Hannah, president of the Credit Counselling Society, is seeing an influx of clients
as higher financing costs begin to bite and people find it harder to manage.
As the high finance set understands, not all borrowing is bad.
Starting with early works influenced by her time working in the fashion industry, it includes key photomontages such
as High Finance (1923) which critiques the relationship between bankers and the army at the height of the economic crisis in Europe.
Not exact matches
Yet that value may notch even
higher this year, to more than $ 70 billion,
as the company is reportedly in talks to receive more venture capital
financing.
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals
as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such
as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to
finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such
as U.S. export control laws and U.S. and foreign anti-bribery laws such
as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such
as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers,
as well
as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to
higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco
as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier
financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
«At the moment the ICO space is a mixture of
high risk exploration hybridised with a kickstarter feel — the traditional
finance world knows what a blockchain token is and will use it
as a form of digital bearer certificate to allow transferal of gold or digital cash,» he wrote.
When
finance ministers meet in December, they will consider hiking them to
as high as 13 %.
The car share company, which operates in 63 countries and 300 cities, is currently the most valuable privately held startup, worth a staggering $ 52 billion, and its valuation could notch even
higher as it is reportedly seeking a new round of
financing, reportedly worth $ 1 billion.
This could potentially be a problem for Greece when trying to
finance itself in the markets,
as it could mean
higher yields and repayments.
Domestically, students who came from
higher - income families, or had a parent in a skilled occupation (especially one in
finance) tended to score
higher,
as did students who had their own bank account.
«
As a result, «affordably priced» homes are becoming less affordable while mortgage
financing for
higher priced homes remains out of reach of many aspiring move - up home buyers.»
The dollar rallied
as much
as 2.5 % against South Africa's rand to 13.613, its
highest since early February, after President Jacob Zuma fired
finance minister Pravin Gordhan in a cabinet reshuffle following days of speculation that has rocked the country's markets and currency.
All any self - declared «debt collector» has to do is to give the
financing platform — which promises debt collectors a commission
as high as 40 % of the whole loan if the recovery proves successful — their own photo and ID card number, and go through a weeklong wait for verification.
Based on our survey, Canadian businesses cite
higher risk
financing challenges twice
as often
as U.S. companies do.
Known by some
as the «Silicon Roundabout,» London has been making waves for its tech credentials of late, yet many of London's other industries from
high finance to
high fashion are equally
high flying.
Higher interest rates would put the brakes on the economy
as financing expansion would become more expensive.
In the past, Chadwick served
as the
finance chief at a number of
high profile companies, including Skype leading up to its acquisition by Microsoft (msft) in 2011, at McAfee leading up to its acquisition by Intel (intc) that same year, and earlier at Cisco (csco).
Then, there are merchant cash advance providers that continue to capitalize on small businesses by offering
financing at rates
as high as 60 to 80 percent on an annualized basis.
As Kenneth Freeman, dean of Boston University's School of Management, explains, «Rankings include starting salary among the metrics and many MBAs from
higher ranked schools go into the
higher paying
finance and technology fields, with fewer taking lower paying roles in non-profits for example.
«Increased government spending, particularly more infrastructure investment
financed primarily by
higher taxes on the well - to - do, acts
as an economic stimulant.»
Notably, at least one analyst with Yahoo!
Finance believes the true inherent value of DCT could be
as high as $ 69.00 per share.
Sapin, whose tenure
as finance minister has been hampered by
high unemployment levels and poor economic growth, said that the French economy was now on a «sound footing» for the incoming government.
«If the U.S. does take protectionist measures, then other countries are likely to take justifiable retaliatory actions against U.S. companies that have an advantage... in fields such
as finance and
high - tech, leading to a tit - for - tat trade war that benefits no one,» it said.
Millennials may be better educated than earlier generations, but Credit Suisse's researchers said they expected only a «minority of
high achievers and those in
high - demand sectors such
as technology or
finance to effectively overcome the «millennial disadvantage.»»
Instead of
financing Social Security and Medicare out of progressive taxes levied on the
highest income brackets — mainly the FIRE sector — the dream of privatizing these entitlement programs is to turn this tax surplus over to financial managers to bid up stock and bond prices, much
as pension - fund capitalism did from the 1960s onward.
Although
high finance obviously has been shaped by the Industrial Revolution's legacy of corporate
finance, institutional investment such
as pension fund saving
as part of the industrial wage contract, mutual funds, and globalization along «financialized» lines, financial managers have taken over industrial companies to create what Hyman Minsky has called «money manager capitalism.»
The result in the early 1980s when debt - leveraged buyouts really gained momentum was that financial investors were able to obtain twice
as high a return (at a 50 % corporate income tax rate) by debt
financing as they could get by equity
financing.
This table and the related tables that follow present the compensation paid for 2007 to Richard M. Kovacevich, Chairman (who also served
as CEO until June 2007); John G. Stumpf, President and, since June 2007, CEO; Howard I. Atkins, Senior Executive Vice President and Chief Financial Officer (CFO); and the next three
highest paid executive officers named in these tables: David A. Hoyt, Senior Executive Vice President, Wholesale Banking; Mark C. Oman, Senior Executive Vice President, Home and Consumer
Finance; and Carrie L. Tolstedt, Senior Executive Vice President, Community Banking.
As a company continues to increase its debt over the amount stated by the optimal capital structure, the cost to finance the debt becomes higher as the debt is now riskier to the lender.&raqu
As a company continues to increase its debt over the amount stated by the optimal capital structure, the cost to
finance the debt becomes
higher as the debt is now riskier to the lender.&raqu
as the debt is now riskier to the lender.»
It has raised more than $ 4 billion in outside equity and debt
financing; its investors include a Who's Who of Silicon Valley venture - capital firms (Greylock, Sequoia Capital, Andreessen Horowitz) and a number of
high - profile individuals, such
as Amazon founder Jeff Bezos.
Furthermore,
as the supply of capital, size of
financings, and valuations rev
higher and
higher, unnatural
financing structures emerge that disrupt the alignment of interests among all stakeholders.
Factors that could cause actual results to differ include general business and economic conditions and the state of the solar industry; governmental support for the deployment of solar power; future available supplies of
high - purity silicon; demand for end - use products by consumers and inventory levels of such products in the supply chain; changes in demand from significant customers; changes in demand from major markets such
as Japan, the U.S., India and China; changes in customer order patterns; changes in product mix; capacity utilization; level of competition; pricing pressure and declines in average selling prices; delays in new product introduction; delays in utility - scale project approval process; delays in utility - scale project construction; delays in the completion of project sales; continued success in technological innovations and delivery of products with the features customers demand; shortage in supply of materials or capacity requirements; availability of
financing; exchange rate fluctuations; litigation and other risks
as described in the Company's SEC filings, including its annual report on Form 20 - F filed on April 27, 2017.
Factors that could cause actual results to differ include general business and economic conditions and the state of the solar industry; governmental support for the deployment of solar power; future available supplies of
high - purity silicon; demand for end - use products by consumers and inventory levels of such products in the supply chain; changes in demand from significant customers; changes in demand from major markets such
as Japan, the U.S., India and China; changes in customer order patterns; changes in product mix; capacity utilization; level of competition; pricing pressure and declines in average selling prices; delays in new product introduction; delays in utility - scale project approval process; delays in utility - scale project construction; continued success in technological innovations and delivery of products with the features customers demand; shortage in supply of materials or capacity requirements; availability of
financing; exchange rate fluctuations; litigation and other risks
as described in the Company's SEC filings, including its annual report on Form 20 - F filed on April 20, 2016.
The Carlyle Group («Carlyle») is one of the world's largest global alternative asset management firms that originates, structures and acts
as lead equity investor in management - led buyouts, strategic minority equity investments, equity private placements, consolidations and buildups, growth capital
financings, real estate opportunities, bank loans,
high - yield debt, distressed assets, mezzanine debt and other investment opportunities.
Factors that could cause actual results to differ include general business and economic conditions and the state of the solar industry; governmental support for the deployment of solar power; future available supplies of
high - purity silicon; demand for end - use products by consumers and inventory levels of such products in the supply chain; changes in demand from significant customers; changes in demand from major markets such
as Japan, the U.S., India and China; changes in customer order patterns; changes in product mix; capacity utilization; level of competition; pricing pressure and declines in average selling prices; delays in new product introduction; delays in utility - scale project approval process; delays in utility - scale project construction; cancelation of utility - scale feed - in - tariff contracts in Japan; continued success in technological innovations and delivery of products with the features customers demand; shortage in supply of materials or capacity requirements; availability of
financing; exchange rate fluctuations; litigation and other risks
as described in the Company's SEC filings, including its annual report on Form 20 - F filed on April 27, 2017.
In the last decade, the Bush Administration, seeking a Trojan Horse to privatize Social Security in the United States, applauded Chile's disastrous privatization of pension accounts (turning many over to US financial institutions) even
as that nation's voters rejected the Pinochetistas largely out of anger at the vast pension rip - off by
high finance.
As someone who worked in
high tech all his life, but have also become interested in
finance, I have wondered why the
finance industry paid its employees so generously compared to other industries.
Investors should stick to larger companies at least until the end of June,
as the enforcement of stronger supervision against the financial markets could raise their wariness for
high - flying smaller firms, according to Wu Kan, a fund manager at Shanshan
Finance.
Western allies press Trump to maintain nuclear deal with Iran: Reuters US intelligence monitors Iranian cargo shipments into Syria: CNN A trade war is a major risk for China's debt - ridden economy: CNBC Federal judge orders gov» t must accept new DACA immigration applications: WaPo Unification of Koreas still unlikely
as leaders prepare to meet: Reuters US Consumer Confidence Index rebounded in April after March decline: CB New home sales in US increased to 4 - month
high in March: MarketWatch Richmond Fed Mfg Index turns negative for first time since 2016: Bond Buyer S&P Case - Shiller Home Price Index surged in Feb, up 6.3 % y - o - y: CNBC Federal Housing
Finance Agency: US house prices continued to rise in Feb: HW Corp bonds with lowest investment - grade rating look vulnerable: Bloomberg 10 - year Treasury yield reaches 3.0 % for first time since 2014: CNN Money
Housed in the MaRS Commons, JOLT will select up to 15
high - potential startups annually, providing them with space, seed
financing and mentorship,
as well
as access to partners and some of the top angel and venture capital investors in the industry.
However,
as these
higher expenses are
financed by employee - employer premium rates, employment insurance premiums are
higher than in the March 2011 Budget, especially in 2015 - 16.
Consolidated Properties» Lachlan Grantley, who has pre-sold all 340 apartments in the developer's 40 - storey
high - rise apartment tower Spire currently under construction in Brisbane, said the tighter and more expensive
financing for buyers and developers,
as well
as taxes on foreigners, had started to bite.
«We saw total average deposit growth; loan growth in our residential mortgage, credit card and subscription
finance portfolios;
as well
as higher assets under management in Wealth and Investment Management.»
When I first read Paul Graham's blog post on «
High Resolution»
Financing I read it
as a treatise arguing that convertible notes are better than equity.
The case advances
as foreclosures remain near record
highs as a result of the 2008 financial crisis, which was set off by a collapse in subprime real estate
financing.
His business mentor he dubbed rich dad, and his biological father who was a teacher and a
high ranking official in Hawaii government poor dad, simply because
as they aged, his father's
finances became more unstable and the business mentor more stable.
The United States is a net importer of Chinese capital, for example, because it must
finance its trade deficit with China, and its trade deficit with China is a consequence not of capital flows that may distort trade but rather because of
high manufacturing costs in the United States, with expensive labor almost always fingered
as the main culprit.
The group incentive nature of employee stock ownership and profit sharing makes this an effective way to create and reinforce a sense of common purpose, and to encourage
higher commitment and productivity.23 It is also the case with ESOPs that the new ownership might not be viewed by the firm in the same way
as other added compensation because the ownership is
financed through loans to buy new capital
as company stock, with Federal tax incentives, and the shares are not paid
as normal wages and benefits out of company budget reserved for this purpose.
«Whereas companies routinely reward their shareholders with
higher dividends, no company in the history of
finance, going back
as far
as the Medicis, has rewarded its bondholders by raising the interest rate on a bond.»
For instance, a big special dividend
financed by debt would still leave shareholders with a period of
high leverage and potential earnings volatility before they have
as much in their pockets
as the buyout price.