sufficient orders to achieve our targeted revenues; price competition in key markets; the risk that we or our channel partners are not able to develop and expand customer bases and accurately anticipate demand from end customers, which can result in increased inventory and reduced orders as we experience wide fluctuations in supply and demand; the risk that our commercial Lighting Products results will continue to suffer if new issues arise regarding issues related to product quality for this business; the risk that we may experience production difficulties that preclude us from shipping sufficient quantities to meet customer orders or that result in higher production costs and lower margins; our ability to lower costs; the risk that our results will suffer if we are unable to balance fluctuations in customer demand and capacity, including bringing on additional capacity on a timely basis to meet customer demand; the risk that longer manufacturing lead times may cause customers to fulfill their orders with a competitor's products instead; the risk that the economic and political uncertainty caused by the proposed tariffs by the United States on Chinese goods, and any corresponding Chinese tariffs in response, may negatively impact demand for our products; product mix; risks associated with the ramp - up of production of our new products, and our entry into new business channels different from those in which we have historically operated; the risk that customers do not maintain their favorable perception of our brand and products, resulting in lower demand for our products; the risk that our products fail to perform or fail to meet customer requirements or expectations, resulting in significant additional costs, including costs associated with warranty returns or the potential recall of our products; ongoing uncertainty in global economic conditions, infrastructure development or customer demand that could negatively affect product demand, collectability of receivables and other related matters as consumers and businesses may defer purchases or payments, or default on payments; risks resulting from the concentration of our business among few customers, including the risk that customers may reduce or cancel orders or fail to honor purchase commitments; the risk that we are not able to enter into acceptable contractual arrangements with the significant customers of the acquired Infineon RF Power business or otherwise not fully realize anticipated benefits of the transaction; the risk that retail customers may alter promotional pricing, increase promotion of a competitor's products over our products or reduce their inventory levels, all of which could negatively affect product demand; the risk that our investments may experience periods of significant stock price volatility causing us to recognize fair value losses on our investment; the risk posed by managing an increasingly complex supply chain that has the ability to supply a sufficient quantity of raw materials, subsystems and finished products with the required specifications and quality; the risk we may be required to record a significant charge to earnings if our goodwill or amortizable assets become impaired; risks relating to confidential information theft or misuse, including through cyber-attacks or cyber intrusion; our ability to complete development and commercialization of products under development, such as our pipeline of Wolfspeed products, improved LED chips, LED components, and LED lighting products risks related to our multi-year warranty periods for LED lighting products; risks associated with acquisitions, divestitures, joint ventures or investments generally; the rapid development of new technology and competing products that may impair demand or render our products obsolete; the potential lack of customer acceptance for our products; risks associated with ongoing litigation; and other factors discussed in our filings with the Securities and Exchange Commission (SEC), including our report on Form 10 - K for the fiscal year ended June 25, 2017, and subsequent reports filed with the SEC.

A DTI ratio of 50 % or higher is a bad sign to lenders, as it means you may have trouble paying back your debts (and thus may default on the unsecured loan you're applying for).

How can it be then that Alberta features as the province with the highest probability of defaulting in 30 years and Quebec as the least likely?

The researchers use the same trick as before to work out how much more likely people are to default when offered a higher credit limit.

However, when house prices began to decline, lenders were unwilling to refinance, and as a consequence, borrowers were often unable to pay the higher interest rates, which prompted defaults.

Advice: Because bonds with longer maturity face greater risk of changing interest rates (and greater default risk, as well), they typically pay higher interest rates.

As you can see from this data, the penalty / default rates are at the minimum 7 - 8 % higher than the worst rates you would normally see on your credit cards.

In fact, you often end up earning way more $ $ $, at higher interest rates, as I did on 2 of my defaulted investments.

It has a very very high default rate (as mentioned in the con section) and the customer service is really poor.

Specifically, Defendants made false and / or misleading statements and / or failed to disclose that: (i) the Company was engaged in predatory lending practices that saddled subprime borrowers and / or those with poor or limited credit histories with high - interest rate debt that they could not repay; (ii) many of the Company's customers were using Qudian - provided loans to repay their existing loans, thereby inflating the Company's revenues and active borrower numbers and increasing the likelihood of defaults; (iii) the Company was providing online loans to college students despite a governmental ban on the practice; (iv) the Company was engaged overly aggressive and improper collection practices; (v) the Company had understated the number of its non-performing loans in the Registration Statement and Prospectus; (vi) because of the Company's improper lending, underwriting and collection practices it was subject to a heightened risk of adverse actions by Chinese regulators; (vii) the Company's largest sales platform and strategic partner, Alipay, and Ant Financial, could unilaterally cap the APR for loans provided by Qudian; (viii) the Company had failed to implement necessary safeguards to protect customer data; (ix) data for nearly one million Company customers had been leaked for sale to the black market, including names, addresses, phone numbers, loan information, accounts and, in some cases, passwords to CHIS, the state - backed higher - education qualification verification institution in China, subjecting the Company to undisclosed risks of penalties and financial and reputational harm; and (x) as a result of the foregoing, Qudian's public statements were materially false and misleading at all relevant times.

The way to make money in high yield bonds over the long term is to try to avoid as many of the eventual defaults as possible.

Properties purchased as vacation or second homes tend to have a higher default rate.

If you're maxing out your credit cards, or carry high balances, then you could carry a higher risk for default, or simply be viewed as an irresponsible spender in the eyes of a lender.

Over the entire century, high - grade corporate bonds offered an incremental 0.5 % of compounded return as a default risk premium.

Money is now flowing out of high yield debt which has been priced as if defaults will remain very low.

For roughly three decades, U.S. non-financial corporate debt as a percentage of U.S. nominal GDP and the high yield default rate moved in tandem.

So lenders see them as having a higher risk of mortgage default.

Any word on when you're going to let users select the level of Bitcoin network fee as your hard - coded default is still excessively high?

As individuals normally hold far fewer bonds in their portfolio than bond mutual funds, the chances that a default will result in a large loss for the investor are generally higher for those investing in individual bonds.

NOTE: High - yield bonds are subject to additional risks, such as increased risk of default and greater volatility, because of the lower credit quality of the issues.

As shown, default risk pricing has plummeted off recent highs over the last month or so.

In the recession before that, the default rate went as high as 7.79 %.

Entrepreneur writer Diana Ransom suggests that if «you've personally guaranteed any of your business's debt — meaning, if a creditor or supplier can come after your personal assets if you default — make sure paying off those debts becomes a high priority as well.»

These bonds offer higher yields but are coupled with a higher risk of default, as signified by these companies» lower credit ratings.

If you buy a discount bond, the chances of seeing the bond appreciate in value are fairly high, as long as the lender doesn't default.

Borrowers with a poor credit score are seen as being at a higher risk of defaulting on a loan.

But if there is a lot of observable evidene to suggest the possibility of something beyond nature, then rejecting it out right on some presumptous logical high ground seems as counterintutive as those you claim default to God when they lack understanding.

sorry this is a bit of the subject does anyone know what the situation with our overall debt is at the moment and what our repayments are i was under the impression that we are at about the # 245 million mark gross debt and about # 97 net debt are the stadium repayments lower now or something is the bonds interest dropped lower inprice we were paying something like # 20 - # 30 million in repayments but heard its down to about # 15 million per yr now i know we will have broken throught the # 300 million mark in revenue now i am guessing that contributes more to the transfer funds or if not what makes up the transfer funds in the club i.e deals or match day revenue plus cash in the bank which stands at a high level but must be just in case we might default on a payment we need heavy cash in hand to bail us out this side of the club really intrigues me as it is not a much talked about subject unless you are into that type of area of work or care about the general fianacial outcome of the club does anyone have more insight into our finances would be great to hear from anyone about this matter cheers gonerwineverything (because we are)

However, the counsel to the claimant F.A Ademu had filed a motion for default judgement against the defendant having failed to file their statement of defense within 30 days as provided in the state high court (civil procedure) rule 2006.

A network of interacting brain regions known as the default mode network (DMN) was found to have stronger connections in adults and children with a high risk of depression compared to those with a low risk.

FACED with an ever - growing list of substances its citizens are ingesting to get high, the UK government has decided it would be easier to ban every psychoactive substance by default, and instead create a list of mind - altering chemicals that British subjects are permitted to consume, such as tea (20 June).

For many, this becomes the mind's «default» setting which then sets the stage for chronic, psychosomatic conditions to creep in — such as Irritable Bowel Syndrome (IBS), low back pain, and high blood pressure, to name a few.

And if you'd rather just have a nice balance of everything (this tends to be my default recommendation), then just set protein and fat in the middle of their respective ranges, and carbs will end up being in a moderate (neither high nor low) range as a result.

So as you can see, vitamin C is the default weapon of your body to counter high stress, but unlike animals we humans can not synthesise vitamin C ourselves.

But in recent years, Schwartz has become increasingly concerned about the «college for all» movement, especially as that movement has led states to allow the admissions requirements of four - year colleges and universities to become the default curriculum for all high school students.

For example, for the 2003 - 04 cohort, the default rate among borrowers was about twice as high at for - profits as at public two - year institutions (52 percent versus 26 percent).

The default Common Core high school mathematics is misleadingly touted as «college - ready» yet it will lead at best to community and non-selective colleges.

When all else fails, opponents of high standards, simply default to politically - driven rhetoric describing them as «national» standards, a «nationalized test» and a «standardized curriculum.»

So what's wrong with the idea of making the four - year college - prep curriculum the default curriculum for all students, as some states have done, or making completion of the curriculum required for admission to a state's four - year public university system a condition of high school graduation, as several large districts in California have done?

Texas's rigorous curriculum requirements as a default curriculum for all students and the role of the post-secondary system in setting high school graduation standards.

While authors recommend that states also control for this statistically, I would default to reality whereas districts interpreting and using these data should certainly keep this in mind, especially if they are set to make high - stakes decisions as based on these, yet another set of still faulty data;

It sounds as if the private teacher preparation system in Texas comes very close to the scandalous and very expensive (to students, parents, and the federal government - through very high default rates on guaranteed student loans) «private college» system which is currently being forced to clean up its act.

The 4WD's high setting is the default setting and is useful for slippery on - road situations, such as packed snow or ice or loose sand or gravel.

The Range Rover is equipped with a two - speed transfer gearbox that defaults to the standard high - range gearing for daily driving, but also features a low - range setting that is good for low - speed, high - torque applications such as rock crawling or scaling extreme grades.

COMFORT mode is the default setting, and as its name implies, provides a driving experience that gets the car to the highest gear possible in the shortest amount of time to keep engine speed as unobtrusive as possible.

BTW Chrome works GREAT on the GNEX and is now my default browser.CONS: - camera takes fine photos but not as good as my old Sensation 4G, still good enough for informal situations - the materials and construction are not as high - quality as HTC, but that I knew.

The very thing that separates classic scientific fiction from sci - fi novels is that sci - fi novels must by default be bad, tacky even or they'll no longer be classified as sci - fi and will get placed in a higher category.